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Loans (Tables)
12 Months Ended
Dec. 31, 2013
Loans and Leases Receivable Disclosure [Abstract]  
Schedule Of Composition Of Loans
The composition of loans at December 31, 2013 and 2012 was as follows:
 
 
 
December 31,
 
 
2013
 
2012
 
 
(in thousands)
Mortgage loans on real estate:
 
 
 
 
Construction and land development
 
$
27,047

 
$
30,846

Secured by farmland
 
9,886

 
7,030

Secured by 1-4 family residential properties
 
218,633

 
214,619

Multifamily
 
2,850

 
2,808

Commercial
 
148,166

 
124,382

Loans to farmers
 
1,321

 
1,525

Commercial and industrial loans
 
20,865

 
21,640

Consumer installment loans
 
13,785

 
13,307

All other loans
 
1,720

 
1,940

 
 
$
444,273

 
$
418,097

Less: Allowance for loan losses
 
5,488

 
6,577

 
 
$
438,785

 
$
411,520