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Securities (Tables)

12 Months Ended

Dec. 31, 2024

Debt Securities, Available-for-Sale [Abstract]

Amortized Costs And Fair Values Of Securities Available For Sale

Amortized costs and fair values of securities available for sale at December 31, 2024 and 2023 were as follows:

		Amortized Cost				Gross Unrealized Gains				Gross Unrealized (Losses)				Fair Value
		December 31, 2024
		(in thousands)
Obligations of U.S. government corporations and agencies		$	8,198			$	—			$	(530	)		$	7,668
Mortgage-backed securities			127,061				—				(22,094	)			104,967
Obligations of states and political subdivisions			4,920				—				(275	)			4,645
Subordinated debt			4,750				—				(700	)			4,050
		$	144,929			$	—			$	(23,599	)		$	121,330

		December 31, 2023
		(in thousands)
Obligations of U.S. government corporations and agencies		$	9,258			$	—			$	(667	)		$	8,591
Mortgage-backed securities			140,052				—				(21,230	)			118,822
Obligations of states and political subdivisions			6,191				1				(261	)			5,931
Subordinated debt			4,750				—				(651	)			4,099
		$	160,251			$	1			$	(22,809	)		$	137,443

Schedule Composition Of Restricted Investments

Carrying amounts of restricted securities at December 31, 2024 and 2023 were as follows:

		December 31, 2024				December 31, 2023
		(in thousands)
Federal Reserve Bank Stock		$	344			$	344
Federal Home Loan Bank Stock			7,073				9,084
Community Bankers’ Bank Stock			140				140
		$	7,557			$	9,568

Investments Classified by Contractual Maturity Date

The amortized cost and fair value of securities available for sale at December 31, 2024, by contractual maturity, are shown below. Maturities may differ from contractual maturities primarily in mortgage-backed securities because the mortgages underlying the securities may be called or repaid without any penalties.

		Amortized Cost				Fair Value
		(in thousands)
Due in one year or less		$	1,000			$	994
Due after one year through five years			9,691				9,204
Due after five years through ten years			12,466				11,020
Due after ten years			121,772				100,112
		$	144,929			$	121,330

Fair Value And Gross Unrealized Losses For Securities Available For Sale

The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2024 and 2023 were as follows:

		Less than 12 months								12 months or more								Total
		Fair Value				Gross Unrealized Losses				Fair Value				Gross Unrealized Losses				Fair Value				Gross Unrealized Losses
		December 31, 2024
		(in thousands)
Obligations of U.S. government corporations and agencies		$	—			$	—			$	7,668			$	530			$	7,668			$	530
Mortgage-backed securities			—				—				104,967				22,094				104,967				22,094
Obligations of states and political subdivisions			—				—				4,645				275				4,645				275
Subordinated debt			—				—				3,550				700				3,550				700
		$	—			$	—			$	120,830			$	23,599			$	120,830			$	23,599
		Less than 12 months								12 months or more								Total
		Fair Value				Gross Unrealized Losses				Fair Value				Gross Unrealized Losses				Fair Value				Gross Unrealized Losses
		December 31, 2023
		(in thousands)
Obligations of U.S. government corporations and agencies		$	—			$	—			$	8,591			$	667			$	8,591			$	667
Mortgage-backed securities			—				—				118,822				21,230				118,822				21,230
Obligations of states and political subdivisions			—				—				5,430				261				5,430				261
Subordinated debt			221				29				3,378				622				3,599				651
		$	221			$	29			$	136,221			$	22,780			$	136,442			$	22,809

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Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.

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For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 320
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 6
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481800/320-10-50-6

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