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  <efsi:AccruedInterestReceivableFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">1949000</efsi:AccruedInterestReceivableFairValueDisclosure>
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  <efsi:AmortizationOfIntangibleAndOtherAssets contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">56000</efsi:AmortizationOfIntangibleAndOtherAssets>
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  <efsi:BankFranchiseTax contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">196000</efsi:BankFranchiseTax>
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  <efsi:CompositionOfDepositsTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="49%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="21%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Noninterest bearing demand deposits&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;115,478&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;107,237&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Savings and interest bearing demand deposits:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 6px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOW accounts&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;82,343&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;78,927&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 6px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Money market accounts&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;83,914&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;83,393&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 6px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Regular savings accounts&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;54,736&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;47,838&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;220,993&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;210,158&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Time deposits:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 6px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balances of less than $100,000&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;70,895&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;76,956&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 6px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balances of $100,000 and more&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;46,751&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;54,114&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;117,646&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;131,070&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;454,117&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;448,465&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</efsi:CompositionOfDepositsTableTextBlock>
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  <efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">397239000</efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount>
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  <efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" decimals="-3">22866000</efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount>
  <efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialRealEstateNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">34937000</efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount>
  <efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialRealEstateOwnerOccupiedMember" unitRef="Unit12" decimals="-3">83106000</efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount>
  <efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ConstructionAndFarmlandCommercialFinancingReceivableMember" unitRef="Unit12" decimals="-3">24375000</efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount>
  <efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ConstructionAndFarmlandResidentialFinancingReceivableMember" unitRef="Unit12" decimals="-3">10594000</efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount>
  <efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ResidentialEquityLinesFinancingReceivableMember" unitRef="Unit12" decimals="-3">33429000</efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount>
  <efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ResidentialMultifamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">4517000</efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount>
  <efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">179209000</efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount>
  <efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_DoubtfulMember" unitRef="Unit12" decimals="-3">2178000</efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount>
  <efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_InternallyAssignedGradeMember" unitRef="Unit12" decimals="-3">25022000</efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount>
  <efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_us-gaap_NonperformingFinancingReceivableMember" unitRef="Unit12" decimals="-3">132000</efsi:CreditQualityLoansAndLeasesReceivableGrossCarryingAmount>
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&lt;tr&gt;&lt;td width="35%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
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&lt;td colspan="5" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value Measurements at June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impaired&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Loans&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Real&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Estate Owned&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="5" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance - January 1, 2012&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,425&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;636&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Sales proceeds&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Valuation allowance&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Loss) on disposition&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Transfers into Level 3&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;484&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Transfers out of Level 3&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(2,467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total assets at fair value&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,442&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;636&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</efsi:LevelThreeFinancialAssetsMeasuredAtEstimatedFairValueOnNonrecurringBasisTableTextBlock>
  <efsi:LoansByClassOfFinancingReceivableModifiedAsTdrsTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr valign="bottom"&gt;&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Three Months Ended June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;

&lt;p&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Number of&lt;br /&gt;&lt;/font&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Contracts&lt;/font&gt; &lt;/p&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="32%"&gt; &lt;/td&gt;
&lt;td width="27%"&gt; &lt;/td&gt;
&lt;td width="30%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Number of&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Contracts&lt;/font&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</efsi:LoansByClassOfFinancingReceivableModifiedAsTdrsTableTextBlock>
  <efsi:NumberOfRetiredEmployeesProvidedHealthCareAndLifeInsurance contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit14" decimals="0">9</efsi:NumberOfRetiredEmployeesProvidedHealthCareAndLifeInsurance>
  <efsi:NumberOfTroubledDebtLoansRestructured contextRef="Duration_1_1_2012_To_6_30_2012">two</efsi:NumberOfTroubledDebtLoansRestructured>
  <efsi:NumberOfTroubledDebtLoansRestructured contextRef="Duration_4_1_2012_To_6_30_2012">one</efsi:NumberOfTroubledDebtLoansRestructured>
  <efsi:OtherRealEstateOwnedExpense contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">107000</efsi:OtherRealEstateOwnedExpense>
  <efsi:OtherRealEstateOwnedExpense contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">27000</efsi:OtherRealEstateOwnedExpense>
  <efsi:OtherRealEstateOwnedExpense contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">50000</efsi:OtherRealEstateOwnedExpense>
  <efsi:OtherRealEstateOwnedExpense contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">29000</efsi:OtherRealEstateOwnedExpense>
  <efsi:PortionOfTrustPreferredSecuritiesInTierOneCapitalPercentage contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="Unit13" decimals="2">0.25</efsi:PortionOfTrustPreferredSecuritiesInTierOneCapitalPercentage>
  <efsi:PostRetirementBenefitsAgeEligibilityRequirement contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit15" decimals="0">65</efsi:PostRetirementBenefitsAgeEligibilityRequirement>
  <efsi:PostRetirementBenefitsServiceEligibilityRequirement contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit15" decimals="0">15</efsi:PostRetirementBenefitsServiceEligibilityRequirement>
  <efsi:PreferredCapitalNotesOfTrust contextRef="As_Of_9_20_2007_dei_LegalEntityAxis_efsi_TrustIiMember" unitRef="Unit12" decimals="0">7217000</efsi:PreferredCapitalNotesOfTrust>
  <efsi:PreferredCapitalNotesOfTrust contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">7217000</efsi:PreferredCapitalNotesOfTrust>
  <efsi:PreferredCapitalNotesOfTrust contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">7217000</efsi:PreferredCapitalNotesOfTrust>
  <efsi:PreferredCapitalNotesOfTrustFairValueDisclosure contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">7217000</efsi:PreferredCapitalNotesOfTrustFairValueDisclosure>
  <efsi:PreferredCapitalNotesOfTrustFairValueDisclosure contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">7217000</efsi:PreferredCapitalNotesOfTrustFairValueDisclosure>
  <efsi:PreferredCapitalNotesOfTrustFairValueDisclosure contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">7217000</efsi:PreferredCapitalNotesOfTrustFairValueDisclosure>
  <efsi:PreferredCapitalNotesOfTrustFairValueDisclosure contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">7217000</efsi:PreferredCapitalNotesOfTrustFairValueDisclosure>
  <efsi:PreferredCapitalNotesOfTrustFairValueDisclosure contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" decimals="-3">7217000</efsi:PreferredCapitalNotesOfTrustFairValueDisclosure>
  <efsi:PreferredCapitalNotesOfTrustFairValueDisclosure xsi:nil="true" contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" />
  <efsi:QuantitativeInformationLevelThreeNonrecurringBasisRange contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_ImpairedLoansMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="Unit13" decimals="2">0.12</efsi:QuantitativeInformationLevelThreeNonrecurringBasisRange>
  <efsi:QuantitativeInformationLevelThreeNonrecurringBasisRange contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_ImpairedLoansMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="Unit13" decimals="2">0.06</efsi:QuantitativeInformationLevelThreeNonrecurringBasisRange>
  <efsi:QuantitativeInformationLevelThreeNonrecurringBasisRange contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_OtherRealEstateOwnedMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="Unit13" decimals="2">0.12</efsi:QuantitativeInformationLevelThreeNonrecurringBasisRange>
  <efsi:QuantitativeInformationLevelThreeNonrecurringBasisRange contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_OtherRealEstateOwnedMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="Unit13" decimals="2">0.06</efsi:QuantitativeInformationLevelThreeNonrecurringBasisRange>
  <efsi:RedemptionDateOfSecurities contextRef="Duration_1_1_2012_To_6_30_2012">September 1, 2037</efsi:RedemptionDateOfSecurities>
  <efsi:SalesProceedsFairValueDisclosureNonrecurring xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_OtherRealEstateOwnedMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" />
  <efsi:ScheduleCompositionOfRestrictedInvestmentsTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="42%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="21%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Federal Reserve Bank Stock&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;344&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;344&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Federal Home Loan Bank Stock&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,459&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,036&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Community Bankers' Bank Stock&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;140&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;140&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,943&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,520&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</efsi:ScheduleCompositionOfRestrictedInvestmentsTableTextBlock>
  <efsi:ScheduleOfAllowanceForLoanLossesBySegmentTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr valign="bottom"&gt;&lt;td width="82%" colspan="22" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;As&lt;/font&gt;&lt;/b&gt; &lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;of and for the Six Months&lt;/font&gt;&lt;/b&gt; &lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ended June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(in thousands )&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="23"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co nstruction&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;and Farmland&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Residential&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Consumer&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;All Other&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Unallocated&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="22%" colspan="2" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Allowa nce for credit losses :&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="6%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="23"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Beginning Balance&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,618&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,544&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="text-indent: 1px;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,057&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,077&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;131&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;123&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;193&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;8,743&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Charge-Offs&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(436&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(278&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(46&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(76&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(10&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(846&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Recoveries&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;57&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;25&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;42&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;131&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Provision&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;56&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(152&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;738&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(279&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;23&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(11&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;600&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="23"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,675&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,013&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 1px;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,518&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;777&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;120&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;107&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;418&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;8,628&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="23"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance: Individually&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;evaluated for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,430&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,582&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 1px;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;294&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,553&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="23"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance: collectively&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;evaluated for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,245&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,431&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 1px;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,224&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;530&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;120&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;107&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;418&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5,075&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="23"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="23"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;F inancing rece ivables:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="23"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;40,077&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;219,624&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 1px;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;130,237&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,331&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,011&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;428,505&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="23"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance individually&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;evaluated for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,347&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;8,278&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 1px;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,037&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;17,909&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="23"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance collectively evaluated&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;36,730&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;211,346&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 1px;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;124,200&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,084&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,011&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;410,596&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="17%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt; &lt;/td&gt;
&lt;td width="83%" colspan="23" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;As&lt;/font&gt;&lt;/b&gt; &lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;of and for the Twelve Months&lt;/font&gt;&lt;/b&gt; &lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ended Decembe r 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Construction&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;and Farmland&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Residential&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;C mmercial&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Consumer&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;All Other&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Unallocated&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="22%" colspan="2" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Allowa nce for credit losses:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="24"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Beginning Balance&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,386&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,457&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="text-indent: 2px;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,231&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;819&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;182&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;36&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;7,111&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Charge-Offs&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(721&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(1,203&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(14&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(572&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(331&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(125&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(2,966&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Recoveries&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;298&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;292&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;195&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;56&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;848&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Provi&lt;font style="font-family: Times New Roman;" class="_mt" size="1"&gt;s&lt;/font&gt;ion&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,948&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;992&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;538&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;85&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="1%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;156&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;193&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,750&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,618&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,544&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 2px;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,057&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,077&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;131&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;123&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;193&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;8,743&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="24"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="24"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance: Individually&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;evaluated for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,468&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,071&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 2px;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;150&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;544&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,233&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="24"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance: collectively&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;evaluated for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,150&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,473&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 2px;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;907&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;533&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;131&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;123&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;193&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,510&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="24"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="24"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;F inancing receivables:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="24"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;34,969&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;217,155&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 2px;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;118,043&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,866&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,185&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,206&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;410,424&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="24"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance individually&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;evaluated for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,357&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;9,748&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 2px;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,186&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;599&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;19,890&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="24"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance collectively evaluated&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;31,612&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;207,407&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 2px;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;111,857&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,267&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,185&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,206&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;390,534&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</efsi:ScheduleOfAllowanceForLoanLossesBySegmentTableTextBlock>
  <efsi:TransfersIntoLevelThreeFairValueDisclosureNonrecurring contextRef="As_Of_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_ImpairedLoansMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">484000</efsi:TransfersIntoLevelThreeFairValueDisclosureNonrecurring>
  <efsi:TransfersIntoLevelThreeFairValueDisclosureNonrecurring xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_OtherRealEstateOwnedMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" />
  <efsi:TransfersOutOfLevelThreeFairValueDisclosureNonrecurring contextRef="As_Of_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_ImpairedLoansMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">-2467000</efsi:TransfersOutOfLevelThreeFairValueDisclosureNonrecurring>
  <efsi:TransfersOutOfLevelThreeFairValueDisclosureNonrecurring xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_OtherRealEstateOwnedMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" />
  <efsi:TroubledDebtRestructuringLoans contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-5">10700000</efsi:TroubledDebtRestructuringLoans>
  <efsi:TroubledDebtRestructuringLoans contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-5">9700000</efsi:TroubledDebtRestructuringLoans>
  <efsi:TroubledDebtRestructuringModificationsNumberOfContracts contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit13" decimals="INF">2</efsi:TroubledDebtRestructuringModificationsNumberOfContracts>
  <efsi:TroubledDebtRestructuringModificationsNumberOfContracts contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit13" decimals="INF">1</efsi:TroubledDebtRestructuringModificationsNumberOfContracts>
  <efsi:TroubledDebtRestructuringModificationsNumberOfContracts contextRef="Duration_1_1_2012_To_6_30_2012_efsi_TroubledDebtRestructuringCreditorSubsequentPeriodsAxis_efsi_TroubledDebtRestructuringsWithinPreviousTwelveMonthsMember" unitRef="Unit13" decimals="INF">2</efsi:TroubledDebtRestructuringModificationsNumberOfContracts>
  <efsi:TroubledDebtRestructuringModificationsNumberOfContracts contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit13" decimals="INF">1</efsi:TroubledDebtRestructuringModificationsNumberOfContracts>
  <efsi:TroubledDebtRestructuringModificationsNumberOfContracts contextRef="Duration_1_1_2012_To_6_30_2012_efsi_TroubledDebtRestructuringCreditorSubsequentPeriodsAxis_efsi_TroubledDebtRestructuringsWithinPreviousTwelveMonthsMember_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit13" decimals="INF">2</efsi:TroubledDebtRestructuringModificationsNumberOfContracts>
  <efsi:TroubledDebtRestructuringModificationsNumberOfContracts contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit13" decimals="INF">1</efsi:TroubledDebtRestructuringModificationsNumberOfContracts>
  <efsi:TroubledDebtRestructuringModificationsNumberOfContracts contextRef="Duration_4_1_2012_To_6_30_2012_efsi_TroubledDebtRestructuringCreditorSubsequentPeriodsAxis_efsi_TroubledDebtRestructuringsWithinPreviousTwelveMonthsMember" unitRef="Unit13" decimals="INF">2</efsi:TroubledDebtRestructuringModificationsNumberOfContracts>
  <efsi:TroubledDebtRestructuringModificationsNumberOfContracts contextRef="Duration_4_1_2012_To_6_30_2012_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit13" decimals="INF">1</efsi:TroubledDebtRestructuringModificationsNumberOfContracts>
  <efsi:TroubledDebtRestructuringModificationsNumberOfContracts contextRef="Duration_4_1_2012_To_6_30_2012_efsi_TroubledDebtRestructuringCreditorSubsequentPeriodsAxis_efsi_TroubledDebtRestructuringsWithinPreviousTwelveMonthsMember_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit13" decimals="INF">2</efsi:TroubledDebtRestructuringModificationsNumberOfContracts>
  <efsi:TroubledDebtRestructuringModificationsPostModificationRecordedInvestment contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">253000</efsi:TroubledDebtRestructuringModificationsPostModificationRecordedInvestment>
  <efsi:TroubledDebtRestructuringModificationsPostModificationRecordedInvestment contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">91000</efsi:TroubledDebtRestructuringModificationsPostModificationRecordedInvestment>
  <efsi:TroubledDebtRestructuringModificationsPostModificationRecordedInvestment contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">162000</efsi:TroubledDebtRestructuringModificationsPostModificationRecordedInvestment>
  <efsi:TroubledDebtRestructuringModificationsPostModificationRecordedInvestment contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">162000</efsi:TroubledDebtRestructuringModificationsPostModificationRecordedInvestment>
  <efsi:TroubledDebtRestructuringModificationsPostModificationRecordedInvestment contextRef="Duration_4_1_2012_To_6_30_2012_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">162000</efsi:TroubledDebtRestructuringModificationsPostModificationRecordedInvestment>
  <efsi:TroubledDebtRestructuringModificationsPreModificationRecordedInvestment contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">253000</efsi:TroubledDebtRestructuringModificationsPreModificationRecordedInvestment>
  <efsi:TroubledDebtRestructuringModificationsPreModificationRecordedInvestment contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">91000</efsi:TroubledDebtRestructuringModificationsPreModificationRecordedInvestment>
  <efsi:TroubledDebtRestructuringModificationsPreModificationRecordedInvestment contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">162000</efsi:TroubledDebtRestructuringModificationsPreModificationRecordedInvestment>
  <efsi:TroubledDebtRestructuringModificationsPreModificationRecordedInvestment contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">162000</efsi:TroubledDebtRestructuringModificationsPreModificationRecordedInvestment>
  <efsi:TroubledDebtRestructuringModificationsPreModificationRecordedInvestment contextRef="Duration_4_1_2012_To_6_30_2012_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">162000</efsi:TroubledDebtRestructuringModificationsPreModificationRecordedInvestment>
  <efsi:TroubledDebtRestructuringModificationsRecordedInvestment contextRef="Duration_1_1_2012_To_6_30_2012_efsi_TroubledDebtRestructuringCreditorSubsequentPeriodsAxis_efsi_TroubledDebtRestructuringsWithinPreviousTwelveMonthsMember" unitRef="Unit12" decimals="-3">555000</efsi:TroubledDebtRestructuringModificationsRecordedInvestment>
  <efsi:TroubledDebtRestructuringModificationsRecordedInvestment contextRef="Duration_1_1_2012_To_6_30_2012_efsi_TroubledDebtRestructuringCreditorSubsequentPeriodsAxis_efsi_TroubledDebtRestructuringsWithinPreviousTwelveMonthsMember_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">555000</efsi:TroubledDebtRestructuringModificationsRecordedInvestment>
  <efsi:TroubledDebtRestructuringModificationsRecordedInvestment contextRef="Duration_4_1_2012_To_6_30_2012_efsi_TroubledDebtRestructuringCreditorSubsequentPeriodsAxis_efsi_TroubledDebtRestructuringsWithinPreviousTwelveMonthsMember" unitRef="Unit12" decimals="-3">555000</efsi:TroubledDebtRestructuringModificationsRecordedInvestment>
  <efsi:TroubledDebtRestructuringModificationsRecordedInvestment contextRef="Duration_4_1_2012_To_6_30_2012_efsi_TroubledDebtRestructuringCreditorSubsequentPeriodsAxis_efsi_TroubledDebtRestructuringsWithinPreviousTwelveMonthsMember_us-gaap_FinancingReceivableTroubledDebtRestructuringAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">555000</efsi:TroubledDebtRestructuringModificationsRecordedInvestment>
  <efsi:TroubledDebtRestructuringsTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOTE 6. Troubled Debt Restructurings&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;All loans deemed a troubled debt restructuring, or "TDR", are considered impaired, and are evaluated for collateral and cash-flow sufficiency. A loan is considered a TDR when the Company, for economic or legal reasons related to a borrower's financial difficulties, grants a concession to the borrower that the Company would not otherwise consider. All of the following factors are indicators that the Bank has granted a concession (one or multiple items may be present):&lt;/font&gt;&lt;/p&gt;

&lt;ul&gt;

&lt;li&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The borrower receives a reduction of the stated interest rate to a rate less than the institution is willing to accept at the time of the restructure for&lt;/font&gt; &lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;a new loan with comparable risk.&lt;/font&gt;
&lt;/li&gt;
&lt;li&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The borrower receives an extension of the maturity date or dates at a stated interest rate lower than the current market interest rate for new debt&lt;/font&gt; &lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;with similar risk characteristics.&lt;/font&gt;
&lt;/li&gt;
&lt;li&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The borrower receives a reduction of the face amount or maturity amount of the debt as stated in the instrument or other agreement.&lt;/font&gt;
&lt;/li&gt;
&lt;li&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The borrower receives a deferral of required payments (principal and/or interest).&lt;/font&gt;
&lt;/li&gt;
&lt;li&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The borrower receives a reduction of the accrued interest.&lt;/font&gt; &lt;/li&gt;&lt;/ul&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;There were twenty-three&amp;nbsp;&lt;font class="_mt"&gt;(23)&lt;/font&gt; troubled debt restructured loans totaling $&lt;font class="_mt"&gt;9.7&lt;/font&gt; million at June 30, 2012. At December 31, 2012, there were twenty-five&amp;nbsp;&lt;font class="_mt"&gt;(25)&lt;/font&gt; troubled debt restructured loans totaling $&lt;font class="_mt"&gt;10.7&lt;/font&gt; million. There were no outstanding commitments to lend additional amounts to troubled debt restructured borrowers at June 30, 2012.&lt;/font&gt;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The following tables set forth information on the Company's troubled debt restructurings by class of financing receivable occurring during the stated periods:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="26%"&gt; &lt;/td&gt;
&lt;td width="17%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="16%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="17%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="7" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Three Months Ended June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Number of&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Contracts&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Pre-Modification&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Outstanding&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Post-Modification&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Outstanding&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impairment&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Accrued&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="8"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="8"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 11px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="8"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 11px;" class="MetaData" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="25%"&gt; &lt;/td&gt;
&lt;td width="18%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="19%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="17%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="25%" align="left"&gt; &lt;/td&gt;
&lt;td width="74%" colspan="7" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="25%" align="left"&gt; &lt;/td&gt;
