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Reinsurance (Details Narrative) - USD ($) |  | 12 Months Ended |
--- | --- | --- | ---
Jan. 02, 2022 | Jun. 30, 2024 | Dec. 31, 2023 | Jun. 30, 2023 | Jun. 30, 2022 | Dec. 31, 2022
Reinsurance receivables |  |  | $ 26,928,000 |  |  | $ 25,217,000
Reinsurance balances payable |  |  | $ 3,302,000 |  |  | 2,667,000
Description Of Reinsurance Losses |  |  | Treaty, 4% of the 30% total of losses ceded under this treaty are excluded from a named catastrophe event. For the 2023/2024 Treaty, 17.5% of the 30% total of losses ceded under this treaty are excluded from a named catastrophe event. For the 2024/2025 Treaty, 22% of the 27% total of losses |  |  |
Reinsurance description | Effective January 1, 2022, the Company entered into an underlying excess of loss reinsurance treaty (“Underlying XOL Treaty”) covering the period from January 1, 2022 through January 1, 2023. The treaty provides 50% reinsurance coverage for losses of $400,000 in excess of $600,000 |  |  |  |  |
Catastrophe loss coverage in excess of quota share coverage, descriptions |  |  | treaty provides 50% reinsurance coverage for losses of $400,000 in excess of $600,000. Excludes losses from named storms. Reduces retention to $500,000 from $700,000 under the 2021/2023 Treaty and 2023/2024 Treaty. Reduces retention to $530,000 from $730,000 under the 2024/2025 Treaty |  |  |
Collateralized trust agreement |  |  | $ 2,236,000 |  |  | 1,918,000
Guaranteed irrevocable letter of credit |  |  | 426,000 |  |  | $ 481,000
Irrevocable letter of credit |  |  | 4,000 |  |  |
Catastrophe [Member] |  |  |  |  |  |
Reinstatement of premium protection, amount |  | $ 12,500,000 |  | $ 9,800,000 | $ 70,000,000 |
Excess of catastrophe coverage |  | 10,000,000 |  | $ 10,000,000 | $ 10,000,000 |
Personal Lines [Member] [Member] [Member] [Member] |  |  |  |  |  |
Single risk coverage |  |  | $ 9,000,000 |  |  |
Personal Lines [Member] [Member] [Member] [Member] | Minimum [Member] |  |  |  |  |  |
Direct loss |  | 3,500,000 |  |  |  |
Personal Lines [Member] [Member] [Member] [Member] | Maximum [Member] |  |  |  |  |  |
Direct loss |  | $ 9,000,000 |  |  |  |

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