$ 26,928,000

$ 25,217,000

Treaty, 4% of the 30% total of losses ceded under this treaty are excluded from a named catastrophe event. For the 2023/2024 Treaty, 17.5% of the 30% total of losses ceded under this treaty are excluded from a named catastrophe event. For the 2024/2025 Treaty, 22% of the 27% total of losses

Catastrophe loss coverage in excess of quota share coverage, descriptions

treaty provides 50% reinsurance coverage for losses of $400,000 in excess of $600,000. Excludes losses from named storms. Reduces retention to $500,000 from $700,000 under the 2021/2023 Treaty and 2023/2024 Treaty. Reduces retention to $530,000 from $730,000 under the 2024/2025 Treaty

Guaranteed irrevocable letter of credit

426,000

$ 481,000

Excess of catastrophe coverage

10,000,000

$ 10,000,000

Single risk coverage

$ 9,000,000

Direct loss

3,500,000

Direct loss

$ 9,000,000

Reinsurance (Details Narrative) - USD ($)		12 Months Ended
Reinsurance (Details Narrative) - USD ($)	Jan. 02, 2022	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022
Reinsurance receivables			$ 26,928,000			$ 25,217,000
Reinsurance balances payable			$ 3,302,000			2,667,000
Description Of Reinsurance Losses			Treaty, 4% of the 30% total of losses ceded under this treaty are excluded from a named catastrophe event. For the 2023/2024 Treaty, 17.5% of the 30% total of losses ceded under this treaty are excluded from a named catastrophe event. For the 2024/2025 Treaty, 22% of the 27% total of losses
Reinsurance description	Effective January 1, 2022, the Company entered into an underlying excess of loss reinsurance treaty (“Underlying XOL Treaty”) covering the period from January 1, 2022 through January 1, 2023. The treaty provides 50% reinsurance coverage for losses of $400,000 in excess of $600,000
Catastrophe loss coverage in excess of quota share coverage, descriptions			treaty provides 50% reinsurance coverage for losses of $400,000 in excess of $600,000. Excludes losses from named storms. Reduces retention to $500,000 from $700,000 under the 2021/2023 Treaty and 2023/2024 Treaty. Reduces retention to $530,000 from $730,000 under the 2024/2025 Treaty
Collateralized trust agreement			$ 2,236,000			1,918,000
Guaranteed irrevocable letter of credit			426,000			$ 481,000
Irrevocable letter of credit			4,000
Catastrophe [Member]
Reinstatement of premium protection, amount		$ 12,500,000		$ 9,800,000	$ 70,000,000
Excess of catastrophe coverage		10,000,000		$ 10,000,000	$ 10,000,000
Personal Lines [Member] [Member] [Member] [Member]
Single risk coverage			$ 9,000,000
Personal Lines [Member] [Member] [Member] [Member] \| Minimum [Member]
Direct loss		3,500,000
Personal Lines [Member] [Member] [Member] [Member] \| Maximum [Member]
Direct loss		$ 9,000,000