&lt;td width="18%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Number of&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Contracts&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Pre-Modification&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Outstanding&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td width="21%" colspan="2" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Post-Modification&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Outstanding&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impairment&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Accrued&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="8"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="8"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="25%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td width="18%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="19%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="17%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="10%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="25%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 11px;" class="MetaData" width="18%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="19%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;91&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="17%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;91&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="25%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td width="18%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="19%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="17%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="10%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="25%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 11px;" width="18%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="19%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="17%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="8"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="25%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 11px;" width="18%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="19%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;253&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="17%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;253&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;During the three months ended June 30, 2012, the Company restructured&amp;nbsp;&lt;font class="_mt"&gt;one&lt;/font&gt; loan by granting concessions to a borrower experiencing financial difficulties. An owner-occupied commercial real estate loan was modified by changing the amortization period to reduce the payment amount. During the six months ended June 30, 2012, the Company restructured&amp;nbsp;&lt;font class="_mt"&gt;two&lt;/font&gt; loans by granting concessions to borrowers experiencing financial difficulties. A residential loan was modified by granting an interest rate reduction. In addition, an owner-occupied commercial real estate loan was modified by changing the amortization period to reduce the payment amount.&lt;/font&gt;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Loans by class of financing receivable modified as TDRs within the previous 12 months and for which there was a payment default during the stated periods were:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="31%"&gt; &lt;/td&gt;
&lt;td width="28%"&gt; &lt;/td&gt;
&lt;td width="29%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Three Months Ended June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;

&lt;p&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Number of&lt;br /&gt;&lt;/font&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Contracts&lt;/font&gt; &lt;/p&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" class="MetaData" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="32%"&gt; &lt;/td&gt;
&lt;td width="27%"&gt; &lt;/td&gt;
&lt;td width="30%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Number of&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Contracts&lt;/font&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" class="MetaData" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;555&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;A loan is considered to be in payment default once it is thirty days contractually past due under the modified terms.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</efsi:TroubledDebtRestructuringsTextBlock>
  <efsi:TrustPreferredCapitalNotesTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOTE 9. Trust Preferred Capital Notes&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;In September 2007, Eagle Financial Statutory Trust II (the "Trust II"), a wholly-owned subsidiary of the Company, was formed for the purpose of issuing redeemable capital securities. On September 20, 2007, Trust II issued $&lt;font class="_mt"&gt;7,000,000&lt;/font&gt; of trust preferred securities and $&lt;font class="_mt"&gt;217,000&lt;/font&gt; in common equity. The principal asset of Trust II is $&lt;font class="_mt"&gt;7,217,000&lt;/font&gt; of the Company's junior subordinated debt securities with the same maturity and interest rate structures as the capital securities. The securities have a LIBOR-indexed floating rate of interest and the interest rate at June 30, 2012 was &lt;font class="_mt"&gt;2.09&lt;/font&gt;%. The securities have a mandatory redemption date of &lt;font class="_mt"&gt;September 1, 2037&lt;/font&gt;, and are subject to varying call provisions beginning September 1, 2012. The Company does not expect to exercise any call provisions in the foreseeable future.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The trust preferred securities are included in Tier 1 capital for regulatory capital adequacy purposes as long as their amount does not exceed &lt;font class="_mt"&gt;25&lt;/font&gt;% of Tier 1 capital, including total trust preferred securities. The portion of the trust preferred securities not considered as Tier 1 capital, if any, may be included in Tier 2 capital. At June 30, 2012, the total amount ($&lt;font class="_mt"&gt;7,000,000&lt;/font&gt;) of trust preferred securities issued by Trust II is included in the Company's Tier 1 capital.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The obligations of the Company with respect to the issuance of the capital securities constitute a full and unconditional guarantee by the Company of the Trust's obligations with respect to the capital securities.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Subject to certain exceptions and limitations, the Company may elect from time to time to defer interest payments on the junior subordinated debt securities, which would result in a deferral of distribution payments on the related capital securities.&lt;/font&gt;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt; &lt;/div&gt;</efsi:TrustPreferredCapitalNotesTextBlock>
  <efsi:TrustPreferredSecuritiesIssuedBySubsidiaryTrust contextRef="As_Of_9_20_2007_dei_LegalEntityAxis_efsi_TrustIiMember" unitRef="Unit12" decimals="0">7000000</efsi:TrustPreferredSecuritiesIssuedBySubsidiaryTrust>
  <efsi:TrustPreferredSecuritiesIssuedBySubsidiaryTrust contextRef="As_Of_6_30_2012_dei_LegalEntityAxis_efsi_TrustIiMember" unitRef="Unit12" decimals="0">7000000</efsi:TrustPreferredSecuritiesIssuedBySubsidiaryTrust>
  <efsi:ValuationAllowanceFairValueDisclosureNonrecurring xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_OtherRealEstateOwnedMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" />
  <invest:DerivativeNotionalAmount contextRef="As_Of_6_30_2012_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" decimals="0">7000000</invest:DerivativeNotionalAmount>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">-40000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">-99000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
  <us-gaap:AccruedLiabilitiesFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">336000</us-gaap:AccruedLiabilitiesFairValueDisclosure>
  <us-gaap:AccruedLiabilitiesFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">336000</us-gaap:AccruedLiabilitiesFairValueDisclosure>
  <us-gaap:AccruedLiabilitiesFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">288000</us-gaap:AccruedLiabilitiesFairValueDisclosure>
  <us-gaap:AccruedLiabilitiesFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">288000</us-gaap:AccruedLiabilitiesFairValueDisclosure>
  <us-gaap:AccruedLiabilitiesFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" decimals="-3">288000</us-gaap:AccruedLiabilitiesFairValueDisclosure>
  <us-gaap:AccruedLiabilitiesFairValueDisclosure xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" />
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">2931000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">3452000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:AdditionalPaidInCapital contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">9568000</us-gaap:AdditionalPaidInCapital>
  <us-gaap:AdditionalPaidInCapital contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">9998000</us-gaap:AdditionalPaidInCapital>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">42000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_StatementScenarioAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">42000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">90000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">90000</us-gaap:AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">2000</us-gaap:AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation>
  <us-gaap:AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">2000</us-gaap:AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation>
  <us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="32%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="12%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="12%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="9%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Year Ended&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="9" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="10"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance, beginning&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,743&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,111&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,111&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Provision charged to operating expense&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;600&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,750&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,800&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recoveries added to the allowance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;131&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;848&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;452&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Loan losses charged to the allowance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(846&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(2,966&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(1,529&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance, ending&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
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&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
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  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_6_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_EquitySecuritiesMember" unitRef="Unit12" decimals="-3">214000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_6_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="Unit12" decimals="-3">1392000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_6_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember" unitRef="Unit12" decimals="-3">905000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain contextRef="As_Of_6_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">2329000</us-gaap:AvailableforsaleSecuritiesGrossUnrealizedGain>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">135000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_CorporateDebtSecuritiesMember" unitRef="Unit12" decimals="-3">85000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="Unit12" decimals="-3">17000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_12_31_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">33000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">33000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_6_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_CorporateDebtSecuritiesMember" unitRef="Unit12" decimals="-3">19000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1 contextRef="As_Of_6_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_USStatesAndPoliticalSubdivisionsMember" unitRef="Unit12" decimals="-3">14000</us-gaap:AvailableForSaleSecuritiesGrossUnrealizedLosses1>
  <us-gaap:AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions contextRef="As_Of_12_31_2011" unitRef="Unit13" decimals="INF">9</us-gaap:AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions>
  <us-gaap:AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions contextRef="As_Of_6_30_2012" unitRef="Unit13" decimals="INF">2</us-gaap:AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions>
  <us-gaap:AvailableForSaleSecuritiesTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOTE 4. Securities&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Amortized costs and fair values of securities available for sale at June 30, 2012 and December 31, 2011 were as follows:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="31%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Amortized&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Cost&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Gains&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Losses)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="9" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="9" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of U.S. government&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;corporations and agencies&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;15,795&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;905&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16,700&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;27,409&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,392&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;28,801&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of states and&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;41,353&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,329&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(14&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;43,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Corporate securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;11,942&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;980&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(19&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,903&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,054&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;214&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,268&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;98,553&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5,820&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(33&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;104,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="31%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="9" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="9" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of U.S. government&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;corporations and agencies&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17,655&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;878&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;18,533&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;33,420&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,143&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(17&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;34,546&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of states and&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;43,640&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,159&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(33&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;45,766&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Corporate securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,421&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;707&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(85&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;13,043&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,054&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;192&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,246&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;109,190&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5,079&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(135&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;114,134&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;During the first six months of 2012, the Company sold $1.6 million in available for sale securities for a net gain of $14 thousand. During the first six months of 2011, the Company sold $4.8 million in available for sale securities for a net gain of $163 thousand.&lt;/font&gt;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at June 30, 2012 and December 31, 2011 were as follows:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="27%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="24%" colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Less than 12 months&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="23%" colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12 months or more&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="26%" colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="13%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="12%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="73%" colspan="12" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td width="73%" colspan="12" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of U.S. government&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;corporations and agencies&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;- $&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of states and&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;280&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;14&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;280&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;14&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Corporate securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;970&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;19&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;970&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;970&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;19&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;280&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;14&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,250&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt; &lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="12" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="12" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of U.S. government&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;corporations and agencies&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;4,003&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;4,003&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of states and&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;282&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;294&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;31&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;576&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Corporate securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,913&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;85&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,913&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;85&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,198&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;104&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;294&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;31&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,492&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;135&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Gross unrealized losses on available for sale securities included two&amp;nbsp;&lt;font class="_mt"&gt;(2)&lt;/font&gt; and nine&amp;nbsp;&lt;font class="_mt"&gt;(9)&lt;/font&gt; debt securities at June 30, 2012 and December 31, 2011, respectively. The Company evaluates securities for other-than-temporary impairment on at least a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. The Company's mortgage-backed securities are issued by U.S. government agencies, which guarantee payments to investors regardless of the status of the underlying mortgages. Consideration is given to the length of time and the amount of an unrealized loss, the financial condition of the issuer, and the intent and ability of the Company to retain its investment in the issuer long enough to allow for an anticipated recovery in fair value. The fair value of a security reflects its liquidity as compared to similar instruments, current market rates on similar instruments, and the creditworthiness of the issuer. Absent any change in the liquidity of a security or the creditworthiness of the issuer, prices will decline as market rates rise and vice-versa. The primary cause of the unrealized losses at June 30, 2012 and December 31, 2011 was changes in market interest rates. Since the losses can be primarily attributed to changes in market interest rates and not expected cash flows or an issuer's financial condition, the unrealized losses are deemed to be temporary. The Company's holdings of corporate securities and equity securities represent investments in larger financial institutions. The current economic crisis involving housing, liquidity and credit were the primary causes of the unrealized losses on these securities at June 30, 2012 and December 31, 2011. The Company monitors the financial condition of these issuers continuously and will record other-than-temporary impairment if the recovery of value is unlikely.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The Company's securities are exposed to various risks, such as interest rate, market, currency and credit risks. Due to the level of risk associated with certain securities and the level of uncertainty related to changes in the value of securities, it is at least reasonably possible that changes in risks in the near term would materially affect securities reported in the financial statements. In addition, recent economic uncertainty and market events have led to unprecedented volatility in currency, commodity, credit and equity markets culminating in failures of some banking and financial services firms and government intervention to solidify others. These recent events underscore the level of investment risk associated with the current economic environment, and accordingly the level of risk in the Company's securities.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Securities having a carrying value of $&lt;font class="_mt"&gt;19.1&lt;/font&gt; million at June 30, 2012 were pledged to secure securities sold under agreements to repurchase and other purposes required by law.&lt;/font&gt;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The composition of restricted investments at June 30, 2012 and December 31, 2011 was as follows:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="42%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="21%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Federal Reserve Bank Stock&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;344&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;344&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Federal Home Loan Bank Stock&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,459&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,036&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Community Bankers' Bank Stock&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;140&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;140&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,943&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,520&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt; &lt;/div&gt;</us-gaap:AvailableForSaleSecuritiesTextBlock>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_12_31_2010" unitRef="Unit12" decimals="-3">13970000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_6_30_2011" unitRef="Unit12" decimals="-3">39769000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">21941000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">12996000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">21941000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">21941000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">12996000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">12996000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" decimals="-3">12996000</us-gaap:CashAndCashEquivalentsFairValueDisclosure>
  <us-gaap:CashAndCashEquivalentsFairValueDisclosure xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" />
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">25799000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">-8945000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
  <us-gaap:CashAndDueFromBanks contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">7610000</us-gaap:CashAndDueFromBanks>
  <us-gaap:CashAndDueFromBanks contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">7307000</us-gaap:CashAndDueFromBanks>
  <us-gaap:CashCashEquivalentsAndFederalFundsSold contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">21941000</us-gaap:CashCashEquivalentsAndFederalFundsSold>
  <us-gaap:CashCashEquivalentsAndFederalFundsSold contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">12996000</us-gaap:CashCashEquivalentsAndFederalFundsSold>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit16" decimals="INF">0.36</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit16" decimals="INF">0.36</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockParOrStatedValuePerShare contextRef="As_Of_12_31_2011" unitRef="Unit16" decimals="INF">2.50</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:CommonStockParOrStatedValuePerShare contextRef="As_Of_6_30_2012" unitRef="Unit16" decimals="INF">2.50</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:CommonStockSharesAuthorized contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="INF">10000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesAuthorized contextRef="As_Of_6_30_2012" unitRef="Unit1" decimals="INF">10000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="INF">3286992</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_6_30_2012" unitRef="Unit1" decimals="INF">3317150</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockValue contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">8217000</us-gaap:CommonStockValue>
  <us-gaap:CommonStockValue contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">8293000</us-gaap:CommonStockValue>
  <us-gaap:CommonStockValueOutstanding contextRef="As_Of_9_20_2007_dei_LegalEntityAxis_efsi_TrustIiMember" unitRef="Unit12" decimals="0">217000</us-gaap:CommonStockValueOutstanding>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">3406000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">2117000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">4237000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">2341000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:DebtInstrumentInterestRateAtPeriodEnd contextRef="As_Of_6_30_2012_dei_LegalEntityAxis_efsi_TrustIiMember" unitRef="Unit13" decimals="4">0.0209</us-gaap:DebtInstrumentInterestRateAtPeriodEnd>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis_us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember" unitRef="Unit12" decimals="-3">-2000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="Duration_4_1_2011_To_6_30_2011_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis_us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember" unitRef="Unit12" decimals="-3">-1000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis_us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember" unitRef="Unit12" decimals="-3">-2000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost contextRef="Duration_4_1_2012_To_6_30_2012_us-gaap_DefinedBenefitPlansDisclosuresDefinedBenefitPlansAxis_us-gaap_OtherPostretirementBenefitPlansDefinedBenefitMember" unitRef="Unit12" decimals="-3">-1000</us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost>
  <us-gaap:DepositLiabilitiesDisclosuresTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOTE 7. Deposits&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The composition of deposits at June 30, 2012 and December 31, 2011 was as follows:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="49%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="21%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Noninterest bearing demand deposits&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;115,478&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;107,237&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Savings and interest bearing demand deposits:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 6px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOW accounts&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;82,343&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;78,927&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 6px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Money market accounts&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;83,914&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;83,393&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 6px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Regular savings accounts&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;54,736&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;47,838&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;220,993&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;210,158&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Time deposits:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 6px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balances of less than $100,000&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;70,895&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;76,956&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 6px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balances of $100,000 and more&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;46,751&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;54,114&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;117,646&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;131,070&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;454,117&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;448,465&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
  <us-gaap:DepositsDomestic contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">448465000</us-gaap:DepositsDomestic>
  <us-gaap:DepositsDomestic contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">454117000</us-gaap:DepositsDomestic>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">448465000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">449990000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">454117000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">455389000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" decimals="-3">455389000</us-gaap:DepositsFairValueDisclosure>
  <us-gaap:DepositsFairValueDisclosure xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" />
  <us-gaap:Depreciation contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">413000</us-gaap:Depreciation>
  <us-gaap:Depreciation contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">422000</us-gaap:Depreciation>
  <us-gaap:DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">580000</us-gaap:DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure>
  <us-gaap:DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">580000</us-gaap:DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure>
  <us-gaap:DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">633000</us-gaap:DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure>
  <us-gaap:DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">633000</us-gaap:DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure>
  <us-gaap:DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" decimals="-3">633000</us-gaap:DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure>
  <us-gaap:DerivativeFinancialInstrumentsLiabilitiesFairValueDisclosure xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" />
  <us-gaap:DerivativeFixedInterestRate contextRef="As_Of_6_30_2012_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember" unitRef="Unit13" decimals="4">0.0285</us-gaap:DerivativeFixedInterestRate>
  <us-gaap:DerivativeInceptionDates contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember">2008-12-04</us-gaap:DerivativeInceptionDates>
  <us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOTE 11. Derivative Instruments and Hedging Activities&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest Rate Swaps&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The Company uses interest rate swaps to reduce interest rate risk and to manage interest expense. By entering into these agreements, the Company converts floating rate debt into fixed rate debt, or alternatively, converts fixed rate debt into floating rate debt. Interest differentials paid or received under the swap agreements are reflected as adjustments to interest expense. These interest rate swap agreements are derivative instruments that qualify for hedge accounting as discussed in Note 1. The notional amounts of the interest rate swaps are not exchanged and do not represent exposure to credit loss. In the event of default by a counterparty, the risk in these transactions is the cost of replacing the agreements at current market rates.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;On &lt;font class="_mt"&gt;December 4, 2008&lt;/font&gt;, the Company entered into an interest rate swap agreement related to the outstanding trust preferred capital notes. The swap agreement became effective on &lt;font class="_mt"&gt;December 1, 2008&lt;/font&gt;. The notional amount of the interest rate swap was $&lt;font class="_mt"&gt;7,000,000&lt;/font&gt; and has an expiration date of &lt;font class="_mt"&gt;December 1, 2016&lt;/font&gt;. Under the terms of the agreement, the Company pays interest quarterly at a fixed rate of &lt;font class="_mt"&gt;2.85&lt;/font&gt;% and receives interest quarterly at a variable rate of three month LIBOR. The variable rate resets on each interest payment date.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The following table summarizes the fair value of derivative instruments at June 30, 2012 and December 31, 2011:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="34%"&gt; &lt;/td&gt;
&lt;td width="22%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="21%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 10px;" width="37%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 8px;" width="28%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt; &lt;/td&gt;
&lt;td width="22%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance Sheet&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Location&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Value&lt;/font&gt;&lt;/td&gt;
&lt;td width="21%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance Sheet&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Location&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt; &lt;/td&gt;
&lt;td width="65%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Derivatives designated&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;as hedging instruments&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;under GAAP&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;
&lt;td width="21%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="7"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="34%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap contracts&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Liabilities&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 5px;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td width="21%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Liabilities&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The following tables present the effect of the derivative instrument on the Consolidated Balance Sheet at June 30, 2012 and 2011 and the Consolidated Statements of Income for the three and six months ended June 30, 2012 and 2011:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="20%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="22%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="78%" colspan="11" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Three Months Ended June 30,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="left"&gt; &lt;/td&gt;
&lt;td width="32%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Amount of Gain (Loss)&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="left"&gt; &lt;/td&gt;
&lt;td width="32%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized in OCI&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="left"&gt; &lt;/td&gt;
&lt;td width="24%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Amount of Gain (Loss)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Derivatives in GAAP&lt;/font&gt;&lt;/td&gt;
&lt;td width="32%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;on Derivative&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Location of Gain (Loss)&lt;/font&gt;&lt;/td&gt;
&lt;td width="24%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized in Income&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Cash Flow Hedging&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="32%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Effective Portion)&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized in Income&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="24%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Ineffective Portion)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: #000000 3px double;" width="20%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Relationships&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/td&gt;
&lt;td width="18%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="22%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Ineffective Portion)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="13%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="left"&gt; &lt;/td&gt;
&lt;td width="32%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(dollars in thousands)&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="left"&gt; &lt;/td&gt;
&lt;td width="24%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;contracts, net of tax&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(47&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;) &lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(115&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" width="22%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Not applicable&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="21%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="27%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="79%" colspan="11" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended June 30,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt; &lt;/td&gt;
&lt;td width="26%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Amount of Gain (Loss)&lt;/font&gt;&lt;/td&gt;
&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt; &lt;/td&gt;
