<SEC-DOCUMENT>0001193125-25-022730.txt : 20250207
<SEC-HEADER>0001193125-25-022730.hdr.sgml : 20250207
<ACCEPTANCE-DATETIME>20250207161514
ACCESSION NUMBER:		0001193125-25-022730
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		17
CONFORMED PERIOD OF REPORT:	20250206
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20250207
DATE AS OF CHANGE:		20250207

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EAGLE FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0000880641
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				541601306
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-42512
		FILM NUMBER:		25601906

	BUSINESS ADDRESS:	
		STREET 1:		2 E MAIN ST
		CITY:			BERRYVILLE
		STATE:			VA
		ZIP:			22611
		BUSINESS PHONE:		540-955-2510

	MAIL ADDRESS:	
		STREET 1:		PO BOX 391
		CITY:			BERRYVILLE
		STATE:			VA
		ZIP:			22611
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d861882d8k.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<html xmlns:dei="http://xbrl.sec.gov/dei/2024" xmlns:us-types="http://fasb.org/us-types/2024" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:efsi="http://bankofclarke.com/20250206" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns="http://www.w3.org/1999/xhtml">
<head>
<title>8-K</title>
<meta http-equiv="Content-Type" content="text/html"/>
</head>
   <body><div style="display:none"> <ix:header> <ix:hidden> <ix:nonNumeric id="Hidden_dei_EntityRegistrantName" name="dei:EntityRegistrantName" contextRef="duration_2025-02-06_to_2025-02-06">EAGLE FINANCIAL SERVICES INC</ix:nonNumeric> <ix:nonNumeric name="dei:AmendmentFlag" contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-326">false</ix:nonNumeric> <ix:nonNumeric id="Hidden_dei_EntityCentralIndexKey" name="dei:EntityCentralIndexKey" contextRef="duration_2025-02-06_to_2025-02-06">0000880641</ix:nonNumeric> </ix:hidden> <ix:references> <link:schemaRef xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xlink:type="simple" xlink:href="efsi-20250206.xsd" xlink:arcrole="http://www.xbrl.org/2003/linkbase"/> </ix:references> <ix:resources> <xbrli:context id="duration_2025-02-06_to_2025-02-06"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0000880641</xbrli:identifier> </xbrli:entity> <xbrli:period> <xbrli:startDate>2025-02-06</xbrli:startDate> <xbrli:endDate>2025-02-06</xbrli:endDate> </xbrli:period> </xbrli:context> </ix:resources> </ix:header> </div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p> <p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p> <p style="margin-top:8pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">UNITED STATES</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">SECURITIES AND EXCHANGE COMMISSION</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">WASHINGTON, D.C. 20549</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">FORM <span style="white-space:nowrap"><ix:nonNumeric name="dei:DocumentType" contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-337">8-K</ix:nonNumeric></span></p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">CURRENT REPORT</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">PURSUANT TO SECTION 13 OR 15(d)</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">OF THE SECURITIES EXCHANGE ACT OF 1934</p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Date of Report (Date of earliest event reported): <ix:nonNumeric name="dei:DocumentPeriodEndDate" contextRef="duration_2025-02-06_to_2025-02-06" format="ixt:datemonthdayyearen" id="ixv-338">February&#160;6, 2025</ix:nonNumeric></p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman;font-weight:bold;text-align:center"> <span style=" -sec-ix-hidden:Hidden_dei_EntityRegistrantName">EAGLE FINANCIAL SERVICES, INC.</span> </p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Exact Name of Registrant as Specified in Charter)</p> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"/>
<td style="vertical-align:bottom"/>
<td style="width:32%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:32%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;text-align:center"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" contextRef="duration_2025-02-06_to_2025-02-06" format="ixt-sec:stateprovnameen" id="ixv-339">Virginia</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityFileNumber" contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-340">001-42512</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><span style="font-weight:bold"><span style="white-space:nowrap"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-341">54-1601306</ix:nonNumeric></span></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style="vertical-align:top;text-align:center"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(State or Other Jurisdiction</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">of Incorporation)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Commission</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">File No.)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><span style="font-weight:bold">(I.R.S. Employer<br/>Identification No.)</span></td></tr></table> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:50%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:48%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom;text-align:center"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressAddressLine1" contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-342">2 East Main Street</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressCityOrTown" contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-343">Berryville</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressStateOrProvince" contextRef="duration_2025-02-06_to_2025-02-06" format="ixt-sec:stateprovnameen" id="ixv-344">Virginia</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:center"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-345">22611</ix:nonNumeric></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style="vertical-align:top;text-align:center"><span style="font-weight:bold">(Address of Principal Executive Offices)</span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><span style="font-weight:bold">(Zip Code)</span></td></tr></table> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">Registrant&#8217;s telephone number, including area code: <ix:nonNumeric name="dei:CityAreaCode" contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-346">(540)</ix:nonNumeric> <span style="white-space:nowrap"><ix:nonNumeric name="dei:LocalPhoneNumber" contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-347">955-2510</ix:nonNumeric></span></p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">Not Applicable</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Former Name or Former Address, if Changed Since Last Report)</p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Securities registered pursuant to Section&#160;12(b) of the Act:</p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"/>
<td style="vertical-align:bottom"/>
<td style="width:32%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:32%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Title of each class</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Trading<br/>Symbol(s)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="border-bottom:1.00pt solid #000000;vertical-align:bottom;text-align:center"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Name of each exchange</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">on which registered</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;text-align:center"><ix:nonNumeric name="dei:Security12bTitle" contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-348">Common stock, $2.50 par value per share</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><ix:nonNumeric name="dei:TradingSymbol" contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-349">EFSI</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><ix:nonNumeric name="dei:SecurityExchangeName" contextRef="duration_2025-02-06_to_2025-02-06" format="ixt-sec:exchnameen" id="ixv-350">The Nasdaq Stock Market, LLC</ix:nonNumeric></td></tr></table> <p style="font-size:8pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:8pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below if the Form <span style="white-space:nowrap">8-K</span> filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:5%;vertical-align:top;text-align:left"><ix:nonNumeric name="dei:WrittenCommunications" contextRef="duration_2025-02-06_to_2025-02-06" format="ixt-sec:boolballotbox" id="ixv-351">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top;text-align:left"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:5%;vertical-align:top;text-align:left"><ix:nonNumeric name="dei:SolicitingMaterial" contextRef="duration_2025-02-06_to_2025-02-06" format="ixt-sec:boolballotbox" id="ixv-352">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top;text-align:left"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Soliciting material pursuant to Rule <span style="white-space:nowrap">14a-12</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14a-12)</span></p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:5%;vertical-align:top;text-align:left"><ix:nonNumeric name="dei:PreCommencementTenderOffer" contextRef="duration_2025-02-06_to_2025-02-06" format="ixt-sec:boolballotbox" id="ixv-353">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top;text-align:left"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to Rule <span style="white-space:nowrap">14d-2(b)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14d-2(b))</span></p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:5%;vertical-align:top;text-align:left"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" contextRef="duration_2025-02-06_to_2025-02-06" format="ixt-sec:boolballotbox" id="ixv-354">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top;text-align:left"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to Rule <span style="white-space:nowrap">13e-4(c)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.13e-4(c))</span></p></td></tr></table> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule <span style="white-space:nowrap">12b-2</span> of the Securities Exchange Act of 1934 <span style="white-space:nowrap">(&#167;240.12b-2</span> of this chapter).&#8195;&#8195;Emerging growth company&#8194;<ix:nonNumeric name="dei:EntityEmergingGrowthCompany" contextRef="duration_2025-02-06_to_2025-02-06" format="ixt-sec:boolballotbox" id="ixv-355">&#9744;</ix:nonNumeric></p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&#160;13(a) of the Exchange Act.&#8194;&#9744;</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p> <p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p></div></div>

<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%;clear:both"/>

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">

<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top;text-align:left"><span style="font-weight:bold">Item&#8201;1.01</span></td>
<td style="vertical-align:top;text-align:left"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Entry into a Material Definitive Agreement. </p></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On February&#160;6, 2025, Eagle Financial Services, Inc. (the &#8220;Company&#8221;), a bank holding company organized under the laws of the Commonwealth of Virginia that operates through its wholly-owned subsidiary, Bank of Clarke (the &#8220;Bank&#8221;), entered into an underwriting agreement (the &#8220;Underwriting Agreement&#8221;) with Keefe, Bruyette&#160;&amp; Woods, Inc., as representative of the several underwriters named in Schedule I thereto (collectively, the &#8220;Underwriters&#8221;), to issue and sell 1,562,500 shares (the &#8220;Firm Shares&#8221;) of the Company&#8217;s common stock, par value $2.50 per share (&#8220;Common Stock&#8221;), at a public offering price of $32.00 per share in an underwritten public offering (the &#8220;Offering&#8221;). As part of the Offering, the Company granted the Underwriters a <span style="white-space:nowrap">30-day</span> option to purchase up to an additional 234,375 shares of Common Stock (the &#8220;Option Shares&#8221; and, together with the Firm Shares, the &#8220;Shares&#8221;) at the public offering price, less underwriting discounts and commissions. The offer and sale of the Shares in the Offering was registered under the Securities Act of 1933, as amended (the &#8220;Act&#8221;), pursuant to the Company&#8217;s shelf registration statement on Form <span style="white-space:nowrap">S-3</span> (File <span style="white-space:nowrap">No.&#160;333-269804),</span> which was declared effective by the U.S. Securities and Exchange Commission on February&#160;28, 2023, as supplemented by the prospectus supplement dated February&#160;6, 2025. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">After deducting underwriting discounts and commissions and estimated offering expenses payable by the Company, the Company expects the net proceeds of the Offering to be approximately $46.4 million. The Company intends to use the net proceeds from the Offering for general corporate purposes, which may include a balance sheet restructuring through the repositioning of the Company&#8217;s <span style="white-space:nowrap"><span style="white-space:nowrap">available-for-sale</span></span> debt securities portfolio, and to support the Company&#8217;s capital ratios and continued growth. The Offering is expected to close on or about February&#160;10, 2025, subject to the satisfaction of customary closing conditions. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Underwriting Agreement contains customary representations, warranties and agreements of the Company, customary conditions to closing, indemnification obligations of the parties, including for liabilities under the Act, and termination provisions. The representations, warranties and covenants contained in the Underwriting Agreement were made only for purposes of such agreement and as of specific dates, were solely for the benefit of the parties to such agreement, and may be subject to limitations agreed upon by the contracting parties. Consequently, persons other than the parties to such agreement may not rely upon the representations and warranties in the Underwriting Agreement as characterizations of actual facts or circumstances as of the date of the Underwriting Agreement or as of any other date. The Underwriting Agreement is not intended to provide any other factual information about the Company. The foregoing description is qualified in its entirety by reference to the Underwriting Agreement, a copy of which is attached hereto as Exhibit 1.1 and incorporated herein by reference. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The legal opinion of Luse Gorman, PC relating to the validity of the Shares being offered is attached hereto as Exhibit 5.1. </p> <p style="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top;text-align:left"><span style="font-weight:bold">Item&#8201;8.01</span></td>
<td style="vertical-align:top;text-align:left"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Other Events. </p></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On February&#160;6, 2025, the Company issued a press release announcing the launch of the Offering, which is attached as Exhibit 99.1 hereto and is incorporated herein by reference. On February&#160;6, 2025, the Company issued a press release announcing the pricing of the Offering, which is attached as Exhibit 99.2 hereto and is incorporated herein by reference. </p> <p style="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold"><span style="text-decoration:underline">Special Note Concerning Forward-Looking Statements </span></p> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Current Report on Form <span style="white-space:nowrap">8-K</span> contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements provide current expectations or forecasts of future events and include, among others, statements with respect to the beliefs, plans, objectives, goals, guidelines, expectations, anticipations, and future financial condition, results of operations and performance of the Company, and may be identified by the use of words such as &#8220;may,&#8221; &#8220;could,&#8221; &#8220;should,&#8221; &#8220;would,&#8221; &#8220;believe,&#8221; &#8220;anticipate,&#8221; &#8220;estimate,&#8221; &#8220;expect,&#8221; &#8220;intend,&#8221; &#8220;plan&#8221;, &#8220;target,&#8221; &#8220;projects&#8221; or similar expressions. These forward-looking statements are not guarantees of future performance, nor should they be relied upon as representing </p>
</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%;clear:both"/>

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
management&#8217;s views as of any subsequent date. Forward-looking statements involve known and unknown risks and uncertainties, many of which are outside of the Company&#8217;s control, and actual results may differ materially from those presented, either expressed or implied, in this Form <span style="white-space:nowrap">8-K.</span> The Company cautions readers not to place undue reliance on any forward-looking statements, which speak only as of the date made, and advises readers that various factors could affect the Company&#8217;s financial performance and cause results or circumstances for future periods to differ materially from those anticipated or projected. Important factors that could cause actual results to differ materially from those in forward-looking statements include those set forth in the Company&#8217;s Annual Report on Form <span style="white-space:nowrap">10-K</span> for the year ended December&#160;31, 2023 and subsequent Quarterly Reports on Form <span style="white-space:nowrap">10-Q</span> under the headings &#8220;Forward Looking Statements&#8221; and &#8220;Item&#160;1A. Risk Factors.&#8221; Except as required by law, the Company does not undertake, and specifically disclaims any obligation to revise or update any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements. </p> <p style="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top;text-align:left"><span style="font-weight:bold">Item&#8201;9.01</span></td>
<td style="vertical-align:top;text-align:left"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">Financial Statements and Exhibits. </p></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following are filed as exhibits to this Current Report on Form <span style="white-space:nowrap">8-K:</span> </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">d) Exhibits. </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto">


<tr>

<td/>

<td style="vertical-align:bottom;width:5%"/>
<td style="width:92%"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style="vertical-align:bottom;white-space:nowrap;text-align:center"> <p style=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:inline-block; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Exhibit<br/>Number</p></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:center"> <p style=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:inline-block; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Description</p></td></tr>


<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#8199;1.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d861882dex11.htm">Underwriting Agreement, dated February&#160;6, 2025, by and between Eagle Financial Services, Inc., and Keefe, Bruyette&#160;&amp; Woods, Inc., as representative of the several underwriters named therein. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#8199;5.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d861882dex51.htm">Opinion of Luse Gorman, PC. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">23.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d861882dex51.htm">Consent of Luse Gorman, PC (included in Exhibit&#160;5.1). </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">99.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d861882dex991.htm">Press Release announcing the launch of the Offering dated February&#160;6, 2025. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">99.2</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d861882dex992.htm">Press Release announcing the pricing of the Offering dated February&#160;6, 2025. </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td style="height:6pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">104</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top">Cover Page Interactive Data File (embedded within the Inline XBRL document).</td></tr>
</table> <p style="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&#160;</p>
</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%;clear:both"/>

<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">SIGNATURES </p> <p style="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0">


<tr>

<td style="width:45%"/>

<td style="vertical-align:bottom;width:1%"/>
<td style="width:4%"/>

<td style="vertical-align:bottom"/>
<td style="width:3%"/>

<td style="vertical-align:bottom;width:1%"/>
<td style="width:45%"/></tr>


<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom" colspan="3">EAGLE FINANCIAL SERVICES, INC.</td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"/>
<td style="height:12pt" colspan="2"/>
<td style="height:12pt" colspan="2"/>
<td style="height:12pt" colspan="2"/></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom">Date: February&#160;7, 2025</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top">By:</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Kathleen J. Chappell</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">Kathleen J. Chappell</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">Executive Vice President and Chief Financial Officer</td></tr>
</table>
</div></div>

