<SEC-DOCUMENT>0001021771-20-000072.txt : 20200812
<SEC-HEADER>0001021771-20-000072.hdr.sgml : 20200812
<ACCEPTANCE-DATETIME>20200812161353
ACCESSION NUMBER:		0001021771-20-000072
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		3
REFERENCES 429:			333-207986
FILED AS OF DATE:		20200812
DATE AS OF CHANGE:		20200812
EFFECTIVENESS DATE:		20200812

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			KINGSTONE COMPANIES, INC.
		CENTRAL INDEX KEY:			0000033992
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				362476480
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-245013
		FILM NUMBER:		201095610

	BUSINESS ADDRESS:	
		STREET 1:		15 JOYS LANE
		CITY:			KINGSTON
		STATE:			NY
		ZIP:			12401
		BUSINESS PHONE:		516 374-7600

	MAIL ADDRESS:	
		STREET 1:		15 JOYS LANE
		CITY:			KINGSTON
		STATE:			NY
		ZIP:			12401

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DCAP GROUP INC
		DATE OF NAME CHANGE:	20050210

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DCAP GROUP INC/
		DATE OF NAME CHANGE:	19990702

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EXTECH CORP
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>s8.htm
<DESCRIPTION>REGISTRATION OF 700,000 ADDITIONAL SHARES OF COMMON STOCK
<TEXT>
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    <div style="text-align: center; font-family: 'Times New Roman',Times,serif;">As filed with the Securities and Exchange Commission on August 12, 2020</div>
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    <div style="text-align: right; text-indent: 178.8pt; margin-left: 145.2pt; font-family: 'Times New Roman',Times,serif;">Registration No. <font style="color: rgb(255, 0, 0);">333-</font></div>
    <div><br>
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    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Washington, D.C. 20549</div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif;">_______</div>
    <div><br>
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    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">FORM S&#8209;8</div>
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    </div>
    <div style="text-align: center; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">REGISTRATION STATEMENT</font><font style="font-size: 10pt;">&#160;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">UNDER</font>&#160;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">THE SECURITIES ACT OF 1933</font></font></div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">_______</div>
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    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">KINGSTONE COMPANIES, INC.</div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif;">(Exact Name of Registrant as Specified in Its Charter)</div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Delaware</div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif;">(State or Other Jurisdiction of Incorporation or Organization)</div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">36-2476480</div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif;">(I.R.S. Employer Identification No.)</div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">15 Joys Lane, Kingston, New York 12401</div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif;">(Address of Principal Executive Offices) (Zip Code)</div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Kingstone Companies, Inc. 2014 Equity Participation Plan</div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif;">(Full Title of the Plan)</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="zcee4c161f09f41b7bfbe2449df3de9d1">

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            <div>&#160;</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Barry B. Goldstein</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Chief Executive Officer</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Kingstone Companies, Inc.</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">15 Joys Lane</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Kingston, New York 12401</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif;">(Name and Address of Agent for Service)</div>
          </td>
          <td style="width: 49.98%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-style: italic; font-weight: bold;">Copy to:</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Fred S. Skolnik, Esq.</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Certilman Balin Adler &amp; Hyman, LLP</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">90 Merrick Avenue</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">East Meadow, New York 11554</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">(516) 296-7048</div>
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    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">(845) 802-7900</div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif;">(Telephone Number, Including Area Code, of Agent for Service)</div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">_______</div>
    <div style="text-align: justify; margin-bottom: 6pt; font-family: 'Times New Roman',Times,serif;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or
      an emerging growth company.&#160; See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company&#8221; and &#8220;emerging growth company&#8221; in Rule 12b-2 of the Exchange Act.</div>
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            <div style="text-indent: 36pt; font-family: 'Times New Roman',Times,serif;">Large accelerated filer&#160; ___<br>
            </div>
          </td>
          <td style="width: 50.99%; vertical-align: top;">
            <div><font style="display: inline-block; text-indent: 0px; width: 36pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Times New Roman',Times,serif;">Accelerated filer <u>X</u>_</font></div>
          </td>
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            <div style="text-indent: 36pt; font-family: 'Times New Roman',Times,serif;">Non-accelerated filer&#160; ___</div>
          </td>
          <td style="width: 50.99%; vertical-align: top;">
            <div style="text-indent: 36pt; font-family: 'Times New Roman',Times,serif;">Smaller reporting company&#160; _<u>X</u>_</div>
          </td>
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          <td style="width: 49.01%; vertical-align: top;">&#160;</td>
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            <div style="text-indent: 36pt; font-family: 'Times New Roman',Times,serif;">Emerging growth company&#160; ___</div>
          </td>
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            <div style="font-size: 12pt;"> <font style="font-size: 10pt;"><br>
              </font></div>
            <div style="font-family: 'Times New Roman',Times,serif;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting
              standards provided pursuant to Section 7(a)(2)(B) of the Securities Act. ____</div>
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    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">This Registration Statement covers an additional 700,000 shares of common stock, $0.01 par value per share (&#8220;Common Stock&#8221;), of Kingstone Companies, Inc. (the &#8220;Registrant&#8221;)
      available for issuance under the Registrant&#8217;s 2014 Equity Participation Plan (the &#8220;2014 Plan&#8221;).&#160; This Registration Statement shall also cover any additional shares of Common Stock of the Registrant that become issuable under the 2014 Plan by reason
      of any stock dividend, stock split, recapitalization or similar transaction that results in an increase in the number of outstanding shares of Common Stock of the Registrant.</div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">CALCULATION OF REGISTRATION FEE</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z61e24671013849778580740e8da0a826">

