<SEC-DOCUMENT>0001021771-24-000168.txt : 20240814
<SEC-HEADER>0001021771-24-000168.hdr.sgml : 20240814
<ACCEPTANCE-DATETIME>20240814142457
ACCESSION NUMBER:		0001021771-24-000168
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		4
FILED AS OF DATE:		20240814
DATE AS OF CHANGE:		20240814
EFFECTIVENESS DATE:		20240814

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			KINGSTONE COMPANIES, INC.
		CENTRAL INDEX KEY:			0000033992
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				362476480
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-281544
		FILM NUMBER:		241206465

	BUSINESS ADDRESS:	
		STREET 1:		15 JOYS LANE
		CITY:			KINGSTON
		STATE:			NY
		ZIP:			12401
		BUSINESS PHONE:		516 374-7600

	MAIL ADDRESS:	
		STREET 1:		15 JOYS LANE
		CITY:			KINGSTON
		STATE:			NY
		ZIP:			12401

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DCAP GROUP INC
		DATE OF NAME CHANGE:	20050210

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	DCAP GROUP INC/
		DATE OF NAME CHANGE:	19990702

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	EXTECH CORP
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>kinss8.htm
<DESCRIPTION>REGISTRATION STATEMENT RE 2024 EQUITY PARTICIPATION PLAN
<TEXT>
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    <div style="text-align: center;">As filed with the Securities and Exchange Commission on August 14, 2024</div>
    <div><br>
    </div>
    <div style="text-align: right; text-indent: 178.8pt; margin-left: 145.2pt; font-family: 'Times New Roman',Times,serif;">Registration No. 333-</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; font-weight: bold;">Washington, D.C. 20549</div>
    <div style="text-align: center;">_______</div>
    <div style="text-align: center; font-weight: bold;">FORM S&#8209;8</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">REGISTRATION STATEMENT</div>
    <div style="text-align: center; font-weight: bold;">UNDER</div>
    <div style="text-align: center; font-weight: bold;">THE SECURITIES ACT OF 1933</div>
    <div style="text-align: center; font-weight: bold;">_______</div>
    <div style="text-align: center; font-weight: bold;">KINGSTONE COMPANIES, INC.</div>
    <div style="text-align: center;">(Exact Name of Registrant as Specified in Its Charter)</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">Delaware</div>
    <div style="text-align: center;">(State or Other Jurisdiction of Incorporation or Organization)</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">36-2476480</div>
    <div style="text-align: center;">(I.R.S. Employer Identification No.)</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">15 Joys Lane Kingston, NY 12401</div>
    <div style="text-align: center;">(Address of Principal Executive Offices) (Zip Code)</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">Kingstone Companies, Inc. 2024 Equity Participation Plan</div>
    <div style="text-align: center;">(Full Title of the Plan)</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z0c1ae2969793471db4442c1c32777c05">

        <tr>
          <td style="width: 50.36%; vertical-align: top;">
            <div>&#160;</div>
            <div style="text-align: center; font-weight: bold;">Meryl Golden</div>
            <div style="text-align: center; font-weight: bold;">Chief Executive Officer</div>
            <div style="text-align: center; font-weight: bold;">Kingstone Companies, Inc.</div>
            <div style="text-align: center; font-weight: bold;">15 Joys Lane</div>
            <div style="text-align: center; font-weight: bold;">Kingston, New York 12401</div>
            <div style="text-align: center;">(Name and Address of Agent for Service)</div>
          </td>
          <td style="width: 49.64%; vertical-align: top;">
            <div style="text-align: center; font-style: italic; font-weight: bold;">Copy to:</div>
            <div style="text-align: center; font-weight: bold;">Fred S. Skolnik, Esq.</div>
            <div style="text-align: center; font-weight: bold;">Certilman Balin Adler &amp; Hyman, LLP</div>
            <div style="text-align: center; font-weight: bold;">90 Merrick Avenue</div>
            <div style="text-align: center; font-weight: bold;">East Meadow, New York 11554</div>
            <div style="text-align: center; font-weight: bold;">(516) 296-7048</div>
          </td>
        </tr>

    </table>
    <div style="text-align: center; font-weight: bold;">(845) 802-7900</div>
    <div style="text-align: center;">(Telephone Number, Including Area Code, of Agent for Service)</div>
    <div style="text-align: center; font-weight: bold;">_______</div>
    <div style="text-align: justify; margin-bottom: 6pt;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company.&#160; See the
      definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company&#8221; and &#8220;emerging growth company&#8221; in Rule 12b-2 of the Exchange Act.</div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z7cc01d11cd574da688aef8e7088aa638">

