<SEC-DOCUMENT>0001021771-20-000010.txt : 20200121
<SEC-HEADER>0001021771-20-000010.hdr.sgml : 20200121
<ACCEPTANCE-DATETIME>20200121164102
ACCESSION NUMBER:		0001021771-20-000010
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20200116
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20200121
DATE AS OF CHANGE:		20200121

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			KINGSTONE COMPANIES, INC.
		CENTRAL INDEX KEY:			0000033992
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				362476480
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-01665
		FILM NUMBER:		20536774

	BUSINESS ADDRESS:	
		STREET 1:		15 JOYS LANE
		CITY:			KINGSTON
		STATE:			NY
		ZIP:			12401
		BUSINESS PHONE:		516 374-7600

	MAIL ADDRESS:	
		STREET 1:		15 JOYS LANE
		CITY:			KINGSTON
		STATE:			NY
		ZIP:			12401

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DCAP GROUP INC
		DATE OF NAME CHANGE:	20050210

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DCAP GROUP INC/
		DATE OF NAME CHANGE:	19990702

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EXTECH CORP
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8kdtd011620.htm
<DESCRIPTION>FORM 8-K RE: PRESS RELEASE
<TEXT>
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    <div style="text-align: center; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; font-weight: bold;">WASHINGTON, DC 20549</div>
    <div style="text-align: center;">_______</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">FORM 8-K</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">CURRENT REPORT</div>
    <div style="text-align: center;">Pursuant to Section 13 or 15(d) of the</div>
    <div style="text-align: center;">Securities Exchange Act of 1934</div>
    <div><br>
    </div>
    <div style="text-align: center;">Date of Report January 16, 2020</div>
    <div style="text-align: center;">(Date of earliest event reported)</div>
    <div><br>
    </div>
    <div style="text-align: center;"><u>KINGSTONE COMPANIES, INC.</u></div>
    <div style="text-align: center;">(Exact Name of Registrant as Specified in Charter)</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zc900b82b71d64f35a43c364d41f50de7" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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          <td style="width: 33.37%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">Delaware</div>
          </td>
          <td style="width: 2.77%; vertical-align: top;">&#160;</td>
          <td style="width: 25.81%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">0-1665</div>
          </td>
          <td style="width: 2.77%; vertical-align: top;">&#160;</td>
          <td style="width: 35.29%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">36-2476480</div>
          </td>
        </tr>
        <tr>
          <td style="width: 33.37%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif;">(State or Other Jurisdiction of Incorporation)</div>
          </td>
          <td style="width: 2.77%; vertical-align: top;">&#160;</td>
          <td style="width: 25.81%; vertical-align: top;">
            <div style="text-align: center;">(Commission File No.)</div>
          </td>
          <td style="width: 2.77%; vertical-align: top;">&#160;</td>
          <td style="width: 35.29%; vertical-align: top;">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif;">(IRS Employer Identification Number)</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" id="z200f686ba602423b8a061b3eadc62480" style="width: 70%; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;">

        <tr>
          <td style="width: 77.71%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: justify;">15 Joys Lane, Kingston, NY</div>
          </td>
          <td style="width: 22.29%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: justify;">&#160;&#160;&#160;&#160;12401</div>
          </td>
        </tr>
        <tr>
          <td style="width: 77.71%; vertical-align: top;">
            <div style="text-align: justify;">(Address of Principal Executive Offices)</div>
          </td>
          <td style="width: 22.29%; vertical-align: top;">
            <div style="text-align: justify;">(Zip Code)</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="text-align: center;">Registrant's telephone number, including area code: <u>(845) 802-7900</u></div>
    <div><br>
    </div>
    <div style="text-align: justify;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the
      following provisions:</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z3de3ac4d7dff4ee7b078c45eff4fee7e" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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          <td style="width: 9.27%; vertical-align: top;">
            <div style="text-align: justify;">____</div>
          </td>
          <td style="width: 90.73%; vertical-align: top;">
            <div>Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
          </td>
        </tr>
        <tr>
          <td style="width: 9.27%; vertical-align: top;">
            <div style="text-align: justify;">____</div>
          </td>
          <td style="width: 90.73%; vertical-align: top;">
            <div>Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
          </td>
        </tr>
        <tr>
          <td style="width: 9.27%; vertical-align: top;">
            <div style="text-align: justify;">____</div>
          </td>
          <td style="width: 90.73%; vertical-align: top;">
            <div>Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
          </td>
        </tr>
        <tr>
          <td style="width: 9.27%; vertical-align: top;">
            <div style="text-align: justify;">____</div>
          </td>
          <td style="width: 90.73%; vertical-align: top;">
            <div>Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="background-color: #FFFFFF;">
      <div>Securities registered pursuant to Section 12(b) of the Act:</div>
      <div><br>
      </div>
    </div>
    <table cellspacing="0" cellpadding="0" id="z25c8ac52fa5b46129b548c855e596b6a" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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          <td style="width: 39.2%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">Title of each class</div>
          </td>
          <td style="width: 19.06%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">Trading Symbol(s)</div>
          </td>
          <td style="width: 41.74%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">Name of each exchange on which registered</div>
          </td>
        </tr>
        <tr>
          <td style="width: 39.2%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="background-color: #FFFFFF;">
              <div>Common Stock, $0.01 par value per share</div>
            </div>
          </td>
          <td style="width: 19.06%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">KINS</div>
          </td>
          <td style="width: 41.74%; vertical-align: top; border-bottom: #000000 2px solid;">
            <div style="text-align: center;">Nasdaq Capital Market</div>
          </td>
        </tr>