</body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-1.1
<SEQUENCE>2
<FILENAME>d861882dex11.htm
<DESCRIPTION>EX-1.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-1.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 1.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">1,562,500 Shares </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">EAGLE FINANCIAL
SERVICES, INC. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Common Stock </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>UNDERWRITING AGREEMENT </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">February&nbsp;6, 2025 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KEEFE, BRUYETTE&nbsp;&amp;
WOODS, INC. </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">787 Seventh Avenue </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">4<SUP
STYLE="font-size:75%; vertical-align:top">th</SUP> Floor </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">New York, New York 10019 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(As representative of the Underwriters listed in <U>Schedule I</U> hereto) </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Ladies and Gentlemen: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Eagle Financial
Services, Inc., a Virginia corporation (the &#147;<B>Company</B>&#148;), proposes to issue and sell to the several underwriters named in <U>Schedule I</U> hereto (the &#147;<B>Underwriters</B>&#148;), pursuant to the terms set forth herein (this
&#147;<B>Agreement</B>&#148;), an aggregate of 1,562,500 shares (the &#147;<B>Firm Shares</B>&#148;) of the Company&#146;s common stock, $2.50 par value per share (the &#147;<B>Common Stock</B>&#148;), in the respective amounts set forth opposite
their respective names in <U>Schedule I</U> hereto. The Company has also granted to the Underwriters an option to purchase up to an additional 234,375 shares of Common Stock (the &#147;<B>Option Shares</B>&#148;). The Firm Shares and the Option
Shares are hereinafter referred to collectively as the &#147;<B>Shares</B>.&#148; Keefe, Bruyette&nbsp;&amp; Woods, Inc. has agreed to act as representative of the several Underwriters (in such capacity, the &#147;<B>Representative</B>&#148;) in
connection with the offering and sale of the Shares. In all dealings hereunder, the Representative shall act on behalf of each of the Underwriters, and the parties hereto shall be entitled to act and rely upon any statement, request, notice or
agreement on behalf of any Underwriter made or given by the Representative. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company has prepared and filed with the United States
Securities and Exchange Commission (the &#147;<B>Commission</B>&#148;) a shelf registration statement on Form <FONT STYLE="white-space:nowrap">S-3</FONT> (File <FONT STYLE="white-space:nowrap">No.&nbsp;333-269804),</FONT> including a prospectus,
covering the public offering and sale of certain securities, including the Shares, under the Securities Act of 1933, as amended (the &#147;<B>Securities Act</B>&#148;), and the rules and regulations promulgated thereunder (the &#147;<B>Securities
Act Regulations</B>&#148;), which shelf registration statement has been declared effective by the Commission. Such registration statement, as amended by any post-effective amendments, including the financial statements, exhibits and schedules
thereto, the documents incorporated or deemed to be incorporated by reference therein at such time pursuant to Item 12 of Form <FONT STYLE="white-space:nowrap">S-3</FONT> under the Securities Act, and including any information deemed to be a part
thereof at the time of effectiveness pursuant to Rule 430B under the Securities Act, is called the &#147;<B>Registration Statement</B>.&#148; From and after the date and time of filing any registration statement increasing the size of the offering
pursuant to Rule 462(b) under the Securities Act (a &#147;<B>Rule 462(b) Registration Statement</B>&#148;), the term &#147;Registration Statement&#148; shall include the Rule 462(b) Registration Statement. The prospectus, in the form first used by
the Underwriters to confirm sales of the Shares or in the form first made available to the Underwriters by the Company to meet requests of purchasers pursuant to Rule 173 under the Securities Act, is referred to herein as the &#147;<B>Prospectus
Supplement</B>.&#148; The term &#147;<B>Base Prospectus</B>&#148; means the prospectus relating to the Shares, in the form in which it was filed with the Commission as part of the Registration Statement at the time it became effective on
February&nbsp;28, 2023, or in the form in which it has most recently been filed with the Commission on or prior to the date of this Agreement. The term &#147;<B>Prospectus</B>&#148; means the Base Prospectus as supplemented by the Prospectus
Supplement, and each prospectus in preliminary form that describes the Shares and the offering thereof and is used prior to the filing of the Prospectus is referred to herein as a &#147;<B>preliminary prospectus</B>.&#148; The preliminary prospectus
relating to the Shares that was included in the Registration Statement immediately prior to the Applicable Time (as defined below) is hereinafter called the &#147;<B>Pricing Prospectus</B>.&#148; The &#147;<B>Pricing Disclosure Package</B>&#148;
means the Pricing Prospectus, together with the Issuer Free Writing Prospectuses (as defined below), if any, listed on<U>&nbsp;Schedule II</U>&nbsp;hereto, and the pricing information conveyed orally to investors, and as set forth
on<U>&nbsp;Schedule II</U>&nbsp;hereto. For the purposes of this Agreement, the &#147;<B>Applicable Time</B>&#148; is 6:42 P.M., New York City time, on February&nbsp;6, 2025. Any &#147;issuer free writing prospectus&#148;
</P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
(as defined in Rule 433 under the Securities Act) relating to the offering of the Shares contemplated hereunder is hereinafter called an &#147;<B>Issuer Free Writing Prospectus</B>.&#148; As used
herein, &#147;<B>Road Show</B>&#148;<B></B>&nbsp;means a &#147;road show&#148; (as defined in Rule 433 under the Securities Act) relating to the offering of the Shares contemplated hereby that is a &#147;written communication&#148; (as defined in
Rule 405 under the Securities Act). As used herein, the terms &#147;Registration Statement,&#148; &#147;preliminary prospectus,&#148; &#147;Pricing Disclosure Package&#148; and &#147;Prospectus&#148; shall include the documents, if any, incorporated
by reference therein as of the date hereof. The terms &#147;supplement,&#148; &#147;amendment&#148; and &#147;amend&#148; as used herein with respect to the Registration Statement, the Pricing Disclosure Package, any preliminary prospectus or the
Prospectus shall include all documents subsequently filed by the Company with the Commission pursuant to the Securities Exchange Act of 1934, as amended (the &#147;<B>Exchange Act</B>&#148;), that are deemed to be incorporated by reference therein.
&#147;<B><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Testing-the-Waters</FONT></FONT></B><B></B><B>&nbsp;Communication</B>&#148; means any oral or written communication with potential investors undertaken in reliance on Rule
163B under the of the Securities Act. &#147;<B>Written</B><B><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">&nbsp;Testing-the-Waters</FONT></FONT></B><B></B><B>&nbsp;Communication</B>&#148; means <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">any&nbsp;Testing-the-Waters&nbsp;Communication</FONT></FONT> that is a written communication within the meaning of Rule 405 under the Securities Act. &#147;<B>Permitted
Written</B><B></B><B><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">&nbsp;Testing-the-Waters</FONT></FONT></B><B></B><B>&nbsp;Communication</B>&#148; means the
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Written&nbsp;Testing-the-Waters&nbsp;Communications,</FONT></FONT> if any, listed on<U>&nbsp;Schedule III</U>&nbsp;hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company and the Underwriters agree that up to 78,125<B></B><B> </B>of the Firm Shares (the &#147;<B>Reserved Shares</B>&#148;) shall be
reserved for sale by the Underwriters to certain executive officers, directors, employees and other related persons of the Company and its Subsidiaries (as defined herein) (collectively, the &#147;<B>Invitees</B>&#148;), as part of the distribution
of the Shares by the Underwriters, subject to the terms of this Agreement, the applicable rules, regulations and interpretations of the Financial Industry Regulatory Authority, Inc. (&#147;<B>FINRA</B>&#148;) and all other applicable laws, rules and
regulations. To the extent that such Reserved Shares are not orally confirmed for purchase, and subject to an agreement to purchase, by the Invitees by the end of the first business day after the date of this Agreement, such Reserved Shares may be
offered to the public as part of the public offering contemplated hereby. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company confirms as follows its agreement with the
Representative and the several other Underwriters. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;1. Representations and Warranties. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The Company represents and warrants to each Underwriter at the date hereof, the Applicable Time, and the Closing Date (as defined below)
and agrees with each Underwriter, as follows: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) <U>Compliance of the Registration Statement, the Prospectus and the Incorporated
Documents</U>. The Company meets the requirements for use of Form <FONT STYLE="white-space:nowrap">S-3</FONT> under the Securities Act. The Registration Statement was declared effective by the Commission on February&nbsp;28, 2023. No stop order
suspending the effectiveness of the Registration Statement, any Rule 462(b) Registration Statement or any post-effective amendment thereto has been issued under the Securities Act, no notice of objection of the Commission to the use of the
Registration Statement or any post-effective amendment thereto has been received by the Company, no order preventing or suspending the use of any preliminary prospectus or the Prospectus or any amendment or supplement thereto has been issued and no
proceedings for any of those purposes have been instituted or are pending or, to the Company&#146;s knowledge, contemplated. The Company has complied with each request (if any) from the Commission for additional information. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each of the Registration Statement and any post-effective amendment thereto, at the time of its effectiveness and as of each deemed effective
date with respect to the Underwriters pursuant to Rule 430B(f)(2) and any Rule 462(b) Registration Statement, if applicable, complied in all material respects with the requirements of the Securities Act and the Securities Act Regulations. Each
preliminary prospectus, the Prospectus and any amendment or supplement thereto, at the time each was filed with the Commission, complied in all material respects with the requirements of the Securities Act and the Securities Act Regulations and are
identical to the electronically transmitted copies thereof filed with the Commission pursuant to Electronic Data Gathering, Analysis and Retrieval system (&#147;<B>EDGAR</B>&#148;), except to the extent permitted by
<FONT STYLE="white-space:nowrap">Regulation&nbsp;S-T.</FONT> </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The documents incorporated or deemed to be incorporated by reference in the Registration
Statement, the Pricing Disclosure Package and the Prospectus, at the time they were or hereafter are filed with the Commission, complied and will comply in all material respects with the requirements of the Exchange Act and the rules and regulations
promulgated under the Exchange Act (the &#147;<B>Exchange Act Regulations</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) <U>Accurate Disclosure</U>. Neither the
Registration Statement, the Pricing Disclosure Package, any preliminary prospectus, the Rule 462(b) Registration Statement, if any, nor any post-effective amendment thereto, at its effective time, or at the Closing Date, contained, contains or will
contain an untrue statement of a material fact or omitted, omits or will omit to state a material fact required to be stated therein or necessary to make the statements therein not misleading. At the Applicable Time, neither (A)&nbsp;the Pricing
Disclosure Package nor (B)&nbsp;any individual Issuer Free Writing Prospectus, when considered together with the Pricing Disclosure Package, included, includes or will include an untrue statement of a material fact or omitted, omits or will omit to
state a material fact necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading. Neither the Prospectus nor any amendment or supplement thereto, as of its issue date or at the
Closing Date, included, includes or will include an untrue statement of a material fact or omitted, omits or will omit to state a material fact necessary in order to make the statements therein, in the light of the circumstances under which they
were made, not misleading. The documents incorporated or deemed to be incorporated by reference in the Registration Statement, the Rule 462(b) Registration Statement, if any, the Pricing Disclosure Package and the Prospectus, at the time the
Registration Statement or the Rule 462(b) Registration Statement became effective or when such incorporated documents were filed with the Commission, as the case may be, when read together with the other information in the Registration Statement,
the Rule 462(b) Registration Statement, if any, the Pricing Disclosure Package and the Prospectus, as the case may be, did not, does not and will not include an untrue statement of a material fact or omit to state a material fact required to be
stated therein or necessary to make the statements therein not misleading. There are no statutes, regulations, documents or contracts of a character required to be described in the Registration Statement, the Rule 462(b) Registration Statement, if
any, the Pricing Disclosure Package and the Prospectus, or to be filed as an exhibit to the Registration Statement or the Rule 462(b) Registration Statement, if any, which are not described or filed as required. There are no business relationships
or related person transactions involving the Company or any Subsidiary (as defined herein) or any other person required to be described in the Registration Statement, the Rule 462(b) Registration Statement, if any, the Pricing Disclosure Package and
the Prospectus that have not been described as required. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The representations and warranties in this subsection shall not apply to
statements in or omissions from the Registration Statement, any Rule 462(b) Registration Statement or any amendment thereto or the Pricing Disclosure Package, the preliminary prospectus or the Prospectus or any amendment or supplement thereto made
in reliance upon and in conformity with written information furnished to the Company by the Underwriters through the Representative expressly for use therein. For purposes of this Agreement, the only information so furnished shall be the names of
the Underwriters and their respective allocation of Shares, the second, third, fifth and sixth sentences of the first paragraph under the heading &#147;Underwriting Discount&#148; and the information under the heading &#147;Price Stabilization,
Short Positions, and Penalty Bids,&#148; each under the heading &#147;Underwriting,&#148; in each case, contained in the Registration Statement, any Rule 462(b) Registration Statement, the preliminary prospectus contained in the Pricing Disclosure
Package and the Prospectus (collectively, the &#147;<B>Underwriter Information</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) <U>Issuer Free Writin</U>g<U>
Prospectuses</U>. No Issuer Free Writing Prospectus conflicts or will conflict with the information contained in the Registration Statement, any preliminary prospectus or the Prospectus, including any document incorporated by reference therein, that
has not been superseded or modified. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv) <U>Company Not Ineligible Issuer</U>. (A)&nbsp;At the time of filing the Registration
Statement, any Rule 462(b) Registration Statement and any post-effective amendment thereto, (B)&nbsp;at the earliest time thereafter that the Company or another offering participant made a bona fide offer (within the meaning of Rule 164(h)(2) of the
Securities Act Regulations) of the Shares and (C)&nbsp;at the Applicable Time, the Company was not and is not an &#147;ineligible issuer,&#148; as defined in Rule 405. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v) <U>Auditor</U>. Yount, Hyde&nbsp;&amp; Barbour, P.C., the accounting firm that certified the financial statements and supporting schedules
of the Company that are included in the Registration Statement, the Pricing Disclosure Package and the Prospectus, is (i)&nbsp;an independent public accountant as required by the Securities Act, the Securities Act Regulations, the Exchange Act, the
Exchange Act Regulations and the Public Company Accounting </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Oversight Board (the &#147;<B>PCAOB</B>&#148;), (ii) a registered public accounting firm, as defined by the PCAOB, which has not had its registration superseded or revoked and which, to the
Company&#146;s knowledge, has not requested that such registration be withdrawn, and (iii)&nbsp;with respect to the Company, is not and has not been in violation of the auditor independence requirements of the Sarbanes-Oxley Act of 2002 (the
&#147;<B>Sarbanes-Oxley Act</B>&#148;) and the rules and regulations of the Commission. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(vi) <U>Financial Statements; <FONT
STYLE="white-space:nowrap">Non-GAAP</FONT> Financial Measures</U>. The financial statements of the Company and its consolidated Subsidiaries (as defined below) included in the Registration Statement, the Pricing Disclosure Package and the
Prospectus, together with the related schedules and notes, comply, in all material respects, with the requirements of the Securities Act and present fairly, in all material respects, the financial position of the Company and its consolidated
Subsidiaries (as defined below) at the respective dates of and for the respective periods to which they apply. The financial statements of the Company and its consolidated Subsidiaries (as defined below) at the dates indicated have been prepared in
conformity with U.S. generally accepted accounting principles (&#147;<B>GAAP</B>&#148;) applied on a consistent basis throughout the periods involved. The supporting schedules, if any, present fairly, in all material respects, in accordance with
GAAP the information required to be stated therein. The selected financial data and the summary financial information, if any, included in the Registration Statement, the Pricing Disclosure Package and the Prospectus present fairly, in all material
respects, the information shown therein and has been compiled on a basis consistent, in all material respects, with that of the audited financial statements included therein. The pro forma financial information, if any, included in the Registration
Statement, the Pricing Disclosure Package and the Prospectus give effect to assumptions and adjustments made in good faith on a reasonable basis. Except as included therein, no historical or pro forma financial statements or supporting schedules are
required to be included in the Registration Statement, any preliminary prospectus or the Prospectus. To the extent applicable, all disclosures contained in the Registration Statement, the Pricing Disclosure Package or the Prospectus, if any, <FONT
STYLE="white-space:nowrap">regarding&nbsp;&#147;non-GAAP&nbsp;financial</FONT> measures&#148; (as such term is defined by the rules and regulations of the Commission) comply, in all material respects, with Regulation G under the Exchange Act and
Item 10(e) of <FONT STYLE="white-space:nowrap">Regulation&nbsp;S-K&nbsp;under</FONT> the Securities Act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(vii) <U>No Material Adverse
Chan</U>g<U>e in Business</U>. Since the respective dates as of which information is given in the Registration Statement, the Pricing Disclosure Package and the Prospectus, except as otherwise stated therein, (A)&nbsp;there has been no material
adverse effect, or any development that would reasonably be expected to result in a material adverse effect, (i)&nbsp;on the general affairs, condition (financial or otherwise), business, properties, prospects, management, financial position,
shareholders&#146; equity, assets, liabilities or results of operations, of the Company and its subsidiaries (as defined in Rule 405) (the &#147;<B>Subsidiaries</B>&#148;) considered as one enterprise, whether or not arising in the ordinary course
of business or (ii)&nbsp;in the ability of the Company to perform its obligations under, and to consummate the transactions contemplated by, this Agreement (each of (i)&nbsp;and (ii) a &#147;<B>Material Adverse Effect</B>&#148;), (B) there has not
been any change in the capital stock, short-term debt or long-term debt of the Company or any of the Subsidiaries, (C)&nbsp;there have been no transactions entered into by, and no obligations or liabilities, contingent or otherwise, incurred by the
Company or any of the Subsidiaries, whether or not in the ordinary course of business, which are material to the Company and the Subsidiaries, considered as one enterprise, (D)&nbsp;the Company has not purchased any of its outstanding capital stock
and there has been no dividend or distribution of any kind declared, paid or made by the Company on any class of its capital stock, other than cash dividends in the normal course of business consistent with past practice, or (E)&nbsp;there has been
no material loss or interference with the Company&#146;s business from fire, explosion, flood or other calamity, whether or not covered by insurance, or from any labor dispute or court or governmental action, order or decree, in each case, otherwise
than as set forth or contemplated in the Registration Statement, the Pricing Disclosure Package and the Prospectus. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(viii) <U>Good
Standin</U>g<U> of the Company</U>. The Company has been duly organized and is validly existing as a corporation in good standing under the laws of the Commonwealth of Virginia and has the corporate power and authority to own, lease and operate its
properties and to conduct its business as described in the Registration Statement, the Pricing Disclosure Package and the Prospectus and to enter into and perform its obligations under this Agreement; and the Company is duly qualified as a foreign
corporation to transact business and is in good standing in each jurisdiction in which such qualification is required, whether by reason of the ownership or leasing of property or the conduct of business, except where the failure to so qualify or to
be in good standing would not reasonably be expected to result in a Material Adverse Effect. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ix) <U>Good Standin</U>g<U> of Subsidiaries</U>. Bank of Clarke (the
&#147;<B>Bank</B>&#148;) is a bank chartered under the laws of the Commonwealth of Virginia and the articles of incorporation of the Bank is in full force and effect. The Company has no significant subsidiaries (as defined in <FONT
STYLE="white-space:nowrap">Rule&nbsp;1-02(w)&nbsp;of</FONT> <FONT STYLE="white-space:nowrap">Regulation&nbsp;S-X&nbsp;under</FONT> the Securities Act) other than the Bank. The Company owns all of the issued and outstanding capital stock or other
equity interests of each of its Subsidiaries. The Company does not own or control, directly or indirectly, any material corporation, association or other entity other than the subsidiaries listed in Exhibit 21 to the Company&#146;s Annual Report on <FONT
STYLE="white-space:nowrap">Form&nbsp;10-K&nbsp;for</FONT> the year ended December&nbsp;31, 2023, incorporated by reference into the Pricing Disclosure Package and the Prospectus. Each of the Subsidiaries has been duly organized and is validly
existing as a corporation or other organization in good standing under the laws of the jurisdiction of its incorporation, formation or organization, has the requisite corporate or organizational power and authority to own, lease and operate its
properties and to conduct its business as described in the Registration Statement, the Pricing Disclosure Package and the Prospectus and is duly qualified as a foreign corporation or other business entity to transact business and is in good standing
in each jurisdiction in which such qualification is required, whether by reason of the ownership or leasing of property or the conduct of business, except where the failure to so qualify or to be in good standing would not reasonably be expected to
result in a Material Adverse Effect. Except as otherwise disclosed in the Registration Statement, the Pricing Disclosure Package and the Prospectus, all of the issued and outstanding capital stock of the Subsidiaries have been duly authorized and
validly issued, are fully paid <FONT STYLE="white-space:nowrap">and&nbsp;non-assessable&nbsp;and</FONT> are owned by the Company, free and clear of any security interest, mortgage, pledge, lien, encumbrance, claim or equity; none of the outstanding
shares of capital stock of the Subsidiaries was issued in violation of the preemptive or similar rights of any securityholder of any Subsidiary arising by operation of law, or under the articles of incorporation, bylaws, charter or other
organizational documents of the Company or the Subsidiaries or under any agreement to which the Company or any Subsidiary is a party. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(x)
<U>Capitalization</U>. The authorized, issued and outstanding capital stock of the Company is as set forth in the Registration Statement, the Pricing Disclosure Package and the Prospectus in the column entitled &#147;Actual&#148; under the caption
&#147;Capitalization&#148; (except for subsequent issuances, if any, pursuant to this Agreement, pursuant to reservations, agreements or employee benefit plans referred to in the Registration Statement, the Pricing Disclosure Package and the
Prospectus or pursuant to the exercise of convertible securities or options referred to in the Registration Statement, the Pricing Disclosure Package and the Prospectus). The shares of issued and outstanding capital stock of the Company have been
duly authorized and validly issued and are fully paid <FONT STYLE="white-space:nowrap">and&nbsp;non-assessable;&nbsp;none</FONT> of the outstanding shares of capital stock of the Company was issued in violation of the preemptive rights, rights of
first refusal or other similar rights of any securityholder of the Company arising by operation of law, or under the articles of incorporation, bylaws or other organizational documents of the Company or any Subsidiary or under any agreement to which
the Company or any Subsidiary is a party. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xi) <U>Company Equity Awards</U>. With respect to any stock options, restricted stock,
restricted stock units, performance-based equity awards or other equity or equity-based awards (the &#147;<B>Equity Awards</B>&#148;) granted pursuant to any compensation or incentive plan of the Company or its Subsidiaries providing for the
issuance of Equity Awards (the &#147;<B>Company Plans</B>&#148;), (A) each grant of an Equity Award was duly authorized no later than the date on which the grant of such Equity Award was by its terms to be effective by all necessary corporate
action, and (B)&nbsp;each such grant was made in accordance with the terms of the Company Plans and in material compliance with all other applicable laws and regulatory rules or requirements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xii) <U>Authorization of A</U>g<U>reement</U>. The Company has full right, power and authority to execute and deliver this Agreement and to
perform its obligations hereunder; and all action required to be taken for the due and proper authorization, execution and delivery by it of this Agreement and the consummation by it of the transactions contemplated hereby has been duly and validly
taken. This Agreement has been duly authorized, executed and delivered by the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xiii) <U>Securities Offerings</U>. All offers and
sales of the Company&#146;s capital stock and debt or other securities by the Company prior to the date hereof were made in compliance with or were the subject of an available exemption from the Securities Act and the Securities Act Regulations and
all other applicable state and federal laws or regulations, or any actions under the Securities Act and the Securities Act Regulations or any state or federal laws or regulations in respect of any such offers or sales are effectively barred by
effective waivers or statutes of limitation. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xiv) <U>Authorization and Description of Shares</U>. The Shares to be purchased by the
Underwriters from the Company have been duly authorized for issuance and sale to the Underwriters pursuant to this Agreement and, when issued and delivered by the Company pursuant to this Agreement against payment of the consideration set forth
herein, will be validly issued and fully paid <FONT STYLE="white-space:nowrap">and&nbsp;non-assessable;&nbsp;the</FONT> Common Stock will conform, in all material respects, to all statements relating thereto contained in the Registration Statement,
the Pricing Disclosure Package and the Prospectus and such statements conform, in all material respects, to the rights set forth in the instruments defining the same; no holder of the Shares will be subject to personal liability for the debts of the
Company by reason of being such a holder; and the issuance of the Shares is not subject to the preemptive rights, rights of first refusal or other similar rights of any securityholder of the Company. There are no authorized or outstanding options,
warrants, preemptive rights, rights of first refusal or other rights to purchase, or equity or debt securities convertible into or exchangeable or exercisable for, any capital stock of the Company or any of the Subsidiaries other than those
described in the Registration Statement, the Pricing Disclosure Package and the Prospectus. The descriptions of the Company&#146;s Plans or arrangements, and the rights granted thereunder, set forth in the Registration Statement, the Pricing
Disclosure Package and the Prospectus accurately and fairly present, in all material respects, the information required to be shown with respect to such plans, arrangements and rights. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xv) <U>Re</U>g<U>istration Rights</U>. There are no contracts, agreements or understandings between the Company and any person granting such
person registration rights or other similar rights to have any securities registered for resale pursuant to the Registration Statement or otherwise registered for resale or sold by the Company under the Securities Act pursuant to this Agreement
other than any rights that have been disclosed in the Registration Statement, the Pricing Disclosure Package and the Prospectus and have been waived. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xvi) <U>Summaries of Le</U>g<U>al Matters</U>. The statements set forth in the Registration Statement, the Pricing Disclosure Package and the
Prospectus under the caption &#147;Description of Capital Stock&#148; and under the caption &#147;Supervision and Regulation&#148; in the Company&#146;s Annual Report on <FONT STYLE="white-space:nowrap">Form&nbsp;10-K&nbsp;for</FONT> the year ended
December&nbsp;31, 2023, as the same may have been updated in the Company&#146;s Quarterly Reports on <FONT STYLE="white-space:nowrap">Form&nbsp;10-Q&nbsp;for</FONT> the quarters ended March&nbsp;31, 2024, June&nbsp;30, 2024 and September&nbsp;30,
2024, insofar as they purport to describe the provisions of the laws and regulations or documents referred to therein, are accurate, complete and fair in all material respects; and the statements set forth in the Registration Statement, the Pricing
Disclosure Package and the Prospectus under the caption &#147;Material U.S. Federal Income Tax Considerations <FONT STYLE="white-space:nowrap">to&nbsp;Non-U.S.&nbsp;Holders,&#148;</FONT> insofar as they purport to summarize certain federal income
tax laws of the United States, constitute a fair summary of the principal U.S. federal income tax consequences of an investment in the Shares. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xvii) <U>Absence of Defaults and Conflicts</U>. The Company is not in violation of its restated articles of incorporation (as restated, the
&#147;<B>Charter</B>&#148;), or amended and restated <FONT STYLE="white-space:nowrap">by-laws</FONT> (as amended and restated, the &#147;<B>Bylaws</B>&#148;); none of the Subsidiaries, including the Bank, is in violation of its articles of
incorporation, bylaws or other organizational documents and neither the Company nor any of its Subsidiaries is in default in the performance or observance of any obligation, agreement, covenant or condition contained in any contract, indenture,
mortgage, deed of trust, loan or credit agreement, note, lease or other agreement or instrument to which the Company or any of its Subsidiaries is a party or by which it or any of them may be bound, or to which any of the property or assets of the
Company or any Subsidiary is subject (collectively, &#147;<B>Agreements and Instruments</B>&#148;), or in violation of any law or statute or any judgment, order, rule or regulation of any court or arbitrator or governmental or regulatory authority,
except for such violations or defaults that would not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect; and the execution, delivery and performance of this Agreement and the consummation of the
transactions contemplated herein and therein, and in the Registration Statement (including the issuance and sale of the Shares and the use of the proceeds from the sale of the Shares as described in the Prospectus under the caption &#147;Use of
Proceeds&#148;) and compliance by the Company with its obligations hereunder have been duly authorized by all necessary corporate action and do not and will not, whether with or without the giving of notice or passage of time or both, conflict with
or constitute a breach of, or default or Repayment Event (as defined below) under, or result in the creation or imposition of any lien, charge or encumbrance upon any property or assets of the Company or any Subsidiary pursuant to, the Agreements
and Instruments (except for such conflicts, </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
breaches or defaults or liens, charges or encumbrances that would not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect); nor will such action
result in any violation of the provisions of the Charter or Bylaws of the Company or the charter, bylaws or other organizational document of any Subsidiary; nor will such action result in any violation of any applicable law, statute, rule,
regulation, judgment, order, writ or decree of any government, government instrumentality or court, domestic or foreign, having jurisdiction over the Company or any Subsidiary or any of their assets, properties or operations (except for such
violations that would not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect). As used herein, a &#147;<B>Repayment Event</B>&#148; means any event or condition which gives the holder of any note,
debenture or other evidence of indebtedness (or any person acting on such holder&#146;s behalf) the right to require the repurchase, redemption or repayment of all or a portion of such indebtedness by the Company or any Subsidiary. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xviii) <U>Nasdaq Listing</U>. The Common Stock is registered pursuant to Section&nbsp;12(b) or 12(g) of the Exchange Act and the Shares have
been approved for listing, subject to official notice of issuance and evidence of satisfactory distribution, on the Nasdaq Capital Market (&#147;<B>Nasdaq</B>&#148;), and Company has taken no action designed to, or likely to have the effect of,
terminating the registration of the Common Stock under the Exchange Act or delisting the Shares from Nasdaq, nor has the Company received any notification that the Commission or Nasdaq is contemplating terminating such registration or listing. The
transactions contemplated by this Agreement will not contravene the rules or regulations of Nasdaq. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xix) <U>Absence of Labor
Dispute</U>. No labor dispute with the employees of the Company or any Subsidiary exists or, to the knowledge of the Company, is imminent. The Company is not aware of any existing or imminent labor disturbance by the employees of any of its or any
Subsidiary&#146;s principal suppliers, manufacturers, customers or contractors, which, in either case, would, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect. Neither the Company nor any Subsidiary is
engaged in any unfair labor practice; except for matters which would not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect, (A)&nbsp;there is (1)&nbsp;no unfair labor practice complaint pending or, to the
Company&#146;s knowledge, threatened against the Company or any Subsidiary before the National Labor Relations Board or any similar domestic or foreign body, and no grievance or arbitration proceeding arising out of or under collective bargaining
agreements is pending or, to the Company&#146;s knowledge, threatened, (2)&nbsp;no strike, labor dispute, slowdown or stoppage pending or, to the Company&#146;s knowledge, threatened against the Company or any Subsidiary and (3)&nbsp;no union
representation dispute currently existing concerning the employees of the Company or any Subsidiary, (B)&nbsp;to the Company&#146;s knowledge, no union organizing activities are currently taking place concerning the employees of the Company or any
Subsidiary and (C)&nbsp;there has been no violation of any federal, state, local or foreign law relating to discrimination in the hiring, promotion or pay of employees, any applicable wage or hour laws or any provision of the Employee Retirement
Income Security Act of 1974, as amended, and the regulations and published interpretations thereunder (collectively, &#147;<B>ERISA</B>&#148;) or any similar domestic or foreign law or the rules and regulations promulgated thereunder concerning the
employees of the Company or any Subsidiary. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xx) <U>Absence of Proceedings</U>. There is no action, suit, proceeding, inquiry or
investigation before or brought by any court or governmental agency or body, domestic or foreign, now pending, or, to the knowledge of the Company, threatened, against or affecting the Company or any Subsidiary, which is required to be disclosed in
the Registration Statement, Pricing Disclosure Package and Prospectus (other than as disclosed therein), or which, if determined adversely to the Company or any Subsidiary, individually or in the aggregate, would reasonably be expected to result in
a Material Adverse Effect, nor to the Company&#146;s knowledge, is there any basis for any such action, suit, inquiry, proceeding or investigation; the aggregate of all pending legal or governmental proceedings to which the Company or any Subsidiary
is a party or of which any of their respective property or assets is the subject which are not described in the Registration Statement, Pricing Disclosure Package and Prospectus, including ordinary routine litigation incidental to the business, if
determined adversely to the Company or any Subsidiary, individually or in the aggregate, would not reasonably be expected to result in a Material Adverse Effect. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxi) <U>Bank Holdin</U>g<U> Company Act</U>. The Company has been duly registered as, and
meets in all material respects the applicable requirements for qualification as, a bank holding company under the applicable provisions of the Bank Holding Company Act of 1956, as amended. The activities of the Company are permitted of a bank
