<SEC-DOCUMENT>0001021771-21-000064.txt : 20210817
<SEC-HEADER>0001021771-21-000064.hdr.sgml : 20210817
<ACCEPTANCE-DATETIME>20210817161747
ACCESSION NUMBER:		0001021771-21-000064
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20210817
DATE AS OF CHANGE:		20210817
EFFECTIVENESS DATE:		20210817

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			KINGSTONE COMPANIES, INC.
		CENTRAL INDEX KEY:			0000033992
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				362476480
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-258877
		FILM NUMBER:		211182997

	BUSINESS ADDRESS:	
		STREET 1:		15 JOYS LANE
		CITY:			KINGSTON
		STATE:			NY
		ZIP:			12401
		BUSINESS PHONE:		516 374-7600

	MAIL ADDRESS:	
		STREET 1:		15 JOYS LANE
		CITY:			KINGSTON
		STATE:			NY
		ZIP:			12401

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DCAP GROUP INC
		DATE OF NAME CHANGE:	20050210

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DCAP GROUP INC/
		DATE OF NAME CHANGE:	19990702

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EXTECH CORP
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>s_8.htm
<DESCRIPTION>S-8 REGISTRATION STATEMENT
<TEXT>
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    <div style="text-align: center;">As filed with the Securities and Exchange Commission on August 17, 2021</div>
    <div><br>
    </div>
    <div style="text-align: right; text-indent: 178.8pt; margin-left: 145.2pt; font-family: 'Times New Roman',Times,serif;">Registration No. 333-&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <br>
    </div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; font-weight: bold;">Washington, D.C. 20549</div>
    <div style="text-align: center;">_______</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">FORM S&#8209;8</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">REGISTRATION STATEMENT</div>
    <div style="text-align: center; font-weight: bold;">UNDER</div>
    <div style="text-align: center; font-weight: bold;">THE SECURITIES ACT OF 1933</div>
    <div style="text-align: center; font-weight: bold;">_______</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">KINGSTONE COMPANIES, INC.</div>
    <div style="text-align: center;">(Exact Name of Registrant as Specified in Its Charter)</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">Delaware</div>
    <div style="text-align: center;">(State or Other Jurisdiction of Incorporation or Organization)</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">36-2476480</div>
    <div style="text-align: center;">(I.R.S. Employer Identification No.)</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">15 Joys Lane, Kingston, New York 12401</div>
    <div style="text-align: center;">(Address of Principal Executive Offices) (Zip Code)</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">Kingstone Companies, Inc. Employee Stock Purchase Plan</div>
    <div style="text-align: center;">(Full Title of the Plan)</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="zd83cd70751e443a5a5d2a4dd41af2df7">

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            <div>&#160;</div>
            <div style="text-align: center; font-weight: bold;">Barry B. Goldstein</div>
            <div style="text-align: center; font-weight: bold;">Chief Executive Officer</div>
            <div style="text-align: center; font-weight: bold;">Kingstone Companies, Inc.</div>
            <div style="text-align: center; font-weight: bold;">15 Joys Lane</div>
            <div style="text-align: center; text-indent: 18.5pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Kingston, New York 12401</div>
            <div style="text-align: center;">(Name and Address of Agent for Service)</div>
            <div style="text-align: center;"> <br>
            </div>
          </td>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: center; font-style: italic; font-weight: bold;">Copy to:</div>
            <div style="text-align: center; font-weight: bold;">Fred S. Skolnik, Esq.</div>
            <div style="text-align: center; font-weight: bold;">Certilman Balin Adler &amp; Hyman, LLP</div>
            <div style="text-align: center; font-weight: bold;">90 Merrick Avenue</div>
            <div style="text-align: center; font-weight: bold;">East Meadow, New York 11554</div>
            <div style="text-align: center; font-weight: bold;">(516) 296-7048</div>
          </td>
        </tr>

    </table>
    <div style="text-align: center; font-weight: bold;">(845) 802-7900</div>
    <div style="text-align: center;">(Telephone Number, Including Area Code,</div>
    <div style="text-align: center;">of Agent for Service)</div>
    <div style="text-align: center; font-weight: bold;">_______</div>
    <div style="text-align: justify; margin-bottom: 6pt;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company.&#160; See the definitions of &#8220;large accelerated
      filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company,&#8221; and &#8220;emerging growth company&#8221; in Rule 12b-2 of the Exchange Act.</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="ze4bbe17b95fc4f6093a8016e5ce204e9">