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            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Title of Securities</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">To Be</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Registered</div>
          </td>
          <td style="width: 18.27%; vertical-align: bottom; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Amount</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">To Be</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Registered</div>
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            <div>&#160;</div>
            <div>&#160;</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Proposed</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Maximum</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Offering</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Price</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Per Share</div>
          </td>
          <td style="width: 18.81%; vertical-align: bottom; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Proposed</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Maximum</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Aggregate</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Offering</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Price</div>
          </td>
          <td style="width: 21.16%; vertical-align: bottom; border-top: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0); border-right: 1px solid rgb(0, 0, 0);">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Amount of</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Registration</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Fee</div>
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            <div style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Common Stock</div>
            <div style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">&#160;&#160; (par value $0.01</div>
            <div style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">&#160;&#160; per share)</div>
          </td>
          <td style="width: 18.27%; vertical-align: bottom; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">700,000</div>
          </td>
          <td style="width: 18.69%; vertical-align: bottom; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">&#160;&#160;&#160;&#160;$5.48 (1)</div>
          </td>
          <td style="width: 18.81%; vertical-align: bottom; border-top: 1px solid rgb(0, 0, 0); border-bottom: 1px solid rgb(0, 0, 0); border-left: 1px solid rgb(0, 0, 0);">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">$3,836,000 (1)</div>
          </td>
          <td style="width: 21.16%; vertical-align: bottom; border-color: rgb(0, 0, 0); border-style: solid; border-width: 1px;">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">$497.91</div>
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              <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">(1)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Calculated solely for purposes of the registration fee for this offering and in accordance with paragraphs (c) and (h)(1) of Rule 457 of the Securities Act of 1933,
                as amended (the &#8220;Securities Act&#8221;), on the basis of the average of the high and low prices of the Registrant&#8217;s shares of Common Stock as reported by The Nasdaq Capital Market on August 7, 2020.</div>
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    </div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">STATEMENT PURSUANT TO GENERAL INSTRUCTION E TO FORM S-8</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Pursuant to General Instruction E to Form S-8 under the Securities Act, this Registration Statement is filed by the Registrant to register an additional
      700,000 shares of Common Stock as to which options or awards may be granted under the 2014 Plan.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">This Registration Statement on Form S-8 is being filed for the purpose of registering an aggregate of 700,000 additional shares of common stock of the
      Registrant to be issued pursuant to the 2014 Plan. At the Registrant&#8217;s Annual Meeting of Stockholders held on August 5, 2020, the Registrant&#8217;s stockholders approved an amendment to the 2014 Plan to increase the number of shares of common stock that
      may be issued pursuant to the 2014 Plan by 700,000 shares. The Registrant is filing the present Registration Statement in connection with such amendment to the Plan. The additional shares registered hereby are in addition to the shares of common
      stock of the Registrant authorized for issuance under the 2014 Plan which were registered pursuant to a previous registration statement on Form S-8. The contents of the previous registration statement on Form S-8, including the documents incorporated
      by reference therein, filed by the Registrant with the Securities and Exchange Commission on November 12, 2015 (File Number 333-207986) are incorporated by reference into this registration statement pursuant to General Instruction E on Form S-8,
      except to the extent supplemented, amended or superseded by the information set forth herein or incorporated herein by reference.</div>
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    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">PART II</div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</div>
    <div><br>
    </div>
    <div style="text-align: justify;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Item 3.</font><font style="display: inline-block; text-indent: 0px; width: 108pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Incorporation of Documents by Reference</u>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Incorporated herein by reference are the following documents filed by the Registrant with the Securities and Exchange Commission (the &#8220;Commission&#8221;) under
      the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;) (to the extent filed and not furnished):</div>
    <div><br>
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              <div style="margin-left: 72pt; font-family: 'Times New Roman',Times,serif;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Annual Report on Form 10-K for the year ended December 31, 2019.</div>
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              <div style="margin-left: 72pt; font-family: 'Times New Roman',Times,serif;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;"><font style="background-color: #FFFFFF;">Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2020.</font></div>
            </td>
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    </div>
    <div><br>
    </div>
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              <div style="margin-left: 72pt; font-family: 'Times New Roman',Times,serif;">(c)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-size: 12pt;"><font style="background-color: rgb(255, 255, 255); font-size: 10pt; font-family: 'Times New Roman',Times,serif;">Quarterly Report on Form 10-Q for the quarterly period ended June 30, 2020</font><font style="font-size: 10pt;">.</font></div>
            </td>
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              <div style="margin-left: 72pt; font-family: 'Times New Roman',Times,serif;">(d)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Current Report on Form 8-K filed March 12, 2020.</div>
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    </div>
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              <div style="margin-left: 72pt; font-family: 'Times New Roman',Times,serif;">(e)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Current Report on Form 8-K filed May 1, 2020.</div>
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    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z6c191abcde1a493c9c34d677cb91ea28">