        <tr>
          <td style="width: 49.02%; vertical-align: top;">
            <div style="text-indent: 36pt;">Large accelerated filer&#160; ____</div>
          </td>
          <td style="width: 50.98%; vertical-align: top;">
            <div><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>Accelerated filer ____</div>
          </td>
        </tr>
        <tr>
          <td style="width: 49.02%; vertical-align: top;">
            <div style="text-indent: 36pt;">Non-accelerated filer&#160; _X_</div>
          </td>
          <td style="width: 50.98%; vertical-align: top;">
            <div style="text-indent: 36pt;">Smaller reporting company&#160; _X_</div>
          </td>
        </tr>
        <tr>
          <td style="width: 49.02%; vertical-align: top;">&#160;</td>
          <td style="width: 50.98%; vertical-align: top;">
            <div style="text-indent: 36pt;">Emerging growth company___</div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify;"> <br>
    </div>
    <div style="text-align: justify;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to
      Section 7(a)(2)(B) of the Securities Act. ____</div>
    <div><br>
    </div>
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    </div>
    <div style="text-align: center; font-weight: bold;">PART I</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</div>
    <div><br>
    </div>
    <div>
      <div style="text-align: justify; text-indent: 36pt;">The documents containing the information specified in Part I of Form S-8 will be sent out or given to employees, directors, consultants and advisors eligible to participate in the 2024 Equity
        Participation Plan as specified in Rule 428(b)(1) of the Securities Act.&#160;&#160;Those documents and the documents incorporated by reference into this Registration Statement, taken together, constitute a prospectus that meets the requirements of Section
        10(a) of the Securities Act.</div>
      <div><br>
      </div>
    </div>
    <div style="text-align: center; font-weight: bold;">PART II</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</div>
    <div><br>
    </div>
    <div style="text-align: justify;"><font style="font-weight: bold;">Item 3.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 108pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;"><u>Incorporation of
          Documents by Reference</u>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;">Incorporated herein by reference are the following documents filed by the Registrant with the Securities and Exchange Commission (the &#8220;Commission&#8221;) under the Securities Exchange Act of 1934, as
      amended (the &#8220;Exchange Act&#8221;):</div>
    <div><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z059acfb302234b18847ed125f27ab56b">

          <tr>
            <td style="width: 107.3pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; margin-bottom: 12pt;">(a)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; text-indent: 36.7pt; margin-bottom: 12pt;"><a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/33992/000165495424004054/kins_10k.htm">Annual Report on Form 10-K for the year ended December 31, 2023</a>.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z423f45ead87d4fd98b657b2fd1e97412">

          <tr>
            <td style="width: 107.3pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; margin-bottom: 12pt;">(b)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; text-indent: 36.7pt; margin-bottom: 12pt;"><a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/33992/000165495424006368/king_10q.htm">Quarterly Report on Form 10-Q for the period ended March 31, 2024.</a></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z9baa26cd5dff4528ba1b70c9a0220e31">

          <tr>
            <td style="width: 107.3pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; margin-bottom: 12pt;">(c)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; text-indent: 36.7pt; margin-bottom: 12pt;"><a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/33992/000165495424010605/king_10q.htm">Quarterly Report on Form 10-Q for the period ended June 30, 2024.</a></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z79984b9db97244c2b55a38bbe3f4b21e">

          <tr>
            <td style="width: 107.3pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; margin-bottom: 12pt;">(d)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; text-indent: 36.7pt; margin-bottom: 12pt;"><a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/33992/000102177124000093/form8k.htm">Current Report on Form 8-K filed on April 11, 2024</a>.</div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z6637df3807d049209eba253ef95f2ddf">

          <tr>
            <td style="width: 107.3pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; margin-bottom: 12pt;">(e)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; text-indent: 36.7pt; margin-bottom: 12pt;"><a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/33992/000102177124000101/kins8k.htm">Current Report on Form 8-K filed on April 17, 2024.</a></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="ze3538d5068ec41e79ad230c1e9db7442">

          <tr>
            <td style="width: 107.3pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; margin-bottom: 12pt;">(f)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; text-indent: 36.7pt; margin-bottom: 12pt;"><a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/33992/000102177124000117/kins8k.htm">Current Report on Form 8-K filed on May 3, 2024.</a></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z8afae9e509534367afa0141995171cda">

          <tr>
            <td style="width: 107.3pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; margin-bottom: 12pt;">(g)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; text-indent: 36.7pt; margin-bottom: 12pt;"><a href="https://www.sec.gov/Archives/edgar/data/33992/000102177124000128/kins8k.htm">Current Report on Form 8-K filed on May 16, 2024.</a></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z649864aa0e394e2e87e6cfe580498bc9">

          <tr>
            <td style="width: 107.3pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; margin-bottom: 12pt;">(h)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; text-indent: 36.7pt; margin-bottom: 12pt;"><a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/33992/000102177124000138/kins8k.htm">Current Report on Form 8-K filed on May 24, 2024.</a></div>
            </td>
          </tr>

      </table>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; margin-bottom: 12pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z06c6a6a694e947c7acf49493bd5ce313">

