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Capital Requirements (Tables)
 12 Months Ended
Dec. 31, 2019
Banking and Thrift [Abstract]  
Schedule Of Capital Requirements
The following table presents the Bank’s actual capital amounts and ratios at December 31, 2019 and 2018:
 
 
 
 
 
 
 
 
 
 
 
Minimum
To Be Well
 
 
 
 
 
 
Minimum
Capital
 
Capitalized Under
Prompt Corrective
 
 
Actual
 
Requirement
 
Action Provisions
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
 
(dollars in thousands)
December 31, 2019:
 
 
 
 
 
 
 
 
 
 
 
 
Common Equity Tier 1 Capital to Risk
 
 
 
 
 
 
 
 
 
 
 
 
Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
Bank of Clarke County
 
$
90,775

 
13.65
%
 
$
29,931

 
4.50
%
 
$
43,234

 
6.50
%
Total Capital to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
Bank of Clarke County
 
$
95,772

 
14.40
%
 
$
53,211

 
8.00
%
 
$
66,514

 
10.00
%
Tier 1 Capital to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
Bank of Clarke County
 
$
90,775

 
13.65
%
 
$
39,908

 
6.00
%
 
$
53,211

 
8.00
%
Tier 1 Capital to Average Assets
 
 
 
 
 
 
 
 
 
 
 
 
Bank of Clarke County
 
$
90,775

 
10.61
%
 
$
34,216

 
4.00
%
 
$
42,770

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2018:
 
 
 
 
 
 
 
 
 
 
 
 
Common Equity Tier 1 Capital to Risk
 
 
 
 
 
 
 
 
 
 
 
 
Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
Bank of Clarke County
 
$
85,763

 
13.99
%
 
$
27,596

 
4.50
%
 
$
39,861

 
6.50
%
Total Capital to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
Bank of Clarke County
 
$
91,237

 
14.88
%
 
$
49,060

 
8.00
%
 
$
61,325

 
10.00
%
Tier 1 Capital to Risk Weighted Assets
 
 
 
 
 
 
 
 
 
 
 
 
Bank of Clarke County
 
$
85,763

 
13.99
%
 
$
36,795

 
6.00
%
 
$
49,060

 
8.00
%
Tier 1 Capital to Average Assets
 
 
 
 
 
 
 
 
 
 
 
 
Bank of Clarke County
 
$
85,763

 
10.92
%
 
$
31,424

 
4.00
%
 
$
39,280

 
5.00
%