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Loans (Tables)
 12 Months Ended
Dec. 31, 2023
Loans and Leases Receivable Disclosure [Abstract]  
Schedule Of Composition Of Loans

The composition of loans at December 31, 2023 and 2022 was as follows:

 

 

 

December 31,

 

 

 

2023

 

 

2022

 

 

 

(in thousands)

 

Mortgage loans on real estate:

 

 

 

 

 

 

Construction and & Secured by Farmland

 

$

84,145

 

 

$

89,651

 

HELOCs

 

 

47,674

 

 

 

43,588

 

Residential First Lien - Investor

 

 

117,431

 

 

 

111,074

 

Residential First Lien - Owner Occupied

 

 

178,180

 

 

 

125,088

 

Residential Junior Liens

 

 

12,831

 

 

 

11,417

 

Commercial - Owner Occupied

 

 

251,456

 

 

 

232,115

 

Commercial - Non-Owner Occupied & Multifamily

 

 

348,879

 

 

 

315,326

 

Commercial and industrial loans:

 

 

 

 

 

 

SBA PPP loans

 

 

51

 

 

 

74

 

Other commercial and industrial loans

 

 

107,777

 

 

 

99,571

 

Marine loans

 

 

251,168

 

 

 

230,874

 

Consumer loans

 

 

42,419

 

 

 

44,841

 

Overdrafts

 

 

253

 

 

 

218

 

Other loans

 

 

12,895

 

 

 

12,503

 

Total loans

 

$

1,455,159

 

 

$

1,316,340

 

Net deferred loan costs and premiums

 

 

7,527

 

 

 

7,443

 

Allowance for credit losses

 

 

(14,493

)

 

 

(11,218

)

 

$

1,448,193

 

 

$

1,312,565