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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Interest and Dividend Income    
Interest and fees on loans $ 39,871 $ 35,273
Interest and dividends on securities:    
Taxable interest income 2,272 2,858
Interest income exempt from federal income taxes 419 588
Dividends 45 76
Interest on deposits in banks 69 112
Interest on federal funds sold   1
Total interest and dividend income 42,676 38,908
Interest Expense    
Interest on deposits 1,677 3,256
Interest on Federal Home Loan Bank advances   25
Total interest expense 1,677 3,281
Net interest income 40,999 35,627
Provision For Loan Losses 1,483 1,457
Net interest income after provision for loan losses 39,516 34,170
Noninterest Income    
Income from fiduciary activities 1,891 1,398
Service charges on deposit accounts 1,087 920
Other service charges and fees 5,252 4,757
Gain on the sale and disposal of bank premises and equipment   5
Gain on sale of securities 24 687
Gain on sale of loans 1,658  
Bank owned life insurance income 527 310
Other operating income 881 502
Total noninterest income 11,320 8,579
Noninterest Expenses    
Salaries and employee benefits 21,854 18,074
Occupancy expenses 1,803 1,592
Equipment expenses 959 988
Advertising and marketing expenses 659 707
Stationery and supplies 155 144
ATM network fees 1,135 1,009
Other real estate owned expense 41 9
Loss (gain) on other real estate owned 201 (143)
FDIC assessment 606 221
Computer software expense 996 679
Bank franchise tax 781 705
Professional fees 3,760 1,120
Data processing fees 1,541 1,657
Other operating expenses 3,558 2,679
Total noninterest expenses 38,049 29,441
Income before income taxes 12,787 13,308
Income Tax Expense 1,766 2,136
Net income $ 11,021 $ 11,172
Earnings Per Share    
Net income per common share, basic $ 3.20 $ 3.27
Net income per common share, diluted $ 3.20 $ 3.27