holding company under applicable law and the rules and regulations of the Board of Governors of the Federal Reserve System (&#147;<B>Federal Reserve</B>&#148;) set forth in Title 12 of the Code of Federal Regulations. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxii) <U>Compliance with Bank Regulatory Authorities</U>. The Company and the Bank are in compliance in all material respects with all
applicable laws, rules and regulations (including, without limitation, all applicable regulations and orders) of, or agreements with, the Federal Reserve, the Federal Deposit Insurance Corporation (&#147;<B>FDIC</B>&#148;), the United States
Department of the Treasury, and the Virginia State Corporation Commission&#146;s Bureau of Financial Institutions (the &#147;<B>VSCC</B>&#148;), as applicable (collectively, the &#147;<B>Bank Regulatory Authorities</B>&#148;), the Equal Credit
Opportunity Act, the Fair Housing Act, the Truth in Lending Act, the Community Reinvestment Act (the &#147;<B>CRA</B>&#148;), the Home Mortgage Disclosure Act, the Bank Secrecy Act of 1970, as amended (the &#147;<B>Bank Secrecy Act</B>&#148;) and
Title III of the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 (the &#147;<B>USA Patriot Act</B>&#148;), to the extent such laws or regulations apply to the Company or the
Bank, as applicable. The Company and, to the Company&#146;s knowledge, the Bank have no knowledge of any facts and circumstances, and have no reason to believe that any facts or circumstances exist, that could cause the Bank (A)&nbsp;to be deemed
not to be in satisfactory compliance with the CRA and the regulations promulgated thereunder or to be assigned a CRA rating by federal or state banking regulators of lower than &#147;satisfactory,&#148; or (B)&nbsp;to be deemed to be operating in
violation, in any material respect, of the Bank Secrecy Act, the USA Patriot Act or any order issued with respect to the Anti-Money Laundering Laws (as defined below). As of the date of this Agreement, the Bank met or exceeded the standards
necessary to be considered &#147;well capitalized&#148; under the regulatory framework for prompt corrective action of the FDIC. The Bank has a CRA rating of at least &#147;Satisfactory.&#148; The Bank has been duly chartered, is validly existing
under the laws of the Commonwealth of Virginia and holds the requisite authority to do business as a state-chartered bank with banking powers under the laws of the Commonwealth of Virginia. The Bank is the only depository institution subsidiary of
the Company and the Bank is a member in good standing of the FHLB System. The activities of the Bank are permitted under the laws and regulations of the Commonwealth of Virginia. Since December&nbsp;31, 2019, the Company, the Bank and each of their
respective subsidiaries have filed all material reports, registrations and statements, together with any required amendments thereto, that it was required to file with the Federal Reserve, the FDIC, the VSCC and any other applicable federal or state
banking authorities. All such reports and statements filed with any such regulatory body or authority are collectively referred to herein as the &#147;<B>Company Reports</B>.&#148; As of their respective dates, the Company Reports complied as to
form in all material respects with all the rules and regulations promulgated by the Federal Reserve, the VSCC and any other applicable federal or state banking authorities, as the case may be. None of the Company, the Bank or any of their respective
subsidiaries is a party or subject to any formal or informal agreement, memorandum of understanding, consent decree, directive, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">cease-and-desist</FONT></FONT> order, order of
prohibition or suspension, written commitment, supervisory agreement or other written statement as described under 12 U.S.C. &#167; 1818(u) with, or order issued by, or has adopted any currently effective board resolutions at the request of, the
Federal Reserve, the FDIC, the VSCC or any other applicable federal or state bank regulatory authority that restricts materially the conduct of its business, or in any material manner relates to its capital adequacy, its credit policies or its
management, nor have any of them been advised by any Bank Regulatory Authority that it is contemplating issuing or requesting (or is considering the appropriateness of issuing or requesting) any such order, decree, agreement, memorandum of
understanding, extraordinary supervisory letter, commitment letter or similar submission, or any such board resolutions or that imposes any restrictions or requirements not generally applicable to bank holding companies or commercial banks. There is
no unresolved violation, criticism or exception by any Bank Regulatory Authority with respect to any examination of the Company or the Bank which might reasonably be expected to result in a Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxiii) <U>Accuracy of Exhibits</U>. There are no contracts or documents which are required to be described in the Registration Statement, the
Pricing Disclosure Package, the Prospectus or the documents to be filed as exhibits thereto which have not been so described and filed as required. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxiv) <U>Absence of Further Requirements</U>. No filing with, or authorization, approval, consent, license, order, registration,
qualification or decree of, any court or governmental agency or body is necessary or required for the performance by the Company of its obligations under this Agreement in connection with the offering, issuance or sale of the Shares or the
consummation of the transactions contemplated in this Agreement prior to the Closing Date, except such as have been already obtained or as may be required under the Securities Act, </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
the Securities Act Regulations, the rules of Nasdaq, the securities laws of any state <FONT STYLE="white-space:nowrap">or&nbsp;non-U.S.&nbsp;jurisdiction</FONT> or the rules of FINRA. All of the
information provided to the Underwriters or to counsel for the Underwriters by the Company, its counsel, and to the Company&#146;s knowledge, its officers and directors and the holders of any securities (debt or equity) or options to acquire any
securities of the Company in connection with the offering of the Shares is true, complete, correct and compliant with FINRA&#146;s rules, in all material respects, and any letters, filings or other supplemental information provided to FINRA pursuant
to FINRA Rules are true, complete and correct in all material respects. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxv) <U>Possession of Licenses and Permits</U>. The Company and
its Subsidiaries possess such permits, franchises, approvals, certificates, orders, qualifications, designations, filings, licenses, approvals, registrations, memberships, consents and other authorizations (collectively, &#147;<B>Governmental
Licenses</B>&#148;) issued by the appropriate federal, state, local or foreign regulatory agencies or bodies necessary to conduct the business now operated by them; the Company and its Subsidiaries are in compliance with the terms and conditions of
all such Governmental Licenses, except where the failure to so comply would not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect, and no event has occurred that allows, or after notice or lapse of time
would allow, revocation or termination of any such Governmental License or result in any other material impairment of the rights of any such Governmental License; all of the Governmental Licenses are valid and in full force and effect; and neither
the Company nor any of its Subsidiaries has received any notice of proceedings relating to the revocation or modification of any such Governmental Licenses. Neither the Company nor any of its Subsidiaries has failed to file with applicable
regulatory authorities any material statement, report, information or form required by any applicable law, regulation or order, all such filings were in material compliance with applicable laws when filed and no material deficiencies have been
asserted by any regulatory commission, agency or authority with respect to any such filings or submissions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxvi) <U>Title to
Property</U>. The Company and its Subsidiaries have good and marketable title in fee simple to all real property owned by the Company and its Subsidiaries and good title to all other properties owned by them, in each case, free and clear of all
mortgages, pledges, liens, security interests, claims, restrictions or encumbrances of any kind except such as (A)&nbsp;are described in the Registration Statement, the Pricing Disclosure Package and the Prospectus or (B)&nbsp;do not materially
affect the value of such property and do not interfere with the use and proposed use of such property by the Company or any Subsidiary. All of the leases and subleases under which the Company or any of its Subsidiaries holds properties described in
the Registration Statement, the Pricing Disclosure Package and the Prospectus are in full force and effect and are held under valid, subsisting and enforceable leases, and neither the Company nor any Subsidiary has received any notice of any
material claim that has been asserted by anyone adverse to the rights of the Company or any Subsidiary under any of the leases or subleases mentioned above, or affecting or questioning the rights of the Company or such Subsidiary to the continued
possession of the leased or subleased premises under any such lease or sublease. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxvii) <U>Possession of Intellectual Property</U>. The
Company and its Subsidiaries own or possess, or can acquire on reasonable terms, adequate patents, patent rights, licenses, inventions, <FONT STYLE="white-space:nowrap">copyrights,&nbsp;know-how&nbsp;(including</FONT> trade secrets and other
unpatented and/or unpatentable proprietary or confidential information, systems or procedures and excluding generally commercially available &#147;off the shelf&#148; software programs licensed pursuant to shrink wrap or &#147;click and accept&#148;
licenses), systems, technology, trademarks, service marks, trade names or other intellectual property (collectively, &#147;<B>Intellectual Property</B>&#148;) necessary to carry on the business now operated by them, except where the failure to own
or possess such Intellectual Property would not reasonably be expected to have a Material Adverse Effect, and neither the Company nor any of its Subsidiaries has received any notice or is otherwise aware of any infringement of or conflict with
asserted rights of others with respect to any Intellectual Property or of any facts or circumstances which could render any Intellectual Property invalid or inadequate to protect the interest of the Company or any of its Subsidiaries therein, except
where such infringement, conflict, inadequacy or invalidity would not reasonably be expected to have a Material Adverse Effect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxviii)
<U>Environmental Laws</U>. Except as described in the Registration Statement, the Pricing Disclosure Package and the Prospectus and except as would not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect,
(A)&nbsp;neither the Company nor any of its Subsidiaries is in violation of any federal, state, local or foreign statute, law, rule, regulation, ordinance, code, policy or rule of common law or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
any judicial or administrative interpretation thereof, including any judicial or administrative order, consent, decree or judgment, relating to pollution or protection of human health, the
environment (including, without limitation, ambient air, surface water, groundwater, land surface or subsurface strata) or wildlife, including, without limitation, laws and regulations relating to the release or threatened release of chemicals,
pollutants, contaminants, wastes, toxic substances, hazardous substances, petroleum or petroleum products, asbestos-containing materials or mold (collectively, &#147;<B>Hazardous Materials</B>&#148;) or to the manufacture, processing, distribution,
use, treatment, storage, disposal, transport or handling of Hazardous Materials (collectively, &#147;<B>Environmental Laws</B>&#148;), (B) the Company and its Subsidiaries have all permits, authorizations and approvals required under any applicable
Environmental Laws and are each in compliance with their requirements, (C)&nbsp;there are no pending or, to the Company&#146;s knowledge, threatened administrative, regulatory or judicial actions, suits, demands, demand letters, claims, liens,
notices of noncompliance or violation, investigation or proceedings relating to any Environmental Law against the Company or any of its Subsidiaries and (D)&nbsp;there are no events or circumstances that would reasonably be expected to result in
forming the basis of an order <FONT STYLE="white-space:nowrap">for&nbsp;clean-up&nbsp;or</FONT> remediation, or an action, suit or proceeding by any private party or governmental body or agency, against or affecting the Company or any of its
Subsidiaries relating to Hazardous Materials or any Environmental Laws. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxix) <U>ERISA</U>. Each employee benefit plan, within the
meaning of Section&nbsp;3(3) of ERISA, that is maintained, administered or contributed to by the Company or any Subsidiary or any member of the Company&#146;s &#147;control group&#148; (within the meaning of Section&nbsp;414 of the Internal Revenue
Code of 1986, as amended (the &#147;<B>Code</B>&#148;) and Section&nbsp;4001(a)(14) of ERISA) (the &#147;<B>Controlled Group</B>&#148;), for employees or former employees of the Company and its affiliates or with respect to which the Company, any
Subsidiary or any member of the Controlled Group has any liability, whether fixed or contingent (each, a &#147;<B>Plan</B>&#148;), has been maintained in compliance in all material respects with its terms and the requirements of any applicable
statutes, orders, rules and regulations, including but not limited to ERISA and the Code, and except as would not reasonably be expected to result in a Material Adverse Effect, to the knowledge of the Company, (A)&nbsp;no &#147;prohibited
transaction,&#148; within the meaning of Section&nbsp;406 of ERISA or Section&nbsp;4975 of the Code has occurred with respect to any such Plan, excluding transactions effected pursuant to a statutory or administrative exemption; (B)&nbsp;no
&#147;reportable event&#148; (as defined under ERISA) has occurred or is reasonably expected to occur with respect to any Plan; and (C)&nbsp;no Plan, if such Plan were terminated, would reasonably be expected to have any &#147;amount of unfunded
benefit liabilities&#148; (as defined under ERISA). Neither the Company, the Subsidiaries nor any member of their Controlled Group has incurred or reasonably expects to incur any liability under (A)&nbsp;Title IV of ERISA with respect to a Plan, or
(B)&nbsp;Sections 412, 4971, 4975 or 4980B of the Code. Each Plan that is intended to be qualified under Section&nbsp;401(a) of the Code is so qualified and either has received a current favorable determination from the IRS or may rely upon a
current favorable opinion letter from the IRS that such Plan is so qualified, and nothing has occurred, whether by action or failure to act, which could cause the loss of such qualification. No Plan is subject to Section&nbsp;412 of the Code or
Section&nbsp;302 or Title IV of ERISA. Neither the Company nor any of its Subsidiaries nor any member of the Controlled Group has or has had any &#147;accumulated post-retirement benefit obligations&#148; (within the meaning of Statement of
Financial Accounting Standards 106) with respect to a Plan. To the knowledge of the Company, there is no pending audit or investigation by the Internal Revenue Service, the U.S. Department of Labor, the Pension Benefit Guaranty Corporation or any
other governmental agency or any foreign agency. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxx) <U>Internal Control Over Financial Reporting</U>. The Company and each of its
Subsidiaries maintain a system of internal control over financial reporting (as such term is defined in <FONT STYLE="white-space:nowrap">Rule&nbsp;13a-15(f)&nbsp;of</FONT> the Exchange Act Regulations) that complies in all material respects with the
requirements of the Exchange Act applicable to them, and has been designed by the Company&#146;s principal executive officer and principal financial officer and is sufficient to provide reasonable assurance that: (A)&nbsp;transactions are executed
in accordance with management&#146;s general or specific authorizations; (B)&nbsp;transactions are recorded as necessary to permit preparation of financial statements in conformity with GAAP and to maintain asset accountability; (C)&nbsp;access to
assets is permitted only in accordance with management&#146;s general or specific authorization; (D)&nbsp;the recorded accountability for assets is compared with the existing assets at reasonable intervals and appropriate action is taken with
respect to any differences; and (E)&nbsp;the interactive data in eXtensible Business Reporting Language incorporated by reference in the Registration Statement, the Pricing Disclosure Package and the Prospectus fairly presents the information called
for in all material respects and is prepared in accordance with the Commission&#146;s rules and guidelines applicable thereto in all material respects. Except as described in the Registration Statement, the Pricing Disclosure Package and the
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Prospectus, since the end of the Company&#146;s most recent audited fiscal year, (i)&nbsp;there has been no material weakness in the Company&#146;s internal control over financial reporting
(whether or not remediated), (ii) there has been no change in the Company&#146;s internal control over financial reporting that has materially affected, or is reasonably likely to materially affect, the Company&#146;s internal control over financial
reporting and (iii)&nbsp;the Company has not been advised of (a)&nbsp;any significant deficiencies in the design or operation of internal controls that could adversely affect the ability of the Company or any Subsidiary to record, process, summarize
and report financial data, or any material weaknesses in internal controls, or (b)&nbsp;any fraud, whether or not material, that involves management or other employees who have a significant role in the internal controls of the Company and each of
the Subsidiaries. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxxi) <U>Disclosure Controls and Procedures</U>. The Company and its Subsidiaries maintain &#147;disclosure controls
and procedures&#148; (as defined in <FONT STYLE="white-space:nowrap">Rule&nbsp;13a-15(e)&nbsp;of</FONT> the Exchange Act) that comply with the requirements of the Exchange Act in all material respects and that have been designed to ensure that
information required to be disclosed by the Company in reports that it files or submits under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in the Commission&#146;s rules and forms, including
controls and procedures designed to ensure that material information relating to the Company and its Subsidiaries is accumulated and communicated to the Company&#146;s management as appropriate to allow timely decisions regarding required
disclosure. Since the date of the most recent audited financial statements, the Company has not been advised of (1)&nbsp;any significant deficiency in the design or operation of internal controls which could adversely affect the Company&#146;s or
its Subsidiaries&#146; ability to record, process, summarize and report financial data or any material weaknesses in internal controls or (2)&nbsp;any fraud, whether or not material, that involves management or other employees who have a significant
role in the Company&#146;s or its Subsidiaries&#146; internal controls. Since the most recent evaluation of the Company&#146;s disclosure controls and procedures described above, there have been no changes in internal controls or in other factors
that could significantly affect internal controls. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxxii) <U>Compliance with the Sarbanes-Oxley Act</U>. The Company has taken all
necessary actions to ensure that, upon the consummation of the transactions contemplated by this Agreement, the Registration Statement, Pricing Disclosure Package and Prospectus, it will be in material compliance with all provisions of the
Sarbanes-Oxley Act, with which the Company is required to comply as of such time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxxiii) <U>Pendin</U>g<U> Procedures and
Examinations</U>. The Registration Statement is not the subject of a pending proceeding or examination under Section&nbsp;8(d) or 8(e) of the Securities Act, and the Company is not the subject of a pending proceeding under Section&nbsp;8A of the
Securities Act in connection with the offering of the Shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxxiv) <U>Payment of Taxes</U>. All United States federal and state income
tax returns of the Company and the Subsidiaries required by law to be filed have been timely filed and all taxes shown by such returns or otherwise assessed, which are due and payable, have been paid, except assessments against which have been or
will be promptly contested in good faith and as to which adequate reserves have been provided in the Company&#146;s financials in accordance with GAAP. The Company and the Subsidiaries have filed all other tax returns that are required to have been
filed by them pursuant to applicable foreign, state, local or other law, except insofar as the failure to file such returns, individually or in the aggregate, would not reasonably be expected to result in a Material Adverse Effect, and have paid all
taxes due pursuant to such returns or pursuant to any assessment received by the Company or any Subsidiary except for such taxes, if any, as are being contested in good faith and as to which adequate reserves have been provided in the Company&#146;s
financials in accordance with GAAP. The charges, accruals and reserves on the books of the Company and the Subsidiaries in respect of any income and corporation tax liability for any years not finally determined are adequate to meet any assessments <FONT
STYLE="white-space:nowrap">or&nbsp;re-assessments&nbsp;for</FONT> additional income tax for any years not finally determined. Except as otherwise disclosed in the Registration Statement, the Pricing Disclosure Package and the Prospectus, there is no
tax deficiency that has been or would reasonably be expected to be asserted against the Company or any of its Subsidiaries or any of their respective properties or assets. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxxv) <U>Insurance</U>. The Company and each Subsidiary is insured by insurers of recognized financial responsibility against such losses and
risks and in such amounts as the Company believes are prudent and customary in the businesses in which they are engaged including, but not limited to, policies covering real and personal property owned or leased by the Company and each Subsidiary
against theft, damage, destruction, acts of vandalism and earthquakes; neither the Company nor any of its Subsidiaries has been refused any insurance </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
coverage sought or applied for; and the Company has no reason to believe that it or any Subsidiary will not be able to renew their existing insurance coverage as and when such coverage expires or
to obtain similar coverage from similar insurers as may be necessary to continue its business at a cost that would not reasonably be expected to have a Material Adverse Effect. All such insurance is fully in force as of the date hereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxxvi) <U>Investment Company Act</U>. The Company is not, and upon the issuance and sale of the Shares as herein contemplated and the
application of the net proceeds therefrom as described in the Registration Statement, the Pricing Disclosure Package and the Prospectus will not be, an &#147;investment company&#148; or an entity &#147;controlled&#148; by an &#147;investment
company&#148; as such terms are defined in the Investment Company Act of 1940, as amended (the &#147;<B>Investment</B><B></B><B>&nbsp;Company Act</B>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxxvii) <U>Absence of Manipulation</U>. Neither the Company nor any of the Subsidiaries, nor, to the knowledge of the Company, any affiliates
of the Company or its Subsidiaries, has taken, directly, or indirectly, and neither the Company nor any of the Subsidiaries, nor any affiliates of the Company or its Subsidiaries, will take, directly or indirectly, any action designed to cause or
result in, or which constitutes or might reasonably be expected to constitute, the stabilization or manipulation of the price of any security of the Company or any &#147;reference security&#148; (as defined in Rule 100 of Regulation M under the
Exchange Act) to facilitate the sale or resale of the Shares or otherwise, and has taken no action which would directly or indirectly violate Regulation M under the Exchange Act. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxxviii) <U>Forei</U>g<U>n Corrupt Practices Act</U>. None of the Company, any of its Subsidiaries or, to the knowledge of the Company, any
director, officer, agent or employee of the Company or any of its Subsidiaries has: (A)&nbsp;used any corporate funds for any unlawful contribution, gift, entertainment or other unlawful expense relating to political activity; (B)&nbsp;made or taken
an act in furtherance of an offer, promise or authorization of any direct or indirect unlawful payment to any foreign or domestic government official or employee from corporate funds; (C)&nbsp;violated or is in violation of any provision of the
Foreign Corrupt Practices Act of 1977, as amended (the &#147;<B>FCPA</B>&#148;), or any <FONT STYLE="white-space:nowrap">applicable&nbsp;non-U.S.&nbsp;anti-bribery</FONT> statute or regulation; or (D)&nbsp;made, offered, agreed, requested or taken
an act in furtherance of any unlawful bribe, rebate, payoff, influence payment, kickback or other unlawful payment. To the knowledge of the Company, its affiliates have conducted their businesses in compliance with the FCPA and have instituted and
maintain policies and procedures designed to ensure, and which are reasonably expected to continue to ensure, continued compliance therewith. The Company and its Subsidiaries and, to the knowledge of the Company, their respective affiliates, have
conducted their businesses in compliance with applicable anti-corruption laws and have instituted and maintain and will continue to maintain policies and procedures designed to promote and achieve compliance with such laws. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxxix) <U>Anti-Money Laundering Laws</U>. The operations of the Company and its Subsidiaries and, to the knowledge of the Company, their
respective affiliates, are and have been conducted at all times in compliance with applicable financial recordkeeping and reporting requirements of the Bank Secrecy Act, the money laundering statutes of all applicable jurisdictions and the rules and
regulations thereunder issued, administered or enforced by any governmental agency or body (collectively, the &#147;<B>Anti-Money Laundering Laws</B>&#148;); and no action, suit or proceeding by or before any court, governmental agency or body
involving the Company or any of its Subsidiaries with respect to the Anti-Money Laundering Laws is pending or, to the knowledge of the Company, threatened. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xl) <U>OFAC</U>. None of the Company, any of the Subsidiaries or any officer or director of either the Company or any Subsidiary, nor, to the
knowledge of the Company, any agent, employee, affiliate or person acting on behalf of the Company or any of the Subsidiaries is, has been, is engaged with, or has been engaged with: (A)&nbsp;engaged in any services (including financial services),
transfers of goods, software, or technology, or any other business activity related to (i)&nbsp;Cuba, Iran, North Korea, Sudan, Syria, <FONT STYLE="white-space:nowrap">the&nbsp;so-called&nbsp;Donetsk</FONT> People&#146;s Republic, <FONT
STYLE="white-space:nowrap">the&nbsp;so-called&nbsp;Luhansk</FONT> People&#146;s Republic or the Crimea region of Ukraine claimed by Russia (&#147;<B>Sanctioned Countries</B>&#148;), (ii) the government of any Sanctioned Country, (iii)&nbsp;any
person, entity or organization located in, resident in, formed under the laws of, or owned or controlled by the government of, any Sanctioned Country, or (iv)&nbsp;any person, entity or organization made subject of any sanctions administered or
enforced by the United States Government, including, without limitation, the list of Specially Designated Nationals of the Office of Foreign Assets Control of the U.S. Treasury Department (&#147;<B>OFAC</B>&#148;), or by the United Nations Security
Council, the European </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Union, His Majesty&#146;s Treasury, or other relevant sanctions authority (collectively, &#147;<B>Sanctions</B>&#148;) and the Company will not directly or indirectly use the proceeds of this
offering, or lend, contribute or otherwise make available such proceeds to any Subsidiary, or any joint venture partner or other person or entity, for the purpose of financing the activities of or business with any person, or in any country or
territory, that currently is the subject to any U.S. sanctions administered by OFAC or in any other manner that will result in a violation by any person (including any person participating in the transaction whether as underwriter, advisor, investor
or otherwise) of U.S. sanctions administered by OFAC; (B)&nbsp;engaged in any transfers of goods, technologies or services (including financial services) that may assist the governments of Sanctioned Countries or facilitate money laundering or other
activities proscribed by United States laws, rules or regulations; (C)&nbsp;a person, entity or organization currently the subject of any Sanctions; or (D)&nbsp;a person, entity or organization located, organized or resident in any Sanctioned
Country. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xli) <U>Relationship</U>. No relationship, direct or indirect, exists between or among the Company or any of its Subsidiaries,
on the one hand, and the directors, officers, shareholders, customers or suppliers of the Company or any of its Subsidiaries, on the other, that is required by the Securities Act or Securities Act Regulations to be described in the Registration
Statement and/or the Prospectus and that is not so described. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xlii) <U>Lendin</U>g<U> Relationship</U>. Except as disclosed in the
Registration Statement, the Pricing Disclosure Package and the Prospectus, the Company (A)&nbsp;does not have any material lending or other relationship with any bank or lending affiliate of any Underwriter and (B)&nbsp;does not intend to use any of
the proceeds from the sale of the Shares to repay any outstanding debt owed to any affiliate of any Underwriter. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xliii) <U>No
Restrictions on Subsidiaries</U>. Except in each case as otherwise disclosed in the Registration Statement, the Pricing Disclosure Package and the Prospectus, no Subsidiary of the Company is currently prohibited, directly or indirectly, under any
agreement or other instrument to which it is a party or is subject, from paying any dividends to the Company, from making any other distribution on such Subsidiary&#146;s capital stock, from repaying to the Company any loans or advances to such
Subsidiary from the Company or from transferring any of such Subsidiary&#146;s properties or assets to the Company or any other Subsidiary of the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xliv) <U>Statistical and Market-Related Data</U>. The statistical and market related data contained in the Registration Statement, the
Pricing Disclosure Package and Prospectus are based on or derived from sources which the Company believes are reliable and accurate in all material respects. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xlv) <U>Distribution of Offerin</U>g<U> Material By the Company</U>. The Company has not distributed and will not distribute, prior to the
later of the Closing Date and the completion of the Underwriters&#146; distribution of the Shares, any offering material in connection with the offering and sale of the Shares other than the Registration Statement, the preliminary prospectus
contained in the Pricing Disclosure Package, the Prospectus, any Issuer Free Writing Prospectus reviewed and consented to by the Representative and included in<U>&nbsp;Schedule II</U>&nbsp;hereto or any electronic road show or other written
communications reviewed and consented to by the Representative and listed on<U>&nbsp;Schedule II</U>&nbsp;hereto (each a, &#147;<B>Company Additional Written Communication</B>&#148;). Each such Company Additional Written Communication, when taken
together with the Pricing Disclosure Package, did not, and at the Closing Date will not, contain any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements therein, in the light of the
circumstances under which they were made, not misleading. The preceding sentence does not apply to statements in or omissions from the Company Additional Written Communication based upon and in conformity with written information furnished to the
Company by any Underwriter through the Representative specifically for use therein, it being understood and agreed that the only such information furnished by any Underwriter through the Representative consists of the Underwriter Information. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xlvi) <U>Forward-Lookin</U>g<U> Statements</U>. Each financial or operational projection or other &#147;forward-looking statement&#148; (as
defined by Section&nbsp;27A of the Securities Act or Section&nbsp;21E of the Exchange Act) contained in the Registration Statement, the Pricing Disclosure Package and the Prospectus (A)&nbsp;was so included by the Company in good faith and with
reasonable basis after due consideration by the Company of the underlying assumptions, estimates and other applicable facts and circumstances, and (B)&nbsp;is accompanied by meaningful cautionary statements identifying those factors that could cause
actual results to differ materially from those in such forward-looking statement. No such statement was made with the knowledge of an executive officer or director of the Company that it was false or misleading. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">13 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xlvii) <U><FONT STYLE="white-space:nowrap">Lock-Up</FONT> A</U>g<U>reements</U>. Each of
the Company&#146;s officers, as defined by Rule <FONT STYLE="white-space:nowrap">16a-1(f)</FONT> of the Exchange Act Regulations, directors, and certain other individuals, in each case as listed on <U>Exhibit
<FONT STYLE="white-space:nowrap">C-1</FONT></U> hereto, has executed and delivered <FONT STYLE="white-space:nowrap">lock-up</FONT> agreements as contemplated by Section&nbsp;6(m) hereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xlviii) <U>Fees</U>. Other than as contemplated by this Agreement, there is no broker, finder or other party that is entitled to receive from
the Company or any Subsidiary any brokerage or finder&#146;s fee or any other fee, commission or payment as a result of the transactions contemplated by this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xlix) <U>Deposit Insurance</U>. The deposit accounts of the Bank are insured by the FDIC up to applicable legal limits, the Bank has paid all
premiums and assessments required by the FDIC and the regulations thereunder, and no proceeding for the termination or revocation of such insurance is pending or, to the knowledge of the Company, threatened. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(l) <U>Derivative Instruments</U>. Any and all material swaps, caps, floors, futures, forward contracts, option agreements (other than options
issued under the Company&#146;s shareholder-approved benefit plans) and other derivative financial instruments, contracts or arrangements, whether entered into for the account of the Company or one of its Subsidiaries or for the account of a
customer of the Company or one of its Subsidiaries, were entered into in the ordinary course of business and in accordance with applicable laws, rules, regulations and policies of all applicable regulatory agencies and with counterparties believed
by the Company to be financially responsible. The Company and each of its Subsidiaries have duly performed in all material respects all of their obligations thereunder to the extent that such obligations to perform have accrued, and there are no
breaches, violations or defaults or allegations or assertions of such by any party thereunder except as would not, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(li) <U>Termination of Contracts</U>. Except as would not reasonably be expected to have a Material Adverse Effect, neither the Company nor
any Subsidiary has sent or received any communication regarding termination of, or intent not to renew, any of the contracts or agreements referred to or described in the Pricing Disclosure Package and Prospectus, or referred to or described in, or
filed as an exhibit to, the Pricing Disclosure Package and Prospectus, and no such termination <FONT STYLE="white-space:nowrap">or&nbsp;non-renewal&nbsp;has</FONT> been threatened by the Company or any Subsidiary or, to the Company&#146;s knowledge,
any other party to any such contract or agreement; and there are no contracts or documents of the Company or its Subsidiary that are required to be described in the Pricing Disclosure Package and the Prospectus or to be filed as exhibits thereto by
the Securities Act or by the rules and regulations of the Commission thereunder that have not been so described and filed. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(lii) <U><FONT
STYLE="white-space:nowrap">Off-Balance</FONT> Sheet Transactions</U>. There is no transaction, arrangement or other relationship between the Company or any of its Subsidiaries and an unconsolidated or
<FONT STYLE="white-space:nowrap">other&nbsp;off-balance&nbsp;sheet</FONT> entity which is required to be disclosed in the Registration Statement, the Pricing Disclosure Package and the Prospectus (other than as disclosed therein). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(liii) <U>Mar</U>g<U>in Rules</U>. The application of the proceeds received by the Company from the issuance, sale and delivery of the Shares
as described in the Registration Statement, the Pricing Disclosure Package and the Prospectus will not violate Regulation T, U or X of the Federal Reserve or any other regulation of the Federal Reserve. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(liv) <U>Small Reporting Company Status</U>. From the time of the initial filing of the Registration Statement to the Commission through the
date hereof, the Company has been and is a &#147;smaller reporting company,&#148; as defined in Rule 405, Rule <FONT STYLE="white-space:nowrap">12b-2</FONT> of the Exchange Act and Item 10(f) of Regulation <FONT STYLE="white-space:nowrap">S-K</FONT>
(a &#147;<B>Smaller Reporting Company</B>&#148;). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">14 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(lv)
<U><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Testing-the-Waters</FONT></FONT></U>. The Company (a)&nbsp;has not alone engaged in
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">any&nbsp;Testing-the-Waters&nbsp;Communication</FONT></FONT> other than Permitted
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Written&nbsp;Testing-the-Waters&nbsp;Communications</FONT></FONT> with the consent of the Representative with entities that are qualified institutional buyers within the meaning of