          <tr>
            <td style="width: 107.3pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 72pt; margin-bottom: 12pt;">(i)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify; text-indent: 36.7pt; margin-bottom: 12pt;"><a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/33992/000102177124000144/kins8k.htm">Current Report on Form 8-K filed on June 20, 2024 (for an event dated
                  June 14, 2024).</a></div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify; text-indent: 72pt;">All documents subsequently filed by the Registrant pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Exchange Act, prior to the filing of a post&#8209;effective amendment to this Registration
      Statement which indicates that all securities offered hereby have been sold or which deregisters all such securities then remaining unsold, shall be deemed to be incor-porated herein by reference and to be a part hereof from their respective dates of
      filing.</div>
    <div><br>
    </div>
    <div style="text-align: justify;"><font style="font-weight: bold;">Item 4</font>.<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 108pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;"><u>Description of
          Securities</u></font>.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;">Not applicable.</div>
    <div><br>
    </div>
    <div style="text-align: justify;"><font style="font-weight: bold;">Item 5.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 108pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;"><u>Interests of Named
          Experts and Counsel</u>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;">Certain legal matters in connection with the offering of the securities registered hereunder are being passed upon for the Registrant by Certilman Balin Adler &amp; Hyman, LLP, 90 Merrick Avenue,
      East Meadow, New York 11554.&#160; Certain members of the firm are stockholders of the Registrant.</div>
    <div><br>
    </div>
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    <div style="text-align: justify;"><font style="font-weight: bold;">Item 6.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 108pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;"><u>Indemnification of
          Directors and Officers</u>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;">Article Twelfth of the Registrant&#8217;s Restated Certificate of Incorporation eliminates, absent fraud, the personal liability of directors to the Registrant, stockholders or creditors thereof, or any
      other persons, in connection with losses incurred by the Registrant under or by reason of any contract or business transaction between a director and the Registrant, and provides that a director shall not be accountable for any gains or profits
      realized thereon.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;">Article Thirteenth of the Registrant&#8217;s Restated Certificate of Incorporation provides that each director and each officer now or hereafter serving the Registrant or, at the request of the Registrant,
      any other corporation in which the Registrant has an interest as stockholder or creditor, and his heirs, executors and administrators, shall be indemnified and held harmless by the Registrant from and against all costs, expenses and liabilities,
      including but not limited to counsel fees and amounts of judgments and amounts paid in settlement, which may be imposed upon or incurred by him in connection with or resulting from any claim made against him or any action, suit or proceeding in which
      he may be involved, by reason of his being or having been a director or officer of the Registrant or of any such other corporation, whether or not he continues to be a director or officer at the time such costs, expenses and liabilities are imposed
      or incurred; provided, however, that no such director or officer shall be so indemnified (a) with respect to any matter as to which he shall, in any such action, suit or proceeding, be finally adjudged to be liable for misconduct in the performance
      of his duties as a director or officer, or (b) in the event of a settlement of any such claim, action, suit or proceeding unless (i) such settlement shall, with knowledge of the indemnification provided for thereby, be approved by the court having
      jurisdiction of such claim, action, suit or proceeding or (ii) such settlement shall have been made upon the written opinion of independent legal counsel, selected by or in a manner determined by the board of directors of the Registrant, to the
      effect that there is no reasonable ground of liability for misconduct on the part of such director or officer and that the entire cost of such settlement will not substantially exceed the estimated cost of defending such claim, action, suit or
      proceeding to a final conclusion. The Registrant&#8217;s Restated Certificate of Incorporation also provides that the foregoing rights of indemnification shall be in addition to any other rights to which such director or officer may otherwise be entitled
      as a matter of law.&#160;</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;">Article Fifteenth of the Registrant&#8217;s Restated Certificate of Incorporation eliminates the personal liability of directors to the Registrant and its stockholders for monetary damages for breach of
      fiduciary duty as a director except for liability (i) for breach of the director&#8217;s duty of loyalty to the Registrant or its stockholders, (ii) for acts or omissions not in good faith or which involve intentional misconduct or a knowing violation of
      law, (iii) arising under Section 174 of the Delaware General Corporation Law, or (iv) for any transaction from which the director derived an improper personal benefit.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;">Additionally, the Registrant has included in its by-laws provisions to indemnify its directors, officers, employees and agents and to purchase insurance with respect to liability arising out of the
      performance of their duties as directors, officers, employees and agents as permitted by Section 145 of the Delaware General Corporation law.&#160; The Delaware General Corporation law provides further that the indemnification permitted thereunder shall
      not be deemed exclusive of any other rights to which the directors, officers, employees and agents may be entitled under the Registrant&#8217;s by-laws, any agreement, the vote of stockholders or otherwise.</div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;">The effect of the foregoing is to require the Registrant, to the extent permitted by law, to indemnify the officers, directors, employees and agents of the Registrant for any claim arising against
      such persons in their official capacities if such person acted in good faith and in a manner that he reasonably believed to be in or not opposed to the best interests of the Registrant, and, with respect to any criminal action or proceeding, had no
      reasonable cause to believe his conduct was unlawful.</div>
    <div><br>
    </div>
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    <div style="text-align: justify;"><font style="font-weight: bold;">Item 7.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 72pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;"><u>Exemption from
          Registration Claimed</u>.</font></div>
    <div><br>
    </div>
    <div style="text-align: justify; text-indent: 72pt;">Not applicable.</div>
    <div><br>
    </div>
    <div style="text-align: justify;"><font style="font-weight: bold;">Item 8.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 72pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;"><u>Exhibits</u>.</font></div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z5c9bca1895f14204adb3c4d575822d14">

        <tr>
          <td style="width: 72pt;"><a href="ex5.htm"><br>
            </a></td>
          <td style="width: 36pt; vertical-align: top;"><a href="ex5.htm">5</a></td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div><a href="ex5.htm">Opinion of Certilman Balin Adler &amp; Hyman, LLP as to the legality of the shares of Common Stock being registered by this Registration
                Statement</a></div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z915986b554d640fb86639109a25c8246">

