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Loans and Allowance for Credit Losses on Loans (Tables)

3 Months Ended

Mar. 31, 2025

Receivables [Abstract]

Schedule of composition of loans

The composition of loans at March 31, 2025 and December 31, 2024 was as follows:

		March 31,				December 31,
		2025				2024
		(in thousands)
Mortgage real estate loans:
Construction & Secured by Farmland		$	98,660			$	95,200
HELOCs			50,543				50,646
Residential First Lien - Investor			108,519				105,910
Residential First Lien - Owner Occupied			174,822				194,065
Residential Junior Liens			10,983				11,184
Commercial - Owner Occupied			268,990				272,236
Commercial - Non-Owner Occupied & Multifamily			374,471				367,680
Commercial and industrial loans:
SBA PPP loans			22				28
Other commercial and industrial loans			112,906				110,315
Marine loans			203,455				210,095
Consumer loans			30,426				31,017
Overdrafts			208				309
Other loans			11,822				11,911
Total loans		$	1,445,827			$	1,460,596
Net deferred loan costs and premiums			6,437				6,453
Allowance for credit losses			(15,282	)			(15,027	)
		$	1,436,982			$	1,452,022

Schedule of changes in allowance for loan losses

Changes in the allowance for credit losses on loans for the three months ended March 31, 2025 and 2024 were as follows:

		Three Months Ended
		March 31,
		2025				2024
		(in thousands)
Balance, beginning		$	15,027			$	14,493
Provision for credit losses			1,146				475
Recoveries added to the allowance			185				185
Credit losses charged to the allowance			(1,076	)			(705	)
Balance, ending		$	15,282			$	14,448

Schedule of nonaccrual And past due loans by class

Past due loans by class at March 31, 2025 and December 31, 2024 were as follows:

		March 31, 2025
		(in thousands)
		30 - 59 Days Past Due				60 - 89 Days Past Due				90 or More Days Past Due				Total Past Due				Current				Total Loans				90 or More Days Past Due Still Accruing
Mortgage real estate loans:
Construction & Secured by Farmland		$	56			$	6,781			$	—			$	6,837			$	91,823			$	98,660			$	—
HELOCs			211				—				150				361				50,182				50,543				—
Residential First Lien - Investor			—				—				98				98				108,421				108,519				—
Residential First Lien - Owner Occupied			46				545				28				619				174,203				174,822				—
Residential Junior Liens			43				—				13				56				10,927				10,983				13
Commercial - Owner Occupied			2,320				190				2,211				4,721				264,269				268,990				—
Commercial - Non-Owner Occupied & Multifamily			3,959				—				7,551				11,510				362,961				374,471
Commercial and industrial loans:																											—
SBA PPP loans			—				—				—				—				22				22				—
Other commercial and industrial loans			745				384				258				1,387				111,519				112,906				177
Marine loans			—				—				—				—				203,455				203,455				—
Consumer loans			97				16				123				236				30,190				30,426				40
Overdrafts			—				—				—				—				208				208				—
Other loans			—				—				—				—				11,822				11,822				—
Total		$	7,477			$	7,916			$	10,432			$	25,825			$	1,420,002			$	1,445,827			$	230

		December 31, 2024
		(in thousands)
		30 - 59 Days Past Due				60 - 89 Days Past Due				90 or More Days Past Due				Total Past Due				Current				Total Loans				90 or More Past Due Still Accruing
Mortgage real estate loans:
Construction & Secured by Farmland		$	—			$	—			$	—			$	—			$	95,200			$	95,200			$	—
HELOCs			21				—				—				21				50,625				50,646				—
Residential First Lien - Investor			—				98				—				98				105,812				105,910				—
Residential First Lien - Owner Occupied			—				28				247				275				193,790				194,065				—
Residential Junior Liens			13				—				—				13				11,171				11,184				—
Commercial - Owner Occupied			2,212				—				—				2,212				270,024				272,236				—
Commercial - Non-Owner Occupied & Multifamily			—				—				—				—				367,680				367,680				—
Commercial and industrial loans:
SBA PPP loans			—				—				—				—				28				28				—
Other commercial and industrial loans			922				84				80				1,086				109,229				110,315				—
Marine loans			—				—				—				—				210,095				210,095				—
Consumer loans			673				6				138				817				30,200				31,017				—
Overdrafts			—				—				—				—				309				309				—
Other loans			—				—				—				—				11,911				11,911				—
Total		$	3,841			$	216			$	465			$	4,522			$	1,456,074			$	1,460,596			$	—

