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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest and Dividend Income    
Interest and fees on loans $ 5,331 $ 5,675
Interest and dividends on securities available for sale:    
Taxable interest income 547 598
Interest income exempt from federal income taxes 324 360
Dividends 67 103
Interest on deposits in banks 9 3
Total interest and dividend income 6,278 6,739
Interest Expense    
Interest on deposits 326 444
Interest on federal funds purchased and securities sold under agreements to repurchase 28 91
Interest on Federal Home Loan Bank advances 270 298
Interest on trust preferred capital notes 34 38
Interest on interest rate swap 45 41
Total interest expense 703 912
Net interest income 5,575 5,827
Provision For Loan Losses 383 300
Net interest income after provision for loan losses 5,192 5,527
Noninterest Income    
Income from fiduciary activities 360 240
Service charges on deposit accounts 343 352
Other service charges and fees 800 810
Gain on sale of securities 390  
Other operating income 39 68
Total noninterest income 1,932 1,470
Noninterest Expenses    
Salaries and employee benefits 2,641 2,613
Occupancy expenses 281 292
Equipment expenses 155 164
Advertising and marketing expenses 127 115
Stationery and supplies 78 71
ATM network fees 157 122
Other real estate owned expense 8 21
(Gain) loss on the sale of other real estate owned   (11)
FDIC assessment 97 183
Computer software expense 155 157
Bank franchise tax 101 101
Professional fees 241 261
Other operating expenses 542 513
Total noninterest expenses 4,583 4,602
Income before income taxes 2,541 2,395
Income Tax Expense 738 681
Net income $ 1,803 $ 1,714
Earnings Per Share    
Net income per common share, basic $ 0.54 $ 0.52
Net income per common share, diluted $ 0.53 $ 0.52