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Loans and Allowance for Loan Losses (Tables) | 3 Months Ended
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Mar. 31, 2018
Receivables [Abstract] |
Schedule Of Composition Of Loans | The composition of loans at March 31, 2018 and December 31, 2017 was as follows:
|  | March 31, |  | December 31,
|  | 2018 |  | 2017
|  | (in thousands)
Mortgage loans on real estate: |  |  |  |
Construction and land development |  | $ | 48,276 |  |  | $ | 43,786 |
Secured by farmland |  | 8,351 |  |  | 8,568 |
Secured by 1-4 family residential properties |  | 218,030 |  |  | 223,210 |
Multifamily |  | 4,030 |  |  | 4,095 |
Commercial |  | 245,909 |  |  | 239,915 |
Commercial and industrial loans |  | 38,498 |  |  | 37,427 |
Consumer installment loans |  | 9,471 |  |  | 10,187 |
All other loans |  | 9,468 |  |  | 2,050 |
Total loans |  | $ | 582,033 |  |  | $ | 569,238 |
Net deferred loan fees |  | (428 | ) |  | (421 | )
Allowance for loan losses |  | (4,530 | ) |  | (4,411 | )
Net Loans |  | $ | 577,075 |  |  | $ | 564,406 |
Changes In Allowance For Loan Losses | Changes in the allowance for loan losses for the three months ended March 31, 2018 and 2017 and the year ended December 31, 2017 were as follows:
| Three Months Ended |  | Year Ended |  | Three Months Ended
| March 31, |  | December 31, |  | March 31,
| 2018 |  | 2017 |  | 2017
|  |  | (in thousands) |  |
Balance, beginning | $ | 4,411 |  |  | $ | 4,505 |  |  | $ | 4,505 |
Provision for (recovery of) loan losses | 205 |  |  | (625 | ) |  | (527 | )
Recoveries added to the allowance | 52 |  |  | 901 |  |  | 502 |
Loan losses charged to the allowance | (138 | ) |  | (370 | ) |  | (62 | )
Balance, ending | $ | 4,530 |  |  | $ | 4,411 |  |  | $ | 4,418 |
Nonaccrual And Past Due Loans By Class | Nonaccrual and past due loans by class at March 31, 2018 and December 31, 2017 were as follows:
| March 31, 2018
| (in thousands)
| 30 - 59 Days Past Due |  | 60 - 89 Days Past Due |  | 90 or More Days Past Due |  | Total Past Due |  | Current |  | Total Loans |  | 90 or More Days Past Due Still Accruing |  | Nonaccrual Loans
Commercial - Non Real Estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial | $ | — |  |  | $ | 17 |  |  | $ | 75 |  |  | $ | 92 |  |  | $ | 38,406 |  |  | $ | 38,498 |  |  | $ | — |  |  | $ | 331 |
Commercial Real Estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner Occupied | — |  |  | — |  |  | — |  |  | — |  |  | 132,667 |  |  | 132,667 |  |  | — |  |  | — |
Non-owner occupied | 175 |  |  | 239 |  |  | — |  |  | 414 |  |  | 112,828 |  |  | 113,242 |  |  | — |  |  | 747 |
Construction and Farmland: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential | — |  |  | — |  |  | — |  |  | — |  |  | 7,288 |  |  | 7,288 |  |  | — |  |  | — |
Commercial | — |  |  | — |  |  | — |  |  | — |  |  | 49,339 |  |  | 49,339 |  |  | — |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Installment | 9 |  |  | — |  |  | 9 |  |  | 18 |  |  | 9,453 |  |  | 9,471 |  |  | — |  |  | 10 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Equity Lines | — |  |  | — |  |  | 18 |  |  | 18 |  |  | 31,654 |  |  | 31,672 |  |  | 18 |  |  | 43 |