Nonaccrual loans by class at March 31, 2025 and December 31, 2024 were as follows:

		March 31, 2025												December 31, 2024
		(in thousands)												(in thousands)
		Nonaccruals with No Allowance for Credit Losses				Nonaccrual with an Allowance for Credit Losses				Nonaccrual Loans				Nonaccruals with No Allowance for Credit Losses				Nonaccrual with an Allowance for Credit Losses				Nonaccrual Loans
Mortgage real estate loans:
Construction & Secured by Farmland		$	—			$	—			$	—			$	—			$	—			$	—
HELOCs			151				—				151				—				—				—
Residential First Lien - Investor			98				—				98				—				—				—
Residential First Lien - Owner Occupied			536				—				536				347				—				347
Residential Junior Liens			—				—				—				—				—				—
Commercial - Owner Occupied			2,933				—				2,933				739				—				739
Commercial - Non-Owner Occupied & Multifamily			11,510				—				11,510				—				—				—
Commercial and industrial loans:
SBA PPP loans			—				—				—				—				—				—
Other commercial and industrial loans			—				811				811				—				903				903
Marine loans			—				—				—				—				—				—
Consumer loans			83				—				83				83				—				83
Overdrafts			—				—				—				—				—				—
Other loans			—				—				—				—				—				—
Total		$	15,311			$	811			$	16,122			$	1,169			$	903			$	2,072

Allowance For Loan Losses By Segment

The allowance for credit losses on loans by segment at March 31, 2025 and December 31, 2024 was as follows:

		As of and For the Three Months Ended
		March 31, 2025
		(in thousands)
		Construction and Farmland				Residential Real Estate				Commercial Real Estate & MultiFamily				Commercial				Marine				Consumer				All Other Loans				Unallocated				Total
Allowance for credit losses:
Beginning Balance		$	2,387			$	2,318			$	7,251			$	1,433			$	1,279			$	238			$	121			$	—			$	15,027
Charge-Offs			—				—				(971	)			(49	)			—				(33	)			(23	)			—				(1,076	)
Recoveries			2				153				—				15				—				8				7				—				185
Provision			202				(604	)			1,138				508				(132	)			26				8				—				1,146
Ending balance		$	2,591			$	1,867			$	7,418			$	1,907			$	1,147			$	239			$	113			$	—			$	15,282
Ending balance: Individually evaluated for impairment		$	—			$	—			$	—			$	152			$	—			$	—			$	—			$	—			$	152
Ending balance: Collectively evaluated for impairment		$	2,591			$	1,867			$	7,418			$	1,755			$	1,147			$	239			$	113			$	—			$	15,130
Loans:
Ending balance		$	98,660			$	344,867			$	643,461			$	112,928			$	203,455			$	30,426			$	12,030			$	—			$	1,445,827
Ending balance: Individually evaluated for impairment		$	—			$	757			$	14,443			$	811			$	—			$	83			$	—			$	—			$	16,094
Ending balance: Collectively evaluated for impairment		$	98,660			$	344,110			$	629,018			$	112,117			$	203,455			$	30,343			$	12,030			$	—			$	1,429,733

