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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Interest and Dividend Income        
Interest and fees on loans $ 5,589 $ 5,343 $ 10,920 $ 10,674
Interest and dividends on securities available for sale:        
Taxable interest income 482 518 989 1,065
Interest income exempt from federal income taxes 278 314 564 638
Dividends 46 42 71 109
Interest on deposits in banks 1 6 2 15
Total interest and dividend income 6,396 6,223 12,546 12,501
Interest Expense        
Interest on deposits 245 288 489 614
Interest on federal funds purchased and securities sold under agreements to repurchase 7 1 20 29
Interest on Federal Home Loan Bank advances 158 273 317 543
Interest on trust preferred capital notes 32 33 65 67
Interest on interest rate swap 46 45 92 90
Total interest expense 488 640 983 1,343
Net interest income 5,908 5,583 11,563 11,158
Provision For Loan Losses (283) 384 0 767
Net interest income after provision for loan losses 6,191 5,199 11,563 10,391
Noninterest Income        
Income from fiduciary activities 362 273 661 633
Service charges on deposit accounts 319 366 652 709
Other service charges and fees 827 1,443 1,480 2,243
Gain on sale of securities 6 10 6 400
Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax 6 10 6 400
Other operating income 46 377 112 416
Total noninterest income 1,560 2,469 2,911 4,401
Noninterest Expenses        
Salaries and employee benefits 2,926 2,910 5,751 5,551
Occupancy expenses 307 319 644 600
Equipment expenses 167 191 349 346
Advertising and marketing expenses 126 144 258 271
Stationery and supplies 74 68 164 146
ATM network fees 201 143 358 300
Other real estate owned expense 6 20 10 28
Gains (Losses) on Sales of Other Real Estate 17 53 17 53
FDIC assessment 86 96 167 193
Computer software expense 213 164 412 319
Bank franchise tax 117 101 219 202
Professional fees 254 284 471 525
Other operating expenses 506 565 1,023 1,107
Total noninterest expenses 4,966 4,952 9,809 9,535
Income before income taxes 2,785 2,716 4,665 5,257
Income Tax Expense 827 715 1,344 1,453
Net income $ 1,958 $ 2,001 $ 3,321 $ 3,804
Earnings Per Share        
Net income per common share, basic $ 0.57 $ 0.59 $ 0.97 $ 1.13
Net income per common share, diluted $ 0.57 $ 0.59 $ 0.97 $ 1.12