          <tr>
            <td style="width: 107.3pt; vertical-align: top;">
              <div style="margin-left: 72pt; font-family: 'Times New Roman',Times,serif;">(f)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Current Report on Form 8-K filed June 1, 2020.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z3c2200aecfcf44239b207aaf7a6085b2">

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            <td style="width: 107.3pt; vertical-align: top;">
              <div style="margin-left: 72pt; font-family: 'Times New Roman',Times,serif;">(g)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Current Report on Form 8-K filed July 21, 2020.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z656831c20c6c445abe44af7a564aa3bb">

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            <td style="width: 107.3pt; vertical-align: top;">
              <div style="margin-left: 72pt; font-family: 'Times New Roman',Times,serif;">(h)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Current Report on Form 8-K filed August 7, 2020.</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">All documents subsequently filed by the Registrant pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Exchange Act, prior to the filing of a
      post&#8209;effective amendment to this Registration Statement which indicates that all securities offered hereby have been sold or which deregisters all such securities then remaining unsold, shall be deemed to be incor-porated herein by reference and to
      be a part hereof from their respective dates of filing.</div>
    <div><br>
    </div>
    <div style="text-align: justify;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Item 6.</font><font style="display: inline-block; text-indent: 0px; width: 108pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Indemnification of Directors and Officers</u>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Article Twelfth of the Company&#8217;s Restated Certificate of Incorporation eliminates, absent fraud, the personal liability of directors to the Company,
      stockholders or creditors thereof, or any other persons, in connection with losses incurred by the Company under or by reason of any contract or business transaction between a director and the Company, and provides that a director shall not be
      accountable for any gains or profits realized thereon.</div>
    <div><br>
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    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Article Thirteenth of the Company&#8217;s Restated Certificate of Incorporation provides that each director and each officer now or hereafter serving the Company
      or, at the request of the Company, any other corporation in which the Company has an interest as stockholder or creditor, and his heirs, executors and administrators, shall be indemnified and held harmless by the Company from and against all costs,
      expenses and liabilities, including but not limited to counsel fees and amounts of judgments and amounts paid in settlement, which may be imposed upon or incurred by him in connection with or resulting from any claim made against him or any action,
      suit or proceeding in which he may be involved, by reason of his being or having been a director or officer of the Company or of any such other corporation, whether or not he continues to be a director or officer at the time such costs, expenses and
      liabilities are imposed or incurred; provided, however, that no such director or officer shall be so indemnified (a) with respect to any matter as to which he shall, in any such action, suit or proceeding, be finally adjudged to be liable for
      misconduct in the performance of his duties as a director or officer, or (b) in the event of a settlement of any such claim, action, suit or proceeding unless (i) such settlement shall, with knowledge of the indemnification provided for thereby, be
      approved by the court having jurisdiction of such claim, action, suit or proceeding or (ii) such settlement shall have been made upon the written opinion of independent legal counsel, selected by or in a manner determined by the board of directors of
      the Company, to the effect that there is no reasonable ground of liability for misconduct on the part of such director or officer and that the entire cost of such settlement will not substantially exceed the estimated cost of defending such claim,
      action, suit or proceeding to a final conclusion. The Company&#8217;s Restated Certificate of Incorporation also provides that the foregoing rights of indemnification shall be in addition to any other rights to which such director or officer may otherwise
      be entitled as a matter of law.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Article Fifteenth of the Company&#8217;s Restated Certificate of Incorporation eliminates the personal liability of directors to the Company and its stockholders
      for monetary damages for breach of fiduciary duty as a director except for liability (i) for breach of the director&#8217;s duty of loyalty to the Company or its stockholders, (ii) for acts or omissions not in good faith or which involve intentional
