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Consolidated Balance Sheets (USD $)
In Thousands
Jun. 30, 2011
Dec. 31, 2010
Assets    
Cash and due from banks $ 3,079 $ 6,884
Interest-bearing deposits with other institutions 30,556 7,086
Federal funds sold 6,134  
Total cash and cash equivalents 39,769 13,970
Securities available for sale, at fair value 112,853 109,794
Restricted investments 3,930 3,982
Loans 402,474 408,449
Allowance for loan losses (7,834) (7,111)
Net Loans 394,640 401,338
Bank premises and equipment, net 15,772 15,712
Other real estate owned, net of allowance 3,653 1,783
Other assets 11,754 12,261
Total assets 582,371 558,840
Liabilities and Shareholders' Equity    
Noninterest bearing demand deposits 104,786 98,256
Savings and interest bearing demand deposits 193,729 184,548
Time deposits 151,459 146,492
Total deposits 449,974 429,296
Federal funds purchased and securities sold under agreements to repurchase 13,240 14,395
Federal Home Loan Bank advances 52,250 52,250
Trust preferred capital notes 7,217 7,217
Other liabilities 3,201 1,853
Total liabilities 525,882 505,011
Shareholders' Equity    
Preferred stock, $10 par value; 500,000 shares authorized and unissued    
Common stock, $2.50 par value; authorized 10,000,000 shares; issued 2011, 3,279,798; issued 2010, 3,249,477 8,199 8,124
Surplus 9,434 9,076
Retained earnings 36,730 35,419
Accumulated other comprehensive income 2,126 1,210
Total shareholders' equity 56,489 53,829
Total liabilities and shareholders' equity $ 582,371 $ 558,840