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          <td style="width: 49.08%; vertical-align: top;">
            <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Large accelerated filer&#160; _____</div>
          </td>
          <td colspan="2" style="width: 50.92%; vertical-align: top;">
            <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Accelerated filer _____</div>
          </td>
        </tr>
        <tr>
          <td rowspan="1" style="width: 49.08%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif; margin-left: 45pt;">Non-accelerated filer&#160; __<font style="font-family: 'Times New Roman', Times, serif;"><u>X</u></font>__</div>
          </td>
          <td rowspan="1" colspan="2" style="width: 50.92%; vertical-align: top;">
            <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Smaller reporting company __<u>X</u>___</div>
            <div>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Emerging growth company _______ </div>
            <div> <br>
            </div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to
      Section 7(a)(2)(B) of the Securities Act.<font style="font-weight: bold;"> _____</font></div>
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    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">CALCULATION OF REGISTRATION FEE</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z1acbf6cb14ba4ca9ba497655cb9e6697">

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            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Title of Securities</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">To Be</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Registered</div>
          </td>
          <td style="width: 20%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Amount</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">To Be</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Registered (1)</div>
          </td>
          <td style="width: 20%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Proposed</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Maximum</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Offering</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Price</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Per Share (2)</div>
          </td>
          <td style="width: 20%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Proposed</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Maximum</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Aggregate</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Offering</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Price</div>
          </td>
          <td style="width: 20%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Amount of</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Registration</div>
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Fee</div>
          </td>
        </tr>
        <tr>
          <td style="width: 19.99%; vertical-align: top; border-bottom: 4px double rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">Common Stock (par value $0.01 per share)</div>
          </td>
          <td style="width: 20%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">750,000</div>
          </td>
          <td style="width: 20%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">$7.00</div>
          </td>
          <td style="width: 20%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);">
            <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">$5,250,000</div>
          </td>
          <td style="width: 20%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); text-align: center;">
            <div style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">$572.78</div>
          </td>
        </tr>
        <tr>
          <td rowspan="1" style="width: 19.99%; vertical-align: top;">
            <div>&#160;</div>
            <div><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Total</font><font style="display: inline-block; text-indent: 0px; width: 373.7pt;"> <br>
              </font></div>
          </td>
          <td rowspan="1" style="width: 20%; vertical-align: bottom;">&#160;</td>
          <td rowspan="1" style="width: 20%; vertical-align: bottom;">&#160;</td>
          <td rowspan="1" style="width: 20%; vertical-align: bottom;">&#160;</td>
          <td rowspan="1" style="width: 20%; vertical-align: bottom; text-align: center;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">$572.78</font> <br>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <br>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z14ebaca39f074ec7a7552f416db7a6a4">

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              <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">(1)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; text-indent: 36pt; font-size: 12pt;"> <font style="font-size: 10pt;">Pursuant to Rule 416(a) promulgated under the Securities Act of 1933, as amended (the &#8220;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold; font-style: italic;">Securities Act</font>&#8221;), this Registration Statement shall also cover any additional shares of common stock, $0.01 per value per share (&#8220;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold; font-style: italic;">Common Stock</font>&#8221;), of Kingstone Companies, Inc. (the &#8220;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold; font-style: italic;">Registrant</font>&#8221; or
                  the &#8220;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold; font-style: italic;">Company</font>&#8221;) that become issuable under the Kingstone Companies, Inc. Employee Stock Purchase Plan (the &#8220;<font style="font-family: 'Times New Roman',Times,serif; font-weight: bold; font-style: italic;">Plan</font>&#8221;) by reason of any stock dividend, stock split, recapitalization or similar transaction that results in an increase in the number of outstanding shares
                  of Common Stock of the Registrant.</font></div>
            </td>
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      </table>
    </div>
    <div style="text-align: justify; margin-left: 36pt;"><font style="font-family: 'Times New Roman',Times,serif;"> </font><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z75d0991b0d404be0bae33fb94a6a10dd">