&lt;td width="26%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized in OCI&lt;/font&gt;&lt;/td&gt;
&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td width="26%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Amount of Gain (Loss)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Derivatives in GAAP&lt;/font&gt;&lt;/td&gt;
&lt;td width="26%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;on Derivative&lt;/font&gt;&lt;/td&gt;
&lt;td width="27%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Location of Gain (Loss)&lt;/font&gt;&lt;/td&gt;
&lt;td width="26%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized in Income&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Cash Flow Hedging&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="26%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Effective Portion)&lt;/font&gt;&lt;/td&gt;
&lt;td width="27%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized in Income&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="26%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Ineffective Portion)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: #000000 3px double;" width="21%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Relationships&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="27%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Ineffective Portion)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="16%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt; &lt;/td&gt;
&lt;td width="26%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(dollars in thousands)&lt;/font&gt;&lt;/td&gt;
&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td width="26%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;contracts, net of tax&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(35&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;) &lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(75&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 3px;" width="27%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Not applicable&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt; &lt;/div&gt; &lt;/div&gt;</us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock>
  <us-gaap:DerivativeInstrumentsGainLossRecognizedInIncomeIneffectivePortionAndAmountExcludedFromEffectivenessTestingNet xsi:nil="true" contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" />
  <us-gaap:DerivativeInstrumentsGainLossRecognizedInIncomeIneffectivePortionAndAmountExcludedFromEffectivenessTestingNet xsi:nil="true" contextRef="Duration_4_1_2011_To_6_30_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" />
  <us-gaap:DerivativeInstrumentsGainLossRecognizedInIncomeIneffectivePortionAndAmountExcludedFromEffectivenessTestingNet xsi:nil="true" contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" />
  <us-gaap:DerivativeInstrumentsGainLossRecognizedInIncomeIneffectivePortionAndAmountExcludedFromEffectivenessTestingNet xsi:nil="true" contextRef="Duration_4_1_2012_To_6_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" />
  <us-gaap:DerivativeInstrumentsGainLossRecognizedInOtherComprehensiveIncomeEffectivePortionNet contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" decimals="-3">-75000</us-gaap:DerivativeInstrumentsGainLossRecognizedInOtherComprehensiveIncomeEffectivePortionNet>
  <us-gaap:DerivativeInstrumentsGainLossRecognizedInOtherComprehensiveIncomeEffectivePortionNet contextRef="Duration_4_1_2011_To_6_30_2011_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" decimals="-3">-115000</us-gaap:DerivativeInstrumentsGainLossRecognizedInOtherComprehensiveIncomeEffectivePortionNet>
  <us-gaap:DerivativeInstrumentsGainLossRecognizedInOtherComprehensiveIncomeEffectivePortionNet contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" decimals="-3">-35000</us-gaap:DerivativeInstrumentsGainLossRecognizedInOtherComprehensiveIncomeEffectivePortionNet>
  <us-gaap:DerivativeInstrumentsGainLossRecognizedInOtherComprehensiveIncomeEffectivePortionNet contextRef="Duration_4_1_2012_To_6_30_2012_us-gaap_MajorTypesOfDebtAndEquitySecuritiesAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" decimals="-3">-47000</us-gaap:DerivativeInstrumentsGainLossRecognizedInOtherComprehensiveIncomeEffectivePortionNet>
  <us-gaap:DerivativeInstrumentsInHedgesLiabilitiesAtFairValue contextRef="As_Of_12_31_2011_us-gaap_BalanceSheetLocationAxis_us-gaap_OtherLiabilitiesMember_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" decimals="-3">580000</us-gaap:DerivativeInstrumentsInHedgesLiabilitiesAtFairValue>
  <us-gaap:DerivativeInstrumentsInHedgesLiabilitiesAtFairValue contextRef="As_Of_6_30_2012_us-gaap_BalanceSheetLocationAxis_us-gaap_OtherLiabilitiesMember_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" decimals="-3">633000</us-gaap:DerivativeInstrumentsInHedgesLiabilitiesAtFairValue>
  <us-gaap:DerivativeMaturityDates contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_DerivativeInstrumentRiskAxis_us-gaap_InterestRateSwapMember">2016-12-01</us-gaap:DerivativeMaturityDates>
  <us-gaap:DescriptionOfNewAccountingPronouncementsNotYetAdopted contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOTE 12. Recent Accounting Pronouncements&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;In April 2011, the FASB issued ASU 2011-03, "Transfers and Servicing (Topic 860) &amp;#8211; Reconsideration of Effective Control for Repurchase Agreements." The amendments in this ASU remove from the assessment of effective control (1) the criterion requiring the transferor to have the ability to repurchase or redeem the financial assets on substantially the agreed terms, even in the event of default by the transferee and (2) the collateral maintenance implementation guidance related to that criterion. The amendments in this ASU are effective for the first interim or annual period beginning on or after December 15, 2011. The guidance should be applied prospectively to transactions or modifications of existing transactions that occur on or after the effective date. Early adoption is not permitted. The adoption of the new guidance did not have a material impact on the Company's consolidated financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;In May 2011, the FASB issued ASU 2011-04, "Fair Value Measurement (Topic 820) &amp;#8211; Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs." This ASU is the result of joint efforts by the FASB and International Accounting Standards Board (IASB) to develop a single, converged fair value framework on how (not when) to measure fair value and what disclosures to provide about fair value measurements. The ASU is largely consistent with existing fair value measurement principles in U.S. GAAP (Topic 820), with many of the amendments made to eliminate unnecessary wording differences between U.S. GAAP and International Financial Reporting Standards (IFRS). The amendments are effective for interim and annual periods beginning after December 15, 2011 with prospective application. Early application is not permitted. The Company has included the required disclosures in its consolidated financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;In June 2011, the FASB issued ASU 2011-05, "Comprehensive Income (Topic 220) &amp;#8211; Presentation of Comprehensive Income." The objective of this ASU is to improve the comparability, consistency and transparency of financial reporting and to increase the prominence of items reported in other comprehensive income by eliminating the option to present components of other comprehensive income as part of the statement of changes in stockholders' equity. The amendments require that all non-owner changes in stockholders' equity be presented either in a single continuous statement of comprehensive income or in two separate but consecutive statements. The single statement of comprehensive income should include the components of net income, a total for net income, the components of other comprehensive income, a total for other comprehensive income, and a total for comprehensive income. In the two-statement approach, the first statement should present total net income and its components followed consecutively by a second statement that should present all the components of other comprehensive income, a total for other comprehensive income, and a total for comprehensive income. The amendments do not change the items that must be reported in other comprehensive income, the option for an entity to present components of other comprehensive income either net of related tax effects or before related tax effects, or the calculation or reporting of earnings per share. The amendments in this ASU should be applied retrospectively. The amendments are effective for fiscal years and interim periods within those years beginning after December 15, 2011. Early adoption is permitted because compliance with the amendments is already permitted. The amendments do not require transition disclosures. The Company has included the required disclosures in its consolidated financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;In September 2011, the FASB issued ASU 2011-08, "Intangible &amp;#8211; Goodwill and Other (Topic 350) &amp;#8211; Testing Goodwill for Impairment." The amendments in this ASU permit an entity to first assess qualitative factors related to goodwill to determine whether it is more likely than not that the fair value of the reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the two-step goodwill test described in Topic 350. The more-likely-than-not threshold is defined as having a likelihood of more than&amp;nbsp;&lt;font class="_mt"&gt;50&lt;/font&gt; percent. Under the amendments in this ASU, an entity is not required to calculate the fair value of a reporting unit unless the entity determines that it is more likely than not that its fair value is less than its carrying amount. The amendments in this ASU are effective for annual and interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011. Early adoption is permitted, including for annual and interim goodwill impairment tests performed as of a date before September 15, 2011, if an entity's financial statements for the most recent annual or interim period have not yet been issued. The adoption of the new guidance did not have a material impact on the Company's consolidated financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;In December 2011, the FASB issued ASU 2011-11, "Balance Sheet (Topic 210) &amp;#8211; Disclosures about Offsetting Assets and Liabilities." This ASU requires entities to disclose both gross information and net information about both instruments and transactions eligible for offset in the balance sheet and instruments and transactions subject to an agreement similar to a master netting arrangement. An entity is required to apply the amendments for annual reporting periods beginning on or after January 1, 2013, and interim periods within those annual periods. An entity should provide the disclosures required by those amendments retrospectively for all comparative periods presented. The Company does not expect the adoption of ASU 2011-11 to have a material impact on its consolidated financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;In December 2011, the FASB issued ASU 2011-12, "Comprehensive Income (Topic 220) &amp;#8211; Deferral of the Effective Date for Amendments to the Presentation of Reclassifications of Items Out of Accumulated Other Comprehensive Income in Accounting Standards Update No. 2011-05." The amendments are being made to allow the Board time to redeliberate whether to present on the face of the financial statements the effects of reclassifications out of accumulated other comprehensive income on the components of net income and other comprehensive income for all periods presented. While the Board is considering the operational concerns about the presentation requirements for reclassification adjustments and the needs of financial statement users for additional information about reclassification adjustments, entities should continue to report reclassifications out of accumulated other comprehensive income consistent with the presentation requirements in effect before ASU 2011-05. All other requirements in ASU 2011-05 are not affected by ASU 2011-12, including the requirement to report comprehensive income either in a single continuous financial statement or in two separate but consecutive financial statements. Public entities should apply these requirements for fiscal years, and interim periods within those years, beginning after December 15, 2011. The Company has included the required disclosures in its consolidated financial statements.&lt;/font&gt;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;In July 2012, the FASB issued ASU 2012-02, "Intangibles &amp;#8211; Goodwill and Other (Topic 350) - Testing Indefinite-Lived Intangible Assets for Impairment." The objective of this amendment is to reduce the cost and complexity of performing an impairment test for indefinite-lived intangible assets by simplifying how an entity tests those assets for impairment and to improve consistency in impairment testing guidance among long-lived asset categories. The amendments permit an entity first to assess qualitative factors to determine whether it is more likely than not that an indefinite-lived tangible asset is impaired as a basis for determining whether it is necessary to perform the quantitative impairment test in accordance with Subtopic 350-30, Intangibles &amp;#8211; Goodwill and Other &amp;#8211; General Intangibles Other than Goodwill. The more-likely-than-not threshold is defined as having a likelihood of more than 50 percent. Previous guidance in Subtopic 350-30 required an entity to test indefinite-lived intangible assets for impairment, on at least an annual basis, by comparing the fair value of the asset with its carrying amount. If the carrying amount of the intangible asset exceeds its fair value, an entity should recognize an impairment loss in the amount of that excess. In accordance with the amendments in this ASU, an entity will have an option not to calculate annually the fair value of an indefinite-lived intangible asset if the entity determines that it is not more likely than not that the asset is impaired. Permitting an entity to assess qualitative factors when testing indefinite-lived intangible assets for impairment results in guidance that is similar to the goodwill impairment testing guidance in ASU 2011-08. The amendments in this ASU are effective for annual and interim impairment tests performed for fiscal years beginning after September 15, 2012. Early adoption is permitted, including for annual and interim impairment tests performed as of a date before July 27, 2012, if a public entity's financial statements for the most recent annual or interim period have not yet been issued. The Company does not expect the adoption of ASU 2012-02 to have a material impact on its consolidated financial statements.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:DescriptionOfNewAccountingPronouncementsNotYetAdopted>
  <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOTE 2. Stock-Based Compensation Plan&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;During 2003, the Company's shareholders approved a stock incentive plan which allows key employees and directors to increase their personal financial interest in the Company. This plan permits the issuance of incentive stock options and non-qualified stock options and the award of stock appreciation rights, common stock, restricted stock, and phantom stock. The plan authorizes the issuance of up to&amp;nbsp;&lt;font class="_mt"&gt;300,000&lt;/font&gt; shares of common stock.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The Company periodically grants Restricted Stock to its directors and executive officers. Restricted Stock provides grantees with rights to shares of common stock upon completion of a service period or achievement of Company performance measures. During the restriction period, all shares are considered outstanding and dividends are paid to the grantee. In general, outside directors are periodically granted restricted shares which vest over a period of less than nine months. Beginning during 2006, executive officers were granted restricted shares which vest over a three year service period and restricted shares which vest based on meeting annual performance measures. The Company recognizes compensation expense over the restricted period. The following table presents Restricted Stock activity for the six months ended June 30, 2012 and 2011:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="32%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="15%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="8" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 9px;" colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 9px;" colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Shares&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Weighted&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Average&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Grant Date&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Shares&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Weighted&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Average&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Grant Date&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Nonvested, beginning of period&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;13,700&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16.11&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,772&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16.89&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Granted&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;14,500&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17.87&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,300&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16.76&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Vested&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(7,363&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16.10&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(5,691&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17.26&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Forfeited&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(737&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16.25&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(2,081&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;18.38&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Nonvested, end of period&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;20,100&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17.37&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17,300&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16.50&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
  <us-gaap:DividendIncomeOperating contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">126000</us-gaap:DividendIncomeOperating>
  <us-gaap:DividendIncomeOperating contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">65000</us-gaap:DividendIncomeOperating>
  <us-gaap:DividendIncomeOperating contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">210000</us-gaap:DividendIncomeOperating>
  <us-gaap:DividendIncomeOperating contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">107000</us-gaap:DividendIncomeOperating>
  <us-gaap:DividendsCommonStock contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">1179000</us-gaap:DividendsCommonStock>
  <us-gaap:DividendsCommonStock contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_StatementScenarioAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">1179000</us-gaap:DividendsCommonStock>
  <us-gaap:DividendsCommonStock contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">1194000</us-gaap:DividendsCommonStock>
  <us-gaap:DividendsCommonStock contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">1194000</us-gaap:DividendsCommonStock>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit16" decimals="2">0.76</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit16" decimals="2">0.40</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit16" decimals="2">1.12</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit16" decimals="2">0.60</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit16" decimals="2">0.76</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit16" decimals="2">0.40</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit16" decimals="2">1.12</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit16" decimals="2">0.60</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOTE 3. Earnings Per Common Share&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Basic earnings per share represents income available to common shareholders divided by the weighted average number of common shares outstanding during the period. Diluted earnings per share reflects additional common shares that would have been outstanding if dilutive potential common shares had been issued, as well as any adjustment to income that would result from the assumed issuance. The number of potential common shares is determined using the treasury method and relates to outstanding stock options and unvested restricted stock grants.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The following table shows the weighted average number of shares used in computing earnings per share for the three and six months ended June 30, 2012 and 2011 and the effect on the weighted average number of shares of dilutive potential common stock. Potential dilutive common stock had no effect on income available to common shareholders.&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="43%"&gt; &lt;/td&gt;
&lt;td width="18%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="18%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Three Months Ended&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Average number of common shares outstanding&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,326,999&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,286,551&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,321,502&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,280,757&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Effect of dilutive common stock&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,891&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,780&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,821&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,234&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Average number of common shares outstanding&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;used to calculate diluted earnings per share&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,335,890&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,294,331&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,330,323&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,287,991&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:EarningsPerShareTextBlock>
  <us-gaap:EquipmentExpense contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">344000</us-gaap:EquipmentExpense>
  <us-gaap:EquipmentExpense contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">183000</us-gaap:EquipmentExpense>
  <us-gaap:EquipmentExpense contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">340000</us-gaap:EquipmentExpense>
  <us-gaap:EquipmentExpense contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">176000</us-gaap:EquipmentExpense>
  <us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Carrying value at June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Identical&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="8" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Financial Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impaired loans&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5,259&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 11px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 8px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,817&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,442&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="9"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Nonfinancial Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other real estate owned&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,172&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="text-indent: 11px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="text-indent: 8px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,536&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;636&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="26%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="14%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Carrying value at December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Identical&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="8" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Financial Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impaired loans&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,804&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 8px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,379&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,425&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="9"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Nonfinancial Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other real estate owned&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,378&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="text-indent: 8px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,742&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;636&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
  <us-gaap:FairValueByBalanceSheetGroupingTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr valign="bottom"&gt;&lt;td width="75%" colspan="10" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value Measurements at June 30, 2012 Using&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="center"&gt;&lt;b&gt; &lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" rowspan="6" width="13%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Carrying Value&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" rowspan="5" width="14%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Identical&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" rowspan="5" width="15%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" rowspan="5" width="16%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" rowspan="6" width="17%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" width="14%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" width="15%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" width="16%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt; &lt;/td&gt;
&lt;td width="14%" align="center"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Financial Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Cash and short-term investments&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,996&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,996&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,996&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;104,340&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,268&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;102,072&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;104,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Restricted Investments&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,943&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,943&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,943&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Loans, net&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;419,877&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;430,989&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,442&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;432,431&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Accrued interest receivable&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,949&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,949&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,949&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="11"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Financial Liabilities:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Deposits&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;454,117&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;455,389&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;455,389&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Federal funds purchased and securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;10,000&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;10,199&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;10,199&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Federal Home Loan Bank advances&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;32,250&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;33,343&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;33,343&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Trust preferred capital notes&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,217&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,217&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,217&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Accrued interest payable&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;288&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;288&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;288&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap contract&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="24%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="42%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td rowspan="2" width="42%" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td rowspan="3" width="15%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Carrying Value&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td rowspan="3" width="15%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Financial assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Cash and short-term investments&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;21,941&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;21,941&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;114,134&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;114,134&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Restricted Investments&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,520&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,520&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Loans, net&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;401,681&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;418,230&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Accrued interest receivable&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,037&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,037&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="96%" colspan="6"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="96%" colspan="6"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Financial liabilities:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Deposits&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;448,465&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;449,990&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Federal funds purchased and securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;10,000&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;10,350&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Federal Home Loan Bank advances&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;42,250&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;44,833&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Trust preferred capital notes&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,217&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,217&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Accrued interest payable&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;336&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;336&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap contract&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
  <us-gaap:FairValueDisclosuresTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOTE 10. Fair Value Measurements&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;GAAP requires the Company to record fair value adjustments to certain assets and liabilities and to determine fair value disclosures. The fair value of certain assets and liabilities is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;"Fair Value Measurements" defines fair value, establishes a framework for measuring fair value, establishes a three-level valuation hierarchy for disclosure of fair value measurement and enhances disclosure requirements for fair value measurements. The valuation hierarchy is based upon the transparency of inputs to the valuation of an asset or liability as of the measurement date. The three levels are defined as follows:&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;&amp;#149; Level 1 Inputs to the valuation methodology are quoted prices (unadjusted) for identical assets or liabilities in active markets.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;&amp;#149; Level 2 Inputs to the valuation methodology include quoted prices for similar assets and liabilities in active markets, and inputs that are observable for the asset or liability, either directly or indirectly, for substantially the full term of the financial instrument.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;&amp;#149; Level 3 Inputs to the valuation methodology are unobservable and significant to the fair value measurement.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The following sections provide a description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy:&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Securities Available for Sale: Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest Rate Swap: The fair value is estimated by a third party using inputs that are observable or that can be corroborated by observable market data, and therefore, are classified within Level 2 of the valuation hierarchy.&lt;/font&gt;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The following table presents balances of financial assets and liabilities measured at fair value on a recurring basis at June 30, 2012 and December 31, 2011:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="30%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="15%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="15%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="15%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="51%" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value Measurements at June 30, 2012 Using&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt; &lt;/td&gt;
&lt;td width="17%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="20%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Identical&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="18%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="13%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt; &lt;/td&gt;
&lt;td width="68%" colspan="8" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Securities available for sale&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of U.S. government&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;corporations and agencies&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16,700&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16,700&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;28,801&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;28,801&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of states and&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;43,668&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;43,668&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Corporate securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,903&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,903&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity securities:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Bank preferred stock&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,268&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,268&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total assets at fair value&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;104,340&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,268&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;102,072&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="98%" colspan="9"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Liabilities:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total liabilities at fair value&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="30%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="14%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="14%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="15%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt;

&lt;p&gt;&amp;nbsp;&lt;/p&gt;

&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="50%" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value Measurements at December 31, 2011 Using&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt; &lt;/td&gt;
&lt;td width="17%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="19%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Identical&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="18%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="13%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt; &lt;/td&gt;