      misconduct or a knowing violation of law, (iii) arising under Section 174 of the Delaware General Corporation Law, or (iv) for any transaction from which the director derived an improper personal benefit.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Additionally, the Company has included in its by-laws provisions to indemnify its directors, officers, employees and agents and to purchase insurance with
      respect to liability arising out of the performance of their duties as directors, officers, employees and agents as permitted by Section 145 of the Delaware General Corporation law.&#160; The Delaware General Corporation law provides further that the
      indemnification permitted thereunder shall not be deemed exclusive of any other rights to which the directors, officers, employees and agents may be entitled under the Company&#8217;s by-laws, any agreement, the vote of stockholders or otherwise.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">The effect of the foregoing is to require the Company, to the extent permitted by law, to indemnify the officers, directors, employees and agents of the
      Company for any claim arising against such persons in their official capacities if such person acted in good faith and in a manner that he reasonably believed to be in or not opposed to the best interests of the Company, and, with respect to any
      criminal action or proceeding, had no reasonable cause to believe his conduct was unlawful.</div>
    <div><br>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
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    </div>
    <div style="text-align: justify;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Item 8.</font><font style="display: inline-block; text-indent: 0px; width: 108pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Exhibits</u>.</font></div>
    <div><br>
    </div>
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          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">5</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-family: 'Times New Roman',Times,serif;">Opinion of Certilman Balin Adler &amp; Hyman, LLP as to the legality of the additional shares of Common Stock being registered by this Registration Statement</div>
          </td>
        </tr>

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          </td>
          <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">23.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-family: 'Times New Roman',Times,serif;">Consent of Marcum LLP</div>
          </td>
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          </td>
          <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">23.2</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">Consent of Certilman Balin Adler &amp; Hyman, LLP (included in the opinion filed as Exhibit 5 hereto)</div>
          </td>
        </tr>

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    <div style="text-align: center; font-size: 12pt; font-weight: bold;"> <font style="font-size: 10pt;"><br>
      </font></div>
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    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">SIGNATURES</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable grounds to believe that it meets all of the
      requirements for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the County of Ulster, State of New York, on the 11<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>&#160; day of August, 2020.</div>
    <div style="text-align: justify;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"> </font><br>
    </div>
    <div style="text-align: justify;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"> </font>
      <table cellspacing="0" cellpadding="0" border="0" style="width: 100%; border-collapse: separate; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">

          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" colspan="2" style="width: 38%;"><strong>KINGSTONE COMPANIES, INC.<br>
              </strong></td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="top" style="width: 35%;">&#160;</td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" align="left" style="width: 50%; padding-bottom: 2px;">
              <div align="left" style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt"><br>
              </div>
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              <div align="left" style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt">By: </div>
            </td>
            <td valign="top" nowrap="nowrap" align="left" style="width: 35%; border-bottom: 2px solid rgb(0, 0, 0);">/s/ Barry B. Goldstein<br>
            </td>
            <td valign="top" style="width: 12%; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" align="left" style="width: 35%;">Barry B. Goldstein<br>
            </td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="top" style="width: 35%;">Chief Executive Officer<br>
            </td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="top" style="width: 35%;">&#160;</td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>

