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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Interest and Dividend Income        
Interest and fees on loans $ 7,000 $ 6,108 $ 13,541 $ 11,844
Interest and dividends on securities available for sale:        
Taxable interest income 669 591 1,274 1,141
Interest income exempt from federal income taxes 268 270 530 524
Dividends 14 19 27 24
Interest on deposits with other institutions 41 16 95 37
Interest on federal funds sold 2 0 2 0
Total interest and dividend income 7,994 7,004 15,469 13,570
Interest Expense        
Interest on deposits 563 218 989 421
Interest on federal funds purchased 10 13 10 13
Interest on Federal Home Loan Bank advances 0 18 0 18
Total interest expense 573 249 999 452
Net interest income 7,421 6,755 14,470 13,118
(Recovery of) Provision for Loan Losses (97) (230) 108 (757)
Net interest income after (recovery of) provision for loan losses 7,518 6,985 14,362 13,875
Noninterest Income        
Income from fiduciary activities 299 309 743 601
Service charges on deposit accounts 302 295 610 594
Other service charges and fees 1,048 957 2,009 1,910
Gain on sale of securities 0 1 11 51
Loss On Disposal Of Bank Premises And Equipment 0 (5) (3) (11)
Other operating income 16 41 96 126
Total noninterest income 1,665 1,598 3,466 3,271
Noninterest Expenses        
Salaries and employee benefits 3,406 3,364 6,932 6,714
Occupancy expenses 363 367 734 744
Equipment expenses 234 259 453 498
Advertising and marketing expenses 201 175 386 353
Stationery and supplies 47 47 103 88
ATM network fees 246 183 452 403
Other real estate owned expense 7 10 137 11
Loss (gain) on foreclosure and sales of other real estate owned 282 0 (115) (1)
FDIC assessment 55 55 113 107
Computer software expense 112 159 251 355
Bank franchise tax 145 134 279 259
Professional fees 283 267 558 558
Data processing fees 118 139 243 256
Other operating expenses 667 588 1,270 1,113
Total noninterest expenses 6,166 5,747 11,796 11,458
Income before income taxes 3,017 2,836 6,032 5,688
Income Tax Expense 496 809 972 1,619
Net income $ 2,521 $ 2,027 $ 5,060 $ 4,069
Earnings Per Share        
Net income per common share, basic $ 0.73 $ 0.58 $ 1.46 $ 1.17
Net income per common share, diluted $ 0.73 $ 0.58 $ 1.46 $ 1.17