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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2012
Dec. 31, 2011
Assets    
Cash and due from banks $ 7,978 $ 7,610
Interest-bearing deposits with other institutions 13,834 14,331
Total cash and cash equivalents 21,812 21,941
Securities available for sale, at fair value 101,186 114,134
Restricted investments 2,777 3,520
Loans 427,499 410,424
Allowance for loan losses (7,961) (8,743)
Net Loans 419,538 401,681
Bank premises and equipment, net 16,420 15,200
Other real estate owned, net of allowance 2,364 2,378
Other assets 10,055 9,168
Total assets 574,152 568,022
Liabilities and Shareholders' Equity    
Noninterest bearing demand deposits 122,093 107,237
Savings and interest bearing demand deposits 219,984 210,158
Time deposits 115,101 131,070
Total deposits 457,178 448,465
Federal funds purchased and securities sold under agreements to repurchase 10,000 10,000
Federal Home Loan Bank advances 32,250 42,250
Trust preferred capital notes 7,217 7,217
Other liabilities 4,709 2,000
Total liabilities 511,354 509,932
Shareholders' Equity    
Preferred stock, $10 par value; 500,000 shares authorized and unissued      
Common stock, $2.50 par value; authorized 10,000,000 shares; issued 2012, 3,324,636; issued 2011, 3,286,992 8,312 8,217
Surplus 10,218 9,568
Retained earnings 40,548 37,374
Accumulated other comprehensive income 3,720 2,931
Total shareholders' equity 62,798 58,090
Total liabilities and shareholders' equity $ 574,152 $ 568,022