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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data
3 Months Ended9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
Interest and Dividend Income    
Interest and fees on loans$ 5,750$ 5,875$ 17,192$ 17,555
Interest on federal funds sold   2
Interest and dividends on securities available for sale:    
Taxable interest income6036732,0561,968
Interest income exempt from federal income taxes3673201,029972
Dividends18976315215
Interest on deposits in banks1163116
Total interest and dividend income6,9206,95020,62320,728
Interest Expense    
Interest on deposits5957411,8902,290
Interest on federal funds purchased and securities sold under agreements to repurchase9397275290
Interest on Federal Home Loan Bank advances4204621,3101,377
Interest on trust preferred capital notes3437102104
Interest on interest rate swap4642136132
Total interest expense1,1881,3793,7134,193
Net interest income5,7325,57116,91016,535
Provision For Loan Losses1,0502,8502,8504,150
Net interest income after provision for loan losses4,6822,72114,06012,385
Noninterest Income    
Income from fiduciary activities189248698710
Service charges on deposit accounts4064381,1901,361
Other service charges and fees8617942,4732,206
(Loss) gain on the sale of other real estate owned(78)1(255)(246)
(Loss) gain on securities(8) 15598
Other operating income (loss)24(6)8093
Total noninterest income1,3941,4754,3414,222
Noninterest Expenses    
Salaries and employee benefits2,6882,3337,5886,867
Occupancy expenses286261877834
Equipment expenses164172507468
Advertising and marketing expenses157139408339
Stationery and supplies5369221181
ATM network fees131113377305
FDIC assessment170179546671
Computer software expense190150458357
Outside service fees7377360220
Other operating expenses6557972,1722,211
Total noninterest expenses4,5674,29013,51412,453
Income (loss) before income taxes1,509(94)4,8874,154
Income Tax Expense370(175)1,2581,010
Net income$ 1,139$ 81$ 3,629$ 3,144
Earnings Per Share    
Net income per common share, basic$ 0.34$ 0.03$ 1.10$ 0.98
Net income per common share, diluted$ 0.34$ 0.02$ 1.10$ 0.97