    </table>
    <div style="background-color: #FFFFFF;">
      <div><br>
      </div>
      <div>Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter)
        or Rule 12b-2 of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</div>
    </div>
    <div style="text-align: right;">Emerging growth company &#9633;</div>
    <div><br>
    </div>
    <div style="text-align: justify;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or
      revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.&#160; &#9633;</div>
    <div><br>
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          <td style="width: 15.23%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Item 7.01.</div>
          </td>
          <td style="width: 84.77%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Regulation FD Disclosure.</div>
          </td>
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    </table>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-bottom: 12pt; font-family: 'Times New Roman',Times,serif;">On January 16, 2020, Kingstone Companies, Inc. (the &#8220;Company&#8221;) issued a press release (the &#8220;Press Release&#8221;)
      announcing that it will hold a conference call for analysts and investors on March 12, 2020 at 8:30 A.M. ET to discuss its fiscal 2019 fourth quarter and year-end financial results.&#160; The Press Release also indicated that the Company&#8217;s year-end
      results are scheduled for release shortly after the stock markets close on the previous day, March 11, 2020.&#160; In addition, the Press Release announced that Kingstone Insurance Company, the Company&#8217;s wholly-owned subsidiary, has finalized a new 25%
      personal lines quota share treaty for the period December 15, 2019 through December 31, 2020.&#160; A copy of the Press Release is furnished as Exhibit 99.1 hereto.</div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman',Times,serif;">The information in the Press Release is being furnished, not filed, pursuant to this Item 7.01.&#160; Accordingly, the information in
      the Press Release will not be incorporated by reference into any registration statement filed by the Company under the Securities Act of 1933, as amended, unless specifically identified therein as being incorporated therein by reference. The
      furnishing of the information in this Report with respect to the Press Release is not intended to, and does not, constitute a determination or admission by the Company that the information in this Report with respect to the Press Release is material
      or complete, or that investors should consider this information before making an investment decision with respect to any security of the Company.</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z8c462f1c45f549e0821f279c880bc5bc" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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            <div style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Item 9.01</div>
          </td>
          <td style="width: 83.61%; vertical-align: top;">
            <div style="font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Financial Statements and Exhibits</font><font style="font-size: 10pt;">.</font></div>
          </td>
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    <div><br>
    </div>
    <div><font style="font-family: 'Times New Roman',Times,serif;">(d)</font><font id="TRGRRTFtoHTMLTab" style="display: inline-block; text-indent: 0px; width: 36pt;"> </font><font style="font-family: 'Times New Roman',Times,serif;"><u>Exhibits</u>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify;">
      <div>
        <table cellspacing="0" cellpadding="0" id="ze71523551c3f4d4a93f0d113a5fb1e7b" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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              <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">&#160;&#160;&#160; 99.1</td>
              <td style="width: auto; vertical-align: top; text-align: justify;">
                <div style="font-family: 'Times New Roman',Times,serif;">Press release, dated January 16, 2020, issued by Kingstone Companies, Inc.</div>
              </td>
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    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">SIGNATURES</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman',Times,serif;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on
      its behalf by the undersigned hereunto duly authorized.</div>
    <div><br>
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            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 38%;" colspan="2"><strong>KINGSTONE COMPANIES, INC.<br>
              </strong></td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="top" style="width: 35%;">&#160;</td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
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            <td valign="top" align="left" style="width: 50%; padding-bottom: 2px;">
              <div align="left" style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;">Dated:&#160; January 21, 2020<br>
              </div>
            </td>
            <td valign="top" style="width: 3%; padding-bottom: 2px;">
              <div align="left" style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;">By: </div>
