Net contingent ceding commissions payable

$ 2,551,000

$ 2,667,000

19,253

$ 270,401

For the 2021/2023 Treaty, 4% of the 30% total of losses ceded under this treaty are excluded from a named catastrophe event. For the 2023/2024 Treaty, 17.5% of the 30% total of losses ceded under this treaty are excluded from a named catastrophe event

Single risk coverage

$ 9,000,000

Direct loss

3,500,000

Direct loss

9,000,000

Excess of catastrophe coverage

400,000

9,800,000

$ 10,000,000

Property and Casualty Insurance Activity (Details Narrative) - USD ($)		6 Months Ended		12 Months Ended
	Jul. 02, 2022	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Dec. 31, 2022	Jun. 30, 2022
Reinsurance description	Effective January 1, 2022, the Company entered into an underlying excess of loss reinsurance treaty (“Underlying XOL Treaty”) covering the period from January 1, 2022 through January 1, 2023. The treaty provides 50% reinsurance coverage for losses of $400,000 in excess of $600,000. Losses from named storms are excluded from the treaty
Net contingent ceding commissions payable		$ 2,551,000		$ 2,551,000	$ 2,667,000
Incurred losses and loss adjustment expenses are net of reinsurance recoveries under reinsurance contracts		6,511,181			2,839,028
Prior year loss development		19,253	$ 270,401
Reinsurance contracts		$ 23,510,756			$ 18,267,384
Loss in excess coverage description		For the 2021/2023 Treaty, 4% of the 30% total of losses ceded under this treaty are excluded from a named catastrophe event. For the 2023/2024 Treaty, 17.5% of the 30% total of losses ceded under this treaty are excluded from a named catastrophe event
Personal Lines
Single risk coverage		$ 9,000,000
Personal Lines \| Minimum [Member]
Direct loss		3,500,000
Personal Lines \| Maximum [Member]
Direct loss		9,000,000
Reinstatement Premium Protection [Member]
Excess of catastrophe coverage		400,000		9,800,000		$ 10,000,000
Reinstatement of premium protection, amount		$ 600,000		$ 0		$ 70,000,000