XML 18 R48.htm IDEA: XBRL DOCUMENT
v2.4.1.9

Capital Requirements (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2014
Banking and Thrift [Abstract] |
Schedule Of Capital Requirements | The following table presents the Company’s and the Bank’s actual capital amounts and ratios at December 31, 2014 and 2013:
|  |  |  |  |  |  |  |  |  | Minimum To Be Well
|  |  |  |  |  | Minimum Capital |  | Capitalized Under Prompt Corrective
|  | Actual |  | Requirement |  | Action Provisions
|  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
|  | (dollars in thousands)
December 31, 2014: |  |  |  |  |  |  |  |  |  |  |  |
Total Capital to Risk Weighted Assets |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 83,923 |  |  | 19.06 | % |  | $ | 35,222 |  |  | 8.00 | % |  | N/A
Bank of Clarke County |  | $ | 80,035 |  |  | 18.24 | % |  | $ | 35,107 |  |  | 8.00 | % |  | $ | 43,883 |  |  | 10.00 | %
Tier 1 Capital to Risk Weighted Assets |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 78,817 |  |  | 17.90 | % |  | $ | 17,611 |  |  | 4.00 | % |  | N/A
Bank of Clarke County |  | $ | 74,929 |  |  | 17.07 | % |  | $ | 17,553 |  |  | 4.00 | % |  | $ | 26,330 |  |  | 6.00 | %
Tier 1 Capital to Average Assets |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 78,817 |  |  | 12.86 | % |  | $ | 24,515 |  |  | 4.00 | % |  | N/A
Bank of Clarke County |  | $ | 74,929 |  |  | 12.28 | % |  | $ | 24,416 |  |  | 4.00 | % |  | $ | 30,520 |  |  | 5.00 | %
December 31, 2013: |  |  |  |  |  |  |  |  |  |  |  |
Total Capital to Risk Weighted Assets |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 78,426 |  |  | 18.42 | % |  | $ | 34,062 |  |  | 8.00 | % |  | N/A
Bank of Clarke County |  | $ | 74,595 |  |  | 17.61 | % |  | $ | 33,879 |  |  | 8.00 | % |  | $ | 42,349 |  |  | 10.00 | %
Tier 1 Capital to Risk Weighted Assets |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 73,101 |  |  | 17.17 | % |  | $ | 17,031 |  |  | 4.00 | % |  | N/A
Bank of Clarke County |  | $ | 69,299 |  |  | 16.36 | % |  | $ | 16,940 |  |  | 4.00 | % |  | $ | 25,409 |  |  | 6.00 | %
Tier 1 Capital to Average Assets |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 73,101 |  |  | 12.48 | % |  | $ | 23,435 |  |  | 4.00 | % |  | N/A
Bank of Clarke County |  | $ | 69,299 |  |  | 11.89 | % |  | $ | 23,313 |  |  | 4.00 | % |  | $ | 29,141 |  |  | 5.00 | %

X
- Details
Name: | us-gaap_BankingAndThriftAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=7881181&loc=d3e65071-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958568-112826 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958570-112826 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1G -URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958577-112826 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration