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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
Assets    
Cash and due from banks $ 8,583 $ 9,782
Interest-bearing deposits with other institutions 13,246 38,908
Total cash and cash equivalents 21,829 48,690
Securities available for sale, at fair value 112,359 102,754
Restricted investments 2,642 2,777
Loans 423,850 418,097
Allowance for loan losses (6,960) (6,577)
Net Loans 416,890 411,520
Bank premises and equipment, net 16,834 16,545
Other real estate owned, net of allowance 2,928 2,928
Other assets 7,364 8,062
Total assets 580,846 593,276
Liabilities and Shareholders' Equity    
Noninterest bearing demand deposits 135,650 134,871
Savings and interest bearing demand deposits 227,876 231,249
Time deposits 109,554 110,981
Total deposits 473,080 477,101
Federal funds purchased and securities sold under agreements to repurchase   10,000
Federal Home Loan Bank advances 32,250 32,250
Trust preferred capital notes 7,217 7,217
Other liabilities 3,429 3,002
Total liabilities 515,976 529,570
Shareholders' Equity    
Preferred stock, $10 par value; 500,000 shares authorized and unissued      
Common stock, $2.50 par value; authorized 10,000,000 shares; issued 2013, 3,350,379; issued 2012, 3,336,022 8,376 8,340
Surplus 10,636 10,424
Retained earnings 42,657 41,494
Accumulated other comprehensive income 3,201 3,448
Total shareholders' equity 64,870 63,706
Total liabilities and shareholders' equity $ 580,846 $ 593,276