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Securities (Tables) | 9 Months Ended
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Sep. 30, 2025
Debt Securities, Available-for-Sale [Abstract] |
Amortized Costs and Fair Values of Securities Available for Sale | Amortized costs and fair values of securities available for sale at September 30, 2025 and December 31, 2024 were as follows:
|  | Amortized Cost |  |  | Gross Unrealized Gains |  |  | Gross Unrealized (Losses) |  |  | Fair Value |
|  | September 30, 2025 |
|  | (in thousands) |
Obligations of U.S. government corporations and agencies |  | $ | 7,571 |  |  | $ | 24 |  |  | $ | (21 | ) |  | $ | 7,574 |
U.S. treasury securities |  |  | 9,999 |  |  |  | 9 |  |  |  | — |  |  |  | 10,008 |
Mortgage-backed securities |  |  | 83,800 |  |  |  | 414 |  |  |  | (7,051 | ) |  |  | 77,163 |
Collateralized mortgage obligations |  |  | 22,834 |  |  |  | 55 |  |  |  | (100 | ) |  |  | 22,789 |
Subordinated debt |  |  | 4,250 |  |  |  | 8 |  |  |  | (413 | ) |  |  | 3,845 |
|  | $ | 128,454 |  |  | $ | 510 |  |  | $ | (7,585 | ) |  | $ | 121,379 |
|  | December 31, 2024 |
|  | (in thousands) |
Obligations of U.S. government corporations and agencies |  | $ | 8,198 |  |  | $ | — |  |  | $ | (530 | ) |  | $ | 7,668 |
Mortgage-backed securities |  |  | 127,061 |  |  |  | — |  |  |  | (22,094 | ) |  |  | 104,967 |
Obligations of states and political subdivisions |  |  | 4,920 |  |  |  | — |  |  |  | (275 | ) |  |  | 4,645 |
Subordinated debt |  |  | 4,750 |  |  |  | — |  |  |  | (700 | ) |  |  | 4,050 |
|  | $ | 144,929 |  |  | $ | — |  |  | $ | (23,599 | ) |  | $ | 121,330 |
Investments Classified by Contractual Maturity Date | The amortized cost and estimated fair value of securities at September 30, 2025, by the earlier of contractual maturity or expected maturity, are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to prepay obligations with or without call or prepayment penalties.
|  | Amortized Cost |  |  | Fair Value |
|  | (in thousands) |
Due in one year or less |  | $ | 9,999 |  |  | $ | 10,008 |
Due after one year through five years |  |  | 13,492 |  |  |  | 13,579 |
Due after five years through ten years |  |  | 19,569 |  |  |  | 19,290 |
Due after ten years |  |  | 85,394 |  |  |  | 78,502 |
|  | $ | 128,454 |  |  | $ | 121,379 |
Summarizes Amounts Related Sale of Available for Sale Securities | The following table summarizes amounts related to the sale of available for sale securities:
|  | For the Nine Months Ended September 30, |
|  | 2025 |
|  | (in thousands) |
Proceeds from sales |  | $ | 86,822 |
Gross realized gains |  | $ | — |
Gross realized losses |  |  | (12,425 | )
Net realized losses on securities |  | $ | (12,425 | )
Fair Value and Gross Unrealized Losses for Securities Available for Sale | The fair value and gross unrealized losses for securities available for sale, totaled by the length of time that individual securities have been in a continuous gross unrealized loss position, at September 30, 2025 and December 31, 2024 were as follows:
|  | Less than 12 months |  |  | 12 months or more |  |  | Total |
|  | Fair Value |  |  | Gross Unrealized Losses |  |  | Fair Value |  |  | Gross Unrealized Losses |  |  | Fair Value |  |  | Gross Unrealized Losses |
|  | September 30, 2025 |
|  | (in thousands) |
Obligations of U.S. government corporations and agencies |  | $ | 3,787 |  |  | $ | 21 |  |  | $ | — |  |  | $ | — |  |  | $ | 3,787 |  |  | $ | 21 |
U.S. treasury securities |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Mortgage-backed securities |  |  | — |  |  |  | — |  |  |  | 29,921 |  |  |  | 7,051 |  |  |  | 29,921 |  |  |  | 7,051 |
Collateralized mortgage obligations |  |  | 15,384 |  |  |  | 100 |  |  |  | — |  |  |  | — |  |  |  | 15,384 |  |  |  | 100 |
Subordinated debt |  |  | — |  |  |  | — |  |  |  | 2,837 |  |  |  | 413 |  |  |  | 2,837 |  |  |  | 413 |
Total |  | $ | 19,171 |  |  | $ | 121 |  |  | $ | 32,758 |  |  | $ | 7,464 |  |  | $ | 51,929 |  |  | $ | 7,585 |
|  | Less than 12 months |  |  | 12 months or more |  |  | Total |
|  | Fair Value |  |  | Gross Unrealized Losses |  |  | Fair Value |  |  | Gross Unrealized Losses |  |  | Fair Value |  |  | Gross Unrealized Losses |
|  | December 31, 2024 |
|  | (in thousands) |
Obligations of U.S. government corporations and agencies |  | $ | — |  |  | $ | — |  |  | $ | 7,668 |  |  | $ | 530 |  |  | $ | 7,668 |  |  | $ | 530 |
Mortgage-backed securities |  |  | — |  |  |  | — |  |  |  | 104,967 |  |  |  | 22,094 |  |  |  | 104,967 |  |  |  | 22,094 |
Obligations of states and political subdivisions |  |  | — |  |  |  | — |  |  |  | 4,645 |  |  |  | 275 |  |  |  | 4,645 |  |  |  | 275 |
Subordinated debt |  |  | — |  |  |  | — |  |  |  | 3,550 |  |  |  | 700 |  |  |  | 3,550 |  |  |  | 700 |
Total |  | $ | — |  |  | $ | — |  |  | $ | 120,830 |  |  | $ | 23,599 |  |  | $ | 120,830 |  |  | $ | 23,599 |
Schedule Composition of Restricted Investments | The composition of restricted investments at September 30, 2025 and December 31, 2024 was as follows:
|  | September 30, 2025 |  |  | December 31, 2024 |
|  | (in thousands) |
Federal Reserve Bank Stock |  | $ | 344 |  |  | $ | 344 |
Federal Home Loan Bank Stock |  |  | 3,302 |  |  |  | 7,073 |
Community Bankers’ Bank Stock |  |  | 140 |  |  |  | 140 |
|  | $ | 3,786 |  |  | $ | 7,557 |

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