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3. Investments (Details 5) - USD ($) | 3 Months Ended
--- | ---
Mar. 31, 2020 | Mar. 31, 2019
Income: |  |
Fixed-maturity securities | $ 1,447,938 | $ 1,526,870
Equity securities | 253,073 | 207,144
Cash and cash equivalents | 44,223 | 40,401
Total | 1,745,234 | 1,774,415
Expenses: |  |
Investment expenses | 79,390 | 150,703
Net investment income | $ 1,665,844 | $ 1,623,712

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