		As of and For the Year Ended
		December 31, 2024
		(in thousands)
		Construction and Farmland				Residential Real Estate				Commercial Real Estate & MultiFamily				Commercial				Marine				Consumer				All Other Loans				Unallocated				Total
Allowance for credit losses:
Beginning Balance		$	772			$	4,725			$	6,224			$	1,027			$	1,153			$	198			$	394			$	—			$	14,493
Charge-Offs			(94	)			(277	)			(7	)			(238	)			(1,778	)			(309	)			(141	)			—				(2,844	)
Recoveries			102				347				162				67				—				150				25				—				853
Provision			1,607				(2,477	)			872				577				1,904				199				(157	)			—				2,525
Ending balance		$	2,387			$	2,318			$	7,251			$	1,433			$	1,279			$	238			$	121			$	—			$	15,027
Ending balance: Individually evaluated for impairment		$	—			$	—			$	—			$	248			$	—			$	—			$	—			$	—			$	248
Ending balance: Collectively evaluated for impairment		$	2,387			$	2,318			$	7,251			$	1,185			$	1,279			$	238			$	121			$	—			$	14,779
Loans:
Ending balance		$	95,200			$	361,805			$	639,916			$	110,343			$	210,095			$	31,017			$	12,220			$	—			$	1,460,596
Ending balance: Individually evaluated for impairment		$	—			$	318			$	739			$	908			$	—			$	83			$	—			$	—			$	2,048
Ending balance: Collectively evaluated for impairment		$	95,200			$	361,487			$	639,177			$	109,435			$	210,095			$	30,934			$	12,220			$	—			$	1,458,548

Schedule of amortized cost basis of collateral-dependent loans

The following table presents the amortized cost basis of collateral-dependent loans by loan portfolio segment:

		March 31, 2025												December 31, 2024
		(in thousands)												(in thousands)
(in thousands)		Real Estate Collateral				Other Collateral				Total				Real Estate Collateral				Other Collateral				Total
Mortgage real estate loans:
Construction & Secured by Farmland		$	—			$	—			$	—			$	—			$	—			$	—
HELOCs			151				—				151				—				—				—
Residential First Lien - Investor			98				—				98				—				—				—
Residential First Lien - Owner Occupied			508				—				508				318				—				318
Residential Junior Liens			—				—				—				—				—				—
Commercial - Owner Occupied			2,933				—				2,933				739				—				739
Commercial - Non-Owner Occupied & Multifamily			11,510				—				11,510				—				—				—
Commercial and industrial loans:
SBA PPP loans			—				—				—				—				—				—
Other commercial and industrial loans			—				811				811				—				908				908
Marine loans			—				—				—				—				—				—
Consumer loans			83				—				83				83				—				83
Overdrafts			—				—				—				—				—				—
Other loans			—				—				—				—				—				—
		$	15,283			$	811			$	16,094			$	1,140			$	908			$	2,048

Schedule of credit quality information by class

Credit quality information by class at March 31, 2025 was as follows:

