XML 138 R126.htm IDEA: XBRL DOCUMENT v3.25.1
Business Segments - (Schedule of the wealth management division's revenue and expenses) (Details) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Dec. 31, 2024
Sep. 30, 2024
Jun. 30, 2024
Mar. 31, 2024
Dec. 31, 2023
Sep. 30, 2023
Jun. 30, 2023
Mar. 31, 2023
Dec. 31, 2024
Dec. 31, 2023
Net interest income                 $ 51,227 $ 50,256
Gain on sales of loans                 2,141 1,428
Other noninterest income                 476 656
Provision for credit losses                 2,551 1,649
Salaries and employee benefits                 30,059 30,306
Occupancy expenses                 2,077 2,202
Professional fees                 2,065 2,540
Data processing fees                 2,418 1,935
Other noninterest expense                 6,285 7,363
Total Noninterest Expenses $ 13,555 $ 12,890 $ 12,510 $ 12,377 $ 13,280 $ 14,133 $ 12,955 $ 12,386 51,332 52,754
Income (loss) before taxes 8,114 3,974 3,770 3,043 2,296 2,776 2,441 3,120 18,901 10,633
Income Tax Expense                 3,558 1,276
Net Income (loss) 6,186 $ 3,424 $ 3,185 $ 2,548 2,395 $ 2,319 $ 2,058 $ 2,585 15,343 9,357
Other data:                    
Total assets 1,866,215       1,825,597       1,866,215 1,825,597
Community Banking                    
Interest Income                 78,805 67,955
Interest Expense                 33,049 25,850
Net interest income                 45,756 42,105
Gain on sales of loans                 2,141 1,117
Other noninterest income                 13,792 7,348
Net Revenue                 61,689 50,570
Provision for credit losses                 2,403 2,051
Salaries and employee benefits                 28,224 26,948
Occupancy expenses                 1,987 2,080
Professional fees                 1,723 1,452
Data processing fees                 2,399 1,907
Other noninterest expense                 13,115 12,092
Total Noninterest Expenses                 47,448 44,479
Income (loss) before taxes                 11,838 4,040
Income Tax Expense                 2,048 (103)
Net Income (loss)                 9,790 4,143
Other data:                    
Capital expenditures                 1,017 1,035
Depreciation and amortization                 1,349 1,573
Total assets 1,645,219       1,562,600       1,645,219 1,562,600
Marine Lending                    
Interest Income                 12,516 15,138
Interest Expense                 5,628 5,570
Net interest income                 6,888 9,568
Gain on sales of loans                 0 311
Other noninterest income                 0 1,078
Net Revenue                 6,888 10,957
Provision for credit losses                 148 (402)
Salaries and employee benefits                 0 1,854
Occupancy expenses                 0 3
Professional fees                 25 684
Data processing fees                 0 0
Other noninterest expense                 604 2,565
Total Noninterest Expenses                 629 5,106
Income (loss) before taxes                 6,111 6,253
Income Tax Expense                 1,283 1,313
Net Income (loss)                 4,828 4,940
Other data:                    
Capital expenditures                 0 36
Depreciation and amortization                 0 224
Total assets 218,055       261,011       218,055 261,011
Wealth Management                    
Interest Income                 0 0
Interest Expense                 0 0
Net interest income                 0 0
Gain on sales of loans                 0 0
Other noninterest income                 5,624 4,926
Net Revenue                 5,624 4,926
Provision for credit losses                 0 0
Salaries and employee benefits                 1,734 1,407
Occupancy expenses                 90 119
Professional fees                 0 0
Data processing fees                 19 28
Other noninterest expense                 980 1,092
Total Noninterest Expenses                 2,823 2,646
Income (loss) before taxes                 2,801 2,280
Income Tax Expense                 588 479
Net Income (loss)                 2,213 1,801
Other data:                    
Capital expenditures                 2 0
Depreciation and amortization                 127 126
Total assets 955       1,080       955 1,080
All Other                    
Interest Income                 0 0
Interest Expense                 1,417 1,417
Net interest income                 (1,417) (1,417)
Gain on sales of loans                 0 0
Other noninterest income                 0 0
Net Revenue                 (1,417) (1,417)
Provision for credit losses                 0 0
Salaries and employee benefits                 101 97
Occupancy expenses                 0 0
Professional fees                 317 404
Data processing fees                 0 0
Other noninterest expense                 14 22
Total Noninterest Expenses                 432 523
Income (loss) before taxes                 (1,849) (1,940)
Income Tax Expense                 (361) (413)
Net Income (loss)                 (1,488) (1,527)
Other data:                    
Capital expenditures                 0 0
Depreciation and amortization                 67 67
Total assets 1,986       906       1,986 906
Eliminations                    
Interest Income                 0 0
Interest Expense                 0 0
Net interest income                 0 0
Gain on sales of loans                 0 0
Other noninterest income                 (0) (0)
Net Revenue                 (0) (0)
Provision for credit losses                 0 0
Salaries and employee benefits                 0 0
Occupancy expenses                 0 0
Professional fees                 0 0
Data processing fees                 0 0
Other noninterest expense                 0 0
Total Noninterest Expenses                 0 0
Income (loss) before taxes                 (0) (0)
Income Tax Expense                 0 0
Net Income (loss)                 (0) (0)
Other data:                    
Capital expenditures                 0 0
Depreciation and amortization                 0 0
Total assets (0)       (0)       (0) (0)
Consolidated                    
Interest Income                 91,321 83,093
Interest Expense                 40,094 32,837
Net interest income                 51,227 50,256
Gain on sales of loans                 2,141 1,428
Other noninterest income                 19,416 13,352
Net Revenue                 72,784 65,036
Provision for credit losses                 2,551 1,649
Salaries and employee benefits                 30,059 30,306
Occupancy expenses                 2,077 2,202
Professional fees                 2,065 2,540
Data processing fees                 2,418 1,935
Other noninterest expense                 14,713 15,771
Total Noninterest Expenses                 51,332 52,754
Income (loss) before taxes                 18,901 10,633
Income Tax Expense                 3,558 1,276
Net Income (loss)                 15,343 9,357
Other data:                    
Capital expenditures                 1,019 1,071
Depreciation and amortization                 1,543 1,990
Total assets $ 1,866,215       $ 1,825,597       $ 1,866,215 $ 1,825,597