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              <div style="margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">(2)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman',Times,serif;">Estimated solely for the purpose of computing the registration fee pursuant to Rule 457(h) under the Securities Act, based on the average of the
                high and low prices of the Common Stock of the Company on August 13, 2021, as reported by The Nasdaq Capital Market.</div>
            </td>
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    </div>
    <div><br>
    </div>
    <div><br>
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    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">PART I</div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman',Times,serif;">The documents containing the information specified in Part I of Form S-8 will be sent out or given to employees eligible to participate in the Plan as
      specified in Rule 428(b)(1) of the Securities Act (&#8220;<font style="font-weight: bold; font-style: italic;">Rule 428(b)(1)</font>&#8221;).&#160; Those documents and the documents incorporated by reference into this Registration Statement, taken together,
      constitute a prospectus that meets the requirements of Section 10(a) of the Securities Act.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman',Times,serif;">We will provide without charge to any participant in the Plan, on the written or oral request of such person, a copy of any or all of the documents
      incorporated by reference in Item 3 of Part II of this Registration Statement, excluding exhibits, unless we have specifically incorporated an exhibit in the incorporated document.&#160; We will also provide without charge to any participant in the Plan,
      on the written or oral request of such person, a copy of the documents required to be delivered to employees pursuant to Rule 428(b)(1).&#160; Written requests should be directed to: Corporate Secretary, Kingstone Companies, Inc., 15 Joys Lane, Kingston,
      New York 12401.</div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">PART II</div>
    <div><br>
    </div>
    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</div>
    <div><br>
    </div>
    <div style="text-align: justify;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Item 3.</font>&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Incorporation of Documents by Reference</u>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">The following documents have been previously filed by the Company with the Securities and Exchange Commission (the &#8220;<font style="font-weight: bold; font-style: italic;">Commission</font>&#8221;) under the Securities Exchange Act of 1934, as amended (the &#8220;<font style="font-weight: bold; font-style: italic;">Exchange Act</font>&#8221;), and are hereby incorporated by reference into this Registration
      Statement as of their respective dates:</div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z2e4116d85d414f62819a7834b8dc1b33">

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              <div style="margin-left: 75.6pt; font-family: 'Times New Roman',Times,serif;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Annual Report on Form 10-K for the year ended December 31, 2020;</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z6bd5f94b0990438d8eb99759f83fa5fb">

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            <td style="width: 107.3pt; vertical-align: top;">
              <div style="margin-left: 75.6pt; font-family: 'Times New Roman',Times,serif;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Quarterly Reports on Form 10-Q for the quarterly periods ended March 31, 2021 and June 30, 2021;</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z1a4fe17bd6ab4234ae7a0f769fb0227f">

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            <td style="width: 107.3pt; vertical-align: top;">
              <div style="margin-left: 75.6pt; font-family: 'Times New Roman',Times,serif;">(c)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Current Reports on Form 8-K filed on January 15, 2021, February 1, 2021, February 17, 2021, March 2, 2021, March 19, 2021, April 28, 2021, May 4, 2021, May 13,
                2021, May 19, 2021, July 7, 2021, July 13, 2021, August 2, 2021 and August 13, 2021; and</div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="ze12e7a2e758c4969b2bc063e58fe75d1">

