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Segment Information - Return on Equity (Details) - USD ($)
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Segment Reporting Information [Line Items]      
Less: Ceding commission revenue $ 2,958,691 $ 4,567,111  
Less: Other income 140,415 148,913  
Net earned premium 43,523,063 28,819,902  
Beginning balance 66,708,451 34,504,139  
Ending balance 82,209,963 35,749,807  
Net investment income 2,048,596 $ 1,502,860  
Total assets $ 385,439,240   $ 374,915,843
Reportable Segment      
Segment Reporting Information [Line Items]      
Net loss ratio 62.40% 62.00%  
Net underwriting expense ratio 31.30% 31.30%  
Net combined ratio 93.70% 93.30%  
Commission expense and other underwriting expenses $ 16,718,302 $ 13,732,417  
Less: Ceding commission revenue (2,958,691) (4,567,111)  
Less: Other income (139,954) (148,167)  
Total commission expense and other underwriting expenses 13,619,657 9,017,139  
Net earned premium 43,523,063 28,819,902  
Beginning balance 66,708,451 34,504,139  
Ending balance 82,209,963 35,749,807  
Average stockholders' equity 74,459,207 35,126,973  
Net investment income $ 2,048,596 $ 1,502,860  
Return on equity on net investment income 2.80% 4.30%  
Return on equity on net investment income - annualized 11.20% 17.20%  
Total assets $ 385,439,240 $ 318,292,723