        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top;"><a href="ex23_1.htm">23.1</a></td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div><a href="ex23_1.htm">Consent of Marcum LLP</a></div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb776fad096454d8dadca2bb2a9fe5bdc">

        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top;"><a href="ex5.htm">23.2</a></td>
          <td style="width: auto; vertical-align: top; text-align: justify;">
            <div><a href="ex5.htm">Consent of Certilman Balin Adler &amp; Hyman, LLP (included in the opinion filed as Exhibit 5 hereto)</a></div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zc0fa5c5873664f6ebd1cff3732679637">

        <tr>
          <td style="width: 72pt;"><br>
          </td>
          <td style="width: 36pt; vertical-align: top;"><a href="exfilingfee.htm">107</a></td>
          <td style="width: auto; vertical-align: top;">
            <div><a href="exfilingfee.htm">Filing Fee Table</a></div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><font style="font-weight: bold;">Item 9.</font><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 108pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;"><u>Undertaking</u></font>.</div>
    <div><br>
    </div>
    <div>(a)<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>The Registrant hereby undertakes:</div>
    <div style="text-align: justify;"> <br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="ze09404dad55549d390c88e51230c1af6">

          <tr>
            <td style="width: 54pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 18pt;">(1)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify;">to file, during any period in which offers or sales are being made, a post-effective amendment to this Registration Statement:</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify;"> <br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zd1bab59c5abe43e88d82c0ef3de7487a">

          <tr>
            <td style="width: 72pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 36pt;">(i)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify;">to include any prospectus required by Section 10(a)(3) of the Securities Act;</div>
              <div style="text-align: justify;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify;"><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z61185325ae94486994275c2057bee86e">

          <tr>
            <td style="width: 72pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 36pt;">(ii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify;">to reflect in the prospectus any facts or events arising after the effective date of this Registration Statement (or the most recent post-effective amendment thereof) which, individually or in the aggregate,
                represent a fundamental change in the information set forth in this Registration Statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities offered would not
                exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the Commission pursuant to Rule 424(b) of the Securities Act if, in
                the aggregate, the changes in volume and price represent no more than a 20 percent change in the maximum aggregate offering price set forth in the &#8220;Calculation of Registration Fee&#8221; table in the effective Registration Statement;</div>
              <div style="text-align: justify;"> <br>
              </div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify;"><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font><br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z231256a03ca64bcaad5c06bac2516eb9">

          <tr>
            <td style="width: 72pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 36pt;">(iii)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify;">to include any material information with respect to the plan of distribution not previously disclosed in this Registration Statement or any material change to such information in this Registration Statement;</div>
            </td>
          </tr>

      </table>
    </div>
    <div> <br>
    </div>
    <div style="text-align: justify; margin-left: 36pt;"><font style="font-style: italic;">provided, however</font>, that paragraphs (i) and (ii) above do not apply if the information required to be included in a post-effective amendment by those
      paragraphs is contained in reports filed with or furnished to the Commission by the Registrant pursuant to Section 13 or Section 15(d) of the Exchange Act that are incorporated by reference in this Registration Statement.</div>
    <div style="text-align: justify;"> <br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf35384bc7e6a451cb77d1deb13eccd4c">

          <tr>
            <td style="width: 54pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 18pt;">(2)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify;">that, for the purpose of determining any liability under the Securities Act, each such post-effective amendment shall be deemed to be a new Registration Statement relating to the securities offered therein,
                and the offering of such securities at that time shall be deemed to be the initial bona fide offering thereof.</div>
            </td>
          </tr>

      </table>
    </div>
    <div style="text-align: justify;"> <br>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="za9cffd3b44ae4920b725cc61f7f0e39d">

          <tr>
            <td style="width: 54pt; vertical-align: top; text-align: right;">
              <div style="text-align: left; margin-left: 18pt;">(3)</div>
            </td>
            <td style="width: auto; vertical-align: top;">
              <div style="text-align: justify;">to remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.</div>
            </td>
          </tr>

