Troubled Debt Restructurings (Tables)

9 Months Ended

Sep. 30, 2015

Schedule Of Troubled Debt Restructurings On Financing Receivables

There were twenty-three (23) troubled debt restructured loans totaling $7.8 million at September 30, 2015. At December 31, 2014, there were twenty-five (25) troubled debt restructured loans totaling $7.8 million. Two loans, totaling $340 thousand, were in nonaccrual status at September 30, 2015. Eight loans, totaling $1.4 million, were in nonaccrual status at December 31, 2014. There were no outstanding commitments to lend additional amounts to troubled debt restructured borrowers at September 30, 2015 or December 31, 2014.

The following tables and narrative set forth information on the Company’s troubled debt restructurings by class of financing receivable occurring during the three and nine months ended September 30, 2015 and September 30, 2014:



		Three Months Ended
		September 30, 2015
		(in thousands)
	Number of Contracts	Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
Residential:
Single family	1	$	169	$	169
	1	$	169	$	169

		Three Months Ended
		September 30, 2014
		(in thousands)
	Number of Contracts	Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
Commercial - Non Real Estate:
Commercial & Industrial	1	$	289	$	289
Residential:
Equity	1	69		69
Single family	1	652		350
	3	$	1,010	$	708

		Nine Months Ended
		September 30, 2015
		(in thousands)
	Number of Contracts	Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
Residential:
Single family	2	$	688	$	688
Total	2	$	688	$	688

		Nine Months Ended
		September 30, 2014
		(in thousands)
	Number of Contracts	Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
Commercial - Non Real Estate:
Commercial & Industrial	1	$	289	$	289
Residential:
Equity Lines	1	69		69
Single family	1	652		350
Total	3	$	1,010	$	708

Loans By Class Of Financing Receivable Modified As TDRs

Loans by class of financing receivable modified as TDRs within the previous 12 months and for which there was a payment default during the stated periods were:



	Three Months Ended
	September 30, 2014
	(in thousands)
	Number of Contracts	Recorded Investment
Construction and Farmland:
Commercial	2	$	1,608
Total	2	$	1,608


	Nine Months Ended
	September 30, 2015
	(in thousands)
	Number of Contracts	Recorded Investment
Commercial - Non Real Estate:
Commercial & Industrial	1	$	73
Residential:
Equity Lines	1	62
Total	2	$	135

	Nine Months Ended
	September 30, 2014
	(in thousands)
	Number of Contracts	Recorded Investment
Construction and Farmland:
Commercial	2	$	1,608
Total	2	$	1,608