Single family | 334 |  |  | 74 |  |  | 294 |  |  | 702 |  |  | 185,656 |  |  | 186,358 |  |  | — |  |  | 669 |
Multifamily | — |  |  | — |  |  | — |  |  | — |  |  | 4,030 |  |  | 4,030 |  |  | — |  |  | — |
All Other Loans | 240 |  |  | — |  |  | — |  |  | 240 |  |  | 9,228 |  |  | 9,468 |  |  | — |  |  | — |
Total | $ | 758 |  |  | $ | 330 |  |  | $ | 396 |  |  | $ | 1,484 |  |  | $ | 580,549 |  |  | $ | 582,033 |  |  | $ | 18 |  |  | $ | 1,800 |
| December 31, 2017
| (in thousands)
| 30 - 59 Days Past Due |  | 60 - 89 Days Past Due |  | 90 or More Days Past Due |  | Total Past Due |  | Current |  | Total Loans |  | 90 or More Past Due Still Accruing |  | Nonaccrual Loans
Commercial - Non Real Estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial | $ | 75 |  |  | $ | 10 |  |  | $ | 142 |  |  | $ | 227 |  |  | $ | 37,200 |  |  | $ | 37,427 |  |  | $ | — |  |  | $ | 594 |
Commercial Real Estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Owner Occupied | — |  |  | — |  |  | — |  |  | — |  |  | 127,018 |  |  | 127,018 |  |  | — |  |  | — |
Non-owner occupied | — |  |  | 368 |  |  | — |  |  | 368 |  |  | 112,529 |  |  | 112,897 |  |  | — |  |  | 767 |
Construction and Farmland: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Residential | — |  |  | — |  |  | — |  |  | — |  |  | 3,214 |  |  | 3,214 |  |  | — |  |  | — |
Commercial | 187 |  |  | — |  |  | — |  |  | 187 |  |  | 48,953 |  |  | 49,140 |  |  | — |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Installment | 17 |  |  | — |  |  | 2 |  |  | 19 |  |  | 10,168 |  |  | 10,187 |  |  | — |  |  | 13 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Equity Lines | 18 |  |  | — |  |  | — |  |  | 18 |  |  | 32,820 |  |  | 32,838 |  |  | — |  |  | 44 |
Single family | 829 |  |  | 572 |  |  | 4,060 |  |  | 5,461 |  |  | 184,911 |  |  | 190,372 |  |  | — |  |  | 4,921 |
Multifamily | — |  |  | — |  |  | — |  |  | — |  |  | 4,095 |  |  | 4,095 |  |  | — |  |  | — |
All Other Loans | — |  |  | — |  |  | — |  |  | — |  |  | 2,050 |  |  | 2,050 |  |  | — |  |  | — |
Total | $ | 1,126 |  |  | $ | 950 |  |  | $ | 4,204 |  |  | $ | 6,280 |  |  | $ | 562,958 |  |  | $ | 569,238 |  |  | $ | — |  |  | $ | 6,339 |
Allowance For Loan Losses By Segment | Allowance for loan losses by segment at March 31, 2018 and December 31, 2017 were as follows:
| As of and for the Three Months Ended
| March 31, 2018
| (in thousands)
| Construction and Farmland |  | Residential |  | Commercial Real Estate |  | Commercial - Non Real Estate |  | Consumer |  | All Other Loans |  | Unallocated |  | Total
Allowance for credit losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance | $ | 332 |  |  | $ | 1,754 |  |  | $ | 1,627 |  |  | $ | 570 |  |  | $ | 69 |  |  | $ | 29 |  |  | $ | 30 |  |  | $ | 4,411 |
Charge-Offs | — |  |  | — |  |  | — |  |  | (122 | ) |  | (1 | ) |  | (15 | ) |  | — |  |  | (138 | )
Recoveries | 11 |  |  | 8 |  |  | 2 |  |  | 20 |  |  | 7 |  |  | 4 |  |  | — |  |  | 52 |