      </table>
    </div>
    <div> <br>
    </div>
    <div style="text-align: justify;">(b)<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>The undersigned Registrant hereby undertakes that, for purposes of determining any liability under
      the Securities Act, each filing of the Registrant&#8217;s annual report pursuant to Section 13(a) or Section 15(d) of the Exchange Act (and, where applicable, each filing of an employee benefit plan&#8217;s annual report pursuant to Section 15(d) of the Exchange
      Act) that is incorporated by reference in this Registration Statement shall be deemed to be a new Registration Statement relating to the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial
      bona fide offering thereof.</div>
    <div> <br>
    </div>
    <div style="text-align: justify;">(c)<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 36pt" class="TRGRRTFtoHTMLTab">&#160;</font>Insofar as indemnification for liabilities arising under the Securities Act may be permitted to
      directors, officers and controlling persons of the Registrant pursuant to the foregoing provisions, or otherwise, the Registrant has been advised that in the opinion of the Commission such indemnification is against public policy as expressed in the
      Securities Act and is, therefore, unenforceable.&#160; In the event that a claim for indemnification against such liabilities (other than the payment by the Registrant of expenses incurred or paid by a director, officer or controlling person of the
      Registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in connection with the securities being registered, the Registrant will, unless in the opinion of its counsel the
      matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question as to whether such indemnification by it is against public policy as expressed in the Securities Act and will be governed by the final
      adjudication of such issue.</div>
    <div> <br>
    </div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" class="BRPFPageBreakArea">
      <div style="page-break-after: always;" class="BRPFPageBreak">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: center; font-weight: bold;">SIGNATURES</div>
    <div><br>
    </div>
    <div style="text-align: justify;">Pursuant to the requirements of the Securities Act of 1933, the Registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused this
      Registration Statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the County of Ulster, State of New York, on the 14<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> day of August, 2024.</div>
    <div style="text-align: justify;"> <br>
    </div>
    <div style="text-align: justify;">
      <table cellspacing="0" cellpadding="0" border="0" style="width: 100%; border-collapse: separate; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">

          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" colspan="2" style="width: 38%; font-weight: bold;">KINGSTONE COMPANIES, INC.</td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="top" style="width: 35%;">&#160;</td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" align="left" style="width: 50%; padding-bottom: 2px;">
              <div align="left" style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt"><br>
              </div>
            </td>
            <td valign="top" style="width: 3%; padding-bottom: 2px;">
              <div align="left" style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt">By: </div>
            </td>
            <td valign="top" nowrap="nowrap" align="left" style="width: 35%; border-bottom: #000000 2px solid">/s/ Meryl S. Golden<br>
            </td>
            <td valign="top" style="width: 12%; padding-bottom: 2px;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="bottom" nowrap="nowrap" align="left" style="width: 35%;">Meryl Golden<br>
            </td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="top" style="width: 35%;">Chief Executive Officer<br>
            </td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>
          <tr>
            <td valign="top" style="width: 50%;">&#160;</td>
            <td valign="top" style="width: 3%;">&#160;</td>
            <td valign="top" style="width: 35%;">&#160;</td>
            <td valign="top" style="width: 12%;">&#160;</td>
          </tr>

      </table>
    </div>
    <br>
    <div style="text-align: center; font-weight: bold;">POWER OF ATTORNEY</div>
    <div><br>
    </div>
    <div style="text-align: justify;"><font style="font-weight: bold;">KNOW ALL MEN BY THESE PRESENTS</font>, that each person whose signature appears below does hereby make, constitute and appoint Meryl S. Golden her true and lawful attorney-in-fact and
      agent, with full power of substitution and resubstitution for her and in her name, place and stead, in any and all capacities to sign any and all amendments (including post-effective amendments) to this Registration Statement, and to file the same,
      with all exhibits thereto, and other documents in connection therewith with the Securities and Exchange Commission, granting unto said attorney-in-fact and agent, and each of her substitutes, full power and authority to do and perform each and every
      act and thing requisite or necessary to be done in and about the premises, as fully to all intents and purposes as he might or could do in person, hereby ratifying and confirming all that said attorney-in-fact and agent, or her substitute or
      substitutes, may lawfully do or cause to be done by virtue hereof.</div>
    <div><br>
    </div>
    <div style="text-align: justify;">Pursuant to the requirements of the Securities Act of 1933, as amended, this Registration Statement on Form S-8 has been signed by the following persons in the capacities and on the dates indicated.</div>
    <div style="text-align: justify;"><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 180pt" class="TRGRRTFtoHTMLTab">&#160;</font><font style="font-weight: bold;">&#160; &#160; &#160; &#160; &#160;&#160; <u><br>
        </u></font></div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;" id="z8e291518e48044949e94d41b6e4d82c2">

