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Restructurings for Borrowers Experiencing Financial Difficulty | 12 Months Ended
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Dec. 31, 2024
Receivables [Abstract] |
Restructurings for Borrowers Experiencing Financial Difficulty | NOTE 5. Restructurings for Borrowers Experiencing Financial Difficulty There were no loans modified during the twelve months ended December 31, 2024. The following table presents the amortized cost of loans that were modified during the twelve months ended December 31, 2023 by loan portfolio segment:
|  | Twelve Months Ended |
|  | December 31, 2023 |
|  | (dollars in thousands) |
|  | Term Extension |  |  | Total |  |  | % of Total Class of Loans |
Mortgage real estate loans: |  |  |  |  |  |  |  |  |
Residential First Lien - Owner Occupied |  | $ | 355 |  |  | $ | 355 |  |  |  | 0.20 | %
Total |  | $ | 355 |  |  | $ | 355 |  |  |  |
None of the loans that were modified during the twelve months ended December 31, 2023 had defaulted and the loans remained current with contractual payments as of December 31, 2024. Management defines default as over 30 days contractually past due under the modified terms, the foreclosure and/or repossession of the collateral, or the charge-off of the loan. The financial effects of the term extensions during the period added a weighted average of 1.0 years to the life of loans which reduced the payment amounts for the borrowers.

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