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Deferred Policy Acquisition Costs and Deferred Ceding Commission Revenue - Net Deferred Policy Acquisition Costs, Net of Deferred Ceding Commission Revenue (Details) - USD ($) | 12 Months Ended
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Dec. 31, 2024 | Dec. 31, 2023
Movement Analysis of Deferred Policy Acquisition Costs [Roll Forward] |  |
Net deferred policy acquisition costs, net of deferred ceding commission revenue, beginning of year | $ 10,341,699 | $ 13,199,884
Cost incurred and deferred: |  |
Commissions and brokerage | 37,956,108 | 29,926,493
Other underwriting and policy acquisition costs | 10,118,578 | 8,866,395
Ceding commission revenue | (20,909,652) | (19,238,750)
Net deferred policy acquisition costs | 27,165,034 | 19,554,138
Amortization | (24,315,601) | (22,412,323)
Cost incurred and deferred | 2,849,433 | (2,858,185)
Net deferred policy acquisition costs, net of deferred ceding commission revenue, end of year | $ 13,191,132 | $ 10,341,699

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- Definition Amount of addition in deferred policy acquisition costs and present value of future profits from insurance contract acquired in business combination. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 30 -Name Accounting Standards Codification -Section 50 -Paragraph 2B -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479432/944-30-50-2B + Details
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- Definition Amount of amortization expense (reversal of expense) for deferred policy acquisition costs and present value of future profits from insurance contract acquired in business combination. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 30 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479432/944-30-50-1 + Details
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- Definition Amount of increase (decrease) in deferred policy acquisition costs and present value of future profits from insurance contract acquired in business combination. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 30 -Name Accounting Standards Codification -Section 50 -Paragraph 2B -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479432/944-30-50-2B Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 65 -Paragraph 2 -Subparagraph (g)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480016/944-40-65-2 + Details
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- Definition Amount, after accumulated amortization, of deferred policy acquisition costs and present value of future profits from insurance contract acquired in business combination. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 944 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.7-03(a)(7)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1 + Details
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