        <tr>
          <td rowspan="1" style="width: 22%; vertical-align: top;"><font style="font-weight: bold;"><u>Signature</u></font></td>
          <td rowspan="1" style="width: 52.9%; vertical-align: top;"><font style="font-weight: bold;"><font style="font-weight: bold;"><u>Capacity</u></font></font></td>
          <td rowspan="1" style="width: 16.34%; vertical-align: top;">
            <div><font style="font-weight: bold;"><u>Date</u></font></div>
            <div><font style="font-weight: bold;"><u> <br>
                </u></font></div>
          </td>
        </tr>
        <tr>
          <td style="width: 22%; vertical-align: top;">
            <div><u>/s/ Meryl S. Golden</u><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 144pt" class="TRGRRTFtoHTMLTab">&#160;</font></div>
            <div>Meryl S. Golden</div>
          </td>
          <td style="width: 52.9%; vertical-align: top;">
            <div>Chief Executive Officer, President and Director</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
          <td style="width: 16.34%; vertical-align: top;">
            <div>August 14, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 22%; vertical-align: top;">
            <div><u>/s/ Barry B. Goldstein</u><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt" class="TRGRRTFtoHTMLTab">&#160;</font></div>
            <div>Barry B. Goldstein</div>
            <div> <br>
            </div>
          </td>
          <td style="width: 52.9%; vertical-align: top;">
            <div>Executive Chairman of the Board and Director</div>
          </td>
          <td style="width: 16.34%; vertical-align: top;">
            <div>August 14, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 22%; vertical-align: top;">
            <div><u>/s/ Jennifer L. Gravelle<font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt" class="TRGRRTFtoHTMLTab">&#160;</font></u></div>
            <div>Jennifer L. Gravelle</div>
            <div> <br>
            </div>
          </td>
          <td style="width: 52.9%; vertical-align: top;">
            <div>Vice President, Chief Financial Officer and Treasurer (Principal Financial Officer and Principal Accounting Officer)</div>
            <div>&#160;</div>
          </td>
          <td style="width: 16.34%; vertical-align: top;">
            <div>August 14 , 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 22%; vertical-align: top;">
            <div><u>/s/ Floyd R. Tupper</u><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 144pt" class="TRGRRTFtoHTMLTab">&#160;</font></div>
            <div>Floyd R. Tupper</div>
            <div> <br>
            </div>
          </td>
          <td style="width: 52.9%; vertical-align: top;">
            <div>Secretary and Director</div>
          </td>
          <td style="width: 16.34%; vertical-align: top;">
            <div>August 14, 2024</div>
            <div>&#160;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 22%; vertical-align: top;">
            <div><u>/s/ Timothy P. McFadden</u></div>
            <div>Timothy P. McFadden</div>
            <div> <br>
            </div>
          </td>
          <td style="width: 52.9%; vertical-align: top;">
            <div>Director (Lead Independent Director)</div>
          </td>
          <td style="width: 16.34%; vertical-align: top;">
            <div>August 14, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 22%; vertical-align: top;">
            <div><u>/s/ William L. Yankus</u></div>
            <div>William L. Yankus</div>
            <div> <br>
            </div>
          </td>
          <td style="width: 52.9%; vertical-align: top;">
            <div>Director</div>
          </td>
          <td style="width: 16.34%; vertical-align: top;">
            <div>August 14, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 22%; vertical-align: top;">
            <div><u>/s/ Carla A. D&#8217;Andre</u><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 144pt" class="TRGRRTFtoHTMLTab">&#160;</font></div>
            <div>Carla A. D&#8217;Andre</div>
            <div> <br>
            </div>
          </td>
          <td style="width: 52.9%; vertical-align: top;">
            <div>Director</div>
          </td>
          <td style="width: 16.34%; vertical-align: top;">
            <div>August 14, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 22%; vertical-align: top;">
            <div><u>/s/ Manmohan Singh</u><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 144pt" class="TRGRRTFtoHTMLTab">&#160;</font></div>
            <div>Manmohan Singh</div>
            <div>&#160;</div>
          </td>
          <td style="width: 52.9%; vertical-align: top;">
            <div>Director</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </td>
          <td style="width: 16.34%; vertical-align: top;">
            <div>August 14, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 22%; vertical-align: top;">
            <div><u>/s/ Thomas Newgarden</u><font style="display: inline-block; text-indent: 0px; font-size: 1px; width: 12pt" class="TRGRRTFtoHTMLTab">&#160;</font></div>
            <div>Thomas Newgarden</div>
          </td>
          <td style="width: 52.9%; vertical-align: top;">
            <div>Director</div>
            <div>&#160;</div>
          </td>
          <td style="width: 16.34%; vertical-align: top;">
            <div>August 14, 2024</div>
          </td>
        </tr>