Rule 144A under the Securities Act or institutions that are accredited investors within the meaning of Rule 501 under the Securities Act, and (b)&nbsp;has not authorized anyone other than the Representative to engage
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">in&nbsp;Testing-the-Waters&nbsp;Communications.</FONT></FONT> The Company reconfirms that the Representative has been authorized to act on its behalf in
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">undertaking&nbsp;Testing-the-Waters&nbsp;Communications.</FONT></FONT> The Company has not distributed or approved for distribution any <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">Written&nbsp;Testing-the-Waters&nbsp;Communications</FONT></FONT> other than the Permitted
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Written&nbsp;Testing-the-Waters&nbsp;Communications.</FONT></FONT> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">As
of the Applicable Time, each Permitted <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Written&nbsp;Testing-the-Waters&nbsp;Communication,</FONT></FONT> as supplemented by and taken together with the Pricing Disclosure Package, did
not, as of the Applicable Time, include an untrue statement of a material fact or omit to state a material fact necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading; and each
Permitted <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Written&nbsp;Testing-the-Waters&nbsp;Communication,</FONT></FONT> if any, does not, as of the date hereof, conflict with the information contained in the Registration
Statement, any preliminary prospectus, the Pricing Disclosure Package, any Issuer Free Writing Prospectus or the Prospectus; and the Company has filed publicly on EDGAR at least 15 calendar days prior to any Road Show, any confidentially submitted
registration statement and registration statement amendments relating to the offer and sale of the Shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(lvi) <U>Cybersecurity</U>.
(A)&nbsp;To the knowledge of the Company, there has been no security breach, unauthorized access or disclosure, or other compromise of any of the Company&#146;s or its Subsidiaries&#146; information technology and computer systems, networks,
hardware, software, data and databases (including the data and information of their respective customers, employees, suppliers, vendors and any third party data maintained, processed or stored by the Company and its Subsidiaries) and any such data
processed or stored by third parties on behalf of the Company and its Subsidiaries, equipment or technology (collectively, &#147;<B>IT Systems and Data</B>&#148;), that would, individually or in the aggregate, reasonably be expected to have a
Material Adverse Effect; (B)&nbsp;neither the Company nor its Subsidiaries have been notified of, and each of them have no knowledge of any event or condition that could result in, any security breach, unauthorized access or disclosure or other
compromise to their IT Systems and Data that would, individually or in the aggregate, reasonably be expected to have a Material Adverse Effect; and (C)&nbsp;the Company and its Subsidiaries have implemented controls, policies, procedures, and
technological safeguards to maintain and protect the integrity, continuous operation, redundancy and security of their IT Systems and Data reasonably consistent with industry standards and practices, or as required by applicable regulatory
standards. The Company and its Subsidiaries are presently in compliance with all applicable laws or statutes and all judgments, orders, rules and regulations of any court or arbitrator or governmental or regulatory authority, internal policies and
contractual obligations relating to the privacy and security of IT Systems and Data and to the protection of such IT Systems and Data from unauthorized use, access, misappropriation or modification, except where the failure to do so would not,
individually or in the aggregate, reasonably be expected to have a Material Adverse Effect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(lvii) <U>Reserved Shares</U>. To the
Company&#146;s knowledge, it has not offered, or caused the Underwriters to offer, any Reserved Shares to any person with the intent to unlawfully influence (A)&nbsp;a customer or supplier of the Company or any of its Subsidiaries to alter the
customer&#146;s or supplier&#146;s level or type of business with the Company or any of its Subsidiaries or (B)&nbsp;a trade journalist or publication to write or publish favorable information about the Company, any of its Subsidiaries or any of
their respective products. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(lviii) <U>Bank Absence of Defaults</U>. Neither the Bank nor any of its subsidiaries is (A)&nbsp;in violation
of its articles or certificate of incorporation, bylaws or other organizational or governing documents, (B)&nbsp;in default in the performance or observance of any obligation, agreement, covenant or condition contained in any contract, indenture,
mortgage, deed of trust, loan agreement, note, lease or other agreement or instrument to which the Bank or any of its subsidiaries is a party or by which any of them is bound or to which any of the property or assets of the Bank or any of its
subsidiaries is subject (collectively, the &#147;<B>Bank Instruments</B>&#148;) or (C)&nbsp;in violation of any law, statute, rule, regulation, judgment, order, writ or decree of any court or governmental agency or body having jurisdiction over the
Bank or any of its subsidiaries, except, solely in the case of this clause (C), for such violations or defaults that would not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">15 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(B) The Company has a reasonable basis for making each of the representations set forth
in&nbsp;Section 1(a). The Company acknowledges that the Underwriters and, for the purposes of the opinions to be delivered pursuant to Section&nbsp;6 hereof, counsel to the Company and counsel to the Underwriters, may rely upon the accuracy and
truthfulness of the foregoing representations and hereby consents to such reliance. Any certificate signed by, or on behalf of, the Company delivered to the Underwriters or to counsel for the Underwriters shall be deemed a representation and
warranty by the Company to the Underwriters as to the matters covered thereby. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;2. Sale and Delivery to the Underwriters.
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) Subject to the terms and conditions herein set forth, (i)&nbsp;the Company agrees to sell to each of the Underwriters, and each
of the Underwriters agrees, severally and not jointly, to purchase from the Company at a purchase price per share of $30.08 (the &#147;<B>Purchase Price</B>&#148;), the number of Firm Shares (to be adjusted by the Company so as to eliminate
fractional shares) determined by multiplying the aggregate number of Firm Shares to be sold by the Company by a fraction, the numerator of which is the aggregate number of Firm Shares to be purchased by such Underwriter as set forth opposite the
name of such Underwriter in<U>&nbsp;Schedule I</U>&nbsp;hereto and the denominator of which is the aggregate number of Firm Shares to be purchased by all of the Underwriters from the Company, and (ii)&nbsp;in the event and to the extent that the
Underwriters shall exercise the election to purchase Option Shares as provided below, the Company agrees to sell to each of the Underwriters, and the each of the Underwriters agrees, severally and not jointly, to purchase from the Company, at the
Purchase Price, the number of Option Shares (to be adjusted by the Company as to eliminate fractional shares) determined by multiplying (x)&nbsp;the number of Option Shares as to which such election shall have been exercised by (y)&nbsp;the fraction
set forth in clause (i)&nbsp;above. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The Company hereby grants to the Underwriters the right to purchase at their election up to
234,375 Option Shares, at the Purchase Price. The Underwriters may exercise their option to acquire Option Shares in whole or in part from time to time only by written notice from the Representative to the Company given within a period of 30
calendar days after the date of this Agreement and setting forth (i)&nbsp;the aggregate number of Option Shares to be purchased and (ii)&nbsp;the time, date and place at which such Option Shares are to be delivered, as determined by the
Representative but in no event earlier than the Closing Date or, unless the Representative and the Company otherwise agree in writing, earlier than two or later than ten business days after the date of such notice. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;3. Payment. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) It is understood that the several Underwriters propose to offer the Firm Shares for sale to the public upon the terms and conditions set
forth in the Prospectus. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The Company will deliver the Firm Shares to the Representative through the facilities of The Depository
Trust Company (&#147;<B>DTC</B>&#148;) for the accounts of the Underwriters, against payment of the Purchase Price therefor in Federal (same day) funds by wire transfer to an account designated by the Company, in the case of Firm Shares sold by the
Company at the office of Hunton Andrews Kurth LLP, 1445 Ross Avenue, Suite 3700, Dallas, Texas 75202, at 10:00 A.M., New York time, on February&nbsp;10, 2025, unless postponed in accordance with Section&nbsp;10 hereof, or such other time and date
not later than 1:30 P.M., New York City time, on the fifth business day thereafter,<B></B>&nbsp;as the Representative and the Company determine, such time and date of payment and delivery being referred to herein as the &#147;<B>Closing
Date</B>.&#148; For purposes of Rule <FONT STYLE="white-space:nowrap">15c6-1</FONT> under the Exchange Act, the Closing Date (if later than the otherwise applicable settlement date) shall be the settlement date for payment of funds and delivery of
securities for all the Firm Shares. The certificates or book-entry security entitlements for the Firm Shares so to be delivered will be in such denominations and registered in such names as the Representative requests and, if the Firm Shares are to
be certificated, will be delivered and made available for checking and packaging at the above-mentioned office of Hunton Andrews Kurth LLP at least 24 hours prior to the Closing Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) Each time for the delivery of and payment for the Option Shares, being herein referred to as an &#147;<B>Option Closing Date</B>,&#148;
which may be the Closing Date, shall be determined by the Representative as provided above. The Company will deliver the Option Shares being purchased on each Option Closing Date to the Representative through the facilities of DTC for the accounts
of the Underwriters, against payment of the Purchase Price therefor in Federal (same day) funds by wire transfer to an account designated by the Company, in the case of Option Shares sold by the Company at the above-mentioned office of Hunton
Andrews Kurth LLP, at 10:00 A.M., </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">16 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
New York time, on the applicable Option Closing Date. The certificates or book-entry security entitlements for the Option Shares so to be delivered will be in such denominations and registered in
such names as the Representative requests and, if the Option Shares are to be certificated, will be delivered and made available for checking and packaging at the above office of Hunton Andrews Kurth LLP at least 24 hours prior to such Option
Closing Date. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;4. Covenants. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The Company further covenants and agrees with each of the Underwriters as follows: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) The Company, subject to Section&nbsp;4(a)(ii) hereof, will comply with the requirements of Rule 430B under the Securities Act, and will
notify the Representative immediately, and confirm the notice in writing, (A)&nbsp;when any post-effective amendment to the Registration Statement shall become effective, or any amendment or supplement to the Prospectus shall have been filed, in
which case, the Company shall furnish to the Representative with copies thereof, and file promptly all material required to be filed by the Company with the Commission pursuant to Rule 433(d) under the Securities Act, (B)&nbsp;of the receipt of any
comments from the Commission, (C)&nbsp;of any request by the Commission for any amendment to the Registration Statement or any amendment or supplement to the Prospectus or for additional information, and (D)&nbsp;of the issuance by the Commission of
any stop order suspending the effectiveness of the Registration Statement or of any order preventing or suspending the use of any preliminary prospectus, or of the suspension of the qualification of the Shares for offering or sale in any
jurisdiction, or of the initiation or threatening of any proceedings for any of such purposes. The Company will promptly effect the filings necessary pursuant to Rule 424(b) under the Securities Act and will take such steps as it deems necessary to
ascertain promptly whether the form of prospectus transmitted for filing under Rule 424(b) was received for filing by the Commission and, in the event that it was not, it will promptly file such prospectus. The Company will make every reasonable
effort to prevent the issuance of any stop order and, if any stop order is issued, to obtain the lifting thereof at the earliest possible moment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) During the period when a prospectus relating to the Shares is required by the Securities Act to be delivered (whether physically or
through compliance with Rule 172 under the Securities Act or any similar rule), the Company (A)&nbsp;will furnish to the Representative for review, a reasonable period of time prior to the proposed time of filing of any proposed amendment or
supplement to the Registration Statement, a copy of each such amendment or supplement, and (B)&nbsp;will not amend or supplement the Registration Statement without the Representative&#146;s prior written consent. Prior to amending or supplementing
any preliminary prospectus, the Pricing Prospectus or the Prospectus, the Company shall furnish to the Representative for review, a reasonable amount of time prior to the time of filing or use of the proposed amendment or supplement, a copy of each
such proposed amendment or supplement. The Company shall not file or use any such proposed amendment or supplement without the Representative&#146;s prior written consent. The Company shall file with the Commission within the applicable period
specified in Rule 424(b) under the Securities Act any prospectus required to be filed pursuant to such rule. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) The Company shall
furnish to the Representative for review, a reasonable amount of time prior to the proposed time of filing or use thereof, a copy of each proposed free writing prospectus or any amendment or supplement thereto prepared by or on behalf of, used by,
or referred to by the Company, and the Company shall not file, use or refer to any proposed free writing prospectus or any amendment or supplement thereto without the Representative&#146;s prior written consent. The Company shall furnish to each
Underwriter, without charge, as many copies of any free writing prospectus prepared by or on behalf of, used by or referred to by the Company as such Underwriter may reasonably request. If at any time when a prospectus is required by the Securities
Act to be delivered (whether physically or through compliance with Rule 172 under the Securities Act or any similar rule) in connection with sales of the Shares (but in any event if at any time through and including the Closing Date) there occurred
or occurs an event or development as a result of which any free writing prospectus prepared by or on behalf of, used by, or referred to by the Company conflicted or could conflict with the information contained in the Registration Statement, the
Pricing Prospectus or the Prospectus or included or could include an untrue statement of a material fact or omitted or could omit to state a material fact necessary in order to make the statements therein, in the light of the circumstances
prevailing at such time, not misleading, the Company shall promptly amend or supplement such free writing prospectus to eliminate or correct such conflict so that the statements in such free writing prospectus as so amended or supplemented will not
include an untrue statement of a material fact or omit to </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">17 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
state a material fact necessary in order to make the statements therein, in the light of the circumstances prevailing at such time, not misleading, as the case may be; provided, that prior to
amending or supplementing any such free writing prospectus, the Company shall furnish to the Representative for review, a reasonable amount of time prior to the proposed time of filing or use thereof, a copy of such proposed amended or supplemented
free writing prospectus, and the Company shall not file, use or refer to any such amended or supplemented free writing prospectus without the Representative&#146;s prior written consent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv) The Company will use its best efforts to qualify the Shares for offering and sale under the securities laws of such jurisdictions as the
Underwriters may reasonably request and to comply with such laws so as to permit the continuance of sales and dealings therein in such jurisdictions for as long as may be necessary to complete the distribution of the Shares, provided that nothing in
this&nbsp;Section 4(a)(iv) shall require the Company to qualify as a foreign corporation in any jurisdiction in which it is not already so qualified or to file a general consent to service of process in any jurisdiction or to subject itself to
taxation in respect of doing business in any jurisdiction in which it is otherwise not so subject. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v) The Company has furnished or will
deliver to the Representative, without charge, signed copies of the Registration Statement as originally filed, any Rule 462(b) Registration Statement and of each amendment to each (including exhibits filed therewith) and signed copies of all
consents and certificates of experts, and will also, upon the Underwriters&#146; request, deliver to the Representative, without charge, a conformed copy of the Registration Statement as originally filed and of each amendment thereto (without
exhibits) for each of the Underwriters. The copies of the Registration Statement and each amendment thereto furnished to the Underwriters will be identical to the electronically transmitted copies thereof filed with the Commission pursuant to EDGAR,
except to the extent permitted by <FONT STYLE="white-space:nowrap">Regulation&nbsp;S-T.</FONT> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(vi) The Company has delivered to each
Underwriter, without charge, as many written and electronic copies of each preliminary prospectus, Prospectus and/or the Pricing Prospectus as such Underwriter reasonably requested, and the Company hereby consents to the use of such copies for
purposes permitted by the Securities Act. The Company will furnish to each Underwriter, without charge, no later than the second business day following the completion of the sale of the Shares, and from time to time thereafter during the period when
the Prospectus is required to be delivered in connection with sales of the Shares under the Securities Act or the Exchange Act or in lieu thereof, the notice referred to in Rule 173(a) under the Securities Act, such number of written and electronic
copies of the Prospectus (as amended or supplemented) as such Underwriter may reasonably request. The Prospectus and any amendments or supplements thereto furnished to the Underwriters will be identical to the electronically transmitted copies
thereof filed with the Commission pursuant to EDGAR, except to the extent permitted by <FONT STYLE="white-space:nowrap">Regulation&nbsp;S-T.</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(vii) If at any time following the distribution of any Permitted
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Written&nbsp;Testing-the-Waters&nbsp;Communication</FONT></FONT> there occurred or occurs an event or development as a result of which such Permitted <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">Written&nbsp;Testing-the-Waters&nbsp;Communication</FONT></FONT> included or would include an untrue statement of a material fact or omitted or would omit to state a material fact necessary in order to make the statements
therein, in the light of the circumstances existing at that subsequent time, not misleading, the Company will promptly notify the Representative and, should the Representative request, will promptly amend or supplement, at its own expense, such
Permitted <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Written&nbsp;Testing-the-Waters&nbsp;Communication</FONT></FONT> to eliminate or correct such untrue statement or omission. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(viii) The Company will make generally available (within the meaning of Section&nbsp;11(a) of the Securities Act) to its security holders and
to the Representative as soon as practicable, but not later than 45 days after the end of its fiscal quarter in which the first anniversary date of the effective date of the Registration Statement occurs, an earnings statement (in form complying
with the provisions of Rule 158 under the Securities Act and satisfying the provisions of Section&nbsp;11(a) of the Securities Act) covering a period of at least 12 consecutive months beginning after the effective date of the Registration Statement.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ix) The Company will use the net proceeds received by it from the sale of the Shares in the manner specified in the Pricing Prospectus
under the heading &#147;Use of Proceeds.&#148; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">18 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(x) The Company shall engage and maintain, at its expense, a registrar and transfer agent
for the Shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xi) The Company will use its best efforts to effect and maintain the listing of the Common Stock (including the Shares)
on Nasdaq. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xii) During a period of 90 days from the date of the Prospectus (the
&#147;<B><FONT STYLE="white-space:nowrap">Lock-Up</FONT></B><B></B><B>&nbsp;Period&#148;</B>), the Company will not, without the prior written consent of the Representative, (A)&nbsp;offer, pledge, sell, contract to sell, sell any option or contract
to purchase, purchase any option or contract to sell, grant any option, right or warrant to purchase, lend or otherwise directly or indirectly dispose of or transfer any Common Stock or any securities convertible into or exchangeable or exercisable
for Common Stock, or exercise any right with respect to the registration thereof, or file with the Commission a registration statement under the Securities Act relating to, any Common Stock or any such other securities, (B)&nbsp;enter into any swap,
hedge or other agreement that transfers, in whole or in part, the economic consequence of ownership of Common Stock or such other securities, or (C)&nbsp;publicly disclose the intention to make any such offer, pledge, sale or disposition, or to
enter into any such swap, hedge, transaction or arrangement, whether any such transaction described in clause (A)&nbsp;or (B) above is to be settled by delivery of Common Stock or such other securities, in cash or otherwise, in each case, other than
(X)&nbsp;the Shares to be sold hereunder, (Y)&nbsp;the issuance of Equity Awards granted pursuant to the Company&#146;s benefit plans that are described in the Registration Statement, the Pricing Disclosure Package and the Prospectus, as such plans
may be amended, or the filing of one or more registration statements on <FONT STYLE="white-space:nowrap">Form&nbsp;S-8&nbsp;with</FONT> respect to the issuance of securities under such benefit plans, or (Z)&nbsp;the issuance of shares of Common
Stock upon the exercise of, or otherwise pursuant to any such Equity Awards. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xiii) During
<FONT STYLE="white-space:nowrap">the&nbsp;Lock-Up&nbsp;Period,</FONT> the Company will enforce all agreements between the Company and any of its security holders that restrict or prohibit, expressly or in operation, the offer, sale or transfer of
shares of Common Stock or securities convertible into or exchangeable or exercisable for any shares of Common Stock, or any of the other actions restricted or prohibited under the terms of the form
<FONT STYLE="white-space:nowrap">of&nbsp;&#147;lock-up&#148;&nbsp;agreement</FONT> attached as<U>&nbsp;Exhibit C</U>. In addition, the Company will direct the transfer agent to place stop transfer restrictions upon any such securities of the Company
that are bound by <FONT STYLE="white-space:nowrap">such&nbsp;&#147;lock-up&#148;&nbsp;agreements</FONT> for the duration of the periods contemplated in such agreements, including, without
<FONT STYLE="white-space:nowrap">limitation,&nbsp;&#147;lock-up&#148;&nbsp;agreements</FONT> entered into by the Company&#146;s officers, directors and shareholders pursuant to&nbsp;Section 6(m) hereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xiv) The Company will comply with the Securities Act and the Exchange Act so as to permit the completion of the distribution of the Shares as
contemplated by this Agreement<B>,</B><B></B>&nbsp;the Registration Statement, the Pricing Disclosure Package and the Prospectus. Without limiting the generality of the foregoing, the Company will, during the period when a prospectus relating to the
Shares is required by the Securities Act to be delivered (whether physically or through compliance with Rule 172 under the Securities Act or any similar rule), file on a timely basis with the Commission and Nasdaq all reports and documents required
to be filed under the Exchange Act. Additionally, the Company shall report the use of proceeds from the issuance of the Shares as may be required under Rule 463 under the Securities Act. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xv) During a period of five years from the effective date of the Registration Statement, the Company will make available on EDGAR (or any
successor or additional filing location required under applicable rules and regulations of the Commission) or furnish to the Underwriters copies of all reports or other communications (financial or other) furnished to shareholders generally, and
will deliver to the Underwriters (A)&nbsp;as soon as they are available, copies of any reports and financial statements furnished to or filed with the Commission or any national securities exchange on which any class of securities of the Company is
listed, and (B)&nbsp;such additional information concerning the business and financial condition of the Company as the Underwriters may from time to time reasonably request (such financial statements to be on a consolidated basis to the extent the
accounts of the Company and the Subsidiaries are consolidated in reports furnished to its shareholders generally or to the Commission); provided, the Company will be deemed to have furnished such reports, financial statements and other information
to the extent such reports, financial statements and other information is filed with the Commission and publicly available. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">19 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xvi) The Company shall not invest or otherwise use the proceeds received by the Company
from its sale of the Shares in such a manner as could require the Company or any of the Subsidiaries to register as an investment company under the Investment Company Act. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xvii) If the Company elects to rely upon Rule 462(b) under the Securities Act, the Company will file a Rule 462(b) Registration Statement
with the Commission in compliance with Rule 462(b) by 10:00 P.M., New York City time, on the date of this Agreement, and at the time of filing either will pay to the Commission the filing fee for the Rule 462(b) Registration Statement or will give
irrevocable instructions for the payment of such fee pursuant to Rule 111(b) under the Securities Act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xviii) If so requested by the
Representative, the Company shall cause to be prepared and delivered, at its expense, within one business day from the effective date of this Agreement, to the Representative an &#147;electronic Prospectus&#148; to be used by the Underwriters in
connection with the offering and sale of the Shares. As used herein, the term &#147;electronic Prospectus&#148; means a form of preliminary prospectus, Pricing Prospectus, any Issuer Free Writing Prospectus or the Prospectus, and any amendment or
supplement thereto, that meets each of the following conditions: (A)&nbsp;it shall be encoded in an electronic format, satisfactory to the Representative, that may be transmitted electronically by the Representative and the other Underwriters to
offerees and purchasers of the Shares, (B)&nbsp;it shall disclose the same information as such paper preliminary prospectus, Issuer Free Writing Prospectus or the Prospectus, as the case may be, and (C)&nbsp;it shall be in or convertible into a
paper format or an electronic format, satisfactory to the Representative, that will allow investors to store and have continuously ready access to such preliminary prospectus, Issuer Free Writing Prospectus or the Prospectus at any future time,
without charge to investors (other than any fee charged for subscription to the Internet generally). The Company hereby confirms that, if so requested by the Representative, it has included or will include in the Prospectus filed with the Commission
an undertaking that, upon receipt of a request by an investor or his or her representative, the Company shall transmit or cause to be transmitted promptly, without charge, a paper copy of such paper preliminary prospectus, Issuer Free Writing
Prospectus or the Prospectus to such investor or representative. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xix) The Company will not take, and will use commercially reasonable
efforts to prohibit any affiliate of the Company from taking, directly or indirectly, any action designed to cause or result in or which constitutes or might reasonably be expected to constitute stabilization or manipulation of the price of the
Shares or any reference security with respect to the Shares, whether to facilitate the sale or resale of the Shares or otherwise, and the Company will, and shall cause each of its affiliates to, comply with all applicable provisions of Regulation M.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xx) The Company represents and agrees that, without the prior consent of the Representative, it has not made and will not make any offer
relating to the Shares that could constitute a &#147;free writing prospectus&#148; as defined in Rule 405 under the Securities Act; any such free writing prospectus the use of which has been consented to by the Company and the Representative is
listed on<U>&nbsp;Schedule II</U>&nbsp;hereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxi) The Company has complied and will comply with the requirements of Rule 433 under the
Securities Act applicable to any Issuer Free Writing Prospectus, including timely filing with the Commission or retention where required and legending; the Company represents that it has satisfied and agrees that it will satisfy the conditions under
Rule 433 under the Securities Act to avoid a requirement to file with the Commission any electronic &#147;road show&#148; (as defined in Rule 433 under the Securities Act). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxii) During the period beginning on the date hereof and ending on the later of the fifth anniversary of the Closing Date or the date on
which the Underwriters receive full payment in satisfaction of any claim for indemnification or contribution to which they may be entitled pursuant to Section&nbsp;8 or Section&nbsp;9 of this Agreement, the Company shall not, without the prior
written consent of the Representative, take or permit to be taken any action that could result in the Bank&#146;s common stock becoming subject to any security interest, mortgage, pledge, lien or encumbrance. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(xxiii) The Company and its Subsidiaries will comply with all effective applicable provisions of the Sarbanes-Oxley Act of 2002. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">20 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;5. Expenses. </B>The Company covenants and agrees with the
several Underwriters that, whether or not the transactions contemplated by this Agreement are consummated, the Company will pay or cause to be paid all expenses incident to the performance of its obligations under this Agreement, including
(A)&nbsp;the fees, disbursements and expenses of the Company&#146;s counsel, accountants and other advisors, (B)&nbsp;filing fees and all other expenses in connection with the preparation, printing and filing of the Registration Statement, each
preliminary prospectus, the Pricing Prospectus, any Issuer Free Writing Prospectus, any Permitted <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Written&nbsp;Testing-the-Waters&nbsp;Communication</FONT></FONT> and the Prospectus
and amendments and supplements thereto and the mailing and delivering of copies thereof to the Underwriters and dealers, (C)&nbsp;the cost of printing or producing this Agreement, closing documents (including any compilations thereof) and such other
documents as may be required in connection with the offering, purchase, sale and delivery of the Shares, (D)&nbsp;all expenses in connection with the qualification of the Shares for offering and sale under state securities laws as provided
in&nbsp;Section 4(a)(iv), including filing fees and the reasonable fees and disbursements of counsel for the Underwriters in connection with such qualification and in connection with the Blue Sky survey, (E)&nbsp;all fees and expenses in connection
with listing the Shares on Nasdaq, (F)&nbsp;the costs, fees and expenses incurred by the Underwriters in connection with determining their compliance with the rules and regulations of FINRA related to the Underwriters&#146; participation in the
offering and distribution of the Shares, including any related filing fees and the reasonable fees and disbursements of counsel to the Underwriters, (G)&nbsp;all fees and expenses in connection with the preparation, issuance and delivery of the
certificates representing the Shares to the Underwriters, including any stock or other transfer taxes and any stamp or other duties payable upon the sale, issuance or delivery of the Shares to the Underwriters, (H)&nbsp;the cost and charges of any
transfer agent or registrar, (I)&nbsp;the transportation and other expenses incurred by the Company in connection with presentations to prospective purchasers of Shares, (J)&nbsp;the costs and expenses of the Company relating to investor
presentations on any Road Show or <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">any&nbsp;Testing-the-Waters&nbsp;Communication</FONT></FONT> undertaken in connection with the offering of the Shares, including, without limitation,
expenses associated with the preparation or dissemination of any electronic road show, expenses associated with the production of Road Show slides and graphics and fees and expenses of any consultants engaged in connection with the Road Show
presentations with the prior approval of the Company, (K)&nbsp;the costs to obtain all regulatory approvals required to be obtained by the Company or any subsidiary, including bank regulatory approvals, (L)&nbsp;settlement in same day funds,
(M)&nbsp;any other fees and expenses incurred by the Underwriters in connection with the transactions contemplated by this Agreement, including fees and expenses incurred by counsel to the Underwriters, and (N)&nbsp;all other costs and expenses
incident to the performance of its obligations hereunder which are not otherwise specifically provided for in this Section; provided, however, that the fees and expenses of the Underwriters to be paid or caused to be paid by the Company under this
Section&nbsp;5 shall not exceed $250,000 in the aggregate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;6. Conditions of the Underwriters&#146;
Obligations. </B>The several obligations of the Underwriters hereunder to purchase the Shares on the Closing Date or each Option Closing Date, as the case may be, are subject to the performance by the Company of its obligations hereunder and to the
following additional conditions: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The Prospectus shall have been filed with the Commission pursuant to Rule 424(b) under the
Securities Act within the applicable time period prescribed for such filing by the Securities Act and in accordance with&nbsp;Section 4(a)(i) hereof; all material required to be filed by the Company pursuant to Rule 433(d) under the Securities Act
shall have been filed with the Commission within the applicable time period prescribed for such filing by Rule 433 under the Securities Act; if the Company has elected to rely upon Rule 462(b) under the Securities Act, the Rule 462(b) Registration
Statement shall have become effective by 10:00 P.M., New York City time, on the date of this Agreement; the Registration Statement has become effective and no stop order suspending the effectiveness of the Registration Statement or any part thereof
or the Prospectus or any part thereof or any Issuer Free Writing Prospectus shall have been issued and no proceeding for that purpose shall have been initiated or threatened by the Commission or any state securities commission; and all requests for
additional information on the part of the Commission shall have been complied with to the Underwriters&#146; reasonable satisfaction. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)
The respective representations and warranties of the Company contained herein are true and correct on and as of the Closing Date or the Option Closing Date, as the case may be, as if made on and as of the Closing Date or the Option Closing Date, as
the case may be, and the Company shall have complied with all agreements and all conditions on its part to be performed or satisfied hereunder at or prior to the Closing Date or the Option Closing Date, as the case may be. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">21 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) Subsequent to the execution and delivery of this Agreement and prior to the Closing Date
or the Option Closing Date, as the case may be, there shall not have occurred any downgrading, nor shall any notice have been given of (i)&nbsp;any downgrading, (ii)&nbsp;any intended or potential downgrading, or (iii)&nbsp;any review or possible
change that does not indicate an improvement, in the rating accorded any securities of or guaranteed by the Company or any Subsidiary by any &#147;nationally recognized statistical rating organization,&#148; as such term is defined for purposes of
Rule 436(g)(2) under the Securities Act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) (i) Neither the Company nor any Subsidiary shall have sustained since the date of the latest
audited financial statements included in the Pricing Prospectus any material loss or interference with its business from fire, explosion, flood or other calamity, whether or not covered by insurance, or from any labor dispute or court or
governmental action, order or decree, otherwise than as set forth or contemplated in the Pricing Prospectus, and (ii)&nbsp;since the respective dates as of which information is given in the Registration Statement and the Prospectus, (A)&nbsp;there