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            <td style="width: 107.3pt; vertical-align: top;">
              <div style="margin-left: 75.6pt; font-family: 'Times New Roman',Times,serif;">(d)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">The descriptions of the Common Stock set forth in registration statements filed pursuant to the Exchange Act, and any amendment or report filed for the purpose of
                updating those descriptions.</div>
            </td>
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      </table>
    </div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">All documents filed by the Company pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Exchange Act subsequent to the date of this Registration
      Statement and prior to the filing of a post&#8209;effective amendment to this Registration Statement indicating that all securities offered hereby have been sold, or which deregister all such securities then remaining unsold, shall be deemed to be
      incor-porated by reference into this Registration Statement and to be a part hereof from the date of filing of such documents.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Any statement contained in a document incorporated or deemed to be incorporated by reference herein shall be deemed to be modified or superseded for
      purposes of this Registration Statement to the extent that a statement contained herein or in any subsequently filed document that also is deemed to be incorporated by reference herein modifies or supersedes such statement. Any such statement so
      modified or superseded shall not be deemed, except as so modified or superseded, to constitute a part of this Registration Statement.</div>
    <div><br>
    </div>
    <div style="text-align: justify;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Item 4.</font>&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Description of Securities</u>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Not applicable.</div>
    <div><br>
    </div>
    <div style="text-align: justify;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Item 5.</font>&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Interests of Named Experts and Counsel</u>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Not applicable.</div>
    <div><br>
    </div>
    <div style="text-align: justify;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Item 6.</font>&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Indemnification of Directors and Officers</u>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Article Twelfth of the Company&#8217;s Restated Certificate of Incorporation eliminates, absent fraud, the personal liability of directors to the Company,
      stockholders or creditors thereof, or any other persons, in connection with losses incurred by the Company under or by reason of any contract or business transaction between a director and the Company, and provides that a director shall not be
      accountable for any gains or profits realized thereon.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Article Thirteenth of the Company&#8217;s Restated Certificate of Incorporation provides that each director and each officer now or hereafter serving the Company
      or, at the request of the Company, any other corporation in which the Company has an interest as stockholder or creditor, and his heirs, executors and administrators, shall be indemnified and held harmless by the Company from and against all costs,
      expenses and liabilities, including but not limited to counsel fees and amounts of judgments and amounts paid in settlement, which may be imposed upon or incurred by him in connection with or resulting from any claim made against him or any action,
      suit or proceeding in which he may be involved, by reason of his being or having been a director or officer of the Company or of any such other corporation, whether or not he continues to be a director or officer at the time such costs, expenses and
      liabilities are imposed or incurred; provided, however, that no such director or officer shall be so indemnified (a) with respect to any matter as to which he shall, in any such action, suit or proceeding, be finally adjudged to be liable for
      misconduct in the performance of his duties as a director or officer, or (b) in the event of a settlement of any such claim, action, suit or proceeding unless (i) such settlement shall, with knowledge of the indemnification provided for thereby, be
      approved by the court having jurisdiction of such claim, action, suit or proceeding or (ii) such settlement shall have been made upon the written opinion of independent legal counsel, selected by or in a manner determined by the board of directors of
      the Company, to the effect that there is no reasonable ground of liability for misconduct on the part of such director or officer and that the entire cost of such settlement will not substantially exceed the estimated cost of defending such claim,
      action, suit or proceeding to a final conclusion. The Company&#8217;s Restated Certificate of Incorporation also provides that the foregoing rights of indemnification shall be in addition to any other rights to which such director or officer may otherwise
      be entitled as a matter of law.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Article Fifteenth of the Company&#8217;s Restated Certificate of Incorporation eliminates the personal liability of directors to the Company and its stockholders
      for monetary damages for breach of fiduciary duty as a director except for liability (i) for breach of the director&#8217;s duty of loyalty to the Company or its stockholders, (ii) for acts or omissions not in good faith or which involve intentional
      misconduct or a knowing violation of law, (iii) arising under Section 174 of the Delaware General Corporation Law, or (iv) for any transaction from which the director derived an improper personal benefit.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Additionally, the Company has included in its by-laws provisions to indemnify its directors, officers, employees, and agents and to purchase insurance with
      respect to liability arising out of the performance of their duties as directors, officers, employees, and agents as permitted by Section 145 of the Delaware General Corporation law.&#160; The Delaware General Corporation law provides further that the
      indemnification permitted thereunder shall not be deemed exclusive of any other rights to which the directors, officers, employees, and agents may be entitled under the Company&#8217;s by-laws, any agreement, the vote of stockholders or otherwise.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">The effect of the foregoing is to require the Company, to the extent permitted by law, to indemnify the officers, directors, employees and agents of the
      Company for any claim arising against such persons in their official capacities if such person acted in good faith and in a manner that he reasonably believed to be in or not opposed to the best interests of the Company, and, with respect to any
      criminal action or proceeding, had no reasonable cause to believe his conduct was unlawful.</div>
    <div><br>
    </div>
    <div style="text-align: justify; margin-right: 9pt;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Item 7.</font>&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Exemption from
          Registration Claimed</u>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 36pt; margin-right: 9pt; margin-left: 36pt; font-family: 'Times New Roman',Times,serif;">Not applicable.</div>
    <div><br>
    </div>
    <div style="text-align: justify; margin-right: 9pt;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Item 8.</font>&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Exhibits</u>.</font></div>
    <div><br>
    </div>
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        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">4.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-family: 'Times New Roman',Times,serif;">Restated Certificate of Incorporation, as amended (incorporated herein by reference to Exhibit 3(a) to the Company&#8217;s Quarterly Report on Form 10-Q for the period ended March 31, 2014,
              filed with the Commission on May 15, 2014)</div>
          </td>
        </tr>

    </table>
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        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">4.2</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-family: 'Times New Roman',Times,serif;">By-laws, as amended (incorporated herein by reference to Exhibit 3.1 to the Company&#8217;s Current Report on Form 8-K, filed with the Commission on November 9, 2009)</div>
          </td>
        </tr>

    </table>
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        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">4.3</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-family: 'Times New Roman',Times,serif;">Kingstone Companies, Inc. Employee Stock Purchase Plan (incorporated herein by reference to Appendix A to the Company&#8217;s definitive Proxy Statement on Form DEF-14A, filed with the
              Commission on June 30, 2021)</div>
          </td>
        </tr>

