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Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2024
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]  
Schedule Of Capital Requirements

The following table presents the Bank’s actual capital amounts and ratios at December 31, 2024 and 2023:

 

 

 

Actual

 

 

Minimum Capital
Requirement

 

 

Minimum To Be
Well Capitalized
Under Prompt
Corrective Action
Provisions

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

 

(dollars in thousands)

 

December 31, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 Capital to Risk Weighted Assets

 

$

166,145

 

 

 

11.04

%

 

$

67,723

 

 

 

4.50

%

 

$

97,822

 

 

 

6.50

%

Total Capital to Risk Weighted Assets

 

 

180,638

 

 

 

12.00

%

 

 

120,397

 

 

 

8.00

%

 

 

150,496

 

 

 

10.00

%

Tier 1 Capital to Risk Weighted Assets

 

 

166,145

 

 

 

11.04

%

 

 

90,298

 

 

 

6.00

%

 

 

120,397

 

 

 

8.00

%

Tier 1 Capital to Average Assets

 

 

166,145

 

 

 

8.79

%

 

 

75,568

 

 

 

4.00

%

 

 

94,460

 

 

 

5.00

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2023

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common Equity Tier 1 Capital to Risk Weighted Assets

 

$

155,453

 

 

 

10.27

%

 

$

68,121

 

 

 

4.50

%

 

$

98,397

 

 

 

6.50

%

Total Capital to Risk Weighted Assets

 

 

168,925

 

 

 

11.16

%

 

 

121,104

 

 

 

8.00

%

 

 

151,380

 

 

 

10.00

%

Tier 1 Capital to Risk Weighted Assets

 

 

155,453

 

 

 

10.27

%

 

 

90,828

 

 

 

6.00

%

 

 

121,104

 

 

 

8.00

%

Tier 1 Capital to Average Assets

 

 

155,453

 

 

 

8.48

%

 

 

73,367

 

 

 

4.00

%

 

 

91,709

 

 

 

5.00

%