shall not have been any change in the capital stock or long-term debt of the Company or any Subsidiary, and (B)&nbsp;there shall not have been any Material Adverse Effect, the effect of which, in any such case described in clause (i)&nbsp;or (ii),
is in the judgment of the Representative so material and adverse as to make it impracticable or inadvisable to proceed with the public offering or the delivery of the Shares being delivered at such Closing Date or Option Closing Date, as the case
may be, on the terms and in the manner contemplated in the Pricing Prospectus. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) The Representative shall have received on and as of
the Closing Date or the Option Closing Date, as the case may be, a certificate of two executive officers of the Company, at least one of whom has specific knowledge about the Company&#146;s financial matters, satisfactory to the Representative, to
the effect (A)&nbsp;set forth in&nbsp;Section 6(b) (with respect to the respective representations, warranties, agreements and conditions of the Company) and Section&nbsp;6(c), (B) that none of the situations set forth in clause (i)&nbsp;or (ii) of
Section&nbsp;6(d) shall have occurred, and (C)&nbsp;that no stop order suspending the effectiveness of the Registration Statement has been issued and to the knowledge of the Company, no proceedings for that purpose have been instituted or are
pending or contemplated by the Commission. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) On the Closing Date or Option Closing Date, as the case may be Luse Gorman, PC, counsel
for the Company, shall have furnished to the Representative their favorable written opinion and negative assurance letter, dated the Closing Date or the Option Closing Date, as the case may be, in form and substance satisfactory to counsel for the
Underwriters, to the effect set forth in<U>&nbsp;Exhibit A</U>&nbsp;hereto and to such further effect as counsel for the Underwriters may reasonably request. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) The Company shall have furnished or caused to be furnished to the Representative on the date hereof and on the Closing Date and each
Option Closing Date, certificates of the chief financial officer of the Company substantially in the form of<U>&nbsp;Exhibit B</U>&nbsp;hereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(h) Yount, Hyde&nbsp;&amp; Barbour, P.C. shall have furnished to the Representative a letter, dated the date of this Agreement, in form and
substance satisfactory to the Representative, containing statements and information of the type customarily included in accountants&#146; &#147;comfort letters&#148; to underwriters with respect to the financial statements and certain financial
information contained in the Registration Statement, the Pricing Disclosure Package and each Issuer Free Writing Prospectus, if any. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(i)
On the Closing Date or Option Closing Date, as the case may be, the Representative shall have received from Yount, Hyde&nbsp;&amp; Barbour, P.C. a letter, dated the Closing Date or such Option Closing Date, as the case may be, to the effect that it
reaffirms the statements made in its letter or letters furnished pursuant to Section&nbsp;6(h), except that the specified date referred to therein for the carrying out of procedures shall be not more than three business days prior to the Closing
Date or such Option Closing Date, as the case may be. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(j) On each Closing Date and Option Closing Date, the Representative shall have
received the opinion of Hunton Andrews Kurth LLP, counsel for the Underwriters in connection with the offer and sale of the Shares, in form and substance satisfactory to the Underwriters, dated as of such date, with executed copies for each of the
other Underwriters named on the cover page of the Prospectus. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">22 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(k) The Shares to be delivered on the Closing Date or Option Closing Date, as the case may
be, shall have been approved for listing on Nasdaq, subject only to official notice of issuance. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(l) FINRA shall have confirmed that it
has not raised any objection with respect to the fairness and reasonableness of the underwriting terms and conditions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(m) The
Representative shall have <FONT STYLE="white-space:nowrap">received&nbsp;&#147;lock-up&#148;&nbsp;agreements,</FONT> each substantially in the form of<U>&nbsp;Exhibit C</U>&nbsp;hereto, from the officers, directors and certain shareholders of the
Company listed on<U>&nbsp;Exhibit</U><U></U><U><FONT STYLE="white-space:nowrap">&nbsp;C-1</FONT></U>&nbsp;hereto and such agreements shall be in full force and effect on the Closing Date or Option Closing Date, as the case may be. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(n) On or prior to the Closing Date or Option Closing Date, as the case may be, the Company shall have furnished to the Representative such
further information, certificates and documents as the Representative shall reasonably request. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(o) On or after the Applicable Time there
shall not have occurred any of the events, circumstances or occurrences set forth in Section&nbsp;11. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(p) Upon request of any
Underwriter, to furnish, or cause to be furnished, to such Underwriter an electronic version of the Company&#146;s trademarks, service marks and corporate logo for use on the website, if any, operated by such Underwriter for the purpose of
facilitating <FONT STYLE="white-space:nowrap">the&nbsp;on-line&nbsp;offering</FONT> of the Shares (the &#147;<B>License</B>&#148;); provided, however, that the License shall be used solely for the purpose described above, is granted without any fee
and may not be assigned or transferred. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If any condition specified in this Section&nbsp;6 shall not have been fulfilled when and as
required to be fulfilled, this Agreement may be terminated, subject to the provisions of Section&nbsp;12, by the Representative by notice to the Company at any time at or prior to the Closing Date or Option Closing Date, as the case may be, and such
termination shall be without liability of any party to any other party, except as provided in Section&nbsp;5, Section&nbsp;8 and Section&nbsp;12. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;7. Effectiveness. </B>This Agreement shall become effective upon the execution and delivery hereof by the
parties hereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;8. Indemnification. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <I>Indemnification of Underwriters</I>. The Company agrees to indemnify and hold harmless each Underwriter, its affiliates (as such term
is defined in Rule 501(b) of the Securities Act Regulations (each, an &#147;<B>Affiliate</B>&#148;)), partners, selling agents, officers and directors and each person, if any, who controls an Underwriter within the meaning of Section&nbsp;15 of the
Securities Act or Section&nbsp;20 of the Exchange Act as follows: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) against any and all loss, liability, claim, damage and expense
whatsoever, as incurred, arising out of any untrue statement or alleged untrue statement of a material fact contained in the Registration Statement (or any amendment thereto), including any information deemed to be a part thereof pursuant to Rule
430B of the Securities Act (&#147;<B>Rule 430B</B>&#148;), or the omission or alleged omission therefrom of a material fact required to be stated therein or necessary to make the statements therein not misleading or arising out of any untrue
statement or alleged untrue statement of a material fact included in any preliminary prospectus, any Issuer Free Writing Prospectus, the Pricing Disclosure Package or the Prospectus (or any amendment or supplement thereto), or the omission or
alleged omission in any preliminary prospectus, any Issuer Free Writing Prospectus, the Pricing Disclosure Package or the Prospectus (or any amendment or supplement thereto) of a material fact necessary in order to make the statements therein, in
the light of the circumstances under which they were made, not misleading; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) against any and all loss, liability, claim, damage and
expense whatsoever, as incurred, to the extent of the aggregate amount paid in settlement of any litigation, or any investigation or proceeding by any governmental agency or body, commenced or threatened, or of any claim whatsoever based upon any
such untrue statement or omission, or any such alleged untrue statement or omission; provided that (subject to&nbsp;Section 8(d) hereof) any such settlement is effected with the written consent of the Company; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">23 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) against any and all expense whatsoever, as incurred (including the fees and
disbursements of counsel chosen by the Representative), reasonably incurred in investigating, preparing or defending against, or appearing as a witness or providing information or documents in connection with any litigation, or any investigation or
proceeding by any governmental agency or body, commenced or threatened, or any claim whatsoever based upon any such untrue statement or omission, or any such alleged untrue statement or omission, to the extent that any such expense is not paid under
(i)&nbsp;or (ii) above; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">provided, that this indemnity agreement shall not apply to any loss, liability, claim, damage or expense to the extent arising
out of any untrue statement or omission or alleged untrue statement or omission made in the Registration Statement (or any amendment thereto), including any information deemed to be a part thereof pursuant to Rule 430B, or in any preliminary
prospectus, any Issuer Free Writing Prospectus, the Pricing Disclosure Package or the Prospectus (or any amendment or supplement thereto) in reliance upon and in conformity with the Underwriter Information. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) <I>Indemnification for Reserved Shares</I>. Without limitation and in addition to their obligations under the other subsections of this
Section&nbsp;8, the Company agrees to indemnify and hold harmless each Underwriter and each Underwriter&#146;s Affiliates, members, directors, officers, employees, agents, and each person, if any, who controls any Underwriter within the meaning of
Section&nbsp;15 of the Securities Act or Section&nbsp;20 of the Exchange Act from and against any and all losses, claims, damages, liabilities and expenses (including, without limitation, any and all legal fees and other expenses reasonably incurred
in connection with any suit, action or proceeding or any claim asserted, as such fees and expenses are incurred), that (i)&nbsp;arise out of or are based upon any untrue statement or omission or alleged untrue statement or omission of a material
fact contained in any material prepared by or with the consent of the Company for distribution to the Invitees, or the omission or alleged omission therefrom of a material fact required to be stated therein or necessary to make the statements
therein not misleading, (ii)&nbsp;are caused by the failure of any Invitee to pay for and accept delivery of Reserved Shares that the Invitee agreed to purchase, or (iii)&nbsp;are related to, arise out of or are in connection with the offer and sale
of Reserved Shares; provided, that this indemnity agreement shall not apply to any loss, liability, claim, damage or expense to the extent arising out of any untrue statement or omission or alleged untrue statement or omission made in the
Registration Statement (or any amendment thereto), including any information deemed to be a part thereof pursuant to Rule 430B, or in any preliminary prospectus, any Issuer Free Writing Prospectus, the Pricing Disclosure Package or the Prospectus
(or any amendment or supplement thereto) in reliance upon and in conformity with the Underwriter Information. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) <I>Indemnification of
the Company, Directors and Officers by the Underwriters</I>. Each Underwriter severally agrees to indemnify and hold harmless the Company, its directors, each of its officers who signed the Registration Statement, and each person, if any, who
controls the Company within the meaning of Section&nbsp;15 of the Securities Act or Section&nbsp;20 of the Exchange Act against any and all loss, liability, claim, damage and expense described in the indemnity contained in Section&nbsp;8(a) hereof,
as incurred, but only with respect to untrue statements or omissions, or alleged untrue statements or omissions, made in the Registration Statement (or any amendment thereto), including any information deemed to be a part thereof pursuant to Rule
430B, or in any preliminary prospectus, any Issuer Free Writing Prospectus, the Pricing Disclosure Package or the Prospectus (or any amendment or supplement thereto) in reliance upon and in conformity with the Underwriter Information. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) <I>Actions against Parties; Notification</I>. Each indemnified party shall give notice as promptly as reasonably practicable to each
indemnifying party of any action commenced against it in respect of which indemnity may be sought hereunder, but failure to so notify an indemnifying party shall not relieve such indemnifying party from any liability hereunder to the extent it is
not materially prejudiced as a result thereof and in any event shall not relieve it from any liability which it may have otherwise than on account of this indemnity agreement. In the case of parties indemnified pursuant to Sections 8(a) and 8(b)
hereof, counsel to the indemnified parties shall be selected by the Representative and, in the case of the parties indemnified pursuant to Section&nbsp;8(c) hereof, counsel to the indemnified parties shall be selected by the Company. An indemnifying
party may participate in such action and retain its own counsel at its own expense in the defense of any such action; provided, that counsel to the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">24 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
indemnifying party shall not (except with the prior written consent of the indemnified party) also be counsel to the indemnified party. In no event shall the indemnifying parties be liable for
fees and expenses of more than one counsel (in addition to any local counsel) separate from their own counsel for all indemnified parties in connection with any one action or separate but similar or related actions in the same jurisdiction arising
out of the same general allegations or circumstances. No indemnifying party shall, without the prior written consent of the indemnified parties, settle or compromise or consent to the entry of any judgment with respect to any litigation, or any
investigation or proceeding by any governmental agency or body, commenced or threatened, or any claim whatsoever in respect of which indemnification or contribution could be sought under this Section&nbsp;8 or Section&nbsp;9 hereof (whether or not
the indemnified parties are actual or potential parties thereto), unless such settlement, compromise or consent (i)&nbsp;includes an unconditional release of each indemnified party from all liability arising out of such litigation, investigation,
proceeding or claim and (ii)&nbsp;does not include a statement as to or an admission of fault, culpability or a failure to act by or on behalf of any indemnified party. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) <I>Settlement without Consent if Failure to Reimburse</I>. If at any time an indemnified party shall have requested an indemnifying party
to reimburse the indemnified party for fees and expenses of counsel, such indemnifying party agrees that it shall be liable for any settlement of the nature contemplated by&nbsp;Section 8(a)(ii) effected without its written consent if (i)&nbsp;such
settlement is entered into more than 60 days after receipt by such indemnifying party of the aforesaid request, (ii)&nbsp;such indemnifying party shall have received notice of the terms of such settlement at least 45 days prior to such settlement
being entered into and (iii)&nbsp;such indemnifying party shall not have reimbursed such indemnified party in accordance with such request prior to the date of such settlement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;9. Contribution. </B>If the indemnification provided for in Section&nbsp;8 hereof is for any reason unavailable
to or insufficient to hold harmless an indemnified party in respect of any losses, liabilities, claims, damages or expenses referred to therein, then each indemnifying party shall contribute to the aggregate amount of such losses, liabilities,
claims, damages and expenses incurred by such indemnified party, as incurred, (i)&nbsp;in such proportion as is appropriate to reflect the relative benefits received by the Company, on the one hand, and the Underwriters, on the other hand, from the
offering of the Shares pursuant to this Agreement or (ii)&nbsp;if the allocation provided by clause (i)&nbsp;is not permitted by applicable law, in such proportion as is appropriate to reflect not only the relative benefits referred to in clause
(i)&nbsp;above but also the relative fault of the Company, on the one hand, and the Underwriters, on the other hand, in connection with the statements or omissions which resulted in such losses, liabilities, claims, damages or expenses, as well as
any other relevant equitable considerations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The relative benefits received by the Company, on the one hand, and the Underwriters, on the
other hand, in connection with the offering of the Shares pursuant to this Agreement shall be deemed to be in the same respective proportions as the total net proceeds from the offering of the Shares pursuant to this Agreement (before deducting
expenses) received by the Company, on the one hand, and the total underwriting discount received by the Underwriters, on the other hand, in each case as set forth on the cover of the Prospectus, bear to the aggregate public offering price of the
Shares as set forth on the cover of the Prospectus. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The relative fault of the Company, on the one hand, and the Underwriters, on the
other hand, shall be determined by reference to, among other things, whether any such untrue or alleged untrue statement of a material fact or omission or alleged omission to state a material fact relates to information supplied by the Company or by
the Underwriters and the parties&#146; relative intent, knowledge, access to information and opportunity to correct or prevent such statement or omission. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company and the Underwriters agree that it would not be just and equitable if contribution pursuant to this Section&nbsp;9 were determined
by pro rata allocation (even if the Underwriters were treated as one entity for such purpose) or by any other method of allocation which does not take account of the equitable considerations referred to above in this Section&nbsp;9. The aggregate
amount of losses, liabilities, claims, damages and expenses incurred by an indemnified party and referred to above in this Section&nbsp;9 shall be deemed to include any legal or other expenses reasonably incurred by such indemnified party in
investigating, preparing or defending against any litigation, or any investigation or proceeding by any governmental agency or body, commenced or threatened, or any claim whatsoever based upon any such untrue or alleged untrue statement or omission
or alleged omission. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">25 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding the provisions of this Section&nbsp;9, no Underwriter shall be required to
contribute any amount in excess of the underwriting discount received by such Underwriter in connection with the Shares underwritten by it and distributed to the public. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No person guilty of fraudulent misrepresentation (within the meaning of Section&nbsp;11(f) of the Securities Act) shall be entitled to
contribution from any person who was not guilty of such fraudulent misrepresentation. The Underwriters&#146; respective obligations to contribute pursuant to this Section&nbsp;9 are several in proportion to the number of Shares set forth opposite
their respective names in<U>&nbsp;Schedule I</U>&nbsp;hereto and not joint. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For purposes of this Section&nbsp;9, each person, if any, who
controls an Underwriter within the meaning of Section&nbsp;15 of the Securities Act or Section&nbsp;20 of the Exchange Act and each Underwriter&#146;s Affiliates, officers, directors and selling agents shall have the same rights to contribution as
the Underwriter, and each director of the Company, each officer of the Company who signed the Registration Statement, and each person, if any, who controls the Company within the meaning of Section&nbsp;15 of the Securities Act or Section&nbsp;20 of
the Exchange Act shall have the same rights to contribution as the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;10. Default by One or More Underwriters.
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) If any Underwriter or Underwriters default in its or their obligations to purchase Shares hereunder on the Closing Date or any
Option Closing Date and the aggregate number of Shares that such defaulting Underwriter or Underwriters agreed but failed to purchase does not exceed 10% of the total number of Shares that the Underwriters are obligated to purchase on such Closing
Date or Option Closing Date, as the case may be, the Representative may make arrangements satisfactory to the Company for the purchase of such Shares by other persons, including any of the Underwriters, but if no such arrangements are made by such
Closing Date or Option Closing Date, as the case may be, <FONT STYLE="white-space:nowrap">the&nbsp;non-defaulting&nbsp;Underwriters</FONT> shall be obligated severally, in proportion to their respective commitments hereunder, to purchase the Shares
that such defaulting Underwriters agreed but failed to purchase on such Closing Date or Option Closing Date, as the case may be. If any Underwriter or Underwriters so default and the aggregate number of Shares with respect to which such default or
defaults occur exceeds 10% of the total number of Shares that the Underwriters are obligated to purchase on such Closing Date or Option Closing Date, as the case may be, and arrangements satisfactory to the Representative and the Company for the
purchase of such Shares by other persons are not made within 36 hours after such default, this Agreement will terminate, subject to the provisions of Section&nbsp;12, without liability on the part of
<FONT STYLE="white-space:nowrap">any&nbsp;non-defaulting&nbsp;Underwriter</FONT> or the Company, except as provided in Section&nbsp;12. Nothing herein will relieve a defaulting Underwriter from liability for its default. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) In the event of any such default which does not result in a termination of this Agreement, either the Representative or the Company shall
have the right to postpone the Closing Date or the relevant Option Closing Date, as the case may be, for a period not exceeding seven days, in order to effect any required changes to the Registration Statement or Prospectus or any other documents or
arrangements. As used in this Agreement, the term &#147;Underwriter&#148; includes any person substituted for an Underwriter under this Section&nbsp;10. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;11. Termination. </B>Notwithstanding anything herein contained, this Agreement (or the obligations of the
several Underwriters with respect to any Option Shares which have yet to be purchased) may be terminated, subject to the provisions of Section&nbsp;12, in the absolute discretion of the Representative, by notice given to the Company, if after the
execution and delivery of this Agreement and prior to the Closing Date or the Option Closing Date, as the case may be, (a)&nbsp;trading generally on the New York Stock Exchange or on Nasdaq shall have been suspended or materially limited, or minimum
or maximum prices for trading have been fixed, or maximum ranges for prices have been required, by any of said exchanges or by such system or by order of the Commission, FINRA or any other governmental or regulatory authority, (b)&nbsp;trading of
any securities of or guaranteed by the Company or any Subsidiary shall have been suspended on any exchange or in <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">any&nbsp;over-the-counter&nbsp;market,</FONT></FONT> (c)&nbsp;a
general moratorium on commercial banking activities in New York shall have been declared by Federal or New York State authorities or a new restriction materially adversely affecting the distribution of the Firm Shares or the Option Shares, as the
case may be, shall have become effective, (d)&nbsp;there has occurred any material adverse change in the financial markets in the United States or the international financial markets, any outbreak of hostilities or escalation thereof or other
calamity or crisis or any change or development involving a prospective change in national or international political, financial or economic conditions, or (e)&nbsp;there has occurred any other Material Adverse Effect, in each case the effect of
which is such as to make it, in the judgment of the Representative, impracticable to market the Shares to be delivered on the Closing Date or Option Closing Date, as the case may be, or to enforce contracts for the sale of the Shares. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">26 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If this Agreement is terminated pursuant to this Section&nbsp;11, such termination will be
without liability of any party to any other party except as provided in Section&nbsp;5 and Section&nbsp;12 hereof; provided, that the provisions of Section&nbsp;8 shall at all times be effective and shall survive such termination. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;12. Survival. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The respective indemnities, agreements, representations, warranties and other statements of the Company or its officers, and of the
several Underwriters set forth in or made pursuant to this Agreement will remain in full force and effect, regardless of any investigation, or statement as to the results thereof, made by or on behalf of any Underwriter, the Company or any of their
respective representatives, officers or directors or any controlling person, and will survive delivery of and payment for the Shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b)
If this Agreement is terminated pursuant to Section&nbsp;6, Section&nbsp;10 or Section&nbsp;11 or if for any reason the purchase of any of the Shares by the Underwriters is not consummated, the Company shall remain responsible for the expenses to be
paid or reimbursed by them pursuant to Section&nbsp;5, the respective obligations of the Company and the Underwriters pursuant to Section&nbsp;8 and the provisions of Section&nbsp;10 and Section&nbsp;11 shall remain in effect and, if any Shares have
been purchased hereunder, the representations and warranties in Section&nbsp;1 and all obligations under Section&nbsp;5, Section&nbsp;6 and Section&nbsp;8 shall also remain in effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) If this Agreement shall be terminated by the Underwriters, or any of them, under Section&nbsp;6 or Section&nbsp;11 or otherwise because of
any failure or refusal on the part of the Company to comply with the terms or to fulfill any of the conditions of this Agreement, or if for any reason the Company shall be unable to perform its obligations under this Agreement or any condition of
the Underwriters&#146; obligations cannot be fulfilled, the Company agrees to reimburse the Underwriters or such Underwriters as have so terminated this Agreement for
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">all&nbsp;out-of-pocket&nbsp;expenses</FONT></FONT> (including the fees and expenses of their counsel) reasonably incurred by the Underwriters in connection with this Agreement or the
offering contemplated hereunder. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;13. Third Party Beneficiaries. </B>This Agreement shall inure to the
benefit of and be binding upon the Company and the Underwriters, the indemnified parties referred to herein, any controlling persons referred to herein and their respective successors and assigns. Nothing expressed or mentioned in this Agreement is
intended or shall be construed to give any other person, firm or corporation, other than the Underwriters, the Company and the indemnified parties referred to herein and their heirs and legal representatives, any legal or equitable right, remedy or
claim under or in respect of this Agreement or any provision herein contained. No purchaser of Shares from any Underwriter shall be deemed to be a successor or assign by reason merely of such purchase. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;14.</B><B> </B><B>Notices.</B><B> </B>All notices and other communications hereunder shall be in writing and
shall be deemed to have been duly given upon receipt thereof by the recipient if mailed or electronically transmitted by any standard form of telecommunication. Notices to the Underwriters shall be given to the Representative, c/o Keefe,
Bruyette&nbsp;&amp; Woods, Inc., 787 Seventh Avenue, 4th Floor, New York, New York 10019, Attention: Equity Capital Markets, with a copy (which shall not constitute notice) to Hunton Andrews Kurth LLP, 1445 Ross Avenue, Suite 3700, Dallas, Texas
75202, Attention: Beth A. Whitaker (email: bwhitaker@hunton.com). Notices to the Company shall be given to it at Eagle Financial Services, Inc., 2 East Main Street, Berryville, Virginia 22611, Attention: Brandon C. Lorey, CEO (email:
blorey@bankofclarke.com), with a copy (which shall not constitute notice) to Luse Gorman, PC, 5335 Wisconsin Avenue, NW, Washington, D.C. 20015, Attention: Scott A. Brown (email: sbrown@luselaw.com). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;15. Entire Agreement. </B>This Agreement may be signed in counterparts, each of which shall be an original and
all of which together shall constitute one and the same instrument. The exchange of copies of this Agreement and of signature pages by facsimile or other electronic means shall constitute effective execution and delivery of this Agreement by the
parties hereto and may be used in lieu of the original signature pages to this Agreement for all purposes. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">27 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section</B><B></B><B>&nbsp;16. Governing Law. </B>THIS AGREEMENT, ANY TRANSACTION
CONTEMPLATED HEREUNDER AND ANY CLAIMS, CONTROVERSY OR DISPUTE ARISING UNDER OR RELATED TO THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF&nbsp;NEW YORK, WITHOUT REGARD TO SUCH STATE&#146;S PRINCIPLES OF
CONFLICTS OF LAWS THAT WOULD RESULT IN THE APPLICATION OF ANY LAW OTHER THAN THE LAWS OF THE STATE OF NEW YORK. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>Section&nbsp;17.
Miscellaneous. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The parties hereby submit to the jurisdiction of and venue in the state and federal courts located in the City
of&nbsp;New York, New York, in connection with any dispute related to this Agreement including, without limitation, any suit or proceeding arising out of or relating to this Agreement, any transaction contemplated hereby, the Pricing Disclosure
Package, the Prospectus, Registration Statement, the offering of the Shares or any other matter contemplated hereby. The Company irrevocably and unconditionally waives any objection to the laying of venue of any such suit or proceeding arising out
of or relating to this Agreement, the Pricing Disclosure Package, the Prospectus, the Registration Statement, the offering of the Shares or any transactions contemplated hereby in a New York Court, and irrevocably and unconditionally waives and
agrees not to plead or claim in any such court that any such suit or proceeding in any such court has been brought in an inconvenient forum. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The Company acknowledges and agrees that (i)&nbsp;the purchase and sale of the Shares pursuant to this Agreement, including the
determination of the public offering price of the Shares and any related discounts and commissions, is an <FONT STYLE="white-space:nowrap">arm&#146;s-length</FONT> commercial transaction between the Company, on the one hand, and the several
Underwriters, on the other hand, (ii)&nbsp;in connection with the offering contemplated hereby and with the process leading to such transaction each Underwriter is, and has been, acting solely as a principal and not the agent or fiduciary of the
Company or its shareholders, creditors, employees or any other party, (iii)&nbsp;no Underwriter has assumed, and will not assume, an advisory or fiduciary responsibility in favor of the Company with respect to the offering contemplated hereby or the
process leading thereto (irrespective of whether such Underwriter has advised or is currently advising the Company on other matters) or any other obligation to the Company or the Bank, except the obligations expressly set forth in this Agreement,
(iv)&nbsp;the Underwriters and their respective Affiliates may be engaged in a broad range of transactions that involve interests that differ from those of the Company, and (v)&nbsp;the Underwriters have not provided any legal, accounting,
financial, regulatory or tax advice in connection with the offering of the Shares and the Company has consulted its own legal, accounting, financial, regulatory and tax advisors to the extent it deemed appropriate. The Company agrees that it will
not claim that the Underwriters, or any of them, has rendered advisory services of any nature or respect, or owes a fiduciary or similar duty to the Company or any of its subsidiaries, in connection with transactions contemplated by this Agreement
or the process leading thereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) The Company acknowledges that the Underwriters&#146; research analysts and research departments are
required to be independent from their respective investment banking divisions and are subject to certain regulations and internal policies, and that such Underwriters&#146; research analysts may hold views and make statements or investment
recommendations and/or publish research reports with respect to the Company and/or the offering that differ from the views of their respective investment banking divisions. The Company hereby waives and releases, to the fullest extent permitted by
law, any claims that the Company may have against the Underwriters with respect to any conflict of interest that may arise from the fact that the views expressed by their independent research analysts and research departments may be different from
or inconsistent with the views or advice communicated to the Company by such Underwriters&#146; investment banking divisions. The Company acknowledges that each of the Underwriters is a full service securities firm and as such from time to time,
subject to applicable securities laws, may effect transactions for its own account or the account of its customers and hold long or short positions in debt or equity securities of the companies that may be the subject of the transactions
contemplated by this Agreement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">28 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) Notwithstanding anything herein to the contrary, the Company is authorized to disclose
to any persons the U.S. federal and state income tax treatment and tax structure of the potential transaction and all materials of any kind (including tax opinions and other tax analyses) provided to the Company relating to that treatment and
structure, without the Underwriters imposing any limitation of any kind. However, any information relating to the tax treatment and tax structure shall remain confidential (and the foregoing sentence shall not apply) to the extent necessary to
enable any person to comply with securities laws. For this purpose, &#147;<B>tax structure</B>&#148; is limited to any facts that may be relevant to that treatment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) This Agreement supersedes all prior agreements and understandings (whether written or oral) between the Company and the Underwriters, or
any of them, with respect to the subject matter hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) THE COMPANY AND EACH OF THE UNDERWRITERS HEREBY IRREVOCABLY WAIVE, TO THE
FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY AND ALL RIGHT TO TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) TIME SHALL BE OF THE ESSENCE OF THIS AGREEMENT. EXCEPT AS OTHERWISE SET FORTH HEREIN, SPECIFIED TIMES OF DAY REFER TO NEW YORK CITY TIME.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(h) This Agreement may not be amended or modified unless in writing signed by all of the parties hereto, and no condition herein (express
or implied) may be waived unless waived in writing by each party whom the condition is meant to benefit. The headings herein are for convenience only and shall not affect the construction hereof. The invalidity or unenforceability of any Section,
paragraph or provision of this Agreement shall not affect the validity or enforceability of any other Section, paragraph or provision hereof. If any Section, paragraph or provision of this Agreement is for any reason determined to be invalid or
unenforceable, there shall be deemed to be made such minor changes (and only such minor changes) as are necessary to make it valid and enforceable. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>[Signature pages follow] </I></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">29 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the foregoing is in accordance with your understanding of our agreement, please sign and
return to the Company a counterpart hereof, whereupon this instrument, along with all counterparts, will become a binding agreement between the Company and the Underwriters. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Very truly yours,</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">EAGLE FINANCIAL SERVICES, INC.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Brandon C. Lorey</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Name: Brandon C. Lorey</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">Title: &#8199;President and Chief Executive Officer</TD></TR>
</TABLE></DIV>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The foregoing Underwriting Agreement is hereby confirmed and accepted by the Representative
in New York, New York as of the date first above written. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="92%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>KEEFE, BRUYETTE&nbsp;&amp; WOODS, INC.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Michael Garea</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name: Michael Garea</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title: Managing Director</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">For itself and as Representative of the </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">other Underwriters Named in <U>Schedule I</U> hereto </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>SCHEDULE I </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The public offering price per share for the Shares, determined as provided in said Section&nbsp;2, shall be $32.00. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The purchase price per share for the Shares to be paid by the several Underwriters shall be $30.08, being an amount equal to the public offering price set
forth above less $1.92 per share. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="65%"></TD>

<TD VALIGN="bottom" WIDTH="11%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="11%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Name&nbsp;of&nbsp;Underwriter</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Number&nbsp;of&nbsp;Initial&nbsp;Shares</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Maximum&nbsp;Number&nbsp;of&nbsp;Option<BR>Shares to Be Sold</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Keefe, Bruyette&nbsp;&amp; Woods, Inc.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,250,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">187,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">D.A. Davidson&nbsp;&amp; Co.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">312,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">46,875</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">1,562,500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">234,375</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Schedule I </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>SCHEDULE II </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>Issuer Free Writing Prospectus </U></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Issuer
Free Writing Prospectus, dated February&nbsp;6, 2025, filed with the Commission on February&nbsp;6, 2025. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>Electronic Road Shows or
Other Written Communications </U></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">None. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>Pricing Information Conveyed Orally to Investors </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The offering price per share is $32.00. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The number of Firm
Shares to be purchased by the Underwriters is 1,562,500. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The number of Option Shares to be purchased at the option of the Underwriters is up to 234,375.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Schedule II </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>SCHEDULE III </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>Permitted Written <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Testing-the-Waters</FONT></FONT> Communications </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Eagle Financial Services, Inc. Investor Presentation, dated February&nbsp;6, 2025. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Schedule III </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>EXHIBIT&nbsp;A </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">FORM OF OPINION OF COMPANY&#146;S COUNSEL </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">TO BE DELIVERED BY LUSE GORMAN, PC </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Exhibit A </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>EXHIBIT B </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">EAGLE FINANCIAL SERVICES, INC. </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">CHIEF FINANCIAL OFFICER&#146;S CERTIFICATE </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Exhibit B </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>EXHIBIT C </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">FORM OF <FONT STYLE="white-space:nowrap">LOCK-UP</FONT> AGREEMENT </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Exhibit C </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>EXHIBIT <FONT STYLE="white-space:nowrap">C-1</FONT> </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">LIST OF PERSONS EXECUTING <FONT STYLE="white-space:nowrap">LOCK-UP</FONT> AGREEMENT </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Exhibit <FONT
STYLE="white-space:nowrap">C-1</FONT> </P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>3
<FILENAME>d861882dex51.htm
<DESCRIPTION>EX-5.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-5.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 5.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>LUSE GORMAN, PC </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ATTORNEYS
AT LAW </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5335 WISCONSIN AVENUE, N.W., SUITE 780 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">WASHINGTON, D.C. 20015 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:6pt; font-family:Times New Roman" ALIGN="center"><B><U>&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;&#8195;</U> </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">TELEPHONE (202) <FONT STYLE="white-space:nowrap">274-2000</FONT> </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">FACSIMILE (202) <FONT STYLE="white-space:nowrap">362-2902</FONT> </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">www.luselaw.com </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">February&nbsp;7,
2025 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Board of Directors </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Eagle Financial Services, Inc.
</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">2 East Main Street </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Berryville, Virginia 22611 </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left"><B>Re:</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B><U>Registration Statement on Form <FONT STYLE="white-space:nowrap">S-3</FONT> </U>
</B></P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Ladies and Gentlemen: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We are acting as special counsel to Eagle Financial Services, Inc., a Virginia corporation (the &#147;Company&#148;), in connection with its
Registration Statement on Form <FONT STYLE="white-space:nowrap">S-3</FONT> (File <FONT STYLE="white-space:nowrap">No.&nbsp;333-269804)</FONT> (the &#147;Registration Statement&#148;), filed with the Securities and Exchange Commission (the
&#147;SEC&#148;) under the Securities Act of 1933, as amended (the &#147;Securities Act&#148;), relating to the proposed public offering of <B></B><B></B>1,796,875 shares of common stock, par value $2.50 per share, of the Company, which includes
<B></B><B></B>234,375 shares subject to the underwriters&#146; over-allotment option (collectively, the &#147;Shares&#148;), pursuant to the Underwriting Agreement, dated February&nbsp;6, 2025, by and between the Company and Keefe,
Bruyette&nbsp;&amp; Woods, Inc., acting as representative of the underwriters named therein (the &#147;Underwriting Agreement&#148;). This opinion letter is furnished to you at your request to enable the Company to fulfill the requirements of Item
16 to Form <FONT STYLE="white-space:nowrap">S-3</FONT> and Item 601(b)(5) of Regulation <FONT STYLE="white-space:nowrap">S-K,</FONT> 17 C.F.R. &#167;&nbsp;229.601(b)(5), in connection with the Registration Statement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In rendering this opinion letter, we have reviewed copies of: (1)&nbsp;the Underwriting Agreement; (2)&nbsp;the Registration Statement;
(3)&nbsp;the base prospectus, dated February&nbsp;28, 2023, which forms a part of the Registration Statement; (4)&nbsp;the preliminary prospectus supplement, dated February&nbsp;6, 2025, in the form filed with the SEC pursuant to Rule 424(b) of the
Securities Act; (5)&nbsp;the final prospectus supplement, dated February&nbsp;6, 2025, in the form filed with the SEC pursuant to Rule 424(b) of the Securities Act; (6)&nbsp;the Articles of Incorporation of the Company, as amended; (7)&nbsp;the
Amended and Restated <FONT STYLE="white-space:nowrap">By-laws</FONT> of the Company; and (8)&nbsp;certain resolutions of the Board of Directors of the Company and the Capital Committee thereof. We have also reviewed such other documents and made
such other investigations as we have deemed appropriate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In our examination, we have assumed: (1)&nbsp;the genuineness of all signatures;
(2)&nbsp;the legal capacity of all natural persons; (3)&nbsp;the authenticity of all documents submitted to us as original documents; (4)&nbsp;the conformity to original documents of all documents submitted to us as copies thereof; (5)&nbsp;that the
Underwriting Agreement has been duly authorized and validly executed and delivered by the parties thereto (other than the Company); and (6)&nbsp;the Shares will be issued and sold in compliance with applicable U.S. federal and state securities laws
and in the manner stated in the Underwriting Agreement and the Registration Statement. As to various questions of fact material to this opinion, we have relied, without independent investigation, upon the statements contained in the Registration
Statement and statements of officers of the Company. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Board of Directors </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Eagle Financial Services, Inc. </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">February&nbsp;7, 2025 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Page 2 </P>
<p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Our opinion expressed herein is limited to Virginia corporate law and we express no opinion
with respect to any other laws, or with respect to any matter pertaining to the contents of the Registration Statement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Based on the
foregoing and subject to the limitations, qualifications, exceptions and assumptions set forth herein, we are of the opinion that the Shares, when issued and sold against payment therefor as provided in the Underwriting Agreement, will be validly
issued, fully paid and <FONT STYLE="white-space:nowrap">non-assessable.</FONT> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This opinion has been prepared in connection with the
Registration Statement. We assume no obligation to advise you of any changes in the foregoing subsequent to the date hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We hereby
consent to our firm being referenced under the caption &#147;Legal Matters&#148; in the base prospectus and in the prospectus supplement and to the inclusion of this opinion as an exhibit to the Registration Statement. In giving such consent, we do
not hereby admit that we are in the category of persons whose consent is required under Section&nbsp;7 of the Securities Act. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Very&nbsp;truly&nbsp;yours,</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Luse&nbsp;Gorman,&nbsp;PC</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">LUSE&nbsp;GORMAN,&nbsp;PC</TD></TR>
</TABLE></DIV>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>4
<FILENAME>d861882dex991.htm
<DESCRIPTION>EX-99.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Eagle Financial Services, Inc. Announces Launch of Common Stock Offering </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">BERRYVILLE, VA (February 6, 2025) &#150; Eagle Financial Services, Inc. (OTCQX: EFSI) (the &#147;Company&#148;), parent company of Bank of Clarke, announced
today that it has launched an underwritten public offering of shares of its common stock. The Company intends to grant the underwriters a <FONT STYLE="white-space:nowrap">30-day</FONT> option to purchase additional shares of its common stock. In
connection with the offering, the Company&#146;s common stock has been approved for listing on the Nasdaq Capital Market under the symbol &#147;EFSI.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company intends to use the net proceeds from this offering for general corporate purposes, which may include balance sheet restructuring through the
repositioning of our <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT> debt securities portfolio, and to support our capital ratios and our continued growth. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Keefe, Bruyette&nbsp;&amp; Woods, <I>A</I><I></I><I>&nbsp;Stifel Company</I>&nbsp;is serving as the sole bookrunner for the offering, and D.A.
Davidson&nbsp;&amp; Co. is acting as the lead manager. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Additional Information Regarding the Offering </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The offering of common stock is being made pursuant to a registration statement on Form <FONT STYLE="white-space:nowrap">S-3</FONT> (File <FONT
STYLE="white-space:nowrap">No.&nbsp;333-269804)</FONT> that was declared effective by the Securities and Exchange Commission (the &#147;SEC&#148;) on February&nbsp;28, 2023. A preliminary prospectus supplement to which this communication relates has
been filed with the SEC. A final prospectus supplement and accompanying prospectus will be filed with the SEC. Prospective investors should read the preliminary prospectus supplement and the accompanying prospectus and other documents the Company
has filed with the SEC for more complete information about the Company and the offering. Copies of these documents are available at no charge by visiting the SEC&#146;s website at<U>&nbsp;www.sec.gov</U>. When available, copies of the preliminary
prospectus supplement, the final prospectus supplement and accompanying prospectus related to the offering may be obtained by contacting Keefe, Bruyette&nbsp;&amp; Woods,&nbsp;<I>A Stifel Company</I>&nbsp;by telephone at (800) <FONT
STYLE="white-space:nowrap">966-1559</FONT> or by <FONT STYLE="white-space:nowrap">e-mail</FONT> at <U>USCapitalMarkets@kbw.com</U>. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>No Offer or
Solicitation </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This press release does not constitute an offer to sell, a solicitation of an offer to sell, or the solicitation of an offer to buy
any securities. There will be no sale of securities in any jurisdiction in which such an offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>About Eagle Financial Services, Inc. </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Eagle
Financial Services, Inc. (OTCQX: EFSI) (the &#147;Company&#148;) is a bank holding company that was incorporated in 1991. The Company is headquartered in Berryville, Virginia and conducts its operations through its subsidiary, Bank of Clarke, which
is chartered under Virginia law. The Bank of Clarke offers a broad range of commercial banking, retail banking and trust and investment services through its thirteen full-service branches, two loan production offices, one wealth management office
and one drive-through only facility located throughout Clarke and Frederick Counties, as well as the City of Winchester, towns of Purcellville and Leesburg and Ashburn, Virginia.</P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Special Note Concerning Forward-Looking Statements </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking
statements represent plans, estimates, objectives, goals, guidelines, expectations, intentions, projections, and statements of the Company&#146;s beliefs concerning future events, business plans, objectives, expected operating results, and the
assumptions upon which those statements are based. Forward-looking statements include without limitation, any statement that may predict, forecast, indicate, or imply future results, performance, or achievements, and are typically identified with
words such as &#147;may,&#148; &#147;could,&#148; &#147;should,&#148; &#147;will,&#148; &#147;would,&#148; &#147;believe,&#148; &#147;anticipate,&#148; &#147;estimate,&#148; &#147;expect,&#148; &#147;aim,&#148; &#147;intend,&#148; &#147;plan&#148;
or words or phases of similar meaning. The Company cautions that the forward-looking statements are based largely on the Company&#146;s expectations and are subject to a number of known and unknown risks and uncertainties that are subject to change
based on factors which are, in many instances, beyond the Company&#146;s control. Such forward-looking statements are based on various assumptions (some </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
of which may be beyond the Company&#146;s control) and are subject to risks and uncertainties, which change over time, and other factors, which could cause actual results to differ materially
from those currently anticipated. New risks and uncertainties may emerge from time to time, and it is not possible for the Company to predict their occurrence or how they will affect the Company. If one or more of the factors affecting the
Company&#146;s forward-looking information and statements proves incorrect, then the Company&#146;s actual results, performance, or achievements could differ materially from those expressed in, or implied by, forward-looking information and
statements contained in this press release. Therefore, the Company cautions you not to place undue reliance on the Company&#146;s forward-looking information and statements. Important factors that could cause actual results to differ materially from
those in the forward-looking statements are set forth in the Company&#146;s Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> for the year ended December&nbsp;31, 2023 under the section entitled &#147;Risk Factors,&#148; and other
documents filed by the Company with the SEC from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company disclaims any duty to revise or update the forward-looking statements, whether
written or oral, to reflect actual results or changes in the factors affecting the forward-looking statements, except as specifically required by law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Contact</B>: </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Nick Smith </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive Vice President, Corporate Strategy and Investor Relations </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(540) <FONT STYLE="white-space:nowrap">955-5249</FONT> </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>nsmith@bankofclarke.com </U></P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>5
<FILENAME>d861882dex992.htm
<DESCRIPTION>EX-99.2
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.2</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.2 </B></P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Eagle Financial Services, Inc. Announces Pricing of Common Stock Offering </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">BERRYVILLE, VA (February 6, 2025) &#150; Eagle Financial Services, Inc. (OTCQX: EFSI) (the &#147;Company&#148;), parent company of Bank of Clarke, today
announced the pricing of its previously announced underwritten public offering of 1,562,500 shares of its common stock at a public offering price of $32.00 per share. The expected proceeds to the Company, after deducting underwriting discounts and
commissions but before deducting operating expenses payable by the Company, are approximately $47.0 million. In addition, the Company has granted the underwriters a <FONT STYLE="white-space:nowrap">30-day</FONT> option to purchase up to an
additional 234,375 shares of Company common stock at the public offering price, less underwriting discounts, and commissions. The shares are expected to begin trading on the Nasdaq Capital Market on February&nbsp;7, 2025 under the ticker symbol
&#147;EFSI.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company intends to use the net proceeds from this offering for general corporate purposes, which may include balance sheet
restructuring through the repositioning of our <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">available-for-sale</FONT></FONT> debt securities portfolio, and to support our capital ratios and our continued growth. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Keefe, Bruyette&nbsp;&amp; Woods, <I>A</I><I></I><I>&nbsp;Stifel Company</I>&nbsp;is serving as the sole bookrunner for the offering, and D.A.
Davidson&nbsp;&amp; Co. is acting as the lead manager. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company expects to close the offering, subject to customary conditions, on or about
February&nbsp;10, 2025. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Additional Information Regarding the Offering </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The offering of common stock is being made pursuant to a registration statement on Form <FONT STYLE="white-space:nowrap">S-3</FONT> (File <FONT
STYLE="white-space:nowrap">No.&nbsp;333-269804)</FONT> that was declared effective by the Securities and Exchange Commission (the &#147;SEC&#148;) on February&nbsp;28, 2023. A preliminary prospectus supplement to which this communication relates has
been filed with the SEC. A final prospectus supplement and accompanying prospectus will be filed with the SEC. Prospective investors should read the preliminary prospectus supplement and the accompanying prospectus and other documents the Company
has filed with the SEC for more complete information about the Company and the offering. Copies of these documents are available at no charge by visiting the SEC&#146;s website at<U>&nbsp;www.sec.gov</U>. When available, copies of the preliminary
prospectus supplement, the final prospectus supplement and accompanying prospectus related to the offering may be obtained by contacting Keefe, Bruyette&nbsp;&amp; Woods, <I>A Stifel Company</I>&nbsp;by telephone at (800) <FONT
STYLE="white-space:nowrap">966-1559</FONT> or by <FONT STYLE="white-space:nowrap">e-mail</FONT> at <U>USCapitalMarkets@kbw.com</U>. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>No Offer or
Solicitation </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This press release does not constitute an offer to sell, a solicitation of an offer to sell, or the solicitation of an offer to buy
any securities. There will be no sale of securities in any jurisdiction in which such an offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>About Eagle Financial Services, Inc. </U></B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Eagle
Financial Services, Inc. (OTCQX: EFSI) (the &#147;Company&#148;)is a bank holding company that was incorporated in 1991. The Company is headquartered in Berryville, Virginia and conducts its operations through its subsidiary, Bank of Clarke, which
is chartered under Virginia law. The Bank of Clarke offers a broad range of commercial banking, retail banking and trust and investment services through its thirteen full-service branches, two loan production offices, one wealth management office
and one drive-through only facility located throughout Clarke and Frederick Counties, as well as the City of Winchester, towns of Purcellville and Leesburg and Ashburn, Virginia.</P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Special Note Concerning Forward-Looking Statements </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking
statements represent plans, estimates, objectives, goals, guidelines, expectations, intentions, projections, and statements of the Company&#146;s beliefs concerning future events, business plans, objectives, expected operating results, and the
assumptions upon which those statements are based. Forward-looking statements include without limitation, any statement that may predict, forecast, indicate, or imply future results, performance, or achievements, and are typically identified with
words such as &#147;may,&#148; &#147;could,&#148; &#147;should,&#148; &#147;will,&#148; &#147;would,&#148; &#147;believe,&#148; </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
&#147;anticipate,&#148; &#147;estimate,&#148; &#147;expect,&#148; &#147;aim,&#148; &#147;intend,&#148; &#147;plan&#148; or words or phases of similar meaning. The Company cautions that the
forward-looking statements are based largely on the Company&#146;s expectations and are subject to a number of known and unknown risks and uncertainties that are subject to change based on factors which are, in many instances, beyond the
Company&#146;s control. Such forward-looking statements are based on various assumptions (some of which may be beyond the Company&#146;s control) and are subject to risks and uncertainties, which change over time, and other factors, which could
cause actual results to differ materially from those currently anticipated. New risks and uncertainties may emerge from time to time, and it is not possible for the Company to predict their occurrence or how they will affect the Company. If one or
more of the factors affecting the Company&#146;s forward-looking information and statements proves incorrect, then the Company&#146;s actual results, performance, or achievements could differ materially from those expressed in, or implied by,
forward-looking information and statements contained in this press release. Therefore, the Company cautions you not to place undue reliance on the Company&#146;s forward-looking information and statements. Important factors that could cause actual
results to differ materially from those in the forward-looking statements are set forth in the Company&#146;s Annual Report on Form <FONT STYLE="white-space:nowrap">10-K</FONT> for the year ended December&nbsp;31, 2023 under the section entitled
&#147;Risk Factors,&#148; and other documents filed by the Company with the SEC from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company disclaims any duty to revise or update the
forward-looking statements, whether written or oral, to reflect actual results or changes in the factors affecting the forward-looking statements, except as specifically required by law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Contact</B>: </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Nick Smith </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Executive Vice President, Corporate Strategy and Investor Relations </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(540) <FONT STYLE="white-space:nowrap">955-5249</FONT> </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U>nsmith@bankofclarke.com </U></P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>6
<FILENAME>efsi-20250206.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20241122.1 -->
<!-- Creation date: 2/7/2025 12:55:26 PM Eastern Time -->
<!-- Copyright (c) 2025 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<xsd:schema
  xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric"
  xmlns:num="http://www.xbrl.org/dtr/type/numeric"
  xmlns:us-types="http://fasb.org/us-types/2024"
  xmlns:efsi="http://bankofclarke.com/20250206"
  xmlns:dei="http://xbrl.sec.gov/dei/2024"
  xmlns:xbrli="http://www.xbrl.org/2003/instance"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
  attributeFormDefault="unqualified"
  elementFormDefault="qualified"
  targetNamespace="http://bankofclarke.com/20250206"
  xmlns:xsd="http://www.w3.org/2001/XMLSchema">
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/linkbase" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/dei/2024/dei-2024.xsd" namespace="http://xbrl.sec.gov/dei/2024" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/numeric" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/naics/2024/naics-2024.xsd" namespace="http://xbrl.sec.gov/naics/2024" />
    <xsd:import schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" namespace="http://xbrl.org/2005/xbrldt" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="efsi-20250206_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:title="Label Links, all" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="efsi-20250206_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:title="Presentation Links, all" xlink:type="simple" />
      <link:roleType roleURI="http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation" id="Role_DocumentDocumentAndEntityInformation">
        <link:definition>100000 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>7
<FILENAME>efsi-20250206_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20241122.1 -->
<!-- Creation date: 2/7/2025 12:55:26 PM Eastern Time -->
<!-- Copyright (c) 2025 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Cover [Abstract]</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cover [Abstract]</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Registrant Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Registrant Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Amendment Flag</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Amendment Flag</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Central Index Key</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Central Index Key</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Type</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Type</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Period End Date</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Period End Date</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Incorporation State Country Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Incorporation State Country Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity File Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity File Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Tax Identification Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Tax Identification Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Address Line One</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Address Line One</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, City or Town</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, City or Town</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, State or Province</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, State or Province</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Postal Zip Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">City Area Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">City Area Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Local Phone Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Local Phone Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security 12b Title</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security 12b Title</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Trading Symbol</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Trading Symbol</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security Exchange Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security Exchange Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Written Communications</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Written Communications</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Soliciting Material</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Soliciting Material</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Issuer Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Issuer Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Emerging Growth Company</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Emerging Growth Company</link:label>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>8
<FILENAME>efsi-20250206_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release master Build:20241122.1 -->
<!-- Creation date: 2/7/2025 12:55:26 PM Eastern Time -->
<!-- Copyright (c) 2025 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
    xmlns:link="http://www.xbrl.org/2003/linkbase"
    xmlns:xlink="http://www.w3.org/1999/xlink"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
    xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation" xlink:href="efsi-20250206.xsd#Role_DocumentDocumentAndEntityInformation" xlink:type="simple" />
  <link:presentationLink xlink:type="extended" xlink:role="http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityRegistrantName" order="22.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_AmendmentFlag" order="23.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityCentralIndexKey" order="24.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentType" order="26.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_DocumentPeriodEndDate" order="27.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityIncorporationStateCountryCode" order="28.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityFileNumber" order="29.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityTaxIdentificationNumber" order="30.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressAddressLine1" order="31.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressCityOrTown" order="32.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressStateOrProvince" order="33.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityAddressPostalZipCode" order="34.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_CityAreaCode" order="35.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_LocalPhoneNumber" order="36.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_Security12bTitle" order="37.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_TradingSymbol" order="38.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SecurityExchangeName" order="39.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_WrittenCommunications" order="40.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_SolicitingMaterial" order="41.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementTenderOffer" order="42.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_PreCommencementIssuerTenderOffer" order="43.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="dei_EntityEmergingGrowthCompany" order="44.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm45772224282912">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Feb. 06, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">EAGLE FINANCIAL SERVICES INC<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000880641<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Feb.  06,  2025<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">VA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-42512<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">54-1601306<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">2 East Main Street<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Berryville<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">VA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">22611<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">(540)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">955-2510<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Common stock, $2.50 par value per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">EFSI<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14a<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>11
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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MY?.J>ZC+N.HL?X;[:)'-M[#/)73)>UYN1]76^T$D7O!9QP<<GB-WPQ-',)^
MQ1' L#P8 \PG>&%Y_J?]K-#]! SCMHHB*]1GA?H$KQBR'3Y8GKA/[I_X3O,\
M3;,,J^AV&V6PQ>J69? 7CX9Q P\L#V1Z6ZWQ;N,3\OH<8#U];4*PG>*3B.T4
MKS4@\;J!1Y['NXWE 0^L"]CL0/YX'IBIN$^:0E<Q;M@)QI$\QQ"8Q?B,9AE2
MG0P^\?Y@IR1-\SR. !9GD*88 J<11S &P %#TG1X#SY['R73>RHY_U=3_ 10
M2P,$%     @ YH%'6I>*NQS     $P(   L   !?<F5L<R\N<F5L<YV2N6[#
M, Q ?\70GC 'T"&(,V7Q%@3Y 5:B#]@2!8I%G;^OVJ5QD L9>3T\$MP>:4#M
M.*2VBZD8_1!2:5K5N %(MB6/:<Z10J[4+!XUA]) 1-MC0[!:+#Y +AEFM[UD
M%J=SI%>(7->=I3W;+T]!;X"O.DQQ0FE(2S,.\,W2?S+W\PPU1>5*(Y5;&GC3
MY?YVX$G1H2)8%II%R=.B':5_'<?VD-/IKV,BM'I;Z/EQ:%0*CMQC)8QQ8K3^
M-8+)#^Q^ %!+ P04    " #F@4=:'#AEZC\!   \ @  #P   'AL+W=O<FMB
M;V]K+GAM;(U1RV["0 S\E=5^0!-0BU1$N)0^D*H6E8K[DG6(Q3XBKP,M7U\G
M452D7GKR>FR-9V87YTC'?8Q']>5=2(6NF9MYEJ6R!F_236P@R*2*Y U+2X<L
M-03&IAJ O<NF>3[+O,&@EXN1:T/9=1,92L88!.R '<(Y_<Z[5ITPX1X=\G>A
M^[<#K3P&]'@!6^A<JU3'\TLDO,3 QFU+BLX5>C(,=D",Y1]XVXG\-/O4(VSV
M'T:$%'J6"V&%E+C?Z/F-:#R!+ ]=R_$)'0.M#,,SQ;;!<.AHQ$5V9://8:Q#
MB'/Z3XRQJK"$52Q;#X&'' E<)S"D&IND53 >"CVN*!.L>@PL(:EU&*ADMW,J
MI]=V<,TB]RI#FJ,,:&T'X:-:"Q4&L&]R( DNR94;4EWI>::W=Y-[2:AU[D&P
M]_ :C1W-CQ^W_ %02P,$%     @ YH%'6B0>FZ*M    ^ $  !H   !X;"]?
M<F5L<R]W;W)K8F]O:RYX;6PN<F5L<[61/0Z#, R%KQ+E #50J4,%3%U8*RX0
M!?,C$A+%K@JW+X4!D#IT8;*>+7_OR4Z?:!1W;J"V\R1&:P;*9,OL[P"D6[2*
M+L[C,$]J%ZSB688&O-*]:A"2*+I!V#-DGNZ9HIP\_D-T==UI?#C]LCCP#S"\
M7>BI160I2A4:Y$S":+8VP5+BRTR6HJ@R&8HJEG!:(.+)(&UI5GVP3TZTYWD7
M-_=%KLWC":[?#'!X=/X!4$L#!!0    ( .:!1UIED'F2&0$  ,\#   3
M6T-O;G1E;G1?5'EP97-=+GAM;*V334[#,!"%KQ)E6R4N+%B@IAM@"UUP 6-/
M&JO^DV=:TMLS3MI*H!(5A4VL>-Z\SYZ7K-Z/$;#HG?78E!U1?!0"50=.8ATB
M>*ZT(3E)_)JV(DJUDUL0]\OE@U#!$WBJ*'N4Z]4SM')OJ7CI>1M-\$V9P&)9
M/(W"S&I*&:,U2A+7Q<'K'Y3J1*BY<]!@9R(N6%"*JX1<^1UPZGL[0$I&0[&1
MB5ZE8Y7HK4 Z6L!ZVN+*&4/;&@4ZJ+WCEAIC JFQ R!GZ]%T,4TFGC",S[O9
M_,%F"LC*30H1.;$$?\>=(\G=560C2&2FKW@ALO7L^T%.6X.^D<WC_0QI-^2!
M8ECFS_A[QA?_&\[Q$<+NOS^QO-9.&G_FB^$_7G\!4$L! A0#%     @ YH%'
M6@=!36*!    L0   !               ( !     &1O8U!R;W!S+V%P<"YX
M;6Q02P$"% ,4    " #F@4=:Y]]"9.X    K @  $0              @ &O
M    9&]C4')O<',O8V]R92YX;6Q02P$"% ,4    " #F@4=:F5R<(Q &  "<
M)P  $P              @ ', 0  >&PO=&AE;64O=&AE;64Q+GAM;%!+ 0(4
M Q0    ( .:!1UI,(^\I6 0  )@0   8              " @0T(  !X;"]W
M;W)K<VAE971S+W-H965T,2YX;6Q02P$"% ,4    " #F@4=:GZ ;\+$"  #B
M#   #0              @ &;#   >&PO<W1Y;&5S+GAM;%!+ 0(4 Q0    (
M .:!1UJ7BKL<P    !,"   +              "  7</  !?<F5L<R\N<F5L
M<U!+ 0(4 Q0    ( .:!1UH<.&7J/P$  #P"   /              "  6 0
M  !X;"]W;W)K8F]O:RYX;6Q02P$"% ,4    " #F@4=:)!Z;HJT   #X 0
M&@              @ ',$0  >&PO7W)E;',O=V]R:V)O;VLN>&UL+G)E;'-0
M2P$"% ,4    " #F@4=:99!YDAD!  #/ P  $P              @ &Q$@
I6T-O;G1E;G1?5'EP97-=+GAM;%!+!08     "0 ) #X"  #[$P     !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
.report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

