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Reinsurance (Details) - USD ($) | 6 Months Ended | 12 Months Ended
--- | --- | ---
Dec. 31, 2024 | Jun. 30, 2024 | Dec. 31, 2023 | Jun. 30, 2023 | Jun. 30, 2022 | Jul. 01, 2024 | Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2022
Catastrophe [Member] |  |  |  |  |  |  |  |  |
Initial loss subject to personal lines quota share treaty | $ 10,000,000 | $ 10,000,000 | $ 10,000,000 | $ 10,000,000 | $ 10,000,000 | $ 10,000,000 |  |  |
Risk retained per catastrophe occurrence | (6) | 9,500,000 | 7,400,000 | 8,750,000 | 7,400,000 | 8,750,000 |  |  |
Catastrophe loss coverage in excess of quota share coverage | $ (6) | $ 315,000,000 | $ 335,000,000 | $ 335,000,000 | $ 490,000,000 | $ 315,000,000 |  |  |
Reinstatement premium protection | 6 | Yes | Yes | Yes | Yes | Yes |  |  |
Personal Lines [Member] [Member] [Member] [Member] |  |  |  |  |  |  |  |  |
Percent ceded | 27.00% | 27.00% | 30.00% | 30.00% | 30.00% | 30.00% |  |  |
Risk retained on initial $1,000,000 of losses (7) | $ 730,000 | $ 730,000 | $ 700,000 | $ 700,000 | $ 700,000 | $ 700,000 |  |  |
Losses per occurrence subject to quota share reinsurance coverage | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |  |  |
Excess of loss coverage and facultative facility coverage | 400,000 | 8,400,000 | 8,400,000 | 8,400,000 | 8,400,000 | 8,400,000 |  |  |
In excess of | 600,000 | 600,000 | 600,000 | 600,000 | 600,000 | 600,000 |  |  |
Total reinsurance coverage per occurrence | 470,000 | 8,470,000 | 8,500,000 | 8,500,000 | 8,500,000 | 8,500,000 |  |  |
Losses per occurrence subject to reinsurance coverage | $ 1,000,000 | $ 8,000,000 | $ 9,000,000 | $ 8,000,000 | $ 9,000,000 | $ 8,000,000 |  |  |
Expiration date | Jan. 01, 2025 | Jan. 01, 2025 | Jan. 01, 2023 | Jan. 01, 2024 | Jan. 01, 2023 | Jan. 01, 2024 |  |  |
Expiration date- personal lines |  | Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2024 |  |  |
Personal Umbrella |  |  |  |  |  |  |  |  |
Risk retained on initial $1,000,000 of losses (7) |  |  |  |  |  |  | $ 300,000 | $ 300,000 | $ 300,000
Losses per occurrence subject to quota share reinsurance coverage |  |  |  |  |  |  | 5,000,000 | 5,000,000 | 5,000,000
Total reinsurance coverage per occurrence |  |  |  |  |  |  | $ 4,700,000 | $ 4,700,000 | $ 4,700,000
Expiration date |  |  |  |  |  |  | Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2022
Percent ceded - first million dollars of coverage |  |  |  |  |  |  | 90.00% | 90.00% | 90.00%
Percent ceded - excess of one million dollars of coverage |  |  |  |  |  |  | 95.00% | 95.00% | 95.00%

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