XML 14 R4.htm IDEA: XBRL DOCUMENT v3.10.0.1
Consolidated Statements Of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2018
Sep. 30, 2017
Interest and Dividend Income        
Interest and fees on loans $ 7,092 $ 6,548 $ 20,633 $ 18,392
Interest and dividends on securities available for sale:        
Taxable interest income 702 563 1,976 1,704
Interest income exempt from federal income taxes 263 257 793 781
Dividends 16 17 43 41
Interest on deposits with other institutions 58 73 153 109
Interest on federal funds sold 0 0 2 1
Total interest and dividend income 8,131 7,458 23,600 21,028
Interest Expense        
Interest on deposits 704 311 1,693 732
Interest on federal funds purchased 1 0 11 14
Interest on Federal Home Loan Bank advances 0 40 0 57
Total interest expense 705 351 1,704 803
Net interest income 7,426 7,107 21,896 20,225
Provision for (Recovery of) Loan Losses 140 (2) 248 (759)
Net interest income after provision for (recovery of) loan losses 7,286 7,109 21,648 20,984
Noninterest Income        
Income from fiduciary activities 316 236 1,059 837
Service charges on deposit accounts 302 310 912 904
Other service charges and fees 1,172 1,057 3,181 2,967
Gain on sale of securities 6 26 17 77
Loss On Disposal Of Bank Premises And Equipment 0 (1) (3) (12)
Other operating income (loss) 8 (11) 104 115
Total noninterest income 1,804 1,617 5,270 4,888
Noninterest Expenses        
Salaries and employee benefits 3,666 3,513 10,598 10,227
Occupancy expenses 374 358 1,108 1,102
Equipment expenses 233 222 686 720
Advertising and marketing expenses 209 190 595 543
Stationery and supplies 42 49 145 137
ATM network fees 192 203 644 606
Other real estate owned expense 24 0 161 11
Loss (gain) on foreclosure and sales of other real estate owned 987 0 872 (1)
FDIC assessment 56 56 169 163
Computer software expense 114 150 365 505
Bank franchise tax 152 137 431 396
Professional fees 260 212 818 770
Data processing fees 270 166 513 422
Other operating expenses 731 653 2,001 1,766
Total noninterest expenses 7,310 5,909 19,106 17,367
Income before income taxes 1,780 2,817 7,812 8,505
Income Tax Expense (Benefit) (80) 810 892 2,429
Net income $ 1,860 $ 2,007 $ 6,920 $ 6,076
Earnings Per Share        
Net income per common share, basic $ 0.54 $ 0.58 $ 2.00 $ 1.75
Net income per common share, diluted $ 0.54 $ 0.58 $ 2.00 $ 1.75