.report table.authRefData a {
	display: block;
	font-weight: bold;
}

.report table.authRefData p {
	margin-top: 0px;
}

.report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

.report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

.report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

.report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
.pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
.report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

.report hr {
	border: 1px solid #acf;
}

/* Top labels */
.report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

.report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

.report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

.report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

.report td.pl div.a {
	width: 200px;
}

.report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
.report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
.report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
.report .re, .report .reu {
	background-color: #def;
}

.report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
.report .ro, .report .rou {
	background-color: white;
}

.report .rou td {
	border-bottom: 1px solid black;
}

.report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
.report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
.report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

.report .nump {
	padding-left: 2em;
}

.report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
.report .text {
	text-align: left;
	white-space: normal;
}

.report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

.report .text .more {
	display: none;
}

.report .text .note {
	font-style: italic;
	font-weight: bold;
}

.report .text .small {
	width: 10em;
}

.report sup {
	font-style: italic;
}

.report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>15
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.25.0.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="d861882d8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>100000 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" isOnlyDei="true" original="d861882d8k.htm">d861882d8k.htm</File>
    <File>efsi-20250206.xsd</File>
    <File>efsi-20250206_lab.xml</File>
    <File>efsi-20250206_pre.xml</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="22">http://xbrl.sec.gov/dei/2024</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>18
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "d861882d8k.htm": {
   "nsprefix": "efsi",
   "nsuri": "http://bankofclarke.com/20250206",
   "dts": {
    "inline": {
     "local": [
      "d861882d8k.htm"
     ]
    },
    "schema": {
     "local": [
      "efsi-20250206.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.sec.gov/dei/2024/dei-2024.xsd",
      "https://xbrl.sec.gov/naics/2024/naics-2024.xsd"
     ]
    },
    "labelLink": {
     "local": [
      "efsi-20250206_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "efsi-20250206_pre.xml"
     ]
    }
   },
   "keyStandard": 22,
   "keyCustom": 0,
   "axisStandard": 0,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 0,
   "hidden": {
    "total": 3,
    "http://xbrl.sec.gov/dei/2024": 3
   },
   "contextCount": 1,
   "entityCount": 1,
   "segmentCount": 0,
   "elementCount": 23,
   "unitCount": 0,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2024": 22
   },
   "report": {
    "R1": {
     "role": "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation",
     "longName": "100000 - Document - Document and Entity Information",
     "shortName": "Document and Entity Information",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "duration_2025-02-06_to_2025-02-06",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "d861882d8k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "duration_2025-02-06_to_2025-02-06",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "d861882d8k.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CityAreaCode",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "City Area Code",
        "terseLabel": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Cover [Abstract]",
        "terseLabel": "Cover [Abstract]",
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentType",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Type",
        "terseLabel": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity File Number",
        "terseLabel": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Incorporation State Country Code",
        "terseLabel": "Entity Incorporation State Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "PreCommencementIssuerTenderOffer",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre Commencement Issuer Tender Offer",
        "terseLabel": "Pre Commencement Issuer Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "dei_PreCommencementTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "PreCommencementTenderOffer",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre Commencement Tender Offer",
        "terseLabel": "Pre Commencement Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "Security12bTitle",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security 12b Title",
        "terseLabel": "Security 12b Title",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_SolicitingMaterial": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "SolicitingMaterial",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "TradingSymbol",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "dei_WrittenCommunications": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "WrittenCommunications",
     "presentation": [
      "http://bankofclarke.com//20250206/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Written Communications",
        "terseLabel": "Written Communications",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "425"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>19
<FILENAME>0001193125-25-022730-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001193125-25-022730-xbrl.zip
M4$L#!!0    ( .:!1UK@$AMUDA<  (V'   .    9#@V,3@X,F0X:RYH=&WM
M75ESX[:R?O>O0"F9Q*[21BT>6_;XE*.1)SKQV#Z6)TG=EQ1$0A*N*9(!2"WG
MU]]N %RTR[:\S(U3E;%$@D"CUZ\;('3ZK\G0)2,F)/>]3S];Q?+/A'FV[W"O
M_^GG\TZSW?[Y7V=[IX,0FD%33S8<QC_E!F$8-$JE25>X1<GL8M\?E>!&J5*N
MU'*F820+X31@,FG=H[);]$6_%-^9:>[YGA<-D\;C\;BHNL<'G%"4\(D2-"I
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MJF"_"KV8"#6U*EUEI4] +T>Y,RPE^0BC?/L^3WZL%.ME$E!!1M2-& EPJ^(
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M'W,8&I78 _K@CF C+N$Y4&?JV8BIJ6WCGFILC$='.%0X4E=(G+4KD-5]FJQ
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M49RZK8$3WZ(\E$O.SSG+$WAR <+1KQ=\OL8]62WA#7@$&W@UW=@4_O#/5=[
M/\H*="!,I1Z/,KW0X8CPFV8D(%BG^/GD'&8!GUM')G<C"_-6TKE[TV TL$ZP
M&+@*LP*7Q6WD;V6!]^\#KD:#<GRR@IFIBGGY&2Y=>4Z/6X XCLIP^8,]-AGL
M1 XK!J(/E*8(?[?BN*2OP'U*?GSU%DQ/]9<N8"0'#1S0_(>RNJHSL$ ^'#S\
M\6_XH9^2O5<P\.W?>%,=\BUZ^/#AP8,GWW]W]&@_U6<4Y62^FM*Q145#TFO5
MI'C$+_DXTYE:G<V+2?R(3\!,RO VN75*S5/]!4A9/?%O_)J>X D'/?#]PX<I
MWF&0FO"Q:6=-PR]T- J?^QKD:R.G^GPUIP7&C:X6JSEJ&_J4W+C!IX]'.)[W
M_@'!JV!UX?9MW$<\7&<Y'/QI/IG3"<MAT5@CR%WPY^,P^8 B*/ZH8#7@JWAT
M0=FT!_Z!]%?\;&_)9VJ'^.?!9W+V>WF5&M%)#>DNE!4LAZ;59$6?QT>*H0(C
M@!L]Q>M/\@/$2?!'&!Z)_+P$6=&*09"U+&%;N(R!$7$* TJ.'^"V7_O,#YTA
M/@?F-,-J%>4,(Q*TK,'8,Q*2,F\482T;-CA0E+&ZP&7>-,'(WZ,.?_3PZ-F&
M<11@B(#(Y?-F%8K9Y ^Z*5;SO8*C2K-@'4I[@582'7 9&H@JG=W  80EJ/.L
MT8.  E+UA5[?\:@_IR</]L[VAV_H7F9F8KXP/"MW:=1DE ?$OR%+P,J*=S%G
MQ;'U96RD&-FEAAMN/BQ8W;3)JJ%#2CL>V@%DH)0S-'%0H#6ATL93WW\::;CL
M,BOFV1F,+F:H^:M.*@<^LLC!:!2U2F]1\ZV.'+'C;Q]N/F'6P-+KUC&MWKD5
M 1VV6B[GO0/W,=P9^,XS-"?]%_T^PO"SDE_@5QK-!]@,/&E5(.CMDL&_66P6
M;7(%8^PH6Z-%42W#M=0=B.]V<%?AD6?Y!*2@$;)HE89AE ??41P%U$MG-^W0
M4&XO0+K"G# R!&812?'AT>+_U[ 8!?RO3'\J/@TZ0HES?PXCZ[QEB3O;@"O3
MN!UD<8L?B^\P2T*R$\U6P5S!YID7"U ,]9KGWU[ 8D[S9E(79WECC[WJ5*?P
MG:1$(=OP?0KF+H))]LZ,??"P&HEB1[8,EL8>U?BGQJ/X*>39X8D3<3+5O1\X
M6,4"%$0!/\W7X=1.8&6+"5UUM"M!%C:P:J!A<2?R>76UCY.T[D],_K^KBPD.
M\MW@_'H??5$TDWG5K,"Y>I=-/F7GQ@\9C_QQZ3\:I&YUGN.F^;-[BJ&#&K1,
MGB>_HS@)OH&>=V]><)/)OD\UT ,F[6\_\:WR+BWYM/Q+M2.<+R(CLYH8Q.UE
MOB:+ I:)9&,!OP&O7;V8S'C8X]%N[SQ$4T)LU9K#);V;V''Q.OMJ;B)\Z<D/
MCQXD[PY_/32QM^?@)I+@2<E<C\5J#Y,3$/?\BH(7?(8+?B4+[L^M;J.$Q_[V
MXO2_?_KQ;Y(T&8\2^O\?EZ#9U_,\])#R1<]!PE\MX8 <G('R_W1PEL/BY3]D
M\ZMLW7P#GM;?EOB27]XG'T[_'QA9#[_1YU)2YX?_]3W]WS?)[Z<O/O[R7]\<
M'QW];Q>;?O[RS<>7[__MTCKP<'MBX7*+=3:L.O=[&LL)N%#MPQD%J;"<DW'K
MO8;X-<]*?Z8V7S)[XT]8BHY'_,34V%=5!M[G177E3^2/F*-Z)@>>+[Z*SQH_
MW<"GY;E?;TU("X&,+?Q@\)BW>4F1N%4)EPMO?'1@XQ&/[.CQ\,@.=9$272,?
M?MQD3*;R1OY,7&V$GQF6N/(Q%$OZT? &1VQ6YT%Y^6F]I?$H[BXYVY/L"%:X
MWGC0*7M#()R"\P5[(Z:_Z&^#!67E(#%+W?Z!-0TT37^=4O9/HVN=L&0>CXQ9
M$*X:Q<6<W]FLSAHTE,D,8PNL8T_'#+)NF-H<)A>S\<&&1QN"#?;C'5<&CCO&
M.J_G"1^:J/A67W?K!SZ"JH0].("''_R><;2>?&/WGV<_B;SX447&<WL?>R8G
MKB@J8]RGZ WF]5Y6+<80L[G7UWQWV^P3? ..$^Y^AA.O6/",1\=/'EI?625*
M<,\/_<K_SF_7*=QZK7CV=[]B.X[,919C'\'$Q<#PHD.P(S:"=WC#Q-S%$8LT
MWRIRS5:\ YF#3P9QU=F5?_?-(5%S^^')K*^Q1TW:V:6=K.>(*7N3E.F=A<?5
M=@\33VA#\ZGC;-.WWZ7'#Q[[C2$<C5QOFS *)>O[O,GK2PRN]U)ZFJ= ?TX^
M!#8L1YE%^O<"-Q)YSC_#(9:,SZR84#9D6H CSRX%&BW5.A>WMB*OB&P>]&'A
MPQ@F#A.*[.:")OH FJ@ I[ N.OX1"_;]9,]FMSK^Q6EY"4/-PQ!R)\@Q155;
MG*TXFQ8:7)%9IZ@;_S#*FBV# 4\G\PX.!<?3(#+.\5)X "CM5G[G-E"CQZ?E
M= 4C7&M(O()_GJS:BZJFE!FEXO9\MO;TS?N3(.F!WAQL*R^Z&<\\N\+A:,@>
M-]V-#&P>GAR<:'3,Z=11)+ES?$@5EU6KGJ0$\N3D:'R-?4JS;I2"UE26R:.F
MNN*Z<?ISCL=F)F$.# ">K9J"8L/3;-V-UD;V(CKV1;:FTT[6MD_W2J:E<TRZ
M^9>(+7Z_.359>@I5S>!*5%<-72"_T&JR@>$?)CI5WFB:EL^*/?5??VJ<$R+G
MA03S\6&0P=3K\WM68[*^R&F(-\,1WFJ<>]E^ ")P"7 >WQ6/CX0E!01MGE8"
MJ<;92&/A+A_,>0X6/QG_^(U^L&@\HMN.&][P;G=?F9K3<6N SO?77JMB'Z$8
MN%1JI6X*-*O#XX.PL@RG@2OW0KT6U.(AH@,C_HU 2/ZY GW$W@W*)O#![C3[
MQ2\>"&Q>T59MST;V@UH:.3],WE0(JUF"I(4!C$?-"E:E=-G&,&&V95EQ:;9G
M== 7V93Q3"1GZ1.N%&Z;;DB;E)5#,\R2BM0!S7K670<1Q;))(K/N9I"872@N
M>PXM#8[6%EUHA$"2Q0[F3[C0,J2MKK8]MS)&/RAZK 81!M<1CWM9C4?P[$F>
M3PFQ,I-GT:I4C8FU7F1XHNCK)5C*[4I2QJBA=0(5 ETJ.VT%;GV"HPY>/D81
MK&;K Z0F='DU(T/R15)JR1X;V_O)#-.HG1VE@7MPE E'WX.Q_=) >(:27"A)
M=SA8:3=UC3HWO(T24%?HD$0NW&?&(U( L4!08&Y'L^![L_V]!_MNM-MO-0?$
MG())_886#(Y:H&^%AJ>,I?&AGD"(1@,)3D1W?OW>VI:X^GBJHT'!F,S?X?*$
MVT#KO#'5^?7GS3.I8;L+/+0(:]9MSM%_J2MT8BD= Q9#PYX_C')9<&*0DG_#
MR5![.EZZYZ&ED"4_9_A]$ !I<@*7;]T4/)KW.7@^^25"5-8-(D*\'_'RQ<\G
M[P.W*?\\R9?N9(ICL-00!:7VM^I1OQSB@Q]\/%3%2L8(9BN6 ]F*GA!([*W_
M;MEJ/./+0L*[U0L/=.1_I9#NRJ6Y-?XIDF8>CW8.I+O+;+.Y5KS /];)%;P+
MAX0WDQU0U+2["!SR"PH0.?2;]0T%4!!1WXC (PO"0?"\=18\83C^/H#%N[5+
M> /W@?V'DPG(6%29?NO8]'^3%^2Y;K 7;Y-$$9#PCBJ63<K=K%,Z7H'AH$EN
MYR1:UX]MM P]/_=/LC+Q5!$TFH)R60F;W=:KW()<863^I,T(W%PG%0OQE/[A
MGD0_X5VCK_>^)X=2;R-]:.IR:?",$BSMIL$U1/!5]HE3<QX-Z3Z+ 22X)O,\
M0ROU,#EIXVYP*?N[=[+/DM[L)?B!_8N,Z[_W3#[,>,1I<5E,5QA7VY@G1J0I
MA?3+!M0US[(+Y]ATBA3QXO[E5]5EW.YH>\ 7C.Z/7W[:#KKU&_?!H<;F6 JG
M<F92U""-X=,@6"7;))@M+P81CI?VMM%<1VO1E;NY0ZG8S#ACKKGAX)[>B/$H
MO!)?<<4'+L176?#Q:,.*?RGEV96?UY&!M]>UFWS_W483P2C6?,$I,!RLA5\_
M6N@-"EW@GA.$"G(L6:0&& 0Q><%A50O$VKS4C)7]TFL=F<2TP, #/'=:Y0T=
M,F>RX \WNTZ[*A(19W>C23[B[R5)09]?M9TD3&HV'-Z$NK/.)FQF90E80?@3
MI:L";:>8S2V0QNM<%XS>WFP/&2AYIH<UHRHUJ338C"G9_0KY0\:R2!,_?B'@
M4>[]NEJ='7!9&P8\P?)?%$NP3ZMN.I!]X&S"GG-17E;S2XW :31*U(A+$*ZC
MZ4&-E]'=DX=_^;W<]3KR%3?*D3)M%,K#Q94R%AU>L+#WD6NJ(QF8*Y>!X>4K
M!#W$H5W.*9,(62X):BKW6U64B <2J8V/'-Y-Z+H?!G;!V6'3#?]^UZ%=5-?C
MD<7G2,D?G3E,W5482!%8E0)*K*J8K>JR:"Y\FE*O030S?U%7J_,+6<D@UY=_
MQA^;^=IE041V,GQW&W2W*N=A54]3F:&Y2D?\*%??5K-(R8<(L;!:%[Y:"78&
M7JZ%#"3H<UBA*?Z[J.$_LV(&BT0IY>(S_ LGEY.Q%*2(ER"ZS^ML>6%<W@M6
M#.+HNC'I4<#:8@/>PV_8N0X]!T]3CJ?OK)@7_Z+/IEB86]5M\@Z+DUG1X"/?
MY64VAWU^5DP= )*BE;N,4;^ @(N,"F<;ZPMN$U^[!H@W7(#>N_H7:3P:5E4;
MP1HV,WKJ5_V^0PX<<^A[BQAR.(>_6$QE+CG(-]46]Y*N/#BWQK?0WWA[L0/9
MWWV3=Y5>MF01OZ>6T'8\)0,QQR/,"#E%!7(/+G<^95M@44V+67$'FNH&FW;I
M\LPXK3<PP-,2EN2\P%@"[PQOE(LDG(1)'*FEV1A$W%$5[9Y(\I$*'DR>U?,"
M$VOJ"&F@D8R$GBG$)HX#J% 1^J188DZ R^62LZK,8&I3 9@G>QLPBL=/'NU=
M4&Y)$[##J0W'!F%JE_:>AY/I!7/L^*\R[V84^D^MX? [Q^4<J0=2]U#V1X]O
MGTV\_GGCXW8"%ZFMY&#] U5)FORRG@;\"<^R^JQ:U6GR[O#YH4#$)J1V<.VI
M!I(V%W%U='M$G_5+B052M81;2M\UM<0=))V#3.]6A74C#Z1 .@<79\,P6XXY
M9TH1"9R*IXFGT9BQ:KUT@0+]W]GSEO;"URD?T:&PM1\S#T:7YL2O_9\U_?3P
MK_33[2J8WEZ"TJ+XV[,JJ[N%".^>G[Q]%N1!*0N12>TW18;#$ZX7.;4"2LM%
M\6GJ0:ONO,@8Z1I6DP>ZM,XOJT^:.<(O*XQC/!K&<>CS!9Y!LD1AG,&[SAA\
M,*VSJY*M5#)[^#3'8 D.,E-XL1U8 B!@+HMJ[HQYDG,L'HULF QDUD%&9F7>
M'+S]/,_76C#RX.CH >V-J>3H?[*+?!W,B?4Q1_=@IURR;>FQODX(-T^3'>H7
MWE3EP<\G)^\TA>X?]&N>H<PVD+BH#AG 7&/6HYH74S+_!@'86GA[IUK%6M.Q
M$EH-$SEU)R@I"NMQ/C4=3*BFUX9TB.N<S+*BWOSD4$\OQ>O;986Q<GSS$HL)
M97QE_"*'*$N&6G?^#L*CJ*:$.C6Y&@K!?.'C8#"M#:7;)HR0=N@TQ_LC+$Y!
MY..WPP^'R7E>Y@PG!Y&:+_'K1K8NP;H%LQ:WWL-5^!:8N[_D5#O&6#B)UQ!>
MY2Q#[(N$1ZH5CU47B\.,"GJ+V58^M+?[P<"_P.CK*85]<);C$0ZWY^)MS*?*
MF @IA.AZMWU3!/@X /=JL2!N ?=G\X*@%/++&(+;EH4J2\R%"0))%]55Z0+Y
MJE+HR."]IL@R;2?OH=_4'>Y[U@9:*%C (!HIZQ(L.GC01-:0W699;P<_(28O
MR5Y1_00X0HNE@95-_U@U+4^"?#T8P7E537$?D"*O)(,E:\#_0S^*5O 0#6A$
M=&7]B1,8]J+  D/"J1'-1G\5K.BHHQ>& 6^=D[WK\;M.**-;L6(1CE3:ZI8Y
M$L2ZX?F/Q5/D*.R@O)& L<;0B_B'),I*T>C\.[?2JN 7HM9-/3?S.R&U2=$S
M-W>T?/9W59S>HTI^'L(145*#Z:6.]G**#-P %OAW_@>]PQ=<]C'W]V"RL<WV
MIDI^U54ZF:(+@;8X+(.&!>D./I-\%YMA'PJ)H/4U.4,=A K')H@;(?&[>Y<]
M=[>? D=71=/5.6D M$%^217(965$>L;3%_&4:DIDFE^"1;!<N/JQJVHUGWHQ
MM"9&Q,]+5F@@&6!15O.6SJ _@=V'NRA#Q0LBMD*2S5#ED U8,L@\V?.""G-,
M.DEPX30-R<2N><V,>2I>X)^PU[!LO+1]HRX=CXC3\Z*:3[$,E5RO!&4<%N2!
M;,[Q&?."T@%T5LF%P]G1-N,K-9 Q8'(U0U:6B73M=RGTS'>L+60P3+C9)?%0
M8LUAT3!@@>.&-;MR\%NFB^%T#THHE+U@?M$1A_&Z)"Z"JYR?*%_@.:^[\\(:
MO[QFRB=<!'"8ST4<"?\F'5%B B,CIN6+$J2!@Y*[,TH?V 15LJ?,G"84-55_
MW2U3]]HF+^EHA3[^L_W$'WE8E_&(SCW5V;&LD_E.LF71DBHDQML&<SX')(ZG
M^1EE ^<5%BW[WX0+8\LY\L"X3GT(58>B)C1<OV!A:#_I<*""7:?B$P7+C"/Q
M)Y*S1K#1DK)TMX.LF%7M0W,NPK!QJ)U3%#\]B3D\%D;@+GLGL^DP]<&K-A_G
