XML 38 R2.htm IDEA: XBRL DOCUMENT v2.4.0.6
Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Dec. 31, 2011
Assets    
Cash and due from banks $ 7,307 $ 7,610
Interest-bearing deposits with other institutions 5,689 14,331
Total cash and cash equivalents 12,996 21,941
Securities available for sale, at fair value 104,340 114,134
Restricted investments 2,943 3,520
Loans 428,505 410,424
Allowance for loan losses (8,628) (8,743)
Net Loans 419,877 401,681
Bank premises and equipment, net 16,370 15,200
Other real estate owned, net of allowance 2,172 2,378
Other assets 10,219 9,168
Total assets 568,917 568,022
Liabilities and Shareholders' Equity    
Noninterest bearing demand deposits 115,478 107,237
Savings and interest bearing demand deposits 220,993 210,158
Time deposits 117,646 131,070
Total deposits 454,117 448,465
Federal funds purchased and securities sold under agreements to repurchase 10,000 10,000
Federal Home Loan Bank advances 32,250 42,250
Trust preferred capital notes 7,217 7,217
Other liabilities 3,694 2,000
Total liabilities 507,278 509,932
Shareholders' Equity    
Preferred stock, $10 par value; 500,000 shares authorized and unissued      
Common stock, $2.50 par value; authorized 10,000,000 shares; issued 2012, 3,317,150; issued 2011, 3,286,992 8,293 8,217
Surplus 9,998 9,568
Retained earnings 39,896 37,374
Accumulated other comprehensive income 3,452 2,931
Total shareholders' equity 61,639 58,090
Total liabilities and shareholders' equity $ 568,917 $ 568,022