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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Interest and Dividend Income    
Interest and fees on loans $ 5,736 $ 5,709
Interest and dividends on securities available for sale:    
Taxable interest income 550 440
Interest income exempt from federal income taxes 254 233
Dividends 5 23
Interest on deposits with other institutions 21 16
Total interest and dividend income 6,566 6,421
Interest Expense    
Interest on deposits 203 201
Interest on Federal Home Loan Bank advances 0 65
Interest on interest rate swap 0 41
Total interest expense 203 307
Net interest income 6,363 6,114
(Recovery of) Provision For Loan Losses (527) 79
Net interest income after (recovery of) provision for loan losses 6,890 6,035
Noninterest Income    
Income from fiduciary activities 292 328
Service charges on deposit accounts 299 290
Other service charges and fees 953 829
Gain on sale of securities 50 86
Other operating income 79 102
Total noninterest income 1,673 1,635
Noninterest Expenses    
Salaries and employee benefits 3,350 3,264
Occupancy expenses 377 408
Equipment expenses 239 246
Advertising and marketing expenses 178 162
Stationery and supplies 41 50
ATM network fees 220 177
Other real estate owned expense 1 0
(Gain) on sales of other real estate owned (1) 0
FDIC assessment 52 105
Computer software expense 196 136
Bank franchise tax 125 126
Professional fees 291 228
Data processing fees 117 64
Other operating expenses 525 588
Total noninterest expenses 5,711 5,554
Income before income taxes 2,852 2,116
Income Tax Expense 810 591
Net income $ 2,042 $ 1,525
Earnings Per Share    
Net income per common share, basic $ 0.59 $ 0.43
Net income per common share, diluted $ 0.59 $ 0.43