      </table>
    </div>
    <br>
    <br>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Pursuant to the requirements of the Securities Act of 1933, this Registration Statement has been signed by the following persons in the capacities and on
      the dates indicated.</div>
    <div style="text-align: justify;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><font style="font-weight: bold;">&#160; &#160;&#160; </font><br>
      </font></div>
    <div><br>
    </div>
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        <tr>
          <td rowspan="1" style="width: 33.76%; vertical-align: top;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Signature</u></font></td>
          <td rowspan="1" style="width: 43.16%; vertical-align: top;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><font style="font-weight: bold;"><u>Capacity</u></font></font></td>
          <td rowspan="1" style="width: 23.08%; vertical-align: top;">
            <div><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Date</u></font></div>
            <div><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u> <br>
                </u></font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 33.76%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;"><u>/s/ Barry B. Goldstein<font style="display: inline-block; text-indent: 0px; width: 12pt;" id="TRGRRTFtoHTMLTab">&#160;</font></u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">Barry B. Goldstein</div>
          </td>
          <td style="width: 43.16%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">Chief Executive Officer, President, <br>
              Chairman of the Board and Director</div>
          </td>
          <td style="width: 23.08%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">&#160;August 11, 2020</div>
          </td>
        </tr>
        <tr>
          <td style="width: 33.76%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;"><u>/s/ Victor J. Brodsky<font style="display: inline-block; text-indent: 0px; width: 12pt;" id="TRGRRTFtoHTMLTab">&#160;</font></u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">Victor J. Brodsky</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;"><u>/s/ Richard J. Swartz<font style="display: inline-block; text-indent: 0px; width: 12pt;" id="TRGRRTFtoHTMLTab">&#160;</font></u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">Richard J. Swartz</div>
            <div>&#160;</div>
            <div><u><font style="font-family: 'Times New Roman',Times,serif;">/s/ Meryl S. Golden</font></u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">Meryl S. Golden</div>
          </td>
          <td style="width: 43.16%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Chief Financial Officer and Treasurer</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Chief Accounting Officer</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Chief Operating Officer and Director</div>
          </td>
          <td style="width: 23.08%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">August 11, 2020</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div>August 11, 2020 <br>
            </div>
            <div> <br>
            </div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">August 11, 2020</div>
          </td>
        </tr>
        <tr>
          <td style="width: 33.76%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">&#160;</div>
            <div><u><font style="font-family: 'Times New Roman',Times,serif;">/s/ Floyd R. Tupper</font></u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">Floyd R. Tupper</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;"><u>/s/ William L. Yankus<font style="display: inline-block; text-indent: 0px; width: 12pt;" id="TRGRRTFtoHTMLTab">&#160;</font></u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">William L. Yankus</div>
          </td>
          <td style="width: 43.16%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Secretary and Director</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Director</div>
          </td>
          <td style="width: 23.08%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">August 11, 2020</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">August 11, 2020</div>
          </td>
        </tr>
        <tr>
          <td style="width: 33.76%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;"><u>/s/ Carla A. D&#8217;Andre<font style="display: inline-block; text-indent: 0px; width: 12pt;" id="TRGRRTFtoHTMLTab">&#160;</font></u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">Carla A. D&#8217;Andre</div>
          </td>
          <td style="width: 43.16%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Director</div>
          </td>
          <td style="width: 23.08%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">August 11, 2020</div>
          </td>
        </tr>
        <tr>
          <td style="width: 33.76%; vertical-align: top;">&#160;</td>
          <td style="width: 43.16%; vertical-align: top;">&#160;</td>
          <td style="width: 23.08%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 33.76%; vertical-align: top;">
            <div><u><font style="font-family: 'Times New Roman',Times,serif;">/s/ Timothy P. McFadden</font></u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">Timothy P. McFadden</div>
          </td>
          <td style="width: 43.16%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">Director</div>
          </td>
          <td style="width: 23.08%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">August 11, 2020</div>
          </td>
        </tr>
        <tr>
          <td style="width: 33.76%; vertical-align: top;">
            <div>&#160;<br>
            </div>
          </td>
          <td style="width: 43.16%; vertical-align: top;">
            <div><br>
            </div>
          </td>
          <td style="width: 23.08%; vertical-align: top;">
            <div><br>
            </div>
          </td>
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<DOCUMENT>
<TYPE>EX-5
<SEQUENCE>2
<FILENAME>ex5.htm
<DESCRIPTION>OPINION OF COUNSEL
<TEXT>
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  <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">OPINION OF CERTILMAN BALIN ADLER &amp; HYMAN, LLP</div>
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  <div style="text-align: justify; margin-left: 288pt; font-family: 'Times New Roman',Times,serif;">August 12, 2020</div>
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  </div>
  <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Kingstone Companies, Inc.</div>