March 31, 2025
		Term Loans Amortized Cost Basis by Origination Year
(in thousands)		2025				2024				2023				2022				2021				Prior				Revolving Loans Amortized Cost Basis				Revolving Loans Converted to Term				Total
Mortgage real estate loans:
Construction & Secured by Farmland
Pass		$	3,201			$	34,787			$	27,422			$	12,941			$	3,772			$	7,504			$	2,223			$	—			$	91,850
Special Mention			—				—				6,781				—				—				—				—				—				6,781
Classified			—				—				—				—				—				29				—				—				29
Total		$	3,201			$	34,787			$	34,203			$	12,941			$	3,772			$	7,533			$	2,223			$	—			$	98,660
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
HELOCs
Pass		$	—			$	—			$	—			$	—			$	—			$	—			$	50,351			$	—			$	50,351
Special Mention			—				—				—				—				—				—				42				—				42
Classified			—				—				—				—				—				—				150				—				150
Total		$	—			$	—			$	—			$	—			$	—			$	—			$	50,543			$	—			$	50,543
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Residential First Lien - Investor
Pass		$	6,079			$	7,033			$	14,481			$	18,580			$	25,980			$	28,989			$	—			$	546			$	101,688
Special Mention			—				—				693				—				2,443				1,776				—				—				4,912
Classified			—				1,821				—				98				—				—				—				—				1,919
Total		$	6,079			$	8,854			$	15,174			$	18,678			$	28,423			$	30,765			$	—			$	546			$	108,519
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Residential First Lien - Owner Occupied
Pass		$	2,693			$	15,495			$	50,662			$	29,914			$	21,992			$	51,697			$	—			$	317			$	172,770
Special Mention			—				44				621				—				—				591				—				—				1,256
Classified			—				—				—				—				—				796				—				—				796
Total		$	2,693			$	15,539			$	51,283			$	29,914			$	21,992			$	53,084			$	—			$	317			$	174,822
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Residential Junior Liens
Pass		$	614			$	977			$	1,919			$	2,094			$	2,871			$	2,255			$	—			$	172			$	10,902
Special Mention			—				—				—				—				—				68				—				—				68
Classified			—				—				—				—				—				—				—				13				13
Total		$	614			$	977			$	1,919			$	2,094			$	2,871			$	2,323			$	—			$	185			$	10,983
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial - Owner Occupied
Pass		$	4,100			$	29,666			$	35,602			$	74,130			$	32,049			$	66,144			$	2,134			$	2,820			$	246,645
Special Mention			—				—				361				3,443				1,647				13,961				—				—				19,412
Classified			—				—				—				—				2,933				—				—				—				2,933

Total		$	4,100			$	29,666			$	35,963			$	77,573			$	36,629			$	80,105			$	2,134			$	2,820			$	268,990
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial - Non-Owner Occupied & Multifamily
Pass		$	15,398			$	28,029			$	54,942			$	84,834			$	50,518			$	108,930			$	5,397			$	5,129			$	353,177
Special Mention			—				—				2,582				—				4,997				2,205				—				—				9,784
Classified			—				—				—				7,128				4,382				—				—				—				11,510
Total		$	15,398			$	28,029			$	57,524			$	91,962			$	59,897			$	111,135			$	5,397			$	5,129			$	374,471
Current period gross charge-offs		$	—			$	—			$	—			$	257			$	714			$	—			$	—			$	—			$	971
Commercial and industrial loans:
SBA PPP loans
Pass		$	—			$	—			$	—			$	—			$	22			$	—			$	—			$	—			$	22
Special Mention			—				—				—				—				—				—				—				—				—
Classified			—				—				—				—				—				—				—				—				—
Total		$	—			$	—			$	—			$	—			$	22			$	—			$	—			$	—			$	22
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Other commercial and industrial loans
Pass		$	9,366			$	27,841			$	8,715			$	16,146			$	5,876			$	6,381			$	34,188			$	2,468			$	110,981
Special Mention			—				409				691				—				—				2				—				12				1,114
Classified			—				—				811				—				—				—				—				—				811
Total		$	9,366			$	28,250			$	10,217			$	16,146			$	5,876			$	6,383			$	34,188			$	2,480			$	112,906
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	49			$	—			$	49
Marine loans
Pass		$	—			$	—			$	66,349			$	107,001			$	29,473			$	632			$	—			$	—			$	203,455
Special Mention			—				—				—				—				—				—				—				—				—
Classified			—				—				—				—				—				—				—				—				—
Total		$	—			$	—			$	66,349			$	107,001			$	29,473			$	632			$	—			$	—			$	203,455
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Consumer loans
Pass		$	760			$	2,379			$	1,766			$	6,178			$	9,419			$	8,119			$	1,721			$	—			$	30,342
Special Mention			—				—				—				—				—				—				—				—				—
Classified			—				—				—				—				84				—				—				—				84
Total		$	760			$	2,379			$	1,766			$	6,178			$	9,503			$	8,119			$	1,721			$	—			$	30,426
Current period gross charge-offs		$	—			$	—			$	9			$	2			$	—			$	8			$	14			$	—			$	33
Overdrafts
Pass		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Special Mention			—				—				—				—				—				—				—				—				—
Classified			208				—				—				—				—				—				—				—				208
Total		$	208			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	208
Current period gross charge-offs		$	23			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	23
Other loans
Pass		$	—			$	—			$	51			$	9,490			$	—			$	2,237			$	44			$	—			$	11,822
Special Mention			—				—				—				—				—				—				—				—				—

