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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Interest and Dividend Income    
Interest and fees on loans $ 35,273 $ 31,138
Interest and dividends on securities available for sale:    
Taxable interest income 2,858 3,089
Interest income exempt from federal income taxes 588 856
Dividends 76 70
Interest on deposits in banks 112 297
Interest on federal funds sold 1 4
Total interest and dividend income 38,908 35,454
Interest Expense    
Interest on deposits 3,256 4,193
Interest on federal funds purchased and securities sold under agreements to repurchase   31
Interest on Federal Home Loan Bank advances 25 15
Total interest expense 3,281 4,239
Net interest income 35,627 31,215
Provision For Loan Losses 1,457 629
Net interest income after provision for loan losses 34,170 30,586
Noninterest Income    
Income from fiduciary activities 1,398 1,380
Service charges on deposit accounts 920 1,187
Other service charges and fees 4,757 4,893
Gain (loss) on the sale and disposal of bank premises and equipment 5 137
Gain (loss) on sale of securities 687 (7)
Bank owned life insurance income (expense) 310 (48)
Other operating income 502 217
Total noninterest income 8,579 7,759
Noninterest Expenses    
Salaries and employee benefits 18,074 15,025
Occupancy expenses 1,592 1,611
Equipment expenses 988 857
Advertising and marketing expenses 707 868
Stationery and supplies 144 172
ATM network fees 1,009 1,141
Other real estate owned expense 9 76
(Gain) loss on other real estate owned (143) 443
FDIC assessment 221 105
Computer software expense 679 459
Bank franchise tax 705 656
Professional fees 1,120 1,057
Data processing fees 1,657 1,275
Other operating expenses 2,679 3,031
Total noninterest expenses 29,441 26,776
Income before income taxes 13,308 11,569
Income Tax Expense 2,136 1,810
Net income $ 11,172 $ 9,759
Earnings Per Share    
Net income per common share, basic $ 3.27 $ 2.84
Net income per common share, diluted $ 3.27 $ 2.84