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Capital Requirements (Tables)
 12 Months Ended
Dec. 31, 2016
Banking and Thrift [Abstract]  
Schedule Of Capital Requirements
The following table presents the Company’s and the Bank’s actual capital amounts and ratios at December 31, 2016 and 2015:
 
 
 
 
 
 
 
 
 
 
 
Minimum
To Be Well
 
 
 
 
 
 
Minimum
Capital
 
Capitalized Under
Prompt Corrective
 
 
Actual
 
Requirement
 
Action Provisions
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
 
(dollars in thousands)
December 31, 2016:
 
 
 
 
 
 
 
 
 
 
 
 
Common Equity Tier 1 Capital to Risk
 
 
 
 
 
 
 
 
 
 
 
 
Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
79,440

 
15.68
%
 
$
22,798

 
4.50
%
 
N/A
Bank of Clarke County
 
$
76,124

 
15.11
%
 
$
22,666

 
4.50
%
 
$
32,740

 
6.50
%
Total Capital to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
83,977

 
16.58
%
 
$
40,531

 
8.00
%
 
N/A
Bank of Clarke County
 
$
80,640

 
16.01
%
 
$
40,295

 
8.00
%
 
$
50,369

 
10.00
%
Tier 1 Capital to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
79,440

 
15.68
%
 
$
30,398

 
6.00
%
 
N/A
Bank of Clarke County
 
$
76,124

 
15.11
%
 
$
30,221

 
6.00
%
 
$
40,295

 
8.00
%
Tier 1 Capital to Average Assets
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
79,440

 
11.84
%
 
$
26,848

 
4.00
%
 
N/A
Bank of Clarke County
 
$
76,124

 
11.40
%
 
$
26,711

 
4.00
%
 
$
33,389

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2015:
 
 
 
 
 
 
 
 
 
 
 
 
Common Equity Tier 1 Capital to Risk
 
 
 
 
 
 
 
 
 
 
 
 
Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
77,170

 
15.22
%
 
$
22,819

 
4.50
%
 
N/A
Bank of Clarke County
 
$
74,034

 
14.72
%
 
$
22,633

 
4.50
%
 
$
32,692

 
6.50
%
Total Capital to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
82,156

 
16.20
%
 
$
40,567

 
8.00
%
 
N/A
Bank of Clarke County
 
$
78,997

 
15.71
%
 
$
40,237

 
8.00
%
 
$
50,296

 
10.00
%
Tier 1 Capital to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
77,170

 
15.22
%
 
$
30,425

 
6.00
%
 
N/A
Bank of Clarke County
 
$
74,034

 
14.72
%
 
$
30,177

 
6.00
%
 
$
40,237

 
8.00
%
Tier 1 Capital to Average Assets
 
 
 
 
 
 
 
 
 
 
 
 
Consolidated
 
$
77,170

 
12.13
%
 
$
25,438

 
4.00
%
 
N/A
Bank of Clarke County
 
$
74,034

 
11.65
%
 
$
25,426

 
4.00
%
 
$
31,783

 
5.00
%