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    <div><br>
    </div>
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<DOCUMENT>
<TYPE>EX-5
<SEQUENCE>2
<FILENAME>ex5.htm
<DESCRIPTION>OPINION OF CERTILMAN BALIN ADLER & HYMAN, LLP
<TEXT>
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  <div><br>
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  <div style="text-align: right; font-weight: bold;">EXHIBIT 5</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">OPINION OF CERTILMAN BALIN ADLER &amp; HYMAN, LLP</div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div style="text-align: justify; margin-left: 288pt;">August 14, 2024</div>
  <div><br>
  </div>
  <div style="text-align: justify;">Kingstone Companies, Inc.</div>
  <div style="text-align: justify;">15 Joys Lane</div>
  <div style="text-align: justify;">Kingston, New York 12401</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 36pt;">Re:&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; Registration of 1,000,000
      shares of Common Stock,</div>
  <div style="text-align: justify; text-indent: 72pt;">par value $0.01 per share, under the</div>
  <div style="text-align: justify; text-indent: 72pt;"><u>Securities Act of 1933, as amended</u></div>
  <div><br>
  </div>
  <div style="text-align: justify;">Gentlemen:</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt;">In our capacity as counsel to Kingstone Companies, Inc., a Delaware corporation (the &#8220;Company&#8221;), we have been asked to render this opinion
    in connection with a Registration Statement on Form S-8 being filed contemporaneously herewith by the Company with the Securities and Exchange Commission under the Securities Act of 1933, as amended (the &#8220;Registration Statement&#8221;), covering the issuance
    of up to an aggregate of 1,000,000 shares of common stock, par value $0.01 per share, of the Company (the &#8220;Common Shares&#8221;) under the Company&#8217;s 2024 Equity Participation Plan (the &#8220;2024 Plan&#8221;).</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt;">In that connection, we have examined the Certificate of Incorporation and the By-Laws of the Company, as amended to date, the Registration
    Statement and the 2024 Plan and are familiar with corporate proceedings of the Company relating to the adoption of the 2024 Plan.&#160; We have also examined such other instruments and documents as we deemed relevant under the cir-cumstances.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt;">For purposes of the opinions expressed below, we have assumed (i) the authenticity of all documents submitted to us as original, (ii) the
    conformity to the originals of all documents submitted as certified, photostatic or facsimile copies and the authenticity of the originals, (iii) the legal capacity of natural persons, (iv) the due authorization, execution and delivery of all documents
    by all parties and the validity and binding effect thereof and (v) the conformity to the proceedings of the Board of Directors of all minutes of such proceedings.&#160; We have also assumed that the corporate records furnished to us by the Company include
    all corporate proceedings taken by the Company to date.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt;">Based upon and subject to the foregoing, we are of the opinion that the Common Shares have been duly and validly authorized and, when
    issued pursuant to the terms of the 2024 Plan, will be duly and validly issued, fully paid and nonassessable.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt;">We hereby consent to the use of our opinion as herein set forth as an exhibit to the Registration Statement.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt;">This opinion is as of the date hereof, and we do not undertake, and hereby disclaim, any obligation to advise you of any changes in any of
    the matters set forth herein.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt;">We are rendering this opinion only as to the matters expressly set forth herein, and no opinion should be inferred as to any other
    matters.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 72pt;">This opinion is for your exclusive use only and is to be utilized and relied upon only in connection with the matters expressly set forth
    herein.</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 201.6pt;">Very truly yours,</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 201.6pt; font-weight: bold;">CERTILMAN BALIN ADLER &amp; HYMAN, LLP</div>
  <div><br>
  </div>
  <div style="text-align: justify; text-indent: 201.6pt;">By:<font style="width: 9pt; font-size: 1px; display: inline-block;" class="HorizontalTab"> &#160;&#160;&#160;</font><u>/s/ Fred Skolnik</u></div>
  <div style="text-align: justify; text-indent: 252pt;">Fred Skolnik, a Member of the Firm</div>
</body>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>3
<FILENAME>ex23_1.htm
<DESCRIPTION>CONSENT OF MARCUM LLP
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Certilman Balin Adler & Hyman, LLP
         Document created using Broadridge PROfile 23.12.1.5186
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <div style="text-align: right;"><font style="font-weight: bold;">EXHIBIT 23.1</font><br>
  </div>
  <div><br>
  </div>
  <div style="text-align: center;"><u>INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM&#8217;S CONSENT</u></div>
  <div>&#160;</div>
  <div style="text-align: justify; margin-bottom: 12pt;">We consent to the incorporation by reference in this Registration Statement of Kingstone Companies, Inc. on Form S-8 of our report dated
    April 1, 2024, with respect to our audits of the consolidated financial statements of Kingstone Companies, Inc. and Subsidiaries as of December 31, 2023 and 2022 and for each of the two years in the period ended December 31, 2023, which report is
    included in the Annual Report on Form 10-K of Kingstone Companies, Inc. for the year ended December 31, 2023.</div>
  <div><br>
  </div>
  <div>/s/ Marcum <font style="font-variant: small-caps;">LLP</font></div>
  <div><br>
  </div>
  <div><br>
  </div>
  <div>Marcum <font style="font-variant: small-caps;">LLP</font></div>
  <div>Hartford, CT</div>
  <div>August 14, 2024</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>4
<FILENAME>exfilingfee.htm
<DESCRIPTION>EXHIBIT 107 - FILING FEE TABLE
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Certilman Balin Adler & Hyman, LLP
         Document created using Broadridge PROfile 23.12.1.5186
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; text-align: left; color: #000000;">
  <div style="text-align: right;"><font style="font-weight: bold;">EXHIBIT 107</font><br>
  </div>
  <br>
  <div style="text-align: center; font-weight: bold;">Calculation of Filing Fee Table</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">FORM S-8</div>
  <div style="text-align: center;">(Form Type)</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">KINGSTONE COMPANIES, INC.</div>
  <div style="text-align: center;">(Exact Name of Registrant as Specified in its Charter)</div>
  <div><br>
  </div>
  <div style="text-align: center; font-weight: bold;">Table 1: Newly Registered Securities</div>
  <div><br>
  </div>
  <div><br>
  </div>
  <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