&lt;td width="67%" colspan="8" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Securities available for sale&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of U.S. government&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;corporations and agencies&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;18,533&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;18,533&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;34,546&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;34,546&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of states and&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;45,766&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;45,766&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Corporate securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;13,043&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;13,043&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity securities:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Bank preferred stock&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,246&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,246&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total assets at fair value&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;114,134&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,246&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;111,888&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="97%" colspan="9"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="97%" colspan="9"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Liabilities:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total liabilities at fair value&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Certain financial assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower of cost or market accounting or write downs of individual assets.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The following describes the valuation techniques used by the Company to measure certain financial and nonfinancial assets recorded at fair value on a nonrecurring basis in the financial statements:&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impaired Loans: Loans are designated as impaired when, in the judgment of management based on current information and events, it is probable that all amounts due according to the contractual terms of the loan agreement will not be collected. The measurement of loss associated with impaired loans can be based on either the observable market price of the loan or the fair value of the collateral securing the loans. Collateral may be in the form of real estate or business assets including equipment, inventory, and accounts receivable. The vast majority of the collateral is real estate. Level 2 impaired loan value is determined by utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Company using observable market data. The value of business equipment is based upon an outside appraisal if deemed significant, or the net book value on the applicable business' financial statements if not considered significant using observable market data. Level 3 impaired loan values are determined using inventory and accounts receivables collateral and are based on financial statement balances or aging reports. If the collateral is a house or building in the process of construction or if an appraisal of the real estate property is over two years old or has been discounted based on management's historical knowledge, changes in market conditions from the time of valuation, and/or management's expertise and knowledge of the client and client's business, then the fair value is considered Level 3. Impaired loans allocated to the Allowance for Loan Losses are measured at fair value on a nonrecurring basis. Any fair value adjustments are recorded in the period incurred as provision for loan losses on the Consolidated Statements of Income.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Real Estate Owned: Assets acquired through, or in lieu of, loan foreclosure are held for sale and are initially recorded at the lesser of the fair value of the property, less estimated selling costs or the loan balance outstanding at the date of foreclosure. Any write-downs based on the asset's fair value at the date of acquisition are charged to the allowance for loan losses. If there is a contract for the sale of a property, and management reasonably believes the contract will be executed, fair value is based on the sale price in that contract (Level 1). Lacking such a contract, the value of real estate collateral is determined utilizing an income or market valuation approach based on an appraisal conducted by an independent, licensed appraiser outside of the Company using observable market data (Level 2). However, if the collateral is a house or building in the process of construction or if an appraisal of the real estate property is over two years old, then the fair value is considered Level 3. After foreclosure, valuations are periodically performed by management and property held for sale is carried at the lower of the new cost basis or fair value less cost to sell. Any subsequent valuation adjustments are applied to earnings in the consolidated statements of income. Impairment losses on property to be held and used are measured as the amount by which the carrying amount of a property exceeds its fair value. Costs of significant property improvements are capitalized, whereas costs relating to holding property are expensed. The portion of interest costs relating to development of real estate is capitalized. Valuations are periodically performed by management, and any subsequent write-downs are recorded as a charge to operations, if necessary, to reduce the carrying value of a property to the lower of its cost or fair value less cost to sell. We believe that the fair value component in its valuation follows the provisions of GAAP.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The following table displays quantitative information about Level 3 Fair Value Measurements for certain financial assets measured at fair value on a nonrecurring basis for June 30, 2012 (dollars in thousands):&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="29%"&gt; &lt;/td&gt;
&lt;td width="33%"&gt; &lt;/td&gt;
&lt;td width="16%"&gt; &lt;/td&gt;
&lt;td width="21%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="29%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 8px;" width="70%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Quantitative information about Level 3 Fair Value Measurements for June 30, 2012&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="29%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="33%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Valuation Technique(s)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="16%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unobservable Input&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="21%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Range&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="29%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="33%" align="left"&gt; &lt;/td&gt;
&lt;td width="16%" align="left"&gt; &lt;/td&gt;
&lt;td width="21%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="29%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impaired loans&lt;/font&gt;&lt;/td&gt;
&lt;td width="33%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Discounted appraised value&lt;/font&gt;&lt;/td&gt;
&lt;td width="16%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Selling cost&lt;/font&gt;&lt;/td&gt;
&lt;td width="21%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;&lt;font class="_mt"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6&lt;/font&gt;&lt;/font&gt;% - &lt;font class="_mt"&gt;12&lt;/font&gt;%&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="4"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="29%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other real estate owned&lt;/font&gt;&lt;/td&gt;
&lt;td width="33%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Discounted appraised value&lt;/font&gt;&lt;/td&gt;
&lt;td width="16%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Selling cost&lt;/font&gt;&lt;/td&gt;
&lt;td width="21%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;&lt;font class="_mt"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6&lt;/font&gt;&lt;/font&gt;% - &lt;font class="_mt"&gt;12&lt;/font&gt;%&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The following table summarizes the Company's financial and nonfinancial assets that were measured at fair value on a nonrecurring basis at June 30, 2012 and December 31, 2011:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="26%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="14%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="14%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Carrying value at June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Identical&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="8" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Financial Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impaired loans&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5,259&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 11px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 8px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,817&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,442&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="9"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Nonfinancial Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other real estate owned&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,172&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="text-indent: 11px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="text-indent: 8px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,536&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;636&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="26%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="14%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Carrying value at December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Identical&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="8" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Financial Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impaired loans&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,804&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 8px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,379&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,425&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="9"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Nonfinancial Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other real estate owned&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,378&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="text-indent: 8px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,742&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;636&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The changes in Level 3 financial assets measured at estimated fair value on a nonrecurring basis during the six months ended June 30, 2012 were as follows:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="35%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="25%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="20%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="5" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value Measurements at June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impaired&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Loans&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Real&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Estate Owned&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="5" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance - January 1, 2012&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,425&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;636&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Sales proceeds&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Valuation allowance&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Loss) on disposition&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Transfers into Level 3&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;484&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Transfers out of Level 3&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(2,467&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total assets at fair value&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,442&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;636&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;GAAP defines the fair value of a financial instrument as the amount at which the instrument could be exchanged in a current transaction between willing parties, other than through a forced or liquidation sale for purposes of this disclosure. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company's various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument. The following methods and assumptions were used to estimate the fair value of the Company's financial instruments:&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Cash and short-term investments/accrued interest: The fair value was equal to the carrying amount.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Securities: The fair value, excluding restricted securities, was based on quoted market prices. The fair value of restricted securities approximated the carrying amount based on the redemption provisions of the issuers.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Loans: The fair value of variable rate loans, which reprice frequently and with no significant change in credit risk, was equal to the carrying amount. The fair value of all other loans was determined using discounted cash flow analysis. The discount rate was equal to the current interest rate on similar products.&lt;/font&gt;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Deposits and borrowings: The fair value of demand deposits, savings accounts, and certain money market deposits was equal to the carrying amount. The fair value of all other deposits and borrowings was determined using discounted cash flow analysis. The discount rate was equal to the current interest rate on similar products.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Off-balance-sheet financial instruments: The fair value of commitments to extend credit was estimated using the fees currently charged to enter similar agreements, taking into account the remaining terms of the agreements and the credit worthiness of the counterparties. The fair value of fixed rate loan commitments also considered the difference between current interest rates and the committed interest rates. The fair value of standby letters of credit was estimated using the fees currently charged for similar agreements or on the estimated cost to terminate or otherwise settle the obligations with the counterparties.&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The carrying amount and fair value of the Company's financial instruments at June 30, 2012 and December 31, 2011 were as follows:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="24%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="12%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="14%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="15%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td width="75%" colspan="10" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value Measurements at June 30, 2012 Using&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="center"&gt;&lt;b&gt; &lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" rowspan="6" width="13%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Carrying Value&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" rowspan="5" width="14%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Identical&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" rowspan="5" width="15%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" rowspan="5" width="16%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" rowspan="6" width="17%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" width="14%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" width="15%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" width="16%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt; &lt;/td&gt;
&lt;td width="14%" align="center"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Financial Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Cash and short-term investments&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,996&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,996&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,996&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;104,340&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,268&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;102,072&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;104,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Restricted Investments&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,943&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,943&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,943&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Loans, net&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;419,877&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;430,989&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,442&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;432,431&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Accrued interest receivable&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,949&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,949&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,949&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="11"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Financial Liabilities:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Deposits&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;454,117&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;455,389&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;455,389&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Federal funds purchased and securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;10,000&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;10,199&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;10,199&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Federal Home Loan Bank advances&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;32,250&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;33,343&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;33,343&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Trust preferred capital notes&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,217&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,217&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,217&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Accrued interest payable&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;288&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;288&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;288&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap contract&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="12%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="24%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="42%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td rowspan="2" width="42%" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td rowspan="3" width="15%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Carrying Value&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td rowspan="3" width="15%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Financial assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Cash and short-term investments&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;21,941&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;21,941&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;114,134&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;114,134&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Restricted Investments&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,520&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,520&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Loans, net&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;401,681&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;418,230&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Accrued interest receivable&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,037&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,037&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="96%" colspan="6"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="96%" colspan="6"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Financial liabilities:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Deposits&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;448,465&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;449,990&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Federal funds purchased and securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 5px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;sold under agreements to repurchase&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;10,000&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;10,350&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Federal Home Loan Bank advances&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;42,250&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;44,833&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Trust preferred capital notes&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,217&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,217&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Accrued interest payable&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;336&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;336&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap contract&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;
&lt;td width="42%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The Company assumes interest rate risk (the risk that general interest rate levels will change) during its normal operations. As a result, the fair value of the Company's financial instruments will change when interest rate levels change and that change may be either favorable or unfavorable to the Company. Management attempts to match maturities of assets and liabilities in order to minimize interest rate risk. However, borrowers with fixed rate obligations are less likely to prepay their principal balance in a rising rate environment and more likely to do so in a falling rate environment. Conversely, depositors who are receiving fixed rate interest payments are more likely to withdraw funds before maturity in a rising rate environment and less likely to do so in a falling rate environment. Management monitors rates and maturities of assets and liabilities and attempts to minimize interest rate risk by adjusting the terms of new loans and deposits and by investing in securities with terms that mitigate the Company's overall interest rate risk.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FairValueDisclosuresTextBlock>
  <us-gaap:FairValueInputsAssetsQuantitativeInformationTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="29%"&gt; &lt;/td&gt;
&lt;td width="33%"&gt; &lt;/td&gt;
&lt;td width="16%"&gt; &lt;/td&gt;
&lt;td width="21%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="29%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 8px;" width="70%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Quantitative information about Level 3 Fair Value Measurements for June 30, 2012&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="29%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="33%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Valuation Technique(s)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="16%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unobservable Input&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="21%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Range&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="29%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="33%" align="left"&gt; &lt;/td&gt;
&lt;td width="16%" align="left"&gt; &lt;/td&gt;
&lt;td width="21%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="29%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impaired loans&lt;/font&gt;&lt;/td&gt;
&lt;td width="33%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Discounted appraised value&lt;/font&gt;&lt;/td&gt;
&lt;td width="16%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Selling cost&lt;/font&gt;&lt;/td&gt;
&lt;td width="21%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;&lt;font class="_mt"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6&lt;/font&gt;&lt;/font&gt;% - &lt;font class="_mt"&gt;12&lt;/font&gt;%&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="4"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="29%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other real estate owned&lt;/font&gt;&lt;/td&gt;
&lt;td width="33%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Discounted appraised value&lt;/font&gt;&lt;/td&gt;
&lt;td width="16%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Selling cost&lt;/font&gt;&lt;/td&gt;
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  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">3553000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">1430000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">247000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">294000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1 contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialRealEstateMember" unitRef="Unit12" decimals="-3">1582000</us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">-452000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2011_To_12_31_2011" unitRef="Unit12" decimals="-3">-848000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_AllOtherLoansFinancingReceivableMember" unitRef="Unit12" decimals="-3">-56000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">-5000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-292000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">-2000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-195000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialRealEstateMember" unitRef="Unit12" decimals="-3">-298000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery xsi:nil="true" contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="Unit12" />
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">-131000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_AllOtherLoansFinancingReceivableMember" unitRef="Unit12" decimals="-3">-5000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">-1000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-25000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">-1000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-42000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialRealEstateMember" unitRef="Unit12" decimals="-3">-57000</us-gaap:FinancingReceivableAllowanceForCreditLossesRecovery>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">-1529000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2011_To_12_31_2011" unitRef="Unit12" decimals="-3">-2966000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_AllOtherLoansFinancingReceivableMember" unitRef="Unit12" decimals="-3">-125000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">-721000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-572000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">-14000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-331000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialRealEstateMember" unitRef="Unit12" decimals="-3">-1203000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs xsi:nil="true" contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="Unit12" />
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">-846000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_AllOtherLoansFinancingReceivableMember" unitRef="Unit12" decimals="-3">-10000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-46000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">-278000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-76000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialRealEstateMember" unitRef="Unit12" decimals="-3">-436000</us-gaap:FinancingReceivableAllowanceForCreditLossesWriteOffs>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">390534000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_AllOtherLoansFinancingReceivableMember" unitRef="Unit12" decimals="-3">4206000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">31612000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">22267000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">111857000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13185000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialRealEstateMember" unitRef="Unit12" decimals="-3">207407000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment xsi:nil="true" contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="Unit12" />
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">410596000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_AllOtherLoansFinancingReceivableMember" unitRef="Unit12" decimals="-3">3225000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">36730000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">22084000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">124200000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13011000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialRealEstateMember" unitRef="Unit12" decimals="-3">211346000</us-gaap:FinancingReceivableCollectivelyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr valign="bottom"&gt;&lt;td width="76%" colspan="14" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;As&lt;/font&gt;&lt;/b&gt; &lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;of June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: #000000 3px double;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;INTERNAL RISK RATING GRADES&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="13%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Pass&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Watch&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Special&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Mention&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Substandard&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Doubtful&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 3px;" width="12%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Loss&lt;/font&gt; &lt;/td&gt;
&lt;td width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total&lt;/font&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="15"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 1px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial &amp;amp;Indus trial&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;18,074&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,510&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;81&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 3px;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,634&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;32&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;- &lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,331&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial Real Es tate:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;74,850&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,798&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,614&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,055&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;243&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;92,560&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;No n-o wner o ccupied&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;23,346&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5,656&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,785&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,752&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;138&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;37,677&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co ns tructio n and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Res idential&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;10,644&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;668&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;11,312&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;19,832&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,032&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,921&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,882&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;98&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;28,765&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Res idential:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Equity Lines&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;31,777&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;70&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;144&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;918&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;249&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;33,158&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;153,414&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,677&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;11,034&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;10,394&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;732&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;182,251&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,091&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,124&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,215&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;All o ther lo ans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="1%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,225&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;To tal&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;337,253&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;25,867&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;23,247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 3px;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;27,635&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="1%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,492&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;- &lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;415,494&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="46%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="24%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;P erfo rming&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;No nperfo rming&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co ns umer Credit Expo s ure by&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 1px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;P ayment Activity&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;12,912&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;99&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="24%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt; &lt;/td&gt;
&lt;td width="76%" colspan="14" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;A s o f D e c e m be r 3 1, 2 0 11&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(in tho us a nds )&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: #000000 3px double;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;INTERNAL RISK RATING GRADES&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;P as s&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="13%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Watch&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Special&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Mentio n&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Subs tandard&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Do ubtful&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 3px;" width="12%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Lo s s&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;To tal&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="100%" colspan="15"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial - No n Real Es tate:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 1px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial &amp;amp;Indus trial&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;16,960&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,668&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;991&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 3px;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,215&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;32&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;- &lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,866&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial Real Es tate:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="text-indent: 1px;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;65,651&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,613&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5,759&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,641&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;442&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;83,106&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;No n-o wner o ccupied&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;21,573&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,688&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,330&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5,113&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;233&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;34,937&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co ns tructio n and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Res idential&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;9,839&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;755&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;10,594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;15,990&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,657&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,595&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,029&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;104&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;24,375&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Res idential:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Equity Lines&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;31,862&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;227&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;355&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;985&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;33,429&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;150,520&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5,939&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;10,249&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;11,134&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,367&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;179,209&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,320&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,230&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;967&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="1%" align="left"&gt; &lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,517&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;All o ther lo ans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,485&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;721&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="1%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,206&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;To tal&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;318,200&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;25,022&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;23,722&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 3px;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;28,117&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,178&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;- &lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;397,239&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="46%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="24%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;P erfo rming&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;No nperfo rming&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co ns umer Credit Expo s ure by&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 1px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;P ayment Activity&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,053&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;132&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">19890000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">3357000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">599000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">6186000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialRealEstateMember" unitRef="Unit12" decimals="-3">9748000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment xsi:nil="true" contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="Unit12" />
