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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Interest and Dividend Income    
Interest and fees on loans $ 5,675 $ 5,731
Interest and dividends on securities available for sale:    
Taxable interest income 598 714
Interest income exempt from federal income taxes 360 327
Dividends 103 61
Interest on deposits in banks 3 6
Total interest and dividend income 6,739 6,839
Interest Expense    
Interest on deposits 444 661
Interest on federal funds purchased and securities sold under agreements to repurchase 91 90
Interest on Federal Home Loan Bank advances 298 438
Interest on trust preferred capital notes 38 34
Interest on interest rate swap 41 44
Total interest expense 912 1,267
Net interest income 5,827 5,572
Provision For Loan Losses 300 900
Net interest income after provision for loan losses 5,527 4,672
Noninterest Income    
Income from fiduciary activities 240 268
Service charges on deposit accounts 352 388
Other service charges and fees 810 774
Gain (loss) on the sale of other real estate owned 11 (43)
Other operating income 68 18
Total noninterest income 1,481 1,405
Noninterest Expenses    
Salaries and employee benefits 2,613 2,413
Occupancy expenses 292 309
Equipment expenses 164 161
Advertising and marketing expenses 115 125
Stationery and supplies 71 99
ATM network fees 122 114
Other real estate owned expense 21 80
FDIC assessment 183 199
Computer software expense 135 126
Bank franchise tax 101 79
Professional fees 261 297
Other operating expenses 535 502
Total noninterest expenses 4,613 4,504
Income before income taxes 2,395 1,573
Income Tax Expense 681 406
Net income $ 1,714 $ 1,167
Earnings Per Share    
Net income per common share, basic $ 0.52 $ 0.36
Net income per common share, diluted $ 0.52 $ 0.36