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Fair Value of Financial Instruments and Real Estate (Details) - USD ($)
Sep. 30, 2025
Jul. 01, 2025
Dec. 31, 2024
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]      
Reinsurance balances payable, Level 3 $ 5,690,029   $ 10,509,121
Long-term debt 4,752,684   11,171,420
Stated interest rate (percent)   4.50%  
Senior Notes due 2026      
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]      
Long-term debt $ 0   5,508,000
Stated interest rate (percent) 13.75%    
Level 2 | Senior Notes due 2026      
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]      
Stated interest rate (percent) 13.75%    
Carrying Value | Level 1      
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]      
Fixed-maturity securities, held-to maturity, Level 1 $ 6,043,708   7,047,342
Fixed-maturity securities available-for-sale 121,622,777   106,792,378
Cash and cash equivalents, Level 1 26,772,302   28,669,441
Premiums receivable, net, Level 1 18,252,649   21,766,988
Carrying Value | Level 2      
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]      
Fixed-maturity securities available-for-sale 131,017,651   80,101,060
Carrying Value | Level 2 | Senior Notes due 2026      
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]      
Long-term debt 0   5,508,000
Carrying Value | Level 3      
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]      
Reinsurance receivables, net, Level 3 60,019,060   69,322,436
Real estate, net of accumulated depreciation, Level 3 460,031   1,913,390
Reinsurance balances payable, Level 3 5,690,029   10,509,121
Fair Value | Level 1      
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]      
Fixed-maturity securities, held-to maturity, Level 1 5,174,675   5,959,265
Fixed-maturity securities available-for-sale 121,622,777   106,792,378
Cash and cash equivalents, Level 1 26,772,302   28,669,441
Premiums receivable, net, Level 1 18,252,649   21,766,988
Fair Value | Level 2      
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]      
Fixed-maturity securities available-for-sale 131,017,651   80,101,060
Fair Value | Level 2 | Senior Notes due 2026      
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]      
Long-term debt 0   5,553,785
Fair Value | Level 3      
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]      
Reinsurance receivables, net, Level 3 60,019,060   69,322,436
Real estate, net of accumulated depreciation, Level 3 940,000   3,540,000
Reinsurance balances payable, Level 3 $ 5,690,029   $ 10,509,121