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">17909000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">3347000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">247000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">6037000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialRealEstateMember" unitRef="Unit12" decimals="-3">8278000</us-gaap:FinancingReceivableIndividuallyEvaluatedForImpairment>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts1 contextRef="As_Of_12_31_2011" unitRef="Unit13" decimals="INF">25</us-gaap:FinancingReceivableModificationsNumberOfContracts1>
  <us-gaap:FinancingReceivableModificationsNumberOfContracts1 contextRef="As_Of_6_30_2012" unitRef="Unit13" decimals="INF">23</us-gaap:FinancingReceivableModificationsNumberOfContracts1>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">3679000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" decimals="-3">114000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialRealEstateNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">873000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialRealEstateOwnerOccupiedMember" unitRef="Unit12" decimals="-3">174000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ConsumerInstallmentFinancingReceivableMember" unitRef="Unit12" decimals="-3">114000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ResidentialEquityLinesFinancingReceivableMember" unitRef="Unit12" decimals="-3">217000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">2187000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">4995000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" decimals="-3">424000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialRealEstateNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">1076000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialRealEstateOwnerOccupiedMember" unitRef="Unit12" decimals="-3">380000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ConstructionAndFarmlandCommercialFinancingReceivableMember" unitRef="Unit12" decimals="-3">210000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ConsumerInstallmentFinancingReceivableMember" unitRef="Unit12" decimals="-3">83000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ResidentialEquityLinesFinancingReceivableMember" unitRef="Unit12" decimals="-3">331000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">2491000</us-gaap:FinancingReceivableRecordedInvestment30To59DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">1769000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" decimals="-3">421000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialRealEstateNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">1102000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
  <us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialRealEstateOwnerOccupiedMember" unitRef="Unit12" decimals="-3">9000</us-gaap:FinancingReceivableRecordedInvestment60To89DaysPastDue>
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  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" decimals="-3">247000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialRealEstateNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">1338000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialRealEstateOwnerOccupiedMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandCommercialFinancingReceivableMember" unitRef="Unit12" decimals="-3">3015000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandResidentialFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_OtherLoansMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialEquityLinesFinancingReceivableMember" unitRef="Unit12" decimals="-3">399000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialMultifamilyFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">3847000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialRealEstateNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">2254000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialRealEstateOwnerOccupiedMember" unitRef="Unit12" decimals="-3">2462000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandCommercialFinancingReceivableMember" unitRef="Unit12" decimals="-3">353000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandResidentialFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_OtherLoansMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialEquityLinesFinancingReceivableMember" unitRef="Unit12" decimals="-3">171000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialMultifamilyFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRecordedInvestment contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">3881000</us-gaap:ImpairedFinancingReceivableRecordedInvestment>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">4233000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">1468000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_OtherLoansMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember" unitRef="Unit12" decimals="-3">4233000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">544000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">150000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">2071000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" decimals="-3">544000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialRealEstateNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">150000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialRealEstateOwnerOccupiedMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandCommercialFinancingReceivableMember" unitRef="Unit12" decimals="-3">1468000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandResidentialFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_OtherLoansMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialEquityLinesFinancingReceivableMember" unitRef="Unit12" decimals="-3">325000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialMultifamilyFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">1746000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandResidentialFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_OtherLoansMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialMultifamilyFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">3553000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">1430000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_OtherLoansMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember" unitRef="Unit12" decimals="-3">3553000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">247000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">294000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">1582000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" decimals="-3">247000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialRealEstateNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">294000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialRealEstateOwnerOccupiedMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandCommercialFinancingReceivableMember" unitRef="Unit12" decimals="-3">1430000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandResidentialFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_OtherLoansMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialEquityLinesFinancingReceivableMember" unitRef="Unit12" decimals="-3">251000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialMultifamilyFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">1331000</us-gaap:ImpairedFinancingReceivableRelatedAllowance>
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandResidentialFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_OtherLoansMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableRelatedAllowance xsi:nil="true" contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialMultifamilyFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivablesTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr valign="bottom"&gt;&lt;td colspan="10" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;As of June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unpaid&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Principal&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Related&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Allowance&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Average&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Income&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="11"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;With no related allowance:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial &amp;amp; Industrial&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,454&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,462&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,675&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Non-owner occupied&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,248&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,254&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,382&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;72&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Construction and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;353&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;353&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;362&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity lines&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;171&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;171&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;189&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,871&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,881&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;4,186&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;73&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;9,097&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;9,121&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;9,794&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;217&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="11"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;With an allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial &amp;amp; Industrial&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;248&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Non-owner occupied&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,335&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,338&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;294&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,345&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;53&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Construction and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,994&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,015&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,430&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,017&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity lines&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;399&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;399&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;251&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;403&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,837&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,847&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,331&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,929&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;112&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="11"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,812&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,846&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,553&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,942&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;237&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="11"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;248&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,037&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,054&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;294&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,402&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;193&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Construction and Farmland&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,347&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,368&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,430&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,379&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;66&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,278&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,298&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,582&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,707&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17,909&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17,967&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,553&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;18,736&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;454&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;div&gt;&amp;nbsp;&lt;/div&gt;

&lt;div&gt;

&lt;div&gt;&lt;br /&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="30%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="10" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;As of December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unpaid&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Principal&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Related&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Allowance&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Average&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Income&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="11"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;With no related allowance:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial &amp;amp; Industrial&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,521&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,529&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,575&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;132&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Non-owner occupied&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,552&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,567&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,623&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;110&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Construction and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;361&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;361&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;466&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;21&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity lines&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;177&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;177&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;190&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,237&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,242&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,840&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;97&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,853&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,881&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;9,696&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;360&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="11"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;With an allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial &amp;amp; Industrial&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;594&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;600&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;544&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;602&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;26&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Non-owner occupied&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,112&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,124&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;150&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,128&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;64&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Construction and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,997&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,006&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,468&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,012&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;147&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential:&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity lines&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;402&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;404&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;325&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;404&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;13&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5,932&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5,940&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,746&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,029&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;236&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;11,037&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;11,074&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;4,233&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;11,175&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;486&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="11"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;599&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;605&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;544&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;604&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;26&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,185&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,220&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;150&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,326&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;306&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Construction and Farmland&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,358&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,367&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,468&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,478&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;168&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;9,748&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;9,763&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,071&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;10,463&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;346&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;19,890&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;19,955&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;4,233&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;20,871&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;846&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ImpairedFinancingReceivablesTableTextBlock>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">19890000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">3358000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance xsi:nil="true" contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_OtherLoansMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember" unitRef="Unit12" decimals="-3">11037000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember" unitRef="Unit12" decimals="-3">8853000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">599000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">6185000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">9748000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" decimals="-3">594000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialRealEstateNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">1112000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialRealEstateOwnerOccupiedMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandCommercialFinancingReceivableMember" unitRef="Unit12" decimals="-3">2997000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandResidentialFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_OtherLoansMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialEquityLinesFinancingReceivableMember" unitRef="Unit12" decimals="-3">402000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialMultifamilyFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">5932000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" decimals="-3">5000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialRealEstateNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">2552000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialRealEstateOwnerOccupiedMember" unitRef="Unit12" decimals="-3">2521000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandCommercialFinancingReceivableMember" unitRef="Unit12" decimals="-3">361000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandResidentialFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_OtherLoansMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialEquityLinesFinancingReceivableMember" unitRef="Unit12" decimals="-3">177000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance xsi:nil="true" contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialMultifamilyFinancingReceivableMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_12_31_2011_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">3237000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">17909000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">3347000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_OtherLoansMember" unitRef="Unit12" />
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember" unitRef="Unit12" decimals="-3">8812000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithNoRelatedAllowanceMember" unitRef="Unit12" decimals="-3">9097000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">247000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">6037000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">8278000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" decimals="-3">247000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
  <us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance contextRef="As_Of_6_30_2012_efsi_ImpairedFinancingReceivableWithAndWithoutRecordedAllowanceAxis_efsi_WithAllowanceMember_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_CommercialRealEstateNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">1335000</us-gaap:ImpairedFinancingReceivableUnpaidPrincipalBalance>
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  <us-gaap:LiabilitiesFairValueDisclosure contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">580000</us-gaap:LiabilitiesFairValueDisclosure>
  <us-gaap:LiabilitiesFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" decimals="-3">580000</us-gaap:LiabilitiesFairValueDisclosure>
  <us-gaap:LiabilitiesFairValueDisclosure xsi:nil="true" contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" />
  <us-gaap:LiabilitiesFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FinancialInstrumentAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" decimals="-3">580000</us-gaap:LiabilitiesFairValueDisclosure>
  <us-gaap:LiabilitiesFairValueDisclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" decimals="-3">580000</us-gaap:LiabilitiesFairValueDisclosure>
  <us-gaap:LiabilitiesFairValueDisclosure xsi:nil="true" contextRef="As_Of_12_31_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FinancialInstrumentAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" />
  <us-gaap:LiabilitiesFairValueDisclosure contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">633000</us-gaap:LiabilitiesFairValueDisclosure>
  <us-gaap:LiabilitiesFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" decimals="-3">633000</us-gaap:LiabilitiesFairValueDisclosure>
  <us-gaap:LiabilitiesFairValueDisclosure xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" />
  <us-gaap:LiabilitiesFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FinancialInstrumentAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" decimals="-3">633000</us-gaap:LiabilitiesFairValueDisclosure>
  <us-gaap:LiabilitiesFairValueDisclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FinancialInstrumentAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" decimals="-3">633000</us-gaap:LiabilitiesFairValueDisclosure>
  <us-gaap:LiabilitiesFairValueDisclosure xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FinancialInstrumentAxis_us-gaap_InterestRateSwapMember" unitRef="Unit12" />
  <us-gaap:LoansAndLeasesReceivableAllowance contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">8743000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableAllowance contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">8628000</us-gaap:LoansAndLeasesReceivableAllowance>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">410424000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_AllOtherLoansFinancingReceivableMember" unitRef="Unit12" decimals="-3">4206000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_AllOtherLoansFinancingReceivableMember" unitRef="Unit12" decimals="-3">4206000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" decimals="-3">22866000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialRealEstateNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">34937000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialRealEstateOwnerOccupiedMember" unitRef="Unit12" decimals="-3">83106000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ConstructionAndFarmlandCommercialFinancingReceivableMember" unitRef="Unit12" decimals="-3">24375000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">34969000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ConstructionAndFarmlandResidentialFinancingReceivableMember" unitRef="Unit12" decimals="-3">10594000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ConsumerInstallmentFinancingReceivableMember" unitRef="Unit12" decimals="-3">13185000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ResidentialEquityLinesFinancingReceivableMember" unitRef="Unit12" decimals="-3">33429000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ResidentialMultifamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">4517000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">179209000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">22866000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">118043000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13185000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialRealEstateMember" unitRef="Unit12" decimals="-3">217155000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount xsi:nil="true" contextRef="As_Of_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="Unit12" />
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">428505000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_AllOtherLoansFinancingReceivableMember" unitRef="Unit12" decimals="-3">3225000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_AllOtherLoansFinancingReceivableMember" unitRef="Unit12" decimals="-3">3225000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialNonRealEstateCommercialAndIndustrialFinancingReceivableMember" unitRef="Unit12" decimals="-3">22331000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialRealEstateNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">37677000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_CommercialRealEstateOwnerOccupiedMember" unitRef="Unit12" decimals="-3">92560000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ConstructionAndFarmlandCommercialFinancingReceivableMember" unitRef="Unit12" decimals="-3">28765000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">40077000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ConstructionAndFarmlandResidentialFinancingReceivableMember" unitRef="Unit12" decimals="-3">11312000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ConsumerInstallmentFinancingReceivableMember" unitRef="Unit12" decimals="-3">13011000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ResidentialEquityLinesFinancingReceivableMember" unitRef="Unit12" decimals="-3">33158000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ResidentialMultifamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">4215000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_efsi_ResidentialSingleFamilyFinancingReceivableMember" unitRef="Unit12" decimals="-3">182251000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">22331000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">130237000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">13011000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialRealEstateMember" unitRef="Unit12" decimals="-3">219624000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">401681000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">419877000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOTE 5. Allowance for Loan Losses&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Changes in the allowance for loan losses for the six months ended June 30, 2012 and 2011 and the year ended December 31, 2011 were as follows:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="32%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="12%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="12%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="9%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Year Ended&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="9" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="10"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance, beginning&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,743&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,111&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,111&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Provision charged to operating expense&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;600&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,750&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,800&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recoveries added to the allowance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;131&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;848&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;452&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Loan losses charged to the allowance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(846&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(2,966&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(1,529&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance, ending&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,628&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,743&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,834&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Nonaccrual and past due loans by class at June 30, 2012 and December 31, 2011 were as follows:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="19%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="9%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="9%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="16" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;As of June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;30 - 59&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;60 - 89&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;90 or More&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total Past&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Due&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Current&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;90 or More&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days Past Due&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Still Accruing&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Nonaccrual&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="17"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial &amp;amp; Industrial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;424&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;15&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;441&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;21,890&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,331&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;380&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,051&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;99&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,530&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;91,030&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;92,560&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;384&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Non-owner occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,076&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;139&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,215&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;36,462&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;37,677&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;139&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Construction and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;11,312&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;11,312&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;210&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;105&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;477&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;28,288&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;28,765&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;144&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Consumer:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Installment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;83&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;16&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;99&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;12,912&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,011&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Residential:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 4px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Equity Lines&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;331&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;331&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;32,827&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;33,158&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;420&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 4px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,491&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;249&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,740&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;179,511&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;182,251&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;605&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 4px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,215&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,215&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;All Other Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="17"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 4px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,995&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,575&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;263&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,833&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;421,672&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" class="MetaData" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;428,505&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;164&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,692&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="19%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="16" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;As of December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;30 - 59&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;60 - 89&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;90 or More&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total Past&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Due&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Current&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;90 or More&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Still Accruing&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Nonaccrual&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="17"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="17"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial &amp;amp; Industrial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;114&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;421&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;535&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,331&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,866&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;174&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;9&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;447&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;630&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;82,476&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;83,106&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Non-owner occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;873&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,102&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,975&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;32,962&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;34,937&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;234&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Construction and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;10,594&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;10,594&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;151&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;24,375&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;24,375&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Consumer:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Installment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;114&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;132&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,053&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,185&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Residential:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 4px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Equity Lines&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;217&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;30&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;33,182&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;33,429&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;177&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 4px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,187&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;194&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;717&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,098&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;176,111&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;179,209&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;89&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,287&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 4px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,517&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,517&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;All Other Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,206&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,206&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="17"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 4px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,679&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,769&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,169&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,617&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;403,807&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" class="MetaData" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;410,424&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;94&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,449&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Allowance for loan losses by segment at June 30, 2012 and December 31, 2011 were as follows:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="82%" colspan="22" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;As&lt;/font&gt;&lt;/b&gt; &lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;of and for the Six Months&lt;/font&gt;&lt;/b&gt; &lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ended June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(in thousands )&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="99%" colspan="23"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co nstruction&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;and Farmland&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Residential&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Consumer&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;All Other&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Unallocated&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="22%" colspan="2" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Allowa nce for credit losses :&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="99%" colspan="23"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Beginning Balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,618&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,544&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 1px; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,057&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,077&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;131&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;123&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;193&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;8,743&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Charge-Offs&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(436&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(278&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(46&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(76&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(10&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(846&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Recoveries&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;57&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;25&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;42&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;131&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Provision&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;56&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(152&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;738&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(279&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;23&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(11&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;600&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="99%" colspan="23"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,675&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,013&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 1px; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,518&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;777&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;120&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;107&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;418&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;8,628&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="99%" colspan="23"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance: Individually&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;evaluated for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,430&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,582&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 1px; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;294&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,553&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="99%" colspan="23"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance: collectively&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;evaluated for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,245&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,431&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 1px; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,224&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;530&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;120&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;107&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;418&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5,075&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="99%" colspan="23"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="99%" colspan="23"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;F inancing rece ivables:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="99%" colspan="23"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;40,077&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;219,624&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 1px; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;130,237&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,331&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,011&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" class="MetaData" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;428,505&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="99%" colspan="23"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance individually&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;evaluated for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,347&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;8,278&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 1px; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,037&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;17,909&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="99%" colspan="23"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance collectively evaluated&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;36,730&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;211,346&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 1px; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;124,200&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,084&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,011&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;410,596&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="83%" colspan="23" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;As&lt;/font&gt;&lt;/b&gt; &lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;of and for the Twelve Months&lt;/font&gt;&lt;/b&gt; &lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ended Decembe r 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="13%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Construction&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;and Farmland&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Residential&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Consumer&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;All Other&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Unallocated&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="22%" colspan="2" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Allowa nce for credit losses:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="100%" colspan="24"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Beginning Balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,386&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,457&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,231&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;819&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;182&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;36&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;7,111&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Charge-Offs&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(721&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(1,203&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(14&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(572&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(331&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(125&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(2,966&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Recoveries&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;298&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;292&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;195&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;56&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;848&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Provi&lt;font style="font-family: Times New Roman;" class="_mt" size="1"&gt;s&lt;/font&gt;ion&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,948&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;992&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;538&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;85&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;156&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;193&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,750&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,618&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,544&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,057&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,077&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;131&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;123&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;193&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;8,743&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="100%" colspan="24"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="100%" colspan="24"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance: Individually&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;evaluated for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,468&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,071&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;150&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;544&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,233&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="100%" colspan="24"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance: collectively&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;evaluated for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,150&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,473&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;907&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;533&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;131&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;123&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;193&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,510&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="100%" colspan="24"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="100%" colspan="24"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;F inancing receivables:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="100%" colspan="24"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;34,969&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;217,155&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;118,043&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,866&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,185&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,206&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" class="MetaData" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;410,424&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="100%" colspan="24"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance individually&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;evaluated for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,357&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;9,748&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,186&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;599&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;19,890&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="100%" colspan="24"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="17%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Ending balance collectively evaluated&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;for impairment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;31,612&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;207,407&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;111,857&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,267&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,185&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,206&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;390,534&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impaired loans by class at June 30, 2012 and December 31, 2011 were as follows:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="30%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="9%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="10" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;As of June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unpaid&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Principal&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Related&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Allowance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Average&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Income&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="11"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;With no related allowance:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial &amp;amp; Industrial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,454&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,462&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,675&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;68&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Non-owner occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,248&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,254&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,382&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;72&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Construction and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;353&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;353&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;362&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;4&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity lines&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;171&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;171&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;189&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,871&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,881&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;4,186&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;73&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;9,097&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;9,121&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;9,794&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;217&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="11"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;With an allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial &amp;amp; Industrial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;248&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Non-owner occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,335&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,338&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;294&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,345&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;53&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Construction and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,994&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,015&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,430&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,017&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;62&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity lines&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;399&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;399&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;251&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;403&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,837&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,847&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,331&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,929&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;112&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="11"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,812&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,846&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,553&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,942&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;237&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="11"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;248&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,037&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,054&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;294&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,402&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;193&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Construction and Farmland&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,347&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,368&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,430&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,379&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;66&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,278&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,298&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,582&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,707&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;187&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17,909&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17,967&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,553&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;18,736&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" class="MetaData" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;454&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The average recorded investment of impaired loans for the three month period ended June 30, 2012 was $&lt;font class="_mt"&gt;&lt;font class="_mt"&gt;18.7&lt;/font&gt; &lt;/font&gt;million. The interest income recognized on impaired loans for the three months ended June 30, 2012 was $&lt;font class="_mt"&gt;228&lt;/font&gt; thousand.&lt;/font&gt;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="30%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="9%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="10" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;As of December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unpaid&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Principal&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Related&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Allowance&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Average&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Income&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="11"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;With no related allowance:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial &amp;amp; Industrial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,521&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,529&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,575&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;132&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Non-owner occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,552&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,567&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,623&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;110&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Construction and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;361&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;361&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;466&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;21&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity lines&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;177&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;177&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;190&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,237&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,242&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,840&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;97&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,853&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,881&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;9,696&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;360&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="11"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;With an allowance recorded:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial &amp;amp; Industrial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;594&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;600&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;544&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;602&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;26&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Non-owner occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,112&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,124&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;150&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,128&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;64&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Construction and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,997&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,006&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,468&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,012&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;147&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity lines&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;402&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;404&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;325&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;404&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;13&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5,932&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5,940&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,746&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,029&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;236&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;11,037&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;11,074&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;4,233&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;11,175&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;486&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="11"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;599&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;605&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;544&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;604&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;26&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,185&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,220&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;150&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,326&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;306&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Construction and Farmland&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,358&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,367&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,468&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,478&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;168&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;9,748&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;9,763&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,071&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;10,463&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;346&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;19,890&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;19,955&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;4,233&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;20,871&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;846&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is in nonaccrual status, all payments are applied to principal under the cost-recovery method. For financial statement purposes, the recorded investment in nonaccrual loans is the actual principal balance reduced by payments that would otherwise have been applied to interest. When reporting information on these loans to the applicable customers, the unpaid principal balance is reported as if payments were applied to principal and interest under the original terms of the loan agreements. Therefore, the unpaid principal balance reported to the customer would be higher than the recorded investment in the loan for financial statement purposes. When the ultimate collectability of the total principal of the impaired loan is not in doubt and the loan is in nonaccrual status, contractual interest is credited to interest income when received under the cash-basis method.&lt;/font&gt;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The Company uses a rating system for evaluating the risks associated with non-consumer loans. Consumer loans are not evaluated for risk unless the characteristics of the loan fall within classified categories. Descriptions of these ratings are as follows:&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Pass Pass loans exhibit acceptable operating trends, balance sheet trends, and liquidity. Sufficient cash flow exists to service the loan. All obligations have been paid by the borrower in an as agreed manner.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Watch Watch loans exhibit income volatility, negative operating trends, and a highly leveraged balance sheet. A higher level of supervision is required for these loans as the potential for a negative event could impact the borrower's ability to repay the loan.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Special mention Special mention loans exhibit a potential weakness, if left uncorrected, may negatively affect the borrower's ability to repay its debt obligation. The risk of default is not imminent and the borrower still demonstrates sufficient cash flow to support the loan.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Substandard Substandard loans exhibit well defined weaknesses and have a potential of default. The borrowers exhibit adverse financial trends but still have the ability to service debt obligations.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Doubtful Doubtful loans exhibit all of the characteristics inherent in substandard loans but the weaknesses make collection or full liquidation highly questionable.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Loss Loss loans are considered uncollectible and of such little value that its continuance as a bankable asset is not warranted.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Credit quality information by class at June 30, 2012 and December 31, 2011 was as follows:&lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="76%" colspan="14" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;As&lt;/font&gt;&lt;/b&gt; &lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;of June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;INTERNAL RISK RATING GRADES&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="13%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Pass&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Watch&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Special&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Mention&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Substandard&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Doubtful&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" width="12%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Loss&lt;/font&gt; &lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total&lt;/font&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="100%" colspan="15"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 1px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial &amp;amp;Indus trial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;18,074&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,510&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;81&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,634&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;32&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;- &lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,331&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial Real Es tate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;74,850&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,798&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,614&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,055&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;243&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;92,560&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;No n-o wner o ccupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;23,346&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5,656&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,785&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,752&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;138&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;37,677&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co ns tructio n and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Res idential&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;10,644&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;668&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;11,312&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;19,832&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,032&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,921&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,882&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;sd98&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;28,765&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Res idential:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Equity Lines&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;31,777&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;70&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;144&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;918&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;249&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;33,158&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;153,414&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,677&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;11,034&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;10,394&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;732&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;182,251&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,091&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,124&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,215&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;All o ther lo ans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,225&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;To tal&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;337,253&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;25,867&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;23,247&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;27,635&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,492&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;- &lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" class="MetaData" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;415,494&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="46%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;P erfo rming&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;No nperfo rming&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co ns umer Credit Expo s ure by&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 1px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;P ayment Activity&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;12,912&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;99&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt; &lt;/div&gt;&lt;br /&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="76%" colspan="14" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;A s o f D e c e m be r 3 1, 2 0 11&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(in tho us a nds )&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;INTERNAL RISK RATING GRADES&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;P as s&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="13%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Watch&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Special&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Mentio n&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Subs tandard&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Do ubtful&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" width="12%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Lo s s&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;To tal&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="100%" colspan="15"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial - No n Real Es tate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 1px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial &amp;amp;Indus trial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;16,960&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,668&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;991&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,215&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;32&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;- &lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,866&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial Real Es tate:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 1px; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;65,651&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,613&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5,759&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,641&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;442&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;83,106&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;No n-o wner o ccupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;21,573&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,688&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,330&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5,113&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;233&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;34,937&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co ns tructio n and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Res idential&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;9,839&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;755&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;10,594&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co mmercial&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;15,990&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,657&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,595&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,029&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;104&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;24,375&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Res idential:&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Equity Lines&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;31,862&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;227&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;355&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;985&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;33,429&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;150,520&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5,939&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;10,249&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;11,134&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,367&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;179,209&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,320&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,230&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;967&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,517&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;All o ther lo ans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,485&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;721&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,206&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 2px; border-right-color: ; border-left-color: ;" width="24%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;To tal&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;318,200&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;25,022&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;23,722&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; text-indent: 3px; border-right-color: ; border-left-color: ;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;28,117&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="1%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,178&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="7%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;- &lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" class="MetaData" width="6%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;397,239&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="46%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="6%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="24%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" width="11%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;P erfo rming&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; border-top-color: ; border-right-color: ; border-left-color: ;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;No nperfo rming&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Co ns umer Credit Expo s ure by&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom-color: ; border-top-color: ; text-indent: 1px; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;P ayment Activity&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,053&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom-color: ; border-top-color: ; border-right-color: ; border-left-color: ;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;132&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