  <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">15 Joys Lane</div>
  <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Kingston, New York 12401</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 36pt;"><font style="font-family: 'Times New Roman',Times,serif;">Re:</font><font style="display: inline-block; text-indent: 0px; width: 36pt;">&#160;</font><font style="font-family: 'Times New Roman',Times,serif;">Registration
      of 700,000 shares of Common Stock,</font></div>
  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;&#160;&#160; par value $0.01 per share, under the</div>
  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;&#160;&#160; <u>Securities Act of 1933, as amended</u></div>
  <div><br>
  </div>
  <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Ladies and Gentlemen:</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">In our capacity as counsel to Kingstone Companies, Inc., a Delaware corporation (the &#8220;Company&#8221;), we have been asked to render this opinion in connection with
    a Registration Statement on Form S-8 being filed contemporaneously herewith by the Company with the Securities and Exchange Commission under the Securities Act of 1933, as amended (the &#8220;Registration Statement&#8221;), covering the issuance of up to an
    aggregate of 700,000 shares of common stock, par value $0.01 per share, of the Company (the &#8220;Common Shares&#8221;) under the Company&#8217;s 2014 Equity Participation Plan, as amended (the &#8220;2014 Plan&#8221;).</div>
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  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">In that connection, we have examined the Certificate of Incorporation and the By-Laws of the Company, as amended to date, the Registration Statement and the
    2014 Plan and are familiar with corporate proceedings of the Company relating to the adoption of the 2014 Plan.&#160; We have also examined such other instruments and documents as we deemed relevant under the cir-cumstances.</div>
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  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">For purposes of the opinions expressed below, we have assumed (i) the authenticity of all documents submitted to us as original, (ii) the conformity to the
    originals of all documents submitted as certified, photostatic or facsimile copies and the authenticity of the originals, (iii) the legal capacity of natural persons, (iv) the due authorization, execution and delivery of all documents by all parties
    and the validity and binding effect thereof and (v) the conformity to the proceedings of the Board of Directors of all minutes of such proceedings.&#160; We have also assumed that the corporate records furnished to us by the Company include all corporate
    proceedings taken by the Company to date.</div>
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  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Based upon and subject to the foregoing, we are of the opinion that the Common Shares have been duly and validly authorized and, when issued pursuant to the
    terms of the 2014 Plan, will be duly and validly issued, fully paid and nonassessable.</div>
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  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">We hereby consent to the use of our opinion as herein set forth as an exhibit to the Registration Statement.</div>
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  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">This opinion is as of the date hereof, and we do not undertake, and hereby disclaim, any obligation to advise you of any changes in any of the matters set
    forth herein.</div>
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  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">We are rendering this opinion only as to the matters expressly set forth herein, and no opinion should be inferred as to any other matters.</div>
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  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">This opinion is for your exclusive use only and is to be utilized and relied upon only in connection with the matters expressly set forth herein.</div>
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  <div style="text-align: justify; text-indent: 201.6pt; font-family: 'Times New Roman',Times,serif;">Very truly yours,</div>
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  <div style="text-align: justify; text-indent: 201.6pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">CERTILMAN BALIN ADLER &amp; HYMAN, LLP</div>
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<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>3
<FILENAME>ex23_1.htm
<DESCRIPTION>CONSENT OF MARCUM LLP
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    <div style="text-align: center; font-family: 'Times New Roman',Times,serif;"><u>INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM&#8217;S CONSENT</u></div>
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    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">We consent to the incorporation by reference in this Registration Statement of Kingstone Companies, Inc. on Form S-8 of our report dated March 16, 2020 with respect to our
      audits of the consolidated financial statements of Kingstone Companies, Inc. and Subsidiaries<font style="font-weight: bold;">&#160;</font>as of December 31, 2019 and 2018 and for each of the two years in the period ended December 31, 2019, and our report
      dated March 16, 2020 with respect to our audit of the effectiveness of internal control over financial reporting of Kingstone Companies, Inc. and Subsidiaries as of December 31, 2019, which reports are included in the Annual Report on Form 10-K of
      Kingstone Companies, Inc. for the year ended December 31, 2019.</div>
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    <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Our report on the effectiveness of internal control over financial reporting expressed an adverse opinion because of the existence of a material weakness.</div>
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    <div style="font-family: 'Times New Roman',Times,serif;">/s/ Marcum LLP</div>
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    <div style="font-family: 'Times New Roman',Times,serif;">Marcum LLP</div>
    <div style="font-family: 'Times New Roman',Times,serif;">Hartford, CT</div>
    <div style="font-family: 'Times New Roman',Times,serif;">August 11, 2020</div>
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