    </table>
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        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">5</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-family: 'Times New Roman',Times,serif;">Opinion of Certilman Balin Adler &amp; Hyman, LLP *</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z5fd13d5ac4914c08bbb00a60304e73fa">

        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">23.1</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-family: 'Times New Roman',Times,serif;">Consent of Marcum LLP *</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zdeecf5e218824a7da171f457c3aa84a8">

        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">23.2</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">Consent of Certilman Balin Adler &amp; Hyman, LLP (included in the opinion filed as Exhibit 5 hereto) *</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z9ffbd827c164437f952a8495c4617a1c">

        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">24</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">Power of Attorney (included on the signature page hereto) *</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div style="margin-right: 9pt; font-family: 'Times New Roman',Times,serif;">* Filed herewith.</div>
    <div><br>
    </div>
    <div style="margin-right: 9pt;"><font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;">Item 9.</font>&#160;&#160;&#160;&#160; <font style="font-family: 'Times New Roman',Times,serif; font-weight: bold;"><u>Undertakings</u>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; margin-right: 9pt;"><font style="font-family: 'Times New Roman',Times,serif;">(a)</font><font style="display: inline-block; text-indent: 0px; width: 36pt;" id="TRGRRTFtoHTMLTab">&#160;</font><font style="font-family: 'Times New Roman',Times,serif;">The Company hereby undertakes:</font></div>
    <div style="text-align: justify; text-indent: -16pt; margin-right: 9pt; margin-left: 52pt; font-family: 'Times New Roman',Times,serif;">&#160;</div>
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        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">(1)</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-family: 'Times New Roman',Times,serif;">To file, during any period in which offers or sales are being made, a post-effective amendment to this Registration Statement:</div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify; text-indent: -16pt; margin-right: 9pt; margin-left: 71.5pt; font-family: 'Times New Roman',Times,serif;">&#160;</div>
    <table cellspacing="0" cellpadding="0" border="0" align="right" style="width: 90%; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left;" id="z9554c4b79daa42b5abf5c25eacaefbff">

        <tr>
          <td style="width: 6.87%; vertical-align: top;">
            <div style="text-align: justify; margin-right: 9pt; font-family: 'Times New Roman',Times,serif;">(i)</div>
          </td>
          <td style="width: 93.13%; vertical-align: top;">
            <div style="text-align: justify; margin-right: 9pt; font-family: 'Times New Roman',Times,serif;">to include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.87%; vertical-align: top;">
            <div style="text-align: justify; margin-right: 9pt; font-family: 'Times New Roman',Times,serif;">&#160;</div>
          </td>
          <td style="width: 93.13%; vertical-align: top;">
            <div style="text-align: justify; margin-right: 9pt; font-family: 'Times New Roman',Times,serif;">&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.87%; vertical-align: top;">
            <div style="text-align: justify; margin-right: 9pt; font-family: 'Times New Roman',Times,serif;">(ii)</div>
          </td>
          <td style="width: 93.13%; vertical-align: top;">
            <div style="text-align: justify; margin-right: 9pt; font-family: 'Times New Roman',Times,serif;">to reflect in the prospectus any facts or events arising after the effective date of this Registration Statement (or the most recent post-effective
              amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in this Registration Statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered
              (if the total dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the
              Commission pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price represent no more than 20 percent change in the maximum aggregate offering price set forth in the &#8220;Calculation of Registration Fee&#8221; table in the
              effective Registration Statement;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.87%; vertical-align: top;">
            <div style="text-align: justify; margin-right: 9pt; font-family: 'Times New Roman',Times,serif;">&#160;</div>
          </td>
          <td style="width: 93.13%; vertical-align: top;">
            <div>&#160; <br>
            </div>
          </td>
        </tr>
        <tr>
          <td style="width: 6.87%; vertical-align: top;">
            <div style="text-align: justify; margin-right: 9pt; font-family: 'Times New Roman',Times,serif;">(iii)</div>
          </td>
          <td style="width: 93.13%; vertical-align: top;">
            <div style="text-align: justify; margin-right: 9pt; font-family: 'Times New Roman',Times,serif;">to include any material information with respect to the plan of distribution not previously disclosed in this Registration Statement or any
              material change to such information in this Registration Statement;</div>
            <div>&#160;</div>
            <div style="text-align: justify; margin-right: 9pt; font-size: 12pt;"><font style="font-size: 10pt; font-family: 'Times New Roman',Times,serif; font-style: italic;">provided, however</font><font style="font-size: 10pt;">, that paragraphs
                (a)(1)(i) and (a)(1)(ii) do not apply if this Registration Statement is on Form S-8, and the information required to be included in a post-effective amendment by those paragraphs is contained in reports filed with or furnished to the
                Commission by the Registrant pursuant to section 13 or section 15(d) of the Securities Exchange Act of 1934 that are incorporated by reference in this Registration Statement.</font></div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify; margin-right: 9pt; margin-left: 72pt; font-family: 'Times New Roman',Times,serif; clear: both;">&#160;</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z0f3e97b1811e40beb4a858213c6217b0">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.5pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">(2)</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-family: 'Times New Roman',Times,serif;">That, for the purpose of determining any liability under the Securities Act of 1933, each such post-effective amendment shall be deemed to be a new registration statement relating to the
              securities offered therein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.</div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify; text-indent: -16pt; margin-right: 9pt; margin-left: 71.5pt; font-family: 'Times New Roman',Times,serif;">&#160;</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z7b351012acf4430d9315ed7e4fe61183">