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  <us-gaap:NetIncomeLoss contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">3716000</us-gaap:NetIncomeLoss>
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  <us-gaap:NetIncomeLoss contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">2002000</us-gaap:NetIncomeLoss>
  <us-gaap:NoninterestBearingDepositLiabilitiesDomestic contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">107237000</us-gaap:NoninterestBearingDepositLiabilitiesDomestic>
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  <us-gaap:NoninterestIncomeOther contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">108000</us-gaap:NoninterestIncomeOther>
  <us-gaap:NoninterestIncomeOther contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">40000</us-gaap:NoninterestIncomeOther>
  <us-gaap:OccupancyNet contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">591000</us-gaap:OccupancyNet>
  <us-gaap:OccupancyNet contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">282000</us-gaap:OccupancyNet>
  <us-gaap:OccupancyNet contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">579000</us-gaap:OccupancyNet>
  <us-gaap:OccupancyNet contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">287000</us-gaap:OccupancyNet>
  <us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;div&gt;

&lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOTE 1. General&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The accompanying unaudited financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by accounting principles generally accepted in the United States of America.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;In the opinion of management, the accompanying financial statements contain all adjustments (consisting of only normal recurring accruals) necessary to present fairly the financial position at June 30, 2012 and December 31, 2011, the results of operations for the three and six months ended June 30, 2012 and 2011 and cash flows for the six months ended June 30, 2012 and 2011. The results of operations for the three and six months ended June 30, 2012 are not necessarily indicative of the results to be expected for the full year. These financial statements should be read in conjunction with the Notes to Consolidated Financial Statements included in the Company's Annual Report on Form 10-K for the year ended December 31, 2011 (the "2011 Form 10-K").&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The Company owns &lt;font class="_mt"&gt;100&lt;/font&gt;% of Bank of Clarke County (the "Bank") and Eagle Financial Statutory Trust II. The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiaries. All significant intercompany accounts and transactions between the Company and the Bank have been eliminated. The subordinated debt of Eagle Financial Statutory Trust II is reflected as a liability of the Company.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Certain amounts in the consolidated financial statements have been reclassified to conform to current year presentations.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock>
  <us-gaap:OtherAssets contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">9168000</us-gaap:OtherAssets>
  <us-gaap:OtherAssets contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">10219000</us-gaap:OtherAssets>
  <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">-75000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">-115000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">-35000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">-47000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">38000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax>
  <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">59000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax>
  <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">18000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax>
  <us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">25000</us-gaap:OtherComprehensiveIncomeLossDerivativesQualifyingAsHedgesTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">916000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_StatementScenarioAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">916000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">794000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">521000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">521000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeLossNetOfTax contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">339000</us-gaap:OtherComprehensiveIncomeLossNetOfTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">991000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">909000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">556000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">386000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">509000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">467000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">287000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">200000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax>
  <us-gaap:OtherLiabilities contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">2000000</us-gaap:OtherLiabilities>
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  <us-gaap:OtherNoninterestExpense contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">995000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">493000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">1074000</us-gaap:OtherNoninterestExpense>
  <us-gaap:OtherNoninterestExpense contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">539000</us-gaap:OtherNoninterestExpense>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">-1826000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:PaymentsForProceedsFromLoansAndLeases contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">19394000</us-gaap:PaymentsForProceedsFromLoansAndLeases>
  <us-gaap:PaymentsOfDividendsCommonStock contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">877000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsOfDividendsCommonStock contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">886000</us-gaap:PaymentsOfDividendsCommonStock>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">26199000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquireAvailableForSaleSecurities contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">2157000</us-gaap:PaymentsToAcquireAvailableForSaleSecurities>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">473000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">1593000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
  <us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOTE 8. Pension and Postretirement Benefit Plans&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Effective December 31, 2006, the pension plan was amended and frozen so that no further benefits will accrue under the plan and no additional employees may become participants. The pension plan was terminated effective September 30, 2011 and after receiving final approval from the Internal Revenue Service, distributions in the form of lump-sum cash payments to plan participants, rollovers and purchasing annuity contracts were completed on December 19, 2011. No defined benefit pension plan expenses are projected going forward.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The Company provides certain health care and life insurance benefits for&amp;nbsp;&lt;font class="_mt"&gt;nine&lt;/font&gt; retired employees who have met certain eligibility requirements. All other employees retiring after reaching age&amp;nbsp;&lt;font class="_mt"&gt;65&lt;/font&gt; and having at least&amp;nbsp;&lt;font class="_mt"&gt;15&lt;/font&gt; years of service with the Company will be allowed to stay on the Company's group life and health insurance policies, but will be required to pay premiums. The Company's share of the estimated costs that will be paid after retirement is generally being accrued by charges to expense over the employees' active service periods to the dates they are fully eligible for benefits, except that the Company's unfunded cost that existed at January 1, 1993 is being accrued primarily in a straight-line manner that will result in its full accrual by December 31, 2013.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Generally Accepted Accounting Principles ("GAAP") requires the Company to recognize the funded status (i.e. the difference between the fair value of plan assets and the projected benefit obligations) of its pension and postretirement benefit plans in the consolidated balance sheet, with a corresponding adjustment to accumulated other comprehensive income, net of taxes.&lt;/font&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Net periodic benefit costs of the postretirement benefit plan for the three months ended June 30, 2012 and 2011 were ($&lt;font class="_mt"&gt;1&lt;/font&gt;) thousand. Net periodic benefit costs of the postretirement benefit plan for the six months ended June 30, 2012 and 2011 were ($&lt;font class="_mt"&gt;2&lt;/font&gt;) thousand.&lt;/font&gt;&lt;/p&gt; &lt;/div&gt;</us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock>
  <us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-5">19100000</us-gaap:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged>
  <us-gaap:PreferredStockParOrStatedValuePerShare contextRef="As_Of_12_31_2011" unitRef="Unit16" decimals="INF">10</us-gaap:PreferredStockParOrStatedValuePerShare>
  <us-gaap:PreferredStockParOrStatedValuePerShare contextRef="As_Of_6_30_2012" unitRef="Unit16" decimals="INF">10</us-gaap:PreferredStockParOrStatedValuePerShare>
  <us-gaap:PreferredStockSharesAuthorized contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="INF">500000</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesAuthorized contextRef="As_Of_6_30_2012" unitRef="Unit1" decimals="INF">500000</us-gaap:PreferredStockSharesAuthorized>
  <us-gaap:PreferredStockSharesIssued contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="INF">0</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockSharesIssued contextRef="As_Of_6_30_2012" unitRef="Unit1" decimals="INF">0</us-gaap:PreferredStockSharesIssued>
  <us-gaap:PreferredStockValue xsi:nil="true" contextRef="As_Of_12_31_2011" unitRef="Unit12" />
  <us-gaap:PreferredStockValue xsi:nil="true" contextRef="As_Of_6_30_2012" unitRef="Unit12" />
  <us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">19915000</us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">11138000</us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">4849000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">1571000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecurities>
  <us-gaap:ProceedsFromSaleOfForeclosedAssets contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">95000</us-gaap:ProceedsFromSaleOfForeclosedAssets>
  <us-gaap:ProceedsFromSaleOfForeclosedAssets contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">53000</us-gaap:ProceedsFromSaleOfForeclosedAssets>
  <us-gaap:ProceedsFromSaleOfOtherRealEstate contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">859000</us-gaap:ProceedsFromSaleOfOtherRealEstate>
  <us-gaap:ProceedsFromSaleOfOtherRealEstate contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">800000</us-gaap:ProceedsFromSaleOfOtherRealEstate>
  <us-gaap:ProceedsFromSaleOfRestrictedInvestments contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">51000</us-gaap:ProceedsFromSaleOfRestrictedInvestments>
  <us-gaap:ProceedsFromSaleOfRestrictedInvestments contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">577000</us-gaap:ProceedsFromSaleOfRestrictedInvestments>
  <us-gaap:ProfessionalFees contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">529000</us-gaap:ProfessionalFees>
  <us-gaap:ProfessionalFees contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">232000</us-gaap:ProfessionalFees>
  <us-gaap:ProfessionalFees contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">520000</us-gaap:ProfessionalFees>
  <us-gaap:ProfessionalFees contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">259000</us-gaap:ProfessionalFees>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">15200000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">16370000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">1800000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">900000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">600000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">300000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">1800000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2011_To_12_31_2011" unitRef="Unit12" decimals="-3">3750000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_AllOtherLoansFinancingReceivableMember" unitRef="Unit12" decimals="-3">156000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">1948000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">538000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">-162000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">85000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialRealEstateMember" unitRef="Unit12" decimals="-3">992000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2011_To_12_31_2011_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="Unit12" decimals="-3">193000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">600000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_AllOtherLoansFinancingReceivableMember" unitRef="Unit12" decimals="-3">-11000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_efsi_ConstructionAndFarmlandFinancingReceivableMember" unitRef="Unit12" decimals="-3">56000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialPortfolioSegmentMember" unitRef="Unit12" decimals="-3">-279000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_CommercialRealEstatePortfolioSegmentMember" unitRef="Unit12" decimals="-3">738000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ConsumerPortfolioSegmentMember" unitRef="Unit12" decimals="-3">23000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_ResidentialRealEstateMember" unitRef="Unit12" decimals="-3">-152000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForLoanLeaseAndOtherLosses contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_FinancingReceivableInformationByPortfolioSegmentAxis_us-gaap_UnallocatedFinancingReceivablesMember" unitRef="Unit12" decimals="-3">225000</us-gaap:ProvisionForLoanLeaseAndOtherLosses>
  <us-gaap:ProvisionForOtherLosses contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">70000</us-gaap:ProvisionForOtherLosses>
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">2378000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByAssetClassAxis_efsi_NonfinancialAssetsMember" unitRef="Unit12" decimals="-3">2378000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RealEstateAcquiredThroughForeclosure xsi:nil="true" contextRef="As_Of_12_31_2011_us-gaap_FairValueByAssetClassAxis_efsi_NonfinancialAssetsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" />
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByAssetClassAxis_efsi_NonfinancialAssetsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" decimals="-3">1742000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_12_31_2011_us-gaap_FairValueByAssetClassAxis_efsi_NonfinancialAssetsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">636000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">2172000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_NonfinancialAssetsMember" unitRef="Unit12" decimals="-3">2172000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RealEstateAcquiredThroughForeclosure xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_NonfinancialAssetsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel1Member" unitRef="Unit12" />
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_NonfinancialAssetsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" decimals="-3">1536000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RealEstateAcquiredThroughForeclosure contextRef="As_Of_6_30_2012_us-gaap_FairValueByAssetClassAxis_efsi_NonfinancialAssetsMember_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">636000</us-gaap:RealEstateAcquiredThroughForeclosure>
  <us-gaap:RestrictedInvestments contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">3520000</us-gaap:RestrictedInvestments>
  <us-gaap:RestrictedInvestments contextRef="As_Of_12_31_2011_efsi_CarryingValueOptionQualitativeDisclosuresRelatedToElectionByEligibleItemOrGroupAxis_efsi_CommunityBankersBankStockMember" unitRef="Unit12" decimals="-3">140000</us-gaap:RestrictedInvestments>
  <us-gaap:RestrictedInvestments contextRef="As_Of_12_31_2011_efsi_CarryingValueOptionQualitativeDisclosuresRelatedToElectionByEligibleItemOrGroupAxis_efsi_FederalReserveBankStockMember" unitRef="Unit12" decimals="-3">344000</us-gaap:RestrictedInvestments>
  <us-gaap:RestrictedInvestments contextRef="As_Of_12_31_2011_efsi_CarryingValueOptionQualitativeDisclosuresRelatedToElectionByEligibleItemOrGroupAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember" unitRef="Unit12" decimals="-3">3036000</us-gaap:RestrictedInvestments>
  <us-gaap:RestrictedInvestments contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">2943000</us-gaap:RestrictedInvestments>
  <us-gaap:RestrictedInvestments contextRef="As_Of_6_30_2012_efsi_CarryingValueOptionQualitativeDisclosuresRelatedToElectionByEligibleItemOrGroupAxis_efsi_CommunityBankersBankStockMember" unitRef="Unit12" decimals="-3">140000</us-gaap:RestrictedInvestments>
  <us-gaap:RestrictedInvestments contextRef="As_Of_6_30_2012_efsi_CarryingValueOptionQualitativeDisclosuresRelatedToElectionByEligibleItemOrGroupAxis_efsi_FederalReserveBankStockMember" unitRef="Unit12" decimals="-3">344000</us-gaap:RestrictedInvestments>
  <us-gaap:RestrictedInvestments contextRef="As_Of_6_30_2012_efsi_CarryingValueOptionQualitativeDisclosuresRelatedToElectionByEligibleItemOrGroupAxis_us-gaap_InvestmentInFederalHomeLoanBankStockMember" unitRef="Unit12" decimals="-3">2459000</us-gaap:RestrictedInvestments>
  <us-gaap:RestrictedInvestmentsAtFairValue contextRef="As_Of_12_31_2011_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">3520000</us-gaap:RestrictedInvestmentsAtFairValue>
  <us-gaap:RestrictedInvestmentsAtFairValue contextRef="As_Of_12_31_2011_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">3520000</us-gaap:RestrictedInvestmentsAtFairValue>
  <us-gaap:RestrictedInvestmentsAtFairValue contextRef="As_Of_6_30_2012_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_CarryingReportedAmountFairValueDisclosureMember" unitRef="Unit12" decimals="-3">2943000</us-gaap:RestrictedInvestmentsAtFairValue>
  <us-gaap:RestrictedInvestmentsAtFairValue contextRef="As_Of_6_30_2012_us-gaap_FairValueByBalanceSheetGroupingDisclosureItemAmountsAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">2943000</us-gaap:RestrictedInvestmentsAtFairValue>
  <us-gaap:RestrictedInvestmentsAtFairValue contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" decimals="-3">2943000</us-gaap:RestrictedInvestmentsAtFairValue>
  <us-gaap:RestrictedInvestmentsAtFairValue xsi:nil="true" contextRef="As_Of_6_30_2012_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" />
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">37374000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">39896000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="31%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Amortized&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Cost&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Gains&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Losses)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="9" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="9" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of U.S. government&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;corporations and agencies&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;15,795&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;905&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16,700&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;27,409&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,392&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;28,801&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of states and&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;41,353&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,329&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(14&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;43,668&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Corporate securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;11,942&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;980&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(19&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,903&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,054&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;214&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,268&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;98,553&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5,820&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(33&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;104,340&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="31%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="9" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="9" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of U.S. government&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;corporations and agencies&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17,655&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;878&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;18,533&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;33,420&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,143&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(17&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;34,546&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of states and&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;43,640&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,159&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(33&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;45,766&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Corporate securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,421&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;707&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(85&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;13,043&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,054&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;192&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,246&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;109,190&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;5,079&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(135&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;114,134&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock>
  <us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="34%"&gt; &lt;/td&gt;
&lt;td width="22%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="21%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 10px;" width="37%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 8px;" width="28%" colspan="3" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt; &lt;/td&gt;
&lt;td width="22%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance Sheet&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Location&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Value&lt;/font&gt;&lt;/td&gt;
&lt;td width="21%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance Sheet&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Location&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Value&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt; &lt;/td&gt;
&lt;td width="65%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="34%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Derivatives designated&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;as hedging instruments&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;under GAAP&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;
&lt;td width="21%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="7"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="34%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap contracts&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Liabilities&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 5px;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td width="21%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other Liabilities&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock>
  <us-gaap:ScheduleOfDerivativeInstrumentsTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="78%" colspan="11" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Three Months Ended June 30,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="left"&gt; &lt;/td&gt;
&lt;td width="32%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Amount of Gain (Loss)&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="left"&gt; &lt;/td&gt;
&lt;td width="32%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized in OCI&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="left"&gt; &lt;/td&gt;
&lt;td width="24%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Amount of Gain (Loss)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Derivatives in GAAP&lt;/font&gt;&lt;/td&gt;
&lt;td width="32%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;on Derivative&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Location of Gain (Loss)&lt;/font&gt;&lt;/td&gt;
&lt;td width="24%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized in Income&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Cash Flow Hedging&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="32%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Effective Portion)&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized in Income&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="24%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Ineffective Portion)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: #000000 3px double;" width="20%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Relationships&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/td&gt;
&lt;td width="18%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="22%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Ineffective Portion)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="13%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="left"&gt; &lt;/td&gt;
&lt;td width="32%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(dollars in thousands)&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" align="left"&gt; &lt;/td&gt;
&lt;td width="24%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="20%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;contracts, net of tax&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(47&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;) &lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(115&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 1px;" width="22%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Not applicable&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="21%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="27%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="79%" colspan="11" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended June 30,&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt; &lt;/td&gt;
&lt;td width="26%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Amount of Gain (Loss)&lt;/font&gt;&lt;/td&gt;
&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="13%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt; &lt;/td&gt;
&lt;td width="26%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized in OCI&lt;/font&gt;&lt;/td&gt;
&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td width="26%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Amount of Gain (Loss)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Derivatives in GAAP&lt;/font&gt;&lt;/td&gt;
&lt;td width="26%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;on Derivative&lt;/font&gt;&lt;/td&gt;
&lt;td width="27%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Location of Gain (Loss)&lt;/font&gt;&lt;/td&gt;
&lt;td width="26%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized in Income&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Cash Flow Hedging&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="26%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Effective Portion)&lt;/font&gt;&lt;/td&gt;
&lt;td width="27%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recognized in Income&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="26%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Ineffective Portion)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="border-bottom: #000000 3px double;" width="21%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Relationships&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" colspan="3" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="27%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Ineffective Portion)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="16%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt; &lt;/td&gt;
&lt;td width="26%" colspan="6" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(dollars in thousands)&lt;/font&gt;&lt;/td&gt;
&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td width="26%" colspan="4" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(dollars in thousands)&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="21%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;contracts, net of tax&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(35&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;) &lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(75&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 3px;" width="27%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Not applicable&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt; &lt;/div&gt;</us-gaap:ScheduleOfDerivativeInstrumentsTextBlock>
  <us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="30%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="15%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="15%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="15%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="51%" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value Measurements at June 30, 2012 Using&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt; &lt;/td&gt;
&lt;td width="17%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="20%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Identical&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="18%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="13%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt; &lt;/td&gt;
&lt;td width="68%" colspan="8" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Securities available for sale&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of U.S. government&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;corporations and agencies&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16,700&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16,700&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;28,801&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;28,801&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of states and&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;43,668&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;43,668&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Corporate securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,903&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,903&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity securities:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Bank preferred stock&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,268&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,268&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total assets at fair value&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;104,340&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,268&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;102,072&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="98%" colspan="9"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Liabilities:&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total liabilities at fair value&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;633&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="30%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="14%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="14%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="15%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt;

&lt;p&gt;&amp;nbsp;&lt;/p&gt;

&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="50%" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value Measurements at December 31, 2011 Using&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt; &lt;/td&gt;
&lt;td width="17%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Balance as of&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31,&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="19%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Quoted Prices&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;in Active&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Markets for&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Identical&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 1)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="18%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Other&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Observable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 2)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="13%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Significant&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unobservable&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Inputs&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(Level 3)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt; &lt;/td&gt;
