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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Cash Flows from Operating Activities      
Net Income (Loss) $ (6,974,000) $ 2,548,000  
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Depreciation 198,000 248,000  
Amortization of other assets 245,000 139,000  
Origination of loans held for sale (17,432,000) (10,755,000)  
Proceeds from sale of loans held for sale 17,343,000 10,984,000  
Net (gain) on sales of loans (424,000) (161,000)  
Provision for credit losses on loans 1,146,000 475,000 $ 2,525,000
(Gain) on the sale of portfolio loans (5,000) 0  
Loss on the sale and disposal of premises and equipment 16,000 0  
Loss on the sale of repossessed assets 133,000 0 204,000
Loss on the sale of securities 12,425,000 0  
Amortization of subordinated debt issuance costs 17,000 17,000  
Stock-based compensation expense 323,000 302,000  
Premium amortization on securities, net 4,000 68,000  
Bank-owned life insurance income (273,000) (268,000)  
Changes in assets and liabilities:      
Decrease in other assets 2,493,000 2,452,000  
(Decrease) increase in other liabilities (3,435,000) 705,000  
Net cash provided by operating activities 5,800,000 6,754,000  
Cash Flows from Investing Activities      
Proceeds from maturities, calls, and principal payments of securities available for sale 3,277,000 3,221,000  
Proceeds from the sale of securities available for sale 86,822,000 0  
Purchases of securities available for sale (75,862,000) 0  
Proceeds from the sale of restricted investments 2,628,000 950,000  
Purchases of restricted investments (45,000) (621,000)  
Purchases of bank premises and equipment (537,000) (94,000)  
Proceeds from the sale of bank premises and equipment 37,000 0  
Proceeds from the sale of repossessed assets 381,000 0 111,000
Proceeds from the sale of portfolio loans 18,772,000 0  
Net (increase) decrease in loans (4,752,000) 23,003,000  
Funding of capital commitments related to other investments (495,000) (664,000)  
Net cash provided by investing activities 30,226,000 25,795,000  
Cash Flows from Financing Activities      
Net increase (decrease) in noninterest bearing demand deposits, savings, and interest bearing demand deposits 33,511,000 (1,459,000)  
Net increase (decrease) in time deposits 5,124,000 (30,921,000)  
Net increase in federal funds purchased 0 347,000  
Net (decrease) in short-term Federal Home Loan Bank advances (0) (10,000,000)  
Repayments of long-term Federal Home Loan Bank advances (55,000,000) 0  
Net proceeds from issuance of common stock in public offering 53,501,000 0  
Repurchase and retirement of common stock (265,000) (169,000)  
Cash dividends paid (1,110,000) (1,067,000)  
Net cash provided (used) by financing activities 35,761,000 (43,269,000)  
Increase (decrease) in cash and cash equivalents 71,787,000 (10,720,000)  
Cash and Cash Equivalents      
Beginning 193,159,000 138,353,000 138,353,000
Ending 264,946,000 127,633,000 $ 193,159,000
Supplemental Disclosures of Cash Flow Information      
Interest 10,576,000 9,923,000  
Income taxes 0 0  
Supplemental Schedule of Noncash Investing and Financing Activities:      
Unrealized gain (loss) on securities available for sale 15,206,000 (2,287,000)  
Minimum postretirement liability adjustment 0 (5,000)  
Repossessed assets acquired in settlement of loans 0 111,000  
Lease liabilities arising from right-of-use assets $ 773