        <tr>
          <td style="width: 36pt;"><br>
          </td>
          <td style="width: 35.5pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">(3)</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-family: 'Times New Roman',Times,serif;">To remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.</div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify; text-indent: -16pt; margin-right: 9pt; margin-left: 71.5pt; font-family: 'Times New Roman',Times,serif;">&#160;</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zae8020f0715f4d4b8a713b16338c32d9">

        <tr>
          <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">(b)&#160;</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-family: 'Times New Roman',Times,serif;">The undersigned Registrant hereby undertakes that, for purposes of determining any liability under the Securities Act of 1933, each filing of the Registrant's annual report pursuant to
              Section 13(a) or Section 15(d) of the Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit plan's annual report pursuant to Section 15(d) of the Securities Exchange Act of 1934) that is incorporated by
              reference in this Registration Statement shall be deemed to be a new registration statement relating to the securities offered herein, and the offering of such securities at that time shall be deemed to be the initial bona fide offering
              thereof.</div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify; text-indent: -16pt; margin-right: 9pt; margin-left: 52pt; font-family: 'Times New Roman',Times,serif;">&#160;</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z892ecad038be49ea80c1294638da6806">

        <tr>
          <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">(c)</td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div style="font-family: 'Times New Roman',Times,serif;">Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to directors, officers and controlling persons of the Registrant pursuant to the
              foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public policy as expressed in the Act and is, therefore, unenforceable. In the
              event that a claim for indemnification against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling person of the Registrant in the successful defense of any action,
              suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the matter has been settled by controlling
              precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against public policy as expressed in the Act and will be governed by the final adjudication of such issue.</div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify;">&#160;</div>
    <div><br>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div><br>
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    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">SIGNATURES</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable grounds to believe that it meets all of the
      requirements for filing on Form S-8 and has duly caused this Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Kingston, State of New York, on the 17<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup>&#160; day of August, 2021.</div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" border="0" style="width: 100%; border-collapse: separate; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">