            </td>
            <td valign="top" align="left" style="width: 35%; border-bottom: #000000 2px solid;">/s/ Barry B. Goldstein<br>
            </td>
            <td valign="top" style="width: 12%; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="bottom" align="left" style="width: 35%;">Barry B. Goldstein<br>
            </td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="top" style="width: 35%;">President and CEO<br>
            </td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="top" style="width: 35%;">&#160;</td>
            <td valign="top" style="width: 12%;">&#160;</td>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex99_1.htm
<DESCRIPTION>PRESS RELEASE DATED JANUARY 16, 2020
<TEXT>
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  <div><font style="font-weight: bold;">Kingstone Companies, Inc.</font><br>
  </div>
  <div><font style="font-weight: bold;"> </font>
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            <div><font style="font-weight: bold;">Headline</font>: <font style="font-weight: bold;">Kingstone
                Schedules 2019 Fourth Quarter and Full Year Financial Results and Conference Call</font><br>
              <br>
              <font style="font-weight: bold;">Date</font>: 01-16-2020<br>
              <br>
              For a complete listing of our press releases, please click <font style="font-weight: bold;">here</font></div>
            <div style="text-align: center; font-weight: bold;">Kingstone Enters into New Personal Lines Quota Share Treaty</div>
            <div style="text-align: center; font-weight: bold;"> <br>
            </div>
            <div>KINGSTON, N.Y.--(BUSINESS WIRE)-- <font style="font-weight: bold;">Kingstone
                Companies, Inc. (Nasdaq: KINS)</font> (the &#8220;Company&#8221; or &#8220;Kingstone&#8221;), a Northeast regional property and casualty insurance holding company, announced today that it will hold its 2019 Fourth Quarter and Full Year 2019 financial results
              conference call for analysts and investors on March 12, 2020 at 8:30 a.m. Eastern Time. The earnings announcement is scheduled for release shortly after the stock markets close on Wednesday, March 11th.</div>
            <div> <br>
            </div>
            <div>The Company also announced that Kingstone Insurance Company (&#8220;KICO&#8221;), its wholly-owned subsidiary, finalized a new 25% personal lines quota share
              treaty for the period December 15, 2019 through December 31, 2020. &#8220;This new treaty enables us to reduce our catastrophe retention (from $7,500,000 to $5,625,000) and further benefits us by providing a material increase to year end 2019
              statutory surplus. Reducing our premium leverage going into 2020 was one of my first goals upon returning as CEO,&#8221; said Barry Goldstein, the Company&#8217;s President, Chief Executive Officer and Chairman. The reinsurers (Swiss Re, Hannover Re and
              Allied World) are all long-time partners of KICO.</div>
            <div> <br>
            </div>
            <div>The details of the conference call and webcast are as follows:<br>
              Date: Thursday, March 12, 2020<br>
              Time: 8:30 a.m. Eastern Time</div>
            <div> <br>
            </div>
            <div><font style="font-weight: bold;">Access by conference call:</font><br>
              Domestic callers: 877-407-3105<br>
              International callers: 201-493-6794<br>
              <font style="font-weight: bold;">Access by webcast:</font><br>
              The call will be simultaneously webcast over the internet and can be accessed via the following link fifteen minutes prior to the call:</div>
            <div> <br>
            </div>
            <div><br>
              <div>Kingstone Fourth Quarter and Full Year 2019 Financial Results and Conference Call Webcast</div>
              The webcast will be archived and accessible for approximately 30 days.</div>
            <div> <br>
            </div>
            <div style="font-weight: bold;"><u>About Kingstone Companies, Inc.</u></div>
            <div style="font-weight: bold;"> <br>
            </div>
            <div>Kingstone is a northeast regional property and casualty insurance holding company whose principal operating subsidiary is Kingstone Insurance Company
              (&#8220;KICO&#8221;). KICO is a multi-line carrier writing business through retail and wholesale agents and brokers. KICO offers primarily personal lines insurance products, as well as Physical Damage Only coverage to taxi, limousine, and transportation
              network vehicle owners in New York State. Actively writing in New York, New Jersey, Rhode Island, Massachusetts, and Connecticut, Kingstone is also licensed in Pennsylvania, New Hampshire and Maine.</div>
            <div>&#160;</div>
            <div>View source version on businesswire.com: https://www.businesswire.com/news/home/20200116005744/en/</div>
            <div> <br>
              </div>
            <div>INVESTOR RELATIONS:<br>
              Amanda M. Goldstein<br>
              Investor Relations Director<br>
              (516) 960-1319</div>
            <div>Source: Kingstone Companies, Inc.</div>
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