(Recovery of) provision for loan losses | 19 |  |  | (51 | ) |  | 35 |  |  | 35 |  |  | (10 | ) |  | 95 |  |  | 82 |  |  | 205 |
Ending balance | $ | 362 |  |  | $ | 1,711 |  |  | $ | 1,664 |  |  | $ | 503 |  |  | $ | 65 |  |  | $ | 113 |  |  | $ | 112 |  |  | $ | 4,530 |
Ending balance: Individually evaluated for impairment | $ | — |  |  | $ | 167 |  |  | $ | 58 |  |  | $ | 92 |  |  | $ | 9 |  |  | $ | — |  |  | $ | — |  |  | $ | 326 |
Ending balance: collectively evaluated for impairment | $ | 362 |  |  | $ | 1,544 |  |  | $ | 1,606 |  |  | $ | 411 |  |  | $ | 56 |  |  | $ | 113 |  |  | $ | 112 |  |  | $ | 4,204 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 56,627 |  |  | $ | 222,060 |  |  | $ | 245,909 |  |  | $ | 38,498 |  |  | $ | 9,471 |  |  | $ | 9,468 |  |  | $ | — |  |  | $ | 582,033 |
Ending balance individually evaluated for impairment | $ | 306 |  |  | $ | 3,947 |  |  | $ | 1,877 |  |  | $ | 574 |  |  | $ | 10 |  |  | $ | — |  |  | $ | — |  |  | $ | 6,714 |
Ending balance collectively evaluated for impairment | $ | 56,321 |  |  | $ | 218,113 |  |  | $ | 244,032 |  |  | $ | 37,924 |  |  | $ | 9,461 |  |  | $ | 9,468 |  |  | $ | — |  |  | $ | 575,319 |
| As of and for the Twelve Months Ended
| December 31, 2017
| (in thousands)
| Construction and Farmland |  | Residential |  | Commercial Real Estate |  | Commercial - Non Real Estate |  | Consumer |  | All Other Loans |  | Unallocated |  | Total
Allowance for credit losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance | $ | 450 |  |  | $ | 1,992 |  |  | $ | 1,522 |  |  | $ | 235 |  |  | $ | 69 |  |  | $ | 22 |  |  | $ | 215 |  |  | $ | 4,505 |
Charge-Offs | (19 | ) |  | (55 | ) |  | (1 | ) |  | (187 | ) |  | (59 | ) |  | (49 | ) |  | — |  |  | (370 | )
Recoveries | 535 |  |  | 212 |  |  | 65 |  |  | 44 |  |  | 40 |  |  | 5 |  |  | — |  |  | 901 |
(Recovery of) provision for loan losses | (634 | ) |  | (395 | ) |  | 41 |  |  | 478 |  |  | 19 |  |  | 51 |  |  | (185 | ) |  | (625 | )
Ending balance | $ | 332 |  |  | $ | 1,754 |  |  | $ | 1,627 |  |  | $ | 570 |  |  | $ | 69 |  |  | $ | 29 |  |  | $ | 30 |  |  | $ | 4,411 |
Ending balance: Individually evaluated for impairment | $ | — |  |  | $ | 195 |  |  | $ | 59 |  |  | $ | 195 |  |  | $ | 9 |  |  | $ | — |  |  | $ | — |  |  | $ | 458 |
Ending balance: collectively evaluated for impairment | $ | 332 |  |  | $ | 1,559 |  |  | $ | 1,568 |  |  | $ | 375 |  |  | $ | 60 |  |  | $ | 29 |  |  | $ | 30 |  |  | $ | 3,953 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance | $ | 52,354 |  |  | $ | 227,305 |  |  | $ | 239,915 |  |  | $ | 37,427 |  |  | $ | 10,187 |  |  | $ | 2,050 |  |  | $ | — |  |  | $ | 569,238 |
Ending balance individually evaluated for impairment | $ | 315 |  |  | $ | 8,315 |  |  | $ | 1,904 |  |  | $ | 858 |  |  | $ | 34 |  |  | $ | — |  |  | $ | — |  |  | $ | 11,426 |
Ending balance collectively evaluated for impairment | $ | 52,039 |  |  | $ | 218,990 |  |  | $ | 238,011 |  |  | $ | 36,569 |  |  | $ | 10,153 |  |  | $ | 2,050 |  |  | $ | — |  |  | $ | 557,812 |
Impaired Loans By Class | Impaired loans by class as of and for the periods ended March 31, 2018 and December 31, 2017 were as follows:
| As of and for the Three Months Ended
| March 31, 2018
| (in thousands)
| Unpaid Principal Balance |  | Recorded Investment (1) |  | Related Allowance |  | Average Recorded Investment |  | Interest Income Recognized
With no related allowance: |  |  |  |  |  |  |  |  |
Commercial - Non Real Estate: |  |  |  |  |  |  |  |  |
Commercial & Industrial | $ | 740 |  |  | $ | 482 |  |  | $ | — |  |  | $ | 505 |  |  | $ | 7 |
Commercial Real Estate: |  |  |  |  |  |  |  |  |
Owner Occupied | 328 |  |  | 328 |  |  | — |  |  | 330 |  |  | 4 |
Non-owner occupied | 795 |  |  | 747 |  |  | — |  |  | 752 |  |  | — |
Construction and Farmland: |  |  |  |  |  |  |  |  |
Residential | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial | 354 |  |  | 307 |  |  | — |  |  | 311 |  |  | 7 |
Consumer: |  |  |  |  |  |  |  |  |
Installment | 2 |  |  | 2 |  |  | — |  |  | 2 |  |  | — |
Residential: |  |  |  |  |  |  |  |  |
Equity lines | — |  |  | — |  |  | — |  |  | — |  |  | — |
Single family | 3,123 |  |  | 2,705 |  |  | — |  |  | 2,904 |  |  | 25 |
Multifamily | — |  |  | — |  |  | — |  |  | — |  |  | — |
Other Loans | — |  |  | — |  |  | — |  |  | — |  |  | — |
| $ | 5,342 |  |  | $ | 4,571 |  |  | $ | — |  |  | $ | 4,804 |  |  | $ | 43 |
With an allowance recorded: |  |  |  |  |  |  |  |  |
Commercial - Non Real Estate: |  |  |  |  |  |  |  |  |
Commercial & Industrial | $ | 92 |  |  | $ | 92 |  |  | $ | 92 |  |  | $ | 92 |  |  | $ | — |
Commercial Real Estate: |  |  |  |  |  |  |  |  |
Owner Occupied | — |  |  | — |  |  | — |  |  | — |  |  | — |
Non-owner occupied | 801 |  |  | 804 |  |  | 58 |  |  | 806 |  |  | 9 |
Construction and Farmland: |  |  |  |  |  |  |  |  |
Residential | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial | — |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |
Installment | 9 |  |  | 9 |  |  | 9 |  |  | 9 |  |  | — |
Residential: |  |  |  |  |  |  |  |  |
Equity lines | 217 |  |  | 43 |  |  | 43 |  |  | 43 |  |  | — |
Single family | 1,263 |  |  | 1,211 |  |  | 124 |  |  | 1,215 |  |  | 14 |
Multifamily | — |  |  | — |  |  | — |  |  | — |  |  | — |
Other Loans | — |  |  | — |  |  | — |  |  | — |  |  | — |
| $ | 2,382 |  |  | $ | 2,159 |  |  | $ | 326 |  |  | $ | 2,165 |  |  | $ | 23 |
Total: |  |  |  |  |  |  |  |  |
Commercial | $ | 832 |  |  | $ | 574 |  |  | $ | 92 |  |  | $ | 597 |  |  | $ | 7 |
Commercial Real Estate | 1,924 |  |  | 1,879 |  |  | 58 |  |  | 1,888 |  |  | 13 |
Construction and Farmland | 354 |  |  | 307 |  |  | — |  |  | 311 |  |  | 7 |
Consumer | 11 |  |  | 11 |  |  | 9 |  |  | 11 |  |  | — |
Residential | 4,603 |  |  | 3,959 |  |  | 167 |  |  | 4,162 |  |  | 39 |
Other | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 7,724 |  |  | $ | 6,730 |  |  | $ | 326 |  |  | $ | 6,969 |  |  | $ | 66 |
(1) Recorded investment is defined as the summation of the outstanding principal balance, accrued interest, net deferred loan fees or costs, and any partial charge-offs. Accrued interest and net deferred loan fees or costs totaled $16 thousand at March 31, 2018.