          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" colspan="2" style="width: 38%;"><strong>KINGSTONE COMPANIES, INC.<br>
              </strong></td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="top" style="width: 35%;">&#160;</td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" align="left" style="width: 50%; padding-bottom: 2px;">
              <div align="left" style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt"><br>
              </div>
            </td>
            <td valign="top" style="width: 3%; padding-bottom: 2px;">
              <div align="left" style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt">By: </div>
            </td>
            <td valign="top" nowrap="nowrap" align="left" style="width: 35%; border-bottom: 2px solid rgb(0, 0, 0);">/s/ Barry B. Goldstein<br>
            </td>
            <td valign="top" style="width: 12%; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" align="left" style="width: 35%;">Barry B. Goldstein<br>
            </td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="top" style="width: 35%;">Chief Executive Officer<br>
            </td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
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    <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">POWER OF ATTORNEY</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below does hereby make, constitute and appoint Barry B. Goldstein his true and
      lawful attorney-in-fact and agent, with full power of substitution and resubstitution for him and in his name, place and stead, in any and all capacities, to sign this Registration Statement of Kingstone Companies, Inc. on Form S-8, and any other
      registration statement relating to the same offering (including any and all amendments thereto (including post-effective amendments)), and to file the same, with all exhibits thereto, and other documents in connection therewith, with the Securities
      and Exchange Commission, granting unto said attorney-in-fact and agent, full power and authority to do and perform each and every act and thing requisite or necessary to be done in connection therewith, as fully to all intents and purposes as he
      might or could do in person, hereby ratifying and confirming all that said attorney-in-fact and agent, or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Pursuant to the requirements of the Securities Act of 1933, as amended, this Registration Statement on Form S-8 has been signed by the following persons in
      the capacities and on the dates indicated.</div>
    <br>
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          <td rowspan="1" style="width: 33.76%; vertical-align: top; font-weight: bold;"><u>Signature <br>
            </u></td>
          <td rowspan="1" style="width: 42.48%; vertical-align: top; font-weight: bold;"><u>&#160;Capactiy</u></td>
          <td rowspan="1" style="width: 23.76%; vertical-align: top; font-weight: bold;"><u>&#160;Date</u></td>
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            <div style="font-family: 'Times New Roman',Times,serif;"><br>
            </div>
            <div style="font-family: 'Times New Roman',Times,serif;"><u>/s/ Barry B. Goldstein</u><font style="display: inline-block; text-indent: 0px; width: 12pt;" id="TRGRRTFtoHTMLTab">&#160;</font></div>
            <div style="font-family: 'Times New Roman',Times,serif;">Barry B. Goldstein</div>
          </td>
          <td style="width: 42.48%; vertical-align: top;">
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Chief Executive Officer, President and</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Executive Chairman of the Board</div>
          </td>
          <td style="width: 23.76%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">August 17, 2021</div>
          </td>
        </tr>
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          <td style="width: 33.76%; vertical-align: top;">
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;"><u>/s/ Richard Swartz</u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">Richard Swartz</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;"><u>/s/ Meryl S. Golden</u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">Meryl S. Golden</div>
            <div>&#160;</div>
          </td>
          <td style="width: 42.48%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Chief Accounting Officer</div>
            <div style="font-family: 'Times New Roman',Times,serif;">(Principal Financial and</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Accounting Officer)</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Chief Operating Officer and Director</div>
          </td>
          <td style="width: 23.76%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">August 17, 2021</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">August 17, 2021</div>
          </td>
        </tr>
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          <td style="width: 33.76%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;"><u>/s/ Floyd R. Tupper</u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">Floyd R. Tupper</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;"><u>/s/ William L. Yankus</u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">William L. Yankus</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;"><u>/s/ Carla A. D&#8217;Andre</u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">Carla A. D&#8217;Andre</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;"><u>/s/ Timothy P. McFadden</u></div>
            <div style="font-family: 'Times New Roman',Times,serif;">Timothy P. McFadden</div>
          </td>
          <td style="width: 42.48%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">Secretary and Director</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Director</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Director</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">Director</div>
          </td>
          <td style="width: 23.76%; vertical-align: top;">
            <div style="font-family: 'Times New Roman',Times,serif;">August 17, 2021</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">August 17, 2021</div>
            <div>&#160;</div>
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            <div style="font-family: 'Times New Roman',Times,serif;">August 17, 2021</div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div style="font-family: 'Times New Roman',Times,serif;">August 17, 2021</div>
          </td>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5
<SEQUENCE>2
<FILENAME>ex5.htm
<DESCRIPTION>OPINION OF COUNSEL
<TEXT>
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  <div style="text-align: right; text-indent: 396pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">EXHIBIT 5</div>
  <div><br>
  </div>
  <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">OPINION OF CERTILMAN BALIN ADLER &amp; HYMAN, LLP</div>
  <div><br>
  </div>
  <div style="text-align: right; text-indent: 36pt; margin-left: 288pt; font-family: 'Times New Roman',Times,serif;">August 17, 2021&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; <br>
  </div>
  <div><br>
  </div>
  <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Kingstone Companies, Inc.</div>
  <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">15 Joys Lane</div>
  <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Kingston, New York 12401</div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable">