Classified			—				—				—				—				—				—				—				—				—
Total		$	—			$	—			$	51			$	9,490			$	—			$	2,237			$	44			$	—			$	11,822
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Total by Risk Category
Pass		$	42,211			$	146,207			$	261,909			$	361,308			$	181,972			$	282,888			$	96,058			$	11,452			$	1,384,005
Special Mention			—				453				11,729				3,443				9,087				18,603				42				12				43,369
Classified			208				1,821				811				7,226				7,399				825				150				13				18,453
Total		$	42,419			$	148,481			$	274,449			$	371,977			$	198,458			$	302,316			$	96,250			$	11,477			$	1,445,827
Total current period gross charge-offs		$	23			$	—			$	9			$	259			$	714			$	8			$	63			$	—			$	1,076

Credit quality information by class at December 31, 2024 was as follows:

December 31, 2024
		Term Loans Amortized Cost Basis by Origination Year
(in thousands)		2024				2023				2022				2021				2020				Prior				Revolving Loans Amortized Cost Basis				Revolving Loans Converted to Term				Total
Mortgage real estate loans:
Construction & Secured by Farmland
Pass		$	33,338			$	25,777			$	13,722			$	3,830			$	4,758			$	3,908			$	3,055			$	—			$	88,388
Special Mention			—				6,781				—				—				—				—				—				—				6,781
Classified			—				—				—				—				—				31				—				—				31
Total		$	33,338			$	32,558			$	13,722			$	3,830			$	4,758			$	3,939			$	3,055			$	—			$	95,200
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	94			$	—			$	—			$	94
HELOCs
Pass		$	—			$	—			$	—			$	—			$	—			$	—			$	50,454			$	—			$	50,454
Special Mention			—				—				—				—				—				—				192				—				192
Classified			—				—				—				—				—				—				—				—				—
Total		$	—			$	—			$	—			$	—			$	—			$	—			$	50,646			$	—			$	50,646
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	14			$	—			$	14
Residential First Lien - Investor
Pass		$	7,567			$	15,074			$	18,816			$	27,722			$	10,729			$	21,201			$	—			$	559			$	101,668
Special Mention			—				696				370				1,053				—				295				—				—				2,414
Classified			—				—				—				—				—				—				—				1,828				1,828
Total		$	7,567			$	15,770			$	19,186			$	28,775			$	10,729			$	21,496			$	—			$	2,387			$	105,910
Current period gross charge-offs		$	—			$	—			$	—			$	150			$	—			$	—			$	—			$	—			$	150
Residential First Lien - Owner Occupied
Pass		$	25,982			$	57,230			$	33,257			$	22,387			$	33,514			$	19,438			$	—			$	387			$	192,195
Special Mention			45				623				—				—				—				592				—				—				1,260
Classified			—				—				—				—				—				610				—				—				610
Total		$	26,027			$	57,853			$	33,257			$	22,387			$	33,514			$	20,640			$	—			$	387			$	194,065
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	103			$	—			$	—			$	103
Residential Junior Liens
Pass		$	991			$	2,191			$	2,484			$	2,942			$	555			$	1,762			$	—			$	175			$	11,100
Special Mention			—				—				—				—				70				—				—				—				70
Classified			—				—				—				—				—				—				—				14				14

