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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Interest and Dividend Income    
Interest and fees on loans $ 5,331 $ 5,331
Interest and dividends on securities available for sale:    
Taxable interest income 507 547
Interest income exempt from federal income taxes 286 324
Dividends 25 67
Interest on deposits in banks 1 9
Total interest and dividend income 6,150 6,278
Interest Expense    
Interest on deposits 244 326
Interest on federal funds purchased and securities sold under agreements to repurchase 13 28
Interest on Federal Home Loan Bank advances 159 270
Interest on trust preferred capital notes 33 34
Interest on interest rate swap 46 45
Total interest expense 495 703
Net interest income 5,655 5,575
Provision For Loan Losses 283 383
Net interest income after provision for loan losses 5,372 5,192
Noninterest Income    
Income from fiduciary activities 299 360
Service charges on deposit accounts 333 343
Other service charges and fees 653 800
Gain on sale of securities 0 390
Other operating income 66 39
Total noninterest income 1,351 1,932
Noninterest Expenses    
Salaries and employee benefits 2,825 2,641
Occupancy expenses 337 281
Equipment expenses 182 155
Advertising and marketing expenses 132 127
Stationery and supplies 90 78
ATM network fees 157 157
Other real estate owned expense 4 8
FDIC assessment 81 97
Computer software expense 199 155
Bank franchise tax 102 101
Professional fees 217 241
Other operating expenses 517 542
Total noninterest expenses 4,843 4,583
Income before income taxes 1,880 2,541
Income Tax Expense 517 738
Net income $ 1,363 $ 1,803
Earnings Per Share    
Net income per common share, basic $ 0.40 $ 0.54
Net income per common share, diluted $ 0.40 $ 0.53