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Fair Value of Financial Instruments (Details) - USD ($)
Mar. 31, 2026
Dec. 31, 2025
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Reinsurance balances payable, Level 3 $ 4,775,176 $ 5,232,319
Debt - Equipment financing, Level 2 4,122,971 4,440,127
Equipment Financing    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Debt - Equipment financing, Level 2 4,122,971  
Carrying Value | Level 1    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Fixed-maturity securities, held-to maturity, Level 1 6,041,016 6,042,348
Fixed-maturity securities available-for-sale 136,443,666 130,873,872
Cash and cash equivalents, Level 1 11,355,391 12,178,730
Premiums receivable, net, Level 1 19,027,968 21,012,408
Carrying Value | Level 2    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Fixed-maturity securities available-for-sale 157,356,760 158,163,318
Carrying Value | Level 2 | Equipment Financing    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Debt - Equipment financing, Level 2 4,122,971 4,440,127
Carrying Value | Level 3    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Reinsurance receivables, net, Level 3 57,996,924 58,996,945
Reinsurance balances payable, Level 3 4,775,176 5,232,319
Fair Value | Level 1    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Fixed-maturity securities, held-to maturity, Level 1 5,053,137 5,137,267
Fixed-maturity securities available-for-sale 136,443,666 130,873,872
Cash and cash equivalents, Level 1 11,355,391 12,178,730
Premiums receivable, net, Level 1 19,027,968 21,012,408
Fair Value | Level 2    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Fixed-maturity securities available-for-sale 157,356,760 158,163,318
Fair Value | Level 2 | Equipment Financing    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Debt - Equipment financing, Level 2 4,081,330 4,380,922
Fair Value | Level 3    
Fair Value Disclosure, Asset and Liability, Not Measured at Fair Value [Line Items]    
Reinsurance receivables, net, Level 3 57,996,924 58,996,945
Reinsurance balances payable, Level 3 $ 4,775,176 $ 5,232,319