XML 28 R12.htm IDEA: XBRL DOCUMENT v3.7.0.1
Loans
12 Months Ended
Dec. 31, 2016
Loans and Leases Receivable Disclosure [Abstract]  
Loans
Loans
The composition of loans at December 31, 2016 and 2015 was as follows:
 
 
 
December 31,
 
 
2016
 
2015
 
 
(in thousands)
Mortgage loans on real estate:
 
 
 
 
Construction and land development
 
$
23,266

 
$
35,019

Secured by farmland
 
8,525

 
6,550

Secured by 1-4 family residential properties
 
227,966

 
229,651

Multifamily
 
3,566

 
3,975

Commercial
 
208,525

 
175,172

Loans to farmers
 
1,338

 
1,331

Commercial and industrial loans
 
30,341

 
29,366

Consumer installment loans
 
12,677

 
13,530

All other loans
 
738

 
979

Total loans (1)
 
$
516,942

 
$
495,573

Less: Allowance for loan losses
 
4,505

 
4,959

Net Loans
 
$
512,437

 
$
490,614

 
 
 
 
 

(1) Included in total loans were net deferred loan fees of $183 thousand and $103 thousand, respectively.