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        <td style="width: 36pt;"><br>
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        <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman',Times,serif;">Re:</td>
        <td style="width: auto; vertical-align: top; text-align: justify;">
          <div style="font-family: 'Times New Roman',Times,serif;">Registration Statement on Form S-8 &#8211;</div>
          <div style="font-size: 12pt;"> <font style="font-size: 10pt;"><u>Kingstone Companies, Inc. Employee Stock Purchase Plan</u></font></div>
        </td>
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  <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Ladies and Gentlemen:</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">In our capacity as counsel to Kingstone Companies, Inc., a Delaware corporation (the &#8220;<font style="font-weight: bold; font-style: italic;">Company</font>&#8221;),
    we have been asked to render this opinion in connection with a Registration Statement on Form S-8 being filed contemporaneously herewith by the Company with the Securities and Exchange Commission under the Securities Act of 1933, as amended (the &#8220;<font style="font-weight: bold; font-style: italic;">Registration Statement</font>&#8221;), to register 750,000 shares of common stock, par value $0.01 per share, of the Company (the &#8220;<font style="font-weight: bold; font-style: italic;">Common Shares</font>&#8221;),
    which may be issued by the Company pursuant to the Company&#8217;s Employee Stock Purchase Plan (the &#8220;<font style="font-weight: bold; font-style: italic;">Plan</font>&#8221;).</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">In that connection, we have examined the Restated Certificate of Incorporation and the By-Laws of the Company, each as amended to date, the Registration
    Statement and the Plan and are familiar with the corporate proceedings of the Company relating to the adoption of the Plan.&#160; We have also examined such other instruments and documents as we deemed relevant under the cir-cumstances.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">For purposes of the opinions expressed below, we have assumed (i) the authenticity of all documents submitted to us as original, (ii) the conformity to the
    originals of all documents submitted as certified, photostatic or facsimile copies and the authenticity of the originals, (iii) the legal capacity of natural persons, (iv) the due authorization, execution and delivery of all documents by all parties
    and the validity and binding effect thereof and (v) the conformity to the proceedings of the Board of Directors of all minutes of such proceedings.&#160; We have also assumed that the corporate records furnished to us by the Company include all corporate
    proceedings taken by the Company to date.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">Based upon and subject to the foregoing, we are of the opinion that the Common Shares have been duly and validly authorized and, when issued pursuant to the
    terms of the Plan, will be duly and validly issued, fully paid and nonassessable.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">We hereby consent to the use of our opinion as herein set forth as an exhibit to the Registration Statement.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">This opinion is as of the date hereof, and we do not undertake, and hereby disclaim, any obligation to advise you of any changes in any of the matters set
    forth herein.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">We are rendering this opinion only as to the matters expressly set forth herein, and no opinion should be inferred as to any other matters.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt; font-family: 'Times New Roman',Times,serif;">This opinion is for your exclusive use only and is to be utilized and relied upon only in connection with the matters expressly set forth herein.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 201.6pt; font-family: 'Times New Roman',Times,serif;">Very truly yours,</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 201.6pt; font-family: 'Times New Roman',Times,serif; font-weight: bold;">CERTILMAN BALIN ADLER &amp; HYMAN, LLP</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 36pt; margin-left: 165.6pt;"><font style="font-family: 'Times New Roman',Times,serif;">By:&#160; </font><font style="font-family: 'Times New Roman',Times,serif;"><u>/s/ Fred Skolnik</u></font><font style="display: inline-block; text-indent: 0px; width: 266.4pt;">&#160;</font></div>
  <div style="text-align: justify; text-indent: 108pt; margin-left: 108pt; font-family: 'Times New Roman',Times,serif;">&#160;&#160;Fred Skolnik, a Member of the Firm</div>
  <div><br>
  </div>
  <div><br>
  </div>
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</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>3
<FILENAME>ex23_1.htm
<DESCRIPTION>CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
<TEXT>
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  <div style="text-align: right; font-family: 'Times New Roman',Times,serif; font-weight: bold;">EXHIBIT 23.1</div>
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  <div style="text-align: center; font-family: 'Times New Roman',Times,serif; font-weight: bold;">INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM&#8217;S CONSENT</div>
  <div><br>
  </div>
  <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">We consent to the incorporation by reference in this Registration Statement of Kingstone Companies, Inc. on Form S-8 of our report dated March 31, 2021 with respect to our
    audits of the consolidated financial statements of Kingstone Companies, Inc. as of December 31, 2020 and 2019 and for each of the two years in the period ended December 31, 2020, and our report dated March 31, 2021 appearing in the Annual Report on
    Form 10-K of Kingstone Companies, Inc. for the year ended December 31, 2020.</div>
  <div><br>
  </div>
  <div style="font-family: 'Times New Roman',Times,serif;">/s/ Marcum <font style="font-variant: small-caps;">LLP</font></div>
  <div><br>
  </div>
  <div style="font-family: 'Times New Roman',Times,serif;">Marcum <font style="font-variant: small-caps;">LLP</font></div>
  <div style="font-family: 'Times New Roman',Times,serif;">Hartford, CT</div>
  <div style="font-family: 'Times New Roman',Times,serif;">August 17, 2021</div>
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</SEC-DOCUMENT>
