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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Cash Flows from Operating Activities    
Net Income $ 5,733 $ 4,643
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation 498 492
Amortization of other assets 182 435
Origination of loans held for sale (29,466) (11,490)
Proceeds from sale of loans held for sale 28,722 8,409
Net (gain) on sales of loans (653) (648)
Provision for credit losses 656 1,067
(Gain) on other real estate owned 0 (7)
Loss (gain) on the sale and disposal of premises and equipment 11 (7)
Amortization of subordinated debt issuance costs 34 34
Stock-based compensation expense 551 640
Premium amortization on securities, net 138 185
Bank-owned life insurance income (537) (357)
(Gain) on bank-owned life insurance settlement (254) 0
Changes in assets and liabilities:    
(Increase) in other assets (967) (5,784)
Increase in other liabilities 285 199
Net cash provided by (used in) operating activities 4,933 (2,189)
Cash Flows from Investing Activities    
Proceeds from maturities, calls, and principal payments of securities available for sale 6,863 7,345
Proceeds from the sale of restricted investments 1,425 3,788
Purchases of restricted investments (637) (3,132)
Proceeds of bank-owned life insurance settlement 263 0
Purchases of bank premises and equipment (515) (516)
Proceeds from the sale of bank premises and equipment 0 31
Proceeds from the sale of other real estate owned 0 115
Proceeds from the sale of repossessed assets 12 0
Proceeds from sales of loans 0 38,802
Origination of loans net of principal collected 13,372 (185,650)
Funding of capital commitments related to other investments (664) (435)
Net cash provided by (used in) investing activities 20,119 (139,652)
Cash Flows from Financing Activities    
Net (decrease) in noninterest bearing demand deposits, savings, and interest bearing demand deposits (30,683) (27,127)
Net increase in time deposits 12,945 221,060
Net increase (decrease) in federal funds purchased 302 (32,980)
Net (decrease) in short-term Federal Home Loan Bank advances (20,000) (150,000)
Advances of long-term Federal Home Loan Bank advances 0 145,000
Issuance of common stock, employee benefit plan 0 133
Repurchase and retirement of common stock (180) (128)
Cash dividends paid (2,134) (2,116)
Net cash (used in) provided by financing activities (39,750) 153,842
(Decrease) increase in cash and cash equivalents (14,698) 12,001
Cash and Cash Equivalents    
Beginning 138,353 66,894
Ending 123,655 78,895
Supplemental Disclosures of Cash Flow Information    
Interest 19,037 12,465
Income taxes 0 1,206
Supplemental Schedule of Noncash Investing and Financing Activities:    
Unrealized (loss) gain on securities available for sale (953) 1,310
Minimum postretirement liability adjustment (5) (8)
Repossessed assets acquired in settlement of loans $ 111 $ 0