Total		$	991			$	2,191			$	2,484			$	2,942			$	625			$	1,762			$	—			$	189			$	11,184
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	10			$	—			$	—			$	10
Commercial - Owner Occupied
Pass		$	29,892			$	32,228			$	75,213			$	36,558			$	21,827			$	45,648			$	2,623			$	2,856			$	246,845
Special Mention			—				364				3,995				5,523				—				14,770				—				—				24,652
Classified			—				—				—				739				—				—				—				—				739
Total		$	29,892			$	32,592			$	79,208			$	42,820			$	21,827			$	60,418			$	2,623			$	2,856			$	272,236
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	7			$	—			$	—			$	7
Commercial - Non-Owner Occupied & Multifamily
Pass		$	28,275			$	43,596			$	106,921			$	55,945			$	65,561			$	44,949			$	5,397			$	5,834			$	356,478
Special Mention			—				—				1,384				7,584				1,446				788				—				—				11,202
Classified			—				—				—				—				—				—				—				—				—
Total		$	28,275			$	43,596			$	108,305			$	63,529			$	67,007			$	45,737			$	5,397			$	5,834			$	367,680
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Commercial and industrial loans:
SBA PPP loans
Pass		$	—			$	—			$	—			$	28			$	—			$	—			$	—			$	—			$	28
Special Mention			—				—				—				—				—				—				—				—				—
Classified			—				—				—				—				—				—				—				—				—
Total		$	—			$	—			$	—			$	28			$	—			$	—			$	—			$	—			$	28
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Other commercial and industrial loans
Pass		$	28,978			$	8,605			$	17,187			$	4,512			$	3,324			$	3,614			$	37,618			$	2,064			$	105,902
Special Mention			411				1,095				—				1,915				—				3				—				86				3,510
Classified			—				903				—				—				—				—				—				—				903
Total		$	29,389			$	10,603			$	17,187			$	6,427			$	3,324			$	3,617			$	37,618			$	2,150			$	110,315
Current period gross charge-offs		$	—			$	32			$	8			$	—			$	63			$	—			$	135			$	—			$	238
Marine loans
Pass		$	—			$	68,970			$	110,481			$	30,011			$	633			$	—			$	—			$	—			$	210,095
Special Mention			—				—				—				—				—				—				—				—				—
Classified			—				—				—				—				—				—				—				—				—
Total		$	—			$	68,970			$	110,481			$	30,011			$	633			$	—			$	—			$	—			$	210,095
Current period gross charge-offs		$	—			$	1,371			$	199			$	208			$	—			$	—			$	—			$	—			$	1,778

Consumer loans
Pass		$	2,700			$	1,987			$	10,787			$	5,274			$	7,221			$	1,117			$	1,834			$	13			$	30,933
Special Mention			—				—				—				—				—				—				—				—				—
Classified			—				—				—				84				—				—				—				—				84
Total		$	2,700			$	1,987			$	10,787			$	5,358			$	7,221			$	1,117			$	1,834			$	13			$	31,017
Current period gross charge-offs		$	—			$	13			$	4			$	47			$	167			$	—			$	78			$	—			$	309
Overdrafts
Pass		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Special Mention			—				—				—				—				—				—				—				—				—
Classified			309				—				—				—				—				—				—				—				309
Total		$	309			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	309
Current period gross charge-offs		$	141			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	141
Other loans
Pass		$	—			$	54			$	9,500			$	—			$	—			$	2,281			$	76			$	—			$	11,911
Special Mention			—				—				—				—				—				—				—				—				—
Classified			—				—				—				—				—				—				—				—				—
Total		$	—			$	54			$	9,500			$	—			$	—			$	2,281			$	76			$	—			$	11,911
Current period gross charge-offs		$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—			$	—
Total by Risk Category
Pass		$	157,723			$	255,712			$	398,368			$	189,209			$	148,122			$	143,918			$	101,057			$	11,888			$	1,405,997
Special Mention			456				9,559				5,749				16,075				1,516				16,448				192				86				50,081
Classified			309				903				—				823				—				641				—				1,842				4,518
Total		$	158,488			$	266,174			$	404,117			$	206,107			$	149,638			$	161,007			$	101,249			$	13,816			$	1,460,596
Total current period gross charge-offs		$	141			$	1,416			$	211			$	405			$	230			$	214			$	227			$	—			$	2,844

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