| As of and for the Twelve Months End
| December 31, 2017
| (in thousands)
| Unpaid Principal Balance |  | Recorded Investment (1) |  | Related Allowance |  | Average Recorded Investment |  | Interest Income Recognized
With no related allowance: |  |  |  |  |  |  |  |  |
Commercial - Non Real Estate: |  |  |  |  |  |  |  |  |
Commercial & Industrial | $ | 626 |  |  | $ | 304 |  |  | $ | — |  |  | $ | 342 |  |  | $ | 23 |
Commercial Real Estate: |  |  |  |  |  |  |  |  |
Owner Occupied | 330 |  |  | 331 |  |  | — |  |  | 336 |  |  | 15 |
Non-owner occupied | 805 |  |  | 767 |  |  | — |  |  | 785 |  |  | 20 |
Construction and Farmland: |  |  |  |  |  |  |  |  |
Residential | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial | 362 |  |  | 316 |  |  | — |  |  | 330 |  |  | 28 |
Consumer: |  |  |  |  |  |  |  |  |
Installment | 25 |  |  | 25 |  |  | — |  |  | 27 |  |  | 1 |
Residential: |  |  |  |  |  |  |  |  |
Equity lines | — |  |  | — |  |  | — |  |  | — |  |  | — |
Single family | 7,371 |  |  | 6,985 |  |  | — |  |  | 7,069 |  |  | 124 |
Multifamily | — |  |  | — |  |  | — |  |  | — |  |  | — |
Other Loans | — |  |  | — |  |  | — |  |  | — |  |  | — |
| $ | 9,519 |  |  | $ | 8,728 |  |  | $ | — |  |  | $ | 8,889 |  |  | $ | 211 |
With an allowance recorded: |  |  |  |  |  |  |  |  |
Commercial - Non Real Estate: |  |  |  |  |  |  |  |  |
Commercial & Industrial | $ | 595 |  |  | $ | 556 |  |  | $ | 195 |  |  | $ | 567 |  |  | $ | 17 |
Commercial Real Estate: |  |  |  |  |  |  |  |  |
Owner Occupied | — |  |  | — |  |  | — |  |  | — |  |  | — |
Non-owner occupied | 806 |  |  | 809 |  |  | 59 |  |  | 817 |  |  | 37 |
Construction and Farmland: |  |  |  |  |  |  |  |  |
Residential | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial | — |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer: |  |  |  |  |  |  |  |  |
Installment | 9 |  |  | 9 |  |  | 9 |  |  | 9 |  |  | — |
Residential: |  |  |  |  |  |  |  |  |
Equity lines | 217 |  |  | 44 |  |  | 44 |  |  | 45 |  |  | — |
Single family | 1,349 |  |  | 1,299 |  |  | 151 |  |  | 1,315 |  |  | 57 |
Multifamily | — |  |  | — |  |  | — |  |  | — |  |  | — |
Other Loans | — |  |  | — |  |  | — |  |  | — |  |  | — |
| $ | 2,976 |  |  | $ | 2,717 |  |  | $ | 458 |  |  | $ | 2,753 |  |  | $ | 111 |
Total: |  |  |  |  |  |  |  |  |
Commercial | $ | 1,221 |  |  | $ | 860 |  |  | $ | 195 |  |  | $ | 909 |  |  | $ | 40 |
Commercial Real Estate | 1,941 |  |  | 1,907 |  |  | 59 |  |  | 1,938 |  |  | 72 |
Construction and Farmland | 362 |  |  | 316 |  |  | — |  |  | 330 |  |  | 28 |
Consumer | 34 |  |  | 34 |  |  | 9 |  |  | 36 |  |  | 1 |
Residential | 8,937 |  |  | 8,328 |  |  | 195 |  |  | 8,429 |  |  | 181 |
Other | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 12,495 |  |  | $ | 11,445 |  |  | $ | 458 |  |  | $ | 11,642 |  |  | $ | 322 |
Credit Quality Information By Class | Credit quality information by class at March 31, 2018 and December 31, 2017 was as follows:
| As of
| March 31, 2018
| (in thousands)
