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2. Summary of Significant Accounting Policies (Tables)
12 Months Ended
Dec. 31, 2019
Accounting Policies [Abstract]  
Summary of deposits of cash equivalents
     December 31,      December 31,  
     2019      2018  
             
 Collateralized bank repurchase agreement (1)   $ 941,792     $ 568,123  
 Money market funds     12,583,957       15,012,559  
 Total   $ 13,525,749     $ 15,580,682  
Schedule of Concentration Risk
     Years ended December 31,  
     2019      2018  
 Personal Lines     83.5 %     80.7 %
 Commercial Lines     n/a       11.6 %
 Total premiums earned subject to concentration     83.5 %     92.3 %
 Premiums earned not subject to concentration (1)     16.5 %     7.7 %
 Total premiums earned     100.0 %     100.0 %