      <tr>
        <td style="width: 10.22%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px double rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;">Security Type</div>
        </td>
        <td style="width: 10.42%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px double rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div>&#160;</div>
          <div>&#160;</div>
          <div style="text-align: center; font-weight: bold;"> <br>
          </div>
          <div style="text-align: center; font-weight: bold;"> <br>
          </div>
          <div style="text-align: center; font-weight: bold;">Security Class Title</div>
        </td>
        <td style="width: 12.83%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px double rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div>&#160;</div>
          <div>&#160;</div>
          <div style="text-align: center; font-weight: bold;"> <br>
          </div>
          <div style="text-align: center; font-weight: bold;"> <br>
          </div>
          <div style="text-align: center; font-weight: bold;">Fee Calculation Rule</div>
        </td>
        <td style="width: 12.22%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px double rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;">Amount Registered</div>
        </td>
        <td style="width: 12.02%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px double rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;"> <br>
          </div>
          <div style="text-align: center; font-weight: bold;"> <br>
          </div>
          <div style="text-align: center; font-weight: bold;"> <br>
          </div>
          <div style="text-align: center; font-weight: bold;">Proposed Maximum Offering Price Per Unit</div>
        </td>
        <td style="width: 14.43%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px double rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;">Maximum Aggregate Offering Price</div>
        </td>
        <td style="width: 14.23%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-top: 2px double rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div>&#160;</div>
          <div>&#160;</div>
          <div>&#160;</div>
          <div>&#160;</div>
          <div style="text-align: center; font-weight: bold;">Fee Rate</div>
        </td>
        <td style="width: 13.63%; vertical-align: bottom; border-width: 2px 1px; border-style: double double solid; border-color: rgb(0, 0, 0);">
          <div style="text-align: center; font-weight: bold;">Amount of</div>
          <div style="text-align: center; font-weight: bold;">Registration</div>
          <div style="text-align: center; font-weight: bold;">Fee</div>
        </td>
      </tr>
      <tr>
        <td style="width: 10.22%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div style="text-align: center;">Equity</div>
        </td>
        <td style="width: 10.42%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div style="text-align: center;">Common Stock, par value $0.01 per share</div>
        </td>
        <td style="width: 12.83%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div style="text-align: center;">457(h)(1)</div>
        </td>
        <td style="width: 12.22%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div style="text-align: center;">1,000,000<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(1)</sup></div>
        </td>
        <td style="width: 12.02%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div style="text-align: center;">$7.31</div>
        </td>
        <td style="width: 14.43%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div>$7,310,000</div>
        </td>
        <td style="width: 14.23%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">
          <div style="text-align: center;">$0.00014760<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">(2)</sup></div>
        </td>
        <td style="width: 13.63%; vertical-align: middle; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0); border-right: 1px double rgb(0, 0, 0);">
          <div style="text-align: center;">$1,078.96</div>
        </td>
      </tr>
      <tr>
        <td style="width: 45.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);" colspan="4">
          <div style="text-align: center;">Total Offering Amounts</div>
        </td>
        <td style="width: 12.02%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-right: 1px double rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">&#160;</td>
        <td style="width: 14.43%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">&#160;</td>
        <td style="width: 14.23%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">&#160;</td>
        <td style="width: 13.63%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0); border-right: 1px double rgb(0, 0, 0);">
          <div style="text-align: center;">$1,078.96</div>
        </td>
      </tr>
      <tr>
        <td style="width: 45.69%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);" colspan="4">
          <div style="text-align: center;">Total Fee Offsets</div>
        </td>
        <td style="width: 12.02%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">&#160;</td>
        <td style="width: 14.43%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">&#160;</td>
        <td style="width: 14.23%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">&#160;</td>
        <td style="width: 13.63%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0); border-right: 1px double rgb(0, 0, 0);">
          <div style="text-align: center;">---</div>
        </td>
      </tr>
      <tr>
        <td style="width: 45.69%; vertical-align: top; border-bottom: 4px double rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);" colspan="4">
          <div style="text-align: center;">Net Fee Due</div>
        </td>
        <td style="width: 12.02%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">&#160;</td>
        <td style="width: 14.43%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">&#160;</td>
        <td style="width: 14.23%; vertical-align: top; border-bottom: 4px double rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0);">&#160;</td>
        <td style="width: 13.63%; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-left: 1px double rgb(0, 0, 0); border-right: 1px double rgb(0, 0, 0);">
          <div style="text-align: center;">$1,078.96</div>
        </td>
      </tr>

  </table>
  <div><br>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; text-align: right;">
            <div style="text-align: left; margin-left: 18pt; font-family: 'Times New Roman',Times,serif;">(1)</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Pursuant to Rule 416(a) under the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), this Registration Statement shall also cover
              any additional shares of the Registrant&#8217;s common stock that become issuable as a result of any stock dividend, stock split, recapitalization, or other similar transaction effected without the receipt of consideration that results in an
              increase in the number of outstanding shares of the Registrant&#8217;s common stock.</div>
            <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman',Times,serif;"> <br>
            </div>
          </td>
        </tr>

    </table>
  </div>
  <div>
    <table cellspacing="0" cellpadding="0" class="DSPFListTable" style="font-family: 'Times New Roman', Times, serif; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 36pt; vertical-align: top; text-align: right;">
            <div style="text-align: left; margin-left: 18pt;">(2)</div>
          </td>
          <td style="width: auto; vertical-align: top;">
            <div style="text-align: justify; font-family: 'Times New Roman',Times,serif;">Calculated solely for purposes of the registration fee for this offering and in accordance with paragraph (h)(1) of Rule 457 of the
              Securities Act, on the basis of the average of the high and low prices of the Registrant&#8217;s shares of common stock as quoted on the Nasdaq Capital Market on August 8, 2024.</div>
          </td>
        </tr>

    </table>
  </div>
  <div style="margin-bottom: 8pt;"><br>
  </div>
  <div style="margin-bottom: 8pt;"><br>
  </div>
  <div style="margin-bottom: 8pt;"><br>
  </div>
</body>
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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
