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Consolidated Statements of Operations (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest and Dividend Income        
Interest and fees on loans $ 20,722 $ 21,143 $ 61,102 $ 60,631
Interest and dividends on securities available for sale:        
Taxable interest income 1,293 712 3,130 2,209
Interest income exempt from federal income taxes 0 4 3 12
Dividends 60 157 327 468
Interest on deposits in banks 3,803 1,659 9,507 3,889
Interest on federal funds sold 55 11 181 118
Total interest and dividend income 25,933 23,686 74,250 67,327
Interest Expense        
Interest on deposits 7,886 8,419 24,653 23,358
Interest on Federal Home Loan Bank advances 494 1,756 2,301 5,178
Interest on subordinated debt 354 354 1,063 1,063
Total interest expense 8,734 10,529 28,017 29,599
Net Interest Income (Expense) 17,199 13,157 46,233 37,728
Provision for credit losses 1,112 1,544 3,013 2,200
Net interest income after provision for credit losses 16,087 11,613 43,220 35,528
Noninterest Income        
Wealth management fees 1,827 1,515 5,158 4,244
Service charges on deposit accounts 558 518 1,567 1,428
Other service charges and fees 1,151 1,117 3,183 3,250
Gain (loss) on the sale of bank premises and equipment (2) 0 (18) (11)
(Loss) on the sale of securities 0 0 (12,425) 0
Gain on sale of loans 1,012 627 2,545 1,280
Small Business Investment Company Income 58 496 211 882
Bank owned life insurance income 268 930 819 1,721
Other operating income 293 48 488 242
Total noninterest income (loss) 5,165 5,251 1,528 13,036
Noninterest Expenses        
Salaries and employee benefits 8,717 7,548 23,741 22,086
Occupancy expenses 691 530 1,951 1,569
Equipment expenses 437 427 1,261 1,201
Advertising and marketing expenses 317 247 652 729
Stationery and supplies 37 35 114 91
ATM network fees 327 406 1,021 1,159
Loss on the sale of repossessed assets 0 204 133 204
FDIC assessment 172 343 748 1,103
Computer software expense 389 226 996 680
Bank franchise tax 388 342 1,136 1,011
Professional fees 493 408 1,697 1,425
Data processing fees 469 679 1,652 1,802
Other operating expenses 1,907 1,495 5,230 4,717
Total noninterest expenses 14,344 12,890 40,332 37,777
Income (loss) before income taxes 6,908 3,974 4,416 10,787
Income tax expense (benefit) 1,324 550 536 1,630
Net Income (Loss) $ 5,584 $ 3,424 $ 3,880 $ 9,157
Earnings (Loss) Per Share        
Net income (loss) per common share, basic $ 1.04 $ 0.97 $ 0.76 $ 2.58
Net income (loss) per common share, diluted $ 1.04 $ 0.97 $ 0.76 $ 2.58