INTERNAL RISK RATING GRADES | Pass |  | Pass Monitored |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total
Commercial - Non Real Estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial | $ | 34,691 |  |  | $ | 1,633 |  |  | $ | 1,837 |  |  | $ | 337 |  |  | $ | — |  |  | $ | — |  |  | $ | 38,498 |
Commercial Real Estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Owner Occupied | 116,817 |  |  | 10,525 |  |  | 4,997 |  |  | 328 |  |  | — |  |  | — |  |  | 132,667 |
Non-owner occupied | 81,000 |  |  | 19,344 |  |  | 12,151 |  |  | 747 |  |  | — |  |  | — |  |  | 113,242 |
Construction and Farmland: |  |  |  |  |  |  |  |  |  |  |  |  |
Residential | 6,498 |  |  | 98 |  |  | 692 |  |  | — |  |  | — |  |  | — |  |  | 7,288 |
Commercial | 25,089 |  |  | 23,944 |  |  | — |  |  | 306 |  |  | — |  |  | — |  |  | 49,339 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |
Equity Lines | 31,330 |  |  | 299 |  |  | — |  |  | — |  |  | 43 |  |  | — |  |  | 31,672 |
Single family | 178,103 |  |  | 5,625 |  |  | 389 |  |  | 2,058 |  |  | 183 |  |  | — |  |  | 186,358 |
Multifamily | 2,668 |  |  | 500 |  |  | 862 |  |  | — |  |  | — |  |  | — |  |  | 4,030 |
All other loans | 9,468 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 9,468 |
Total | $ | 485,664 |  |  | $ | 61,968 |  |  | $ | 20,928 |  |  | $ | 3,776 |  |  | $ | 226 |  |  | $ | — |  |  | $ | 572,562 |
| Performing |  | Nonperforming
Consumer Credit Exposure by Payment Activity | $ | 9,453 |  |  | $ | 18 |
| As of
| December 31, 2017
| (in thousands)
INTERNAL RISK RATING GRADES | Pass |  | Pass Monitored |  | Special Mention |  | Substandard |  | Doubtful |  | Loss |  | Total
Commercial - Non Real Estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial & Industrial | $ | 33,279 |  |  | $ | 1,788 |  |  | $ | 1,748 |  |  | $ | 612 |  |  | $ | — |  |  | $ | — |  |  | $ | 37,427 |
Commercial Real Estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Owner Occupied | 112,649 |  |  | 10,893 |  |  | 3,146 |  |  | 330 |  |  | — |  |  | — |  |  | 127,018 |
Non-owner occupied | 82,050 |  |  | 17,992 |  |  | 12,088 |  |  | 767 |  |  | — |  |  | — |  |  | 112,897 |
Construction and Farm land: |  |  |  |  |  |  |  |  |  |  |  |  |
Residential | 2,614 |  |  | 600 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 3,214 |
Commercial | 30,093 |  |  | 17,069 |  |  | 1,663 |  |  | 315 |  |  | — |  |  | — |  |  | 49,140 |
Residential: |  |  |  |  |  |  |  |  |  |  |  |  |
Equity Lines | 32,495 |  |  | 299 |  |  | — |  |  | — |  |  | 44 |  |  | — |  |  | 32,838 |
Single family | 177,829 |  |  | 5,869 |  |  | 155 |  |  | 6,327 |  |  | 192 |  |  | — |  |  | 190,372 |
Multifamily | 3,588 |  |  | — |  |  | 507 |  |  | — |  |  | — |  |  | — |  |  | 4,095 |
All other loans | 2,050 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 2,050 |
Total | $ | 476,647 |  |  | $ | 54,510 |  |  | $ | 19,307 |  |  | $ | 8,351 |  |  | $ | 236 |  |  | $ | — |  |  | $ | 559,051 |
| Performing |  | Nonperforming
Consumer Credit Exposure by Payment Activity | $ | 10,168 |  |  | $ | 19 |

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