&lt;td width="67%" colspan="8" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Assets:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Securities available for sale&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of U.S. government&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;corporations and agencies&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;18,533&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;18,533&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;34,546&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;34,546&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of states and&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;45,766&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;45,766&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Corporate securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;13,043&lt;/font&gt;&lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;13,043&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity securities:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Bank preferred stock&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,246&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,246&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total assets at fair value&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;114,134&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2,246&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;111,888&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="97%" colspan="9"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="97%" colspan="9"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Liabilities:&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="5%" align="left"&gt; &lt;/td&gt;
&lt;td width="14%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="15%" align="left"&gt; &lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Interest rate swap&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="30%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total liabilities at fair value&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="5%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="14%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;580&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock>
  <us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="19%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="16" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;As of June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;30 - 59&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;60 - 89&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;90 or More&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total Past&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Due&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Current&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total Loans&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;90 or More&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days Past Due&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Still Accruing&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Nonaccrual&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="17"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial &amp;amp; Industrial&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;424&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;15&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;441&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;21,890&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,331&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;380&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,051&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;99&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,530&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;91,030&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;92,560&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;384&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Non-owner occupied&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,076&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;139&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,215&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;36,462&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;37,677&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;139&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Construction and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;11,312&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;11,312&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;210&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;105&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;477&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;28,288&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;28,765&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;144&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Consumer:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Installment&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;83&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;16&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;99&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;12,912&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,011&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Residential:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Equity Lines&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;331&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;331&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;32,827&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;33,158&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;420&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,491&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;249&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,740&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;179,511&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;182,251&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;605&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,215&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,215&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;All Other Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,225&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="17"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,995&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,575&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;263&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,833&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;421,672&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;428,505&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;164&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,692&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="19%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="6%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="16" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;As of December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;30 - 59&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;60 - 89&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;90 or More&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Days&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total Past&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Due&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Current&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total Loans&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;90 or More&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Past Due&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Still Accruing&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Nonaccrual&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Loans&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="17"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="17"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial - Non Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 2px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial &amp;amp; Industrial&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;114&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;421&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;535&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,331&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;22,866&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial Real Estate:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;174&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;9&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;447&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;630&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;82,476&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;83,106&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;600&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Non-owner occupied&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;873&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,102&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,975&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;32,962&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;34,937&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;234&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Construction and Farmland:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;10,594&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;10,594&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;151&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Commercial&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;24,375&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;24,375&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Consumer:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Installment&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;114&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;132&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,053&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;13,185&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;5&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Residential:&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Equity Lines&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;217&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;30&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;247&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;33,182&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;33,429&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;177&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,187&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;194&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;717&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,098&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;176,111&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;179,209&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;89&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,287&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Multifamily&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,517&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,517&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;All Other Loans&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,206&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;4,206&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="17"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 4px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;3,679&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,769&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;1,169&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;6,617&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;403,807&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;410,424&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;94&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="1"&gt;2,449&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock>
  <us-gaap:ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="32%"&gt; &lt;/td&gt;
&lt;td width="13%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="15%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="5%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="8" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 9px;" colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 9px;" colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Shares&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Weighted&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Average&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Grant Date&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Shares&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Weighted&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Average&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Grant Date&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Nonvested, beginning of period&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;13,700&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16.11&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,772&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16.89&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Granted&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;14,500&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17.87&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12,300&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16.76&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Vested&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(7,363&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16.10&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(5,691&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17.26&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Forfeited&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(737&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16.25&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(2,081&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;)&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;18.38&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Nonvested, end of period&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;20,100&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17.37&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17,300&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;16.50&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock>
  <us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="27%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="9%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;
&lt;td width="2%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;
&lt;td width="7%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="24%" colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Less than 12 months&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="23%" colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;12 months or more&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="26%" colspan="4" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="13%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="12%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="15%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Fair Value&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td width="11%" colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Gross&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Unrealized&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Losses&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="73%" colspan="12" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td width="73%" colspan="12" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of U.S. government&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;corporations and agencies&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;- $&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of states and&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;280&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;14&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;280&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;14&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Corporate securities&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;970&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;19&lt;/font&gt;&lt;/td&gt;
&lt;td width="2%" align="left"&gt; &lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="7%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;970&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;19&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="27%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="9%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;970&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;19&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="2%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;280&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="7%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;14&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="11%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,250&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="8%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt; &lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" colspan="12" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;December 31, 2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="12" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of U.S. government&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;corporations and agencies&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Mortgage-backed securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;4,003&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;4,003&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;17&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Obligations of states and&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;political subdivisions&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;282&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;294&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;31&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;576&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;33&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Corporate securities&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,913&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;85&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1,913&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;85&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Equity securities&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,198&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;104&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;294&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;31&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;6,492&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;135&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock>
  <us-gaap:ScheduleOfWeightedAverageNumberOfSharesTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="43%"&gt; &lt;/td&gt;
&lt;td width="18%"&gt; &lt;/td&gt;
&lt;td width="11%"&gt; &lt;/td&gt;
&lt;td width="18%"&gt; &lt;/td&gt;
&lt;td width="8%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Three Months Ended&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;June 30,&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2012&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2011&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="5"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Average number of common shares outstanding&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,326,999&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,286,551&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,321,502&lt;/font&gt;&lt;/td&gt;
&lt;td align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,280,757&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Effect of dilutive common stock&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,891&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,780&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;8,821&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;7,234&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Average number of common shares outstanding&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;used to calculate diluted earnings per share&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,335,890&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,294,331&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,330,323&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;3,287,991&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;/div&gt;</us-gaap:ScheduleOfWeightedAverageNumberOfSharesTableTextBlock>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">42000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensation contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">90000</us-gaap:ShareBasedCompensation>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTitleOfIndividualAxis_efsi_OutsideDirectorsMember">P9M</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTitleOfIndividualAxis_us-gaap_ExecutiveOfficerMember">P3Y</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="INF">2081</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit1" decimals="INF">737</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit16" decimals="2">18.38</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit16" decimals="2">16.25</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="INF">12300</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit1" decimals="INF">14500</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit16" decimals="2">16.76</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit16" decimals="2">17.87</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="As_Of_12_31_2010" unitRef="Unit1" decimals="INF">12772</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="As_Of_6_30_2011" unitRef="Unit1" decimals="INF">17300</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="As_Of_12_31_2011" unitRef="Unit1" decimals="INF">13700</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber contextRef="As_Of_6_30_2012" unitRef="Unit1" decimals="INF">20100</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="As_Of_12_31_2010" unitRef="Unit16" decimals="2">16.89</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="As_Of_6_30_2011" unitRef="Unit16" decimals="2">16.50</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="As_Of_12_31_2011" unitRef="Unit16" decimals="2">16.11</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue contextRef="As_Of_6_30_2012" unitRef="Unit16" decimals="2">17.37</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="INF">5691</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit1" decimals="INF">7363</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit16" decimals="2">17.26</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit16" decimals="2">16.10</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
  <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized contextRef="As_Of_6_30_2012" unitRef="Unit1" decimals="INF">300000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2010" unitRef="Unit12" decimals="-3">53829000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2010_us-gaap_StatementScenarioAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">1210000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2010_us-gaap_StatementScenarioAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">9076000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2010_us-gaap_StatementScenarioAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">8124000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2010_us-gaap_StatementScenarioAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">35419000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_6_30_2011" unitRef="Unit12" decimals="-3">56489000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_6_30_2011_us-gaap_StatementScenarioAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">2126000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_6_30_2011_us-gaap_StatementScenarioAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">9434000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_6_30_2011_us-gaap_StatementScenarioAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">8199000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_6_30_2011_us-gaap_StatementScenarioAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">36730000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">58090000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2011_us-gaap_StatementScenarioAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">2931000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2011_us-gaap_StatementScenarioAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">9568000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2011_us-gaap_StatementScenarioAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">8217000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_12_31_2011_us-gaap_StatementScenarioAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">37374000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">61639000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" decimals="-3">3452000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">9998000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">8293000</us-gaap:StockholdersEquity>
  <us-gaap:StockholdersEquity contextRef="As_Of_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">39896000</us-gaap:StockholdersEquity>
  <us-gaap:StockIssued1 contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">302000</us-gaap:StockIssued1>
  <us-gaap:StockIssued1 contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">308000</us-gaap:StockIssued1>
  <us-gaap:StockIssuedDuringPeriodSharesDividendReinvestmentPlan contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">19446000</us-gaap:StockIssuedDuringPeriodSharesDividendReinvestmentPlan>
  <us-gaap:StockIssuedDuringPeriodSharesDividendReinvestmentPlan contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit1" decimals="-3">16696000</us-gaap:StockIssuedDuringPeriodSharesDividendReinvestmentPlan>
  <us-gaap:StockIssuedDuringPeriodSharesEmployeeBenefitPlan contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">5184000</us-gaap:StockIssuedDuringPeriodSharesEmployeeBenefitPlan>
  <us-gaap:StockIssuedDuringPeriodSharesEmployeeBenefitPlan contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit1" decimals="-3">6099000</us-gaap:StockIssuedDuringPeriodSharesEmployeeBenefitPlan>
  <us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="-3">5691000</us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures>
  <us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit1" decimals="-3">7363000</us-gaap:StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures>
  <us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">302000</us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan>
  <us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_StatementScenarioAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">254000</us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan>
  <us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_StatementScenarioAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">48000</us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan>
  <us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">308000</us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan>
  <us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">266000</us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan>
  <us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">42000</us-gaap:StockIssuedDuringPeriodValueDividendReinvestmentPlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">89000</us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_StatementScenarioAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">76000</us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_StatementScenarioAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">13000</us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">106000</us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan xsi:nil="true" contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_AccumulatedOtherComprehensiveIncomeMember" unitRef="Unit12" />
  <us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">91000</us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">15000</us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeBenefitPlan xsi:nil="true" contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" />
  <us-gaap:StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_StatementScenarioAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-14000</us-gaap:StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures>
  <us-gaap:StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures contextRef="Duration_1_1_2011_To_6_30_2011_us-gaap_StatementScenarioAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">14000</us-gaap:StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures>
  <us-gaap:StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-19000</us-gaap:StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures>
  <us-gaap:StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures contextRef="Duration_1_1_2012_To_6_30_2012_us-gaap_StatementScenarioAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">19000</us-gaap:StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures>
  <us-gaap:SubsequentEventsTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;div&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;
&lt;/font&gt;
&lt;div&gt;

&lt;p style="text-align: left;"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;NOTE 13. Subsequent Events&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p style="text-align: left;"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;The Company has evaluated events and transactions subsequent to June 30, 2012 through the date these financial statements were issued. Based on definitions and requirements of Generally Accepted Accounting Principles for "Subsequent Events", the Company has not identified any events that would require adjustments to, or disclosure in the financial statements.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:SubsequentEventsTextBlock>
  <us-gaap:SuppliesAndPostageExpense contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">168000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:SuppliesAndPostageExpense contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">69000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:SuppliesAndPostageExpense contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">140000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:SuppliesAndPostageExpense contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">69000</us-gaap:SuppliesAndPostageExpense>
  <us-gaap:TimeDeposits contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">131070000</us-gaap:TimeDeposits>
  <us-gaap:TimeDeposits contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">117646000</us-gaap:TimeDeposits>
  <us-gaap:TimeDeposits100000OrMoreDomestic contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">54114000</us-gaap:TimeDeposits100000OrMoreDomestic>
  <us-gaap:TimeDeposits100000OrMoreDomestic contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">46751000</us-gaap:TimeDeposits100000OrMoreDomestic>
  <us-gaap:TimeDepositsLessThan100000 contextRef="As_Of_12_31_2011" unitRef="Unit12" decimals="-3">76956000</us-gaap:TimeDepositsLessThan100000>
  <us-gaap:TimeDepositsLessThan100000 contextRef="As_Of_6_30_2012" unitRef="Unit12" decimals="-3">70895000</us-gaap:TimeDepositsLessThan100000>
  <us-gaap:TransferToOtherRealEstate contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">2960000</us-gaap:TransferToOtherRealEstate>
  <us-gaap:TransferToOtherRealEstate contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">579000</us-gaap:TransferToOtherRealEstate>
  <us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock contextRef="Duration_1_1_2012_To_6_30_2012">&lt;div&gt; &lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr valign="bottom"&gt;&lt;td colspan="7" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Three Months Ended June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Number of&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Contracts&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Pre-Modification&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Outstanding&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Post-Modification&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Outstanding&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impairment&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Accrued&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="8"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="8"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;
&lt;td align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 11px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan="8"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 11px;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="margin: 0px;"&gt; &lt;/p&gt;

&lt;div&gt;

&lt;table border="0" cellspacing="0"&gt;
&lt;tr&gt;&lt;td width="25%"&gt; &lt;/td&gt;
&lt;td width="18%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="19%"&gt; &lt;/td&gt;
&lt;td width="4%"&gt; &lt;/td&gt;
&lt;td width="17%"&gt; &lt;/td&gt;
&lt;td width="3%"&gt; &lt;/td&gt;
&lt;td width="10%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="25%" align="left"&gt; &lt;/td&gt;
&lt;td width="74%" colspan="7" align="center"&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Six Months Ended June 30, 2012&lt;/font&gt;&lt;/b&gt;&lt;br /&gt;&lt;b&gt;&lt;font style="font-family: TimesNewRomanPS-BoldMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;(in thousands)&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="25%" align="left"&gt; &lt;/td&gt;
&lt;td width="18%" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Number of&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Contracts&lt;/font&gt;&lt;/td&gt;
&lt;td width="22%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Pre-Modification&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Outstanding&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td width="21%" colspan="2" align="center"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;Post-Modification&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Outstanding&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Recorded&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Investment&lt;/font&gt;&lt;/td&gt;
&lt;td width="13%" colspan="2" align="center"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Impairment&lt;/font&gt;&lt;br /&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Accrued&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="8"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="8"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="25%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Residential&lt;/font&gt;&lt;/td&gt;
&lt;td width="18%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="19%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="17%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="10%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="25%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Single family&lt;/font&gt;&lt;/td&gt;
&lt;td style="text-indent: 11px;" width="18%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="19%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;91&lt;/font&gt;&lt;/td&gt;
&lt;td width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="17%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;91&lt;/font&gt;&lt;/td&gt;
&lt;td width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="25%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Commercial Real Estate&lt;/font&gt;&lt;/td&gt;
&lt;td width="18%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="19%" align="left"&gt; &lt;/td&gt;
&lt;td width="4%" align="left"&gt; &lt;/td&gt;
&lt;td width="17%" align="left"&gt; &lt;/td&gt;
&lt;td width="3%" align="left"&gt; &lt;/td&gt;
&lt;td width="10%" align="left"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="text-indent: 3px;" width="25%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Owner Occupied&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 11px;" width="18%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;1&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="19%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="17%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;162&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt; &lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td width="99%" colspan="8"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td width="25%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;Total&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double; text-indent: 11px;" width="18%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;2&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="19%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;253&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="4%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="17%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;253&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="3%" align="left"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;$&lt;/font&gt;&lt;/td&gt;
&lt;td style="border-bottom: #000000 3px double;" width="10%" align="right"&gt;&lt;font style="font-family: TimesNewRomanPSMT,Times New Roman,Times,serif;" class="_mt" size="2"&gt;-&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt; &lt;/div&gt;</us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock>
  <us-gaap:UnrealizedGainLossOnInvestments contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit12" decimals="-3">1500000</us-gaap:UnrealizedGainLossOnInvestments>
  <us-gaap:UnrealizedGainLossOnInvestments contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit12" decimals="-3">843000</us-gaap:UnrealizedGainLossOnInvestments>
  <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="0">7234</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
  <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="0">7780</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
  <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit1" decimals="0">8821</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
  <us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit1" decimals="0">8891</us-gaap:WeightedAverageNumberDilutedSharesOutstandingAdjustment>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="0">3287991</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="0">3294331</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit1" decimals="0">3330323</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit1" decimals="0">3335890</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Duration_1_1_2011_To_6_30_2011" unitRef="Unit1" decimals="0">3280757</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Duration_4_1_2011_To_6_30_2011" unitRef="Unit1" decimals="0">3286551</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Duration_1_1_2012_To_6_30_2012" unitRef="Unit1" decimals="0">3321502</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="Duration_4_1_2012_To_6_30_2012" unitRef="Unit1" decimals="0">3326999</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
  <!--Footnote Section-->
</xbrl>
