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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Mar. 31, 2025
Sep. 30, 2024
Mar. 31, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Cash Flows from Operating Activities              
Net Income (Loss) $ 5,584 $ (6,974) $ 3,424 $ 2,548 $ 3,880 $ 9,157  
Adjustments to reconcile net income to net cash provided by operating activities:              
Depreciation         582 742  
Amortization of other assets         622 418  
Origination of loans held for sale         (70,324) (49,256)  
Proceeds from sale of loans held for sale         72,071 48,540  
Net (gain) on sales of loans         (2,540) (1,280)  
Provision for credit losses on loans 1,131   1,526   3,133 2,315 $ 2,525
(Gain) on the sale of portfolio loans         (5) 0  
Loss on the sale and disposal of premises and equipment 2   0   18 11  
Loss on the sale of repossessed assets 0   204   133 204 204
Loss on the sale of securities 0   0   12,425 0  
Amortization of subordinated debt issuance costs         50 51  
Stock-based compensation expense         917 644  
(Accretion) amortization of premiums and discounts on debt securities and loans, net         (486) 208  
Bank-owned life insurance income         (819) (814)  
(Gain) on bank-owned life insurance settlement         0 (907)  
Changes in assets and liabilities:              
(Increase) decrease in other assets         (2,014) 278  
(Decrease) increase in other liabilities         (1,067) 2,136  
Net cash provided by operating activities         16,576 12,447  
Cash Flows from Investing Activities              
Proceeds from maturities, calls, and principal payments of securities available for sale         19,764 11,716  
Proceeds from the sale of securities available for sale         86,822 0  
Purchases of securities available for sale         (102,154) 0  
Proceeds from the sale of restricted investments         3,815 1,425  
Purchases of restricted investments         (44) (1,824)  
Proceeds of bank-owned life insurance settlement         0 935  
Purchases of bank premises and equipment         (1,179) (746)  
Proceeds from the sale of bank premises and equipment         40 0  
Proceeds from the sale of repossessed assets         381 112 111
Proceeds from the sale of portfolio loans         18,772 0  
Origination of loans, net of principal collected         (16,066) (21,986)  
Funding of capital commitments related to other investments         (492) (664)  
Net cash provided by (used in) investing activities         9,659 (11,032)  
Cash Flows from Financing Activities              
Net increase (decrease) in noninterest bearing demand deposits, savings, and interest bearing demand deposits         123,169 (23,842)  
Net (decrease) increase in time deposits         (43,277) 63,456  
Net increase in federal funds purchased         101 244  
Repayments of short-term Federal Home Loan Bank advances         (25,000) (20,000)  
Repayments of long-term Federal Home Loan Bank advances         (55,000) 0  
Advances of long-term Federal Home Loan Bank advances         0 25,000  
Net proceeds from issuance of common stock in public offering         53,501 0  
Repurchase and retirement of common stock         (315) (237)  
Cash dividends paid         (4,444) (3,198)  
Net cash provided by financing activities         48,735 41,423  
Increase in cash and cash equivalents         74,970 42,838  
Cash and Cash Equivalents              
Beginning   $ 193,159   $ 138,353 193,159 138,353 138,353
Ending $ 268,129   $ 181,191   268,129 181,191 $ 193,159
Supplemental Disclosures of Cash Flow Information              
Interest         29,225 29,695  
Income taxes         1,586 80  
Supplemental Schedule of Noncash Investing and Financing Activities:              
Unrealized gain on securities available for sale         16,524 4,532  
Minimum postretirement liability adjustment         0 (5)  
Repossessed assets acquired in settlement of loans         1,009 111  
Lease liabilities arising from right-of-use assets         $ 773 $ 0