MO1<&&FCK5G!86F8ZU8G065RUB+6B)$BPFUQ-UY=\A""D@M0Z*![6LJ!/H%Q<
MM1>(E:S@? C:91T2#6%]A8\V#NO6.5$<U0<!6F*Z[\*]O=%%+JGE0V2)K=_#
M[!$99D41SU),&%NZ]S(JW\<C(^#A #?"P@>_T#R0!439^)-[.67R9V#UH:99
M(E(/3>79'*U2/7!(WY,M2&IV#A!1G_(9+$ @U.@[T8AGS-"X3N;9&:__<L6H
M0%P .LOG^-T2)4)&[+WT8H;C$0AN O(B[>10W?G'9'56!OQ7"@MRHN>N=?']
MF#%LQ_P,^T&^"5X M5TZ0JI?5^DI5E=S% SG60EOGFK^YC*;%U/X0_ZY(,X&
MYIJSE.OJG[B;YZU)K$NW-FI57N79O"7![NC;U3TD$:RI2E#05PC#1X=("^11
MIE08UISGB' C^@%2OTA=R,AX,0",!IJN)@S'=J>9-/ U4$+7\^[DS23'6(A3
M[&F3PNSH/H]7T"U";P WYY\KV S*)-$F8$B_.*?(B]^-UNL3,V7>R]Y.Z<7Y
M PSQ9EI,=#^%F1?=$7GGQ-FPZ@#Z>TY)9;0$'3/J%1AR" <C327TJ<C1R1NT
M5F]+MR?0)6++7I$4HTA<5LQQT1%S6,EX^!$5JO+^K-@XY7#Y+@;J@!5Q^*?-
M(SWZ*X]TMQB$STZ^)A'Q&AKK*%^?9>4G:A( =L.GO)OJP+\&%/@-1<+@*PA1
M9?/O!C*43';$"0COK@=^F. UC8Q%P6PUGZ,,F; <R^70=W4#@FUAY4D&E.U&
M;V:'2 DZ/$("<7#T8.]*/<"9*QV\?H#A?W8*,.Q;\TN7(IPNR*V&"59XL4SM
M]J!EZ0R@\8B]1K:ME)98W9@N_4WX8H?-QK"I(I>KN?+ND%ZF #S_Q.$T9]29
M;2:7M0(/E_=<;3.L46W7W04(MM+WGM%V7@^.!^K+3\H2BV[>YQ@B1+MWAWU'
M;@;9]R.-",VJ8+O6>88CQ6#BBWR2+\[R6HCVCY5Q>%.A@XSUFM::K1X/TB&[
MF46PZ8-VD5M]^?*UK*5 (VOE3!GLM(\L5>$[4F=.D:[&ABK&L.I\F&(A?UY3
M:[-I%-\/-SRY%M<QF0CX^Z>VF9(;FDR4[]EN,[V,A"(E8/]%T$K7%M?1NZ[1
M&#I+<@ODMH]'Z@+Q\U.N#5YA3I/B 5LU%CR$!1EF!#"DV#28S'!A+16"^%P\
M!GTZ$R(]QGF!;L]J#4Y(BQ"O<=)D 1+YG)#O2T&.S(L<KC'(R-7B3%SOR3PK
M%G@86&$]A7TO?5<#OW(2&B69M'T1B1N<=R &&5FB=[/4>JVF %,+9D*-^IKN
MA#@8J[\U12$:T83U<8%7_!A(3HHH>%DZ: @A+1G3I8FQ911X1RZ:8J)>H*\W
M??=VBG990C27M-]0[4(F(*(\;T\\=GWS]O,^F-^__?2<MUCF[P,%_CJDU[IB
MQGL-0C!WK@<T?%O-5XO2-V9B>QLL/Y!^DF3SYP-&S*E<_E0X=TW)B5@EXD1'
MHDMK0/6<!D$0D.6&E1;V;\S%J/D"=TKH]"BO(@BB$DSJ%FXPTF]:MO\[1^4D
M7"42$/WFG_-Z4G#XD<CEX29AHMDW)*(;(QGK.Q^>V5AIF.:%T$U.GY/MXU%$
MN">A;%=>E[L0[T_=+W,5\'T1FVR1L!94O9MP98F:>LDZ'G$)#>S4JC'YLYUE
M<!#&OSL!'+>/MXC=CMC<(G2Y6NG?5>H606'#2W8>3ZZR>BI1A-\[<$UN*D>G
M8RDB!+4^7"E"T5&.@:RTX%>P0@4>" E!HN0Z.*/$B?BK&;W2.(O\:V<?R*?E
M8QUND7#4/J:A;1>M=&%FR\4R!U-;+7),HY<,<YMG/8@=?J#+&PL&\65!=V>F
M1.@JD?'KP8CB[4"3=RA9PR3AR3Y;]31NO@O!HYCVKR- RBK!+()QJ9G6H#0Z
MWSV0/(/>(S$I@C7/1#S+QGG *4@5EZYBVGEQXY$F0R@MJL4F- 5Z$;\6WZ 8
MH@YPC5.RGN_6+SJMCI8SFB"#(WJDKP_RT%J,"O+;,G"EJ@.8YGU4=GQ6RAG9
M0">\3C28YSJLQG(D%"XC69D.><S,G,RJ;)K/80N[L7WQEL&!'D@(N.X8G 60
MII412"&SQ"M<="IM;-E;=&=4!*XP.DN1JHQLS6>O7QSJ-+'+WQ.PW']X4RI?
M.EF$T1.C:$$DX\!Q>8-W=KY@3$Y9U*D=>\]%NA?Y+>?)A!G?2L&6"/ 3\DUG
M4B4+[I1MB=;MMANH?Y[K66NTM7]+)_'<;YHE!'..7(3KDL/[BZ6*&BU0-F<6
M>[X5&RP](Q-]+?>-J/) 6L6DA3!((.HYGQ+R1^V"@--!R[(G8<KL)F.11_&+
M,0,]_%YNP,"Z5TVC%<4*:3^K6AK<H;7H)#8&33(!7(Q'7I!?97AJ^5M"7$%6
M$UA@K>'-_#/FFA[_E6NZ8[%R&=%2>+9?4"1U&1;5>UVE?=I(.WATC")_@II]
M2^H:>DD]&P<UC+.OJ$XQ&VC2..P$X_>$3L?X64.R?..#SI$>#?D UDI1HYH*
M<42"/O?=SA3\2%79L"X1=^_N7#T8B7IZ07=P5Q)>8279AK*3BOYBD-B^EY1P
M3^P*=U8NDNN&TTG$F0'L-FI*-; 7V0OSX';5XL]1JM"U4LT6^5/"I@>>IAQC
MW3#3:( )7U!:%XI,=.8/J$I5K![D%L38SW)RMW%^F;S2$$,8!\(,0DKB.DTB
M-CG;R=WYVAVZ'7,E\:DFA*#.X'BD!/7IC<8H'PA:.%36'22#Q-@A-CI$^3?\
MM.#'2<'3SQ1-HA]G5<V9RXVACF%H8IB_K!#@]>6R2T+ YF7ND.'&[A*.&A?_
M7)M#NXI%7E7UAUO3IOXF(=$H-6+L,@NOIEC?7,.C)3W;:M\V53)194^WD)2N
M%<4KTV 9V!>D%;@7CX]5Z?M<'3R_NN]I4$Y[^GOF2,.Z\5G:-+UTZ*RT5Z@O
M@^B8TD,P-17MN4H=<OF8L,ILLE[* 3E!1/+4U&-M+YZI5YXQ'!UU<C>0.TRG
MY#-S\2>AF0HBJ:N7!RWO884]'ID[2RTU9&*.&HN-CB^6(!1TH;Z(#/'I_9Q%
M\1:IK*]@!^"U.YE8YYNUW*]++3JCA^\X>Q+D 'I)$0F8=>Q-29&P36.(E8:^
M_@&KWB^+1LU7@]MQS$<1<3H +KDK: G(SP%LB4 FT"PA\D1_:%;+J<4*=P;\
M?U>41IRO9<S-]0?]?Z.#_B<_N!%,S*\9*.5@T(_2Y/^L2LDC/SSBW]%:?\!*
M6S/)(S .^ M@CE4S6 R>[9HYPFJZN:I+Q<BI>.^<VNO&]M2A]N%ZFPMJU?)&
ML:K*2*JZ<_7Z02D-:B)OG-WR&NRJ,8?.L4,Z4#WS*XD88-L:."@?L\]P'HSS
ML4,SP[;B7<&*?WPF__0+%R )(8YK>3>\75P?#.+'-6[3:$9!8\-(V^< 4_1;
M2>6RM$Q2?,&]11 P@WNA)<<NJT35V3KU\/$)/AT?05G1B5:P)]S,4IBGC#%]
M3S)70KYG32[F_8M\EE'Q%AZ!Y\K<U0_YBNW?S;8QN8?4U@VC+?<R_S'AL_%9
M",8=!/D'-!\7?,_YBLD;MAZFL_4!;K&>ESW3A=4^J$//]FS-7W(C"#$@89&.
MYQ7#OR%J,A5D5&]ES((@4.IF63\J>#)TT[HCI?<,>DDA'L^4]U8/GLEXT6O/
M*/DNYX">Y +OQMA+J6"ES-A4\B6(@>O-J2RV%-.$#RC(%Q"S'H$SS7-N=%>O
M$)HSKS+&=H*$+%K[/F2\4*2=6QZ?S:0LF3K1&P$E RLC.4[\%%AT4IC:AH[6
M0@B#D[-JA<$:CBA+75=I1()'HW%Q9,_KCJ99U87N< ;ZYO'>U,;M/_5!@^XU
MZ1X[KA^Z,J%5'<$?J^DY+S 5#'%_Q##*JP]P]499?5:@.B&09%A]Y+^(62V7
M]TD1 FI@(K!>;GRL'U7@F,)9(F3V_/6*[^7$^?DYEI/CD;A5^8)7H"[]D_K<
MCRE*\8&/[5D@W>S-"2#A?/ V0+G%L$_V0B'3#SCV2>GP1]]3+)'&6B:V&?M>
M!(^Z@PGP&[V&C&9ZAV4E,GF56%?MP?S>AI#K<-I7<X$4/JUZ;-X>7NI2//!?
MI48Y+RX%4ZI]VVHL(VR(_F F=(D@(D#^I"&#)9$Z!^8"1N@I&9*:(X[_!!M8
M0K,O+VEC^ZPR$OUP==0.OP7/=+" A67=H3M..$;$[#%;@T$T*O_N>E@\;0"!
M&.=5.C8Z6<15HT88=2!A6'*H%D3ZI\W@//DK@W,[UCF^#'DH[:E&.R\;/;--
MY]!^=7U -I[PTW(8?,((2/-=N!D1;%G7$WSN@;//UIWR)(N/%8#MSJ9?'_ ;
M'W*R8<04A@L *:G:!6P I+8Y<MHW$C";Y6N+]9'>$DC-OXU=ELTE2$ZF!#8B
M6&"/\PEEF;D8 <LR2 *'M1V7'3,WBG+S)EA1.U8*4X1!B$SG@G:EU'AD3)*O
M?>P.DY,&%;6:!JDE<.BHBU[S>9PW-? ,;7&V2Y%-A8,V(6"<[&G,#9RQ56Z@
M;51OS^8.&NUG, ^J]MB3-988+9XS5)724X0?[\KB\XML/MOWT7U>"0J3\R]S
MGT !8U\Q%*3P3.*2,!$U6N?(M,3'5UJ8F)%U60:ZI^.^_&JASLF::?;/Y#77
M0 5>M,]_%D'$V@:+PZ[0Q+P,$X1_G#L:XFAK-#'GT(12-H\ERBD)8\]Y.$%[
M=^IEC\?3-ZT-K$Q[-!">V& [$[3T+2U$F@A5C<Q;8Z*_8IEG:SCL^.]AJWJ*
M-W@\&0.X,+/'@@ ,4Q 2=*]2UAZ?<FJRP)8B&?),&@96%UC@V*VQ=-GA,*T0
ME(O*+@QP/)&HDP6S:TMF-$^#>Y]I39EOCBV]=^7*^8(G2VGMFB'7NF:%=1CH
MI68F?4)3OYUTLC:Y'G15 A_&M;EA7QU[N/)B>4QBP*7%0[P7,-GG;J#J-9)B
M4/ 263$<%WW(E>&0G%H]L(/!2Q6+.'N7NW=$LYTO<YP']K"$647#8P@*=DK2
ME4*2 <_?\N,%27QFW:1@Q);#A09LB#1=I-W'(ZDK1X'A4J1W6N%5!3E/E%&K
M!K9$L%8:H:EJY:AAKA".+3%;"&G"+ZX%PP9JW8A6$"L9C_(2 T@NSK0J*3C+
M"ZF4+T\3H^,7G#D2M7A'NIT3CT,3ZO&)(6OX\;ZB8^*#9F<Y*ZC9;+>+]2;Z
MX_8"?<,<I:,B@#:?<?8\1%2+F4D7"AQ4O>],$:V00$F\1NPV\(BGGH?IG+KL
M2DA1PT4HJ'QG;U<E@9XWG&I7I>"#7P@3Q(E0?L+DF6$5K]7?VR\,;,@#O_RH
MLCYA4-%*"]"'X(!/I<8<&]"CKW;3%^ZX$X1/?V@/AC@=MON0DV=$5U6VEF\&
M+O$$[&U53[L+.M.$8>NT=&#JFM NXDYQDAN%G!\::&XBKYUG=*2O,SPKUGAI
MNKQ@GINJY]=( H8=&MS<2O@\]:!B'-1#QBI*J]<%*]?*\0Y>%-P^&AO)5JIC
MP2XEN@(=?MKUI*Z$)?,"_!N'EY68BV1YU6+30K;W>2MX__%(\F4?M&15F,"/
MO__V$:5>)6EA<#,=QG\B9J?&1 53A.6M<VA<3&THO/SR_>F'$UN>LL.MEZ"R
M-Q>ZN4_;B->,(3P0(,UW/K#W87?TS(YW3HP%Z!C2]XZ!JUD5;6HD'FH:]']P
M4ICXP12@A#Q5%&-DD9B:6XIOVJ![2/)U#B/A7 6)W:@C#1=7Q5:ZFR%C!:4*
M+MP AFAOZT:G#'>FE%_[S1GDBO1X'$A);T%EV,9*%C/3F%=(0)T3(6K/S,!^
M9Q,:93(K:?8;MDQINW&P,\LGZ+!A0Z&LZNUZI9![3*-D5NB97E(?^=&3)Z?-
M'D&>@3EX3\/9J,>MVFX.OYWW3I]_7K,QT^;7$:O/;(:MFO6R9F%KM$B,NA#H
MB7BK0TT9MV >=CY@-J7K:!WA;L(]P/:U[N:BM3WE=9']\XP3V.+R"Y^[_Q\3
M>'W[5TC^CM4<AZN(_0J1-H; R_</&BC\\SDZ$\7*&.(['BWRG'M?1E%,?+*]
M%16TJD !%U+%T%.9"NR"1GE.+E,(OC2/Z\?FS0S/[=38V'K\Q!I;0N_@S=Q>
ML3=A*+A]-LE/&MIX%!];&';WAMPFXG+QP6;)SR2%J]K]18%6[XDR 2S'=8-$
MY#[$UOF M>X"F-A'9(-(CA_XV5'/-/,"-ZI[B:5J6>KS3H$>[>1[CSB0@J"V
MR"-H)5UL^A+W![.9Z<'CJ:6\H,##*MYT8-]\HCYUR65?QL9T/,%Y#ZUX2K)0
MCSG&/'G/%Q^6QG8^_.6+G!+#F)1E)EE8 @.[\J?CQ>GS(/S:=@%PB 1%K6WK
MB#[61,J_]FZ(8]BC+P4O\]%-M6>>@<[-5G2X'-'XJ63->?4"%-9_?W@>CA&O
MIE^[3?TU-QZ.SJQ?HHQ)GA/L:#QZ2XT=D!-@[=NSO<)8S2_5BJ(6[K<?ZQ5?
MH==B,[F_X-3Y$>]S _A#.=.IN']_TAO/+^@(_BHP*6NMN,?3[#Y@ FYB/<4C
M*[PZ+^I^I=,\:CQB,7!Z>FK1D-PL$T\$N/;G\%MRVTX6.;;*0#_EG2,;.,$$
MPQ)N#YR"CU4U;V#JWA,X1=7'Q%?PN+=GF!:$<7_,ZQJVI5F8SE?'G9'_]N$$
M[+2V+JJV,W#GUD@?##*$8Z6JVHXYDH0=CQBP%QRMGNS8*? C^R(-K4-?B\(3
MU&J=,#%%/5DML%9BDDLIC'Y+"K+(>9H7.24VL*6A^SZ&;>W7.1#$/4K1903#
M<)))JV,>D ]$2@=PD"A3I+UN/=M9D-'IED+3Q-^?1$,/ TY^I4QJ8,%SUB:C
M1]0<>SESP1K%I>6D.O%O#D3&)<#$)$"N'I\(.U+MC@G/L*$L-TD9@V1^B<_7
MI'I3#2!WQ7X:& OFTHB4# ^D2S\3Z[843L8ZR9V4;7'P:U7FZ^1U1LN$0WJ-
MY[6/ J*LL QC*NY9K$<U#7&1MU);EN?2V8:IZY#C W;: :5X/0RK/*_I58X%
MF$KQE$][;% &V#>K0<!<5?4G,L]P^Y=X[NI:>[TZ2D82G*!F^#;)W6C"@X!7
MHR5H9ZME$69_#V4@P?>]N>G88-,8$?=X=!.>;;#<NM20 87%M K8&S,^O >>
MF):,4]I^/=!$AM%<D['6+)IXO]2-?,KJ'3>B\(K3,Y6N$^U!'K5\R!5?4.5#
MG^-0M^R7U\_$FAPR@)T5Y:W?SNP&S-GAV7*_F%CMR?'W0?]<<^PI+>WY28O:
MM=S"@]CT& QGU%>K8^A124H:Y%2EU->5571[\W%V5Y2;ZVTL 1I&R65(]$GT
M,C8>A@/P(C5NQ\&%X7^A]>,JYGK<$%WQ.1[I<<N\J<,,&Y(SYMJ;<&:R)&Y6
MFE[6RXXA1I)O[@I0I-_874%1BV);F] 8TZ,H]3^HP?5F.R$7QH"F7(%AS[$6
M#[%R8AY3)(IAEIAM]ON.86I)O49WYGK[D42VP]508695\.28LRYCX5@YXUUL
MDU^D\:@9QK$;8 >9#MPW@X))\F^#KP>! #9[.5TM\#U!'2=7P:!QI;TDF&.Y
MP%796GRQ]0,3Q/0?P*L.$-W1M%*FX?C@:D'",GB):'6)>UF2,LVJ0;(LTN6(
M2VNY?QZ())Y8(R5V!$BW]0*\??H5=Q]"_#.+-'",L;H'M!@<V2??/DV.OSO^
M;F^U+PX9 >&-XL>.- (&R:85]W/$6+[/VWGV*O+M84.KN;@_KO<E-;$E)Y!,
MU%TDA1Z4G0YF%*G/8DOIT1IWF^9\*0RQKN4PUJ*#P) "U[W$BGEJ8$J18MOM
M)9O"!+,)ACKQMUSOL:Q@Q +5(PIEVY>*\352Z*L%&8QKFL+^"B8<_C;D]ZV=
M3.[!:W#C)#XN"X\_(>!-.R^*I2:Q)?5RN"W4+/[]?2].Y1#K_1FZ=V*N^(L'
M3DV=N?"S/<KSO"78J#_J\BO:9$G9@000[]LQ!-%P^J>.'"%<',24YXVH-SX%
M^H$@+H>>@^E;ZL\:FI?]V)QL*HX6N0[@ ."'&I\YHQ8\JY+&A( I8Z%/4').
MT$$4^W:I9%N;=[MK?S/\)G.IWC@@EY['V84% 1?O(+S^]:-E4M)'-:43NB["
M6+^QG)^ ;J[&S*=8NOF\:Q!*8$'(4,I%2U"[72[]$/A]8K.AF\MS4"O+-1:_
MS'TO[J8R Z026OVZ3N.>-N6RFT9^M:I)4K\W%\MAV&#41#JN&J9#5\=83@0Z
MB')&%NL)*,+<EW*974G'HS"*;M';Z<ZI9DIQ.T_2RP3?D]G62W5AN;.=6OMP
M6!9T!SN1SE2NA#<N-4PT=:R 28,ZD:*L#:1\=)2#<02<<<^QHQ>>8DJ^":Z,
MLZZ6&SV;@[A >_E,ZB I@:EU@VZUAE@B_KP%,M_]E8V[78%,_S#8K$MJG!>'
MP>5?&LX3#2IDCK]OJ_5=U9ZLRQ?:V^H+;XB'8WAU^N;]B?(W\HVSG#A,0>N(
M#D(:-+Y7V.*\R>=.=@0?Z=+[<V-V^H)KGKDY&DO"!A'MPBTI;DM5^]I(Z6CJ
MULPOY9XR2S*UTSY7CPB8"D$^7,I <#7+^MVA==\LRCJ""X,\]<HP0*0:5 NJ
M**6[(:V_3KN6;NV#E$7JM+*1V*2B7RRM#N*%<Q'[0SM)+W7E"7!J]5?OM?MU
M9PHR<I[%T/#N!=3%ZOA=10QUHB)>LPKE _*. EOQ1"*<]1[G,C])>)[XN]B5
M C05Z!7R_$5G(P0;:Y)(&>>-*&SX;Z"BFU3*'?0GV3&GZ,,G!L&K5 )\V"NE
M<2:"I!?9.[3F1#,("OS9V +CD2Y/V)A+?-ZN;[0=BFD=4#0SQ$D 0P/_%42L
MU?%L#<"&$&[2<4<'L'@:9N?+:;_:OY_Z[7 ]\Y&5.BKF:<@TAF87Q!V7K<UE
MN-_XUT*="PJ;:\(P"E%-I,4MYY'F\^I*.&-GZ#'Z4N=YMFQ<H?-XQ..ES^-X
M+BMO/+J"% ^]'5P?-A1M.2*?02<'P.O,BMHFF3L<@$-/?FI;VT2WAG:;T@):
M81]MZ<9$ ,*H$0;/-U%J7)!7T:GQ8>/>HN0LWIB#.W8I%W#>O5V^9<;-YBJ)
MH4'B<>S&G[W3[LH];2RHD#" VZ7&.W8<24X#-<$7>^&-7''0NY6FEEFB5E_%
MW2]52\2[O)%;O<.H3LRIXNKQ^7=?Q:P:"!<6,*;7!2(+Z]:/U"S"Q.$64N,"
M91MC"\'X*QM]N2<%QT$ 3NICF/R=H"KCT)C(N8&5HO00_GE!Y7L<XJ$G$IE2
MCK&F)8=]< ]!:,T->C/2J&E )L,OZ56MC-9PY]L27O/ 1;>G<:0!%()VE&RF
MT7Y/3:I5Y[WF4(TT?C)=(S3Z%92E5Z;S=<<7=)EV%#Q?L+&;S7<+S84/UL+9
MYC)(_!)(OU7N"F?=YAA^#-?IVFO"5>/)\@E7+30BX3.V%]YZ]X#)>Y1"]TQ^
M8D_X6FP]G)\UI\*N\F9\^?6768R%J-)@HQHK4O*Y^O2D:E)./#8..Y.7]%V6
M5C3QU"J<J"@W13 ;U PY(%Y(4M<R(8Z4-'E'RF&F29#('5KBK461OHU,N*,L
MZ^0'7&A8=1SH6769IV$% :$Y,3Q>N6J@P;?343.OE]%BU*8H5PA?60;&NQO1
MU(X(CW"^*/Q9<Z+:D4GI1^])2A<11P2Q4F20(RRM)[<]D514F$KQFJP.[< $
MRR3$9R5R"+$MQ>1-)1^#/<4QK4',"?0/1XWLG0X$LY7B9FS/[E7+M3R"914Z
MZ <7U17_Y*&2CM6QQF8,#<8FK<."J1$>$2OXOU'!(/]&8;[@=X"&JH5BHIP1
M,+\(O5FXF@1KX+9>:*--5\J6!))<$/\^L^$S%ICF<%T?V$$"/YY#,"  9I+-
M;JI92P6_\/#S.ELTNG)A57]S41>8:(!%PI'P\R;P488T9!-4*OS(\4C7?M^-
M'D19/KDHJWEUCIEB7#-4T*33ZDN4#?(C+V>9+7+CZA?V=#EA/N0##IQ%[P*&
MGEI6XPZ4VUVUS5X3'&*B5 K<ZNA0=BJ%V,EGNH%A'17+E#;T!,)! 3B<10S]
MY.KMR%DU/%).8'O)2,]JHE9G?$DJ1_0Q@!ADC3N1XB4G&.-/@QM/'A3YJ4Y2
M( EZ7;5J9J@--:!'8@O8*ML)'P1P..DD",&'7R=/M96Z 4S$;::1%7=R"NY+
M_A?<6_)E>5G4E?/WB'P2!;[O%ON%^P3G[D5?C_HF'8^<Q7PS0LOKEP [KB/V
M1Y'PR'BEJ=1[<1O8:HI]8A&7P/FNU5R:/A)KB-2__EF3-M__E;2Y7=(&C]L?
M8#(0H@%/ZG11E'(C+_-.%3:+.TRW^M+"+0^0Z(A+\6K*MC:<7#:X! >5$1UB
MW;2Y0^)>K&#,X*D@[%(R\[D7.-MK5A9G!:&C"FS*L*IG6-=_E1$&Y;Q&/E3Y
M8<[^'7^ C6O]B::542KEJIA/Y\4L-VL1?V\42=J/ISE;WG ON-_"=05SHYA@
MG!R=!EPC;@%"?+48QZ2?KK*&(8?5YV)" U=T_D7VKZR>5JLF^.TR;^MJGJ\(
MF.)_@'7'6#5!_<Y (5;-@?#BXI#55VLX] =B=LCN^L6]5&5GTRG/E^D;>A>I
M]FT:6M" E@DL:(R2M+@^ HUKJYI9>(L&S"P4F90?9U9Y1%N5T[FDJ2*#&682
MB"@RVT?RV?[V@!!K:JI%EDQ*)V-!5K*F/[J9]3#N.![U1^1\=PH@Q=,!18AY
M2KM$% *?N3$W2'#74QM^Y O.4D'0"ES634DAV.^I^X?/Z&GDBH-;5-Q12+"J
MK$HS/WAZ4 !AF0C4*XI$KG%1>PNYB>$DIK.)S^-%;!DI71&Q5 T7WTY5]NCJ
M:6R!B^3)+A"(YE:'=:89<8PBE@>K)?_DVP[@:8#9J*F09&50>!^NH(:6P36]
M9.]:K/, 9.,@UA1IWIU\@1?8\*5PXQ._9;%;*]_M7XE[,7^%TTO(1\C<Q0L9
M;?3-&H(-4"PJSDH13@%%WL.]AT2,1X]4'#Y"< KA)D_=S:-BC4HXL%!."L1M
M2U13?R-%%*&_HW=>/'I\<C4G%;G4ENE^%LG0)!X=/]+G4ME<2<A?N"$K"OYP
M=>[Q]]\]V5#NAQ_KE/AU7G)T=+R7[>\=/_(+MM]["$T TRH_XQP"28[ #4/=
MP@F@O!XF^%%1#Z>ZF!>$"Z[JGEO;BP:G'.;<O@/A6!F!C: ';8;FR9]GQ6>_
M]^AGH@V$NB"@WL2^5<&,7535'Z=KE1'[/L:^D,Z@:JLN.>MXI+TP/4H@6L)@
MC4HXR.0'DQW%1YKVUKWS.7DU R[?+?VY[30SWM^K9*45TH\Q78/0T]*^7>[+
MT1-WA'%7PS]^_^WCH+(]R(D/IO+>D<CQ0<$ .\@9@$Y0+Q/74E1XQYAWG6*?
M^LQ-66G3"TZI<DM9U(0J+$Q5(-LV<DV#.7#$R6R<W37Z5'2:.$/.?#O+!O:$
MYUW,_"I(%UQ)^:,$W::/'5"?)Y<MP$-HN;)DMN(>0RK9]7*"[MHRYVCJFX,=
M@08L8](!C+FH?(!KX]:PMX!<MH"?".6(#,N=9"F<_F]_!GO++<N*W$]N]^64
M-LFCXP=I L?TF/[W,8[ET???'3VSIU8T(^V'*C5T,,NI V8+?L@M6^>*H+ /
M[@$VG:C,MT@B\ J'L4VM74EFV27X#'A(E=B&S4;74.#T_0=R;#),I\,Z,NW\
M>-1_0+4LB$U.RA:")]#\_/'KC%,1+B@5SH.+X.7[V=I5H=8VK$R]2&SPTQ=*
MSRLNYJ#W!E L F2[D?BRJH[*[M!GP$Z'ALG1 QQ,[ZQ<']$1/>#QXRUU2!?9
MU%Y'6*[%BG'/X/BU![5CH7,&EX%I;[%;?->\V7CD21U.)@C7)$OT@]8A)\='
M3_8'[L9A\G$[09FG65.O*UM-"^G_$C"JK:/&$VP9I4>DBAM;-H4,%T2 *0%4
M+BM+GLF*_+S*L%GA.B"XJ(2RD!,K ]!Y*;^CX"/_]EYL;3:UW9+(>4G>(KNZ
MWS<NLNPR53OS38MM^XZ'FD2H!IF(!C^F;U-+F+C<9^YMM;Z-I#Y=/90KN,FJ
M HH=6L4A_%08LA]F!\>/]V8B8JN9;1<7L#H;>/5^(M0)5%>Z@:I(0P.(F KM
MMM[CPYHH3G@QRX/6KRN9=>AO])E\I3?-9:YP9D%FZ-_]:MJ_DZB:,?*IE60-
MXGAM\C=KE"$&Y_^#H8FPM@Z%26@,J+=Q;>!JUU,?*_%E>CIX2:!2 !!6#B5I
M)X!CC*#>RT#QH+%+13M!<I&#09C1ASOK@OY^_J:JF:'7% Q0O-;/)R?O%#KN
M#RO2R]&,5IA))O7^U-M#F(AMN,K8$]$9PB<LR+^;%7D:Q$7,&@1#8\8_-Q*J
MKG-6+'[/<<+*A[+6;CA=1XJ8N?B9H'5%6Q9*NLZYR([!."T0N4ZM[,1N?&F&
M3 _/7/5V1OBL_VE1C.*[GVDRV$D8D+;E^0HS4KX/&M\'JBC/Q9^ZVTQ7V.:W
MD=REQS%.,E2A%$<:E@-RP?@@"@UUYPC(E>[0'WGG[7Q5(*E\F0>$1JU4M@U#
MY;]8.A"30'_./-;QT5^)K-LELBSQ95.P0LBQJ>I =&M147?T":6$T +#$D X
M67!2L8\L./G%(&>S.]-7L, D$.)-8W<V'<"C4K._JB6$P3':?(KY!D18]8<A
MJOJ6[_9@.U,JGTEP(.T[YKYC1>_SZ0T&0B3A,A*2QX@F\!+94C2Z EDMEX>=
M!8=0U!P1/9^7Y/(0TX.!3,L2L;W"A5"YU[[=$3:)H:'RG*<&D*JJ;"O@D$).
M*%5=6BOU+5VY\1A/W^P,*AY7[=X[:CR;WI#I"WMG9C%F-1QK[T[*N=+G:5BY
MO,1J]<:H>P^R\D'0JPN'/+%KC.E"7=O^(D8BIV)Z2ZV@,;WOQYM@W*+1)\]U
M[$*E*]BZ'>'FSB)C'W7JGZMKPCON07N1<-&-?(5\JZ]@_8.U5^];?8"-]D.W
MO[OO;0."ER:.GPBK*@>9M3LYBZ)T;#]*>H&U$;XNH6V&FMV0O&+;TUV[?&HN
MGG;-Q<>+Y2FGF-HC@FPH*G#UQ<K-;4_P06,(9VACV%2][0^3 6H.+),I)@J6
M*P0*;#R R)YC B-2<HD<CI.LS8<*3LW59_Y 9U%S$4-U1<M"O%T3X:%%Y%0]
M9:([WL_QR)]W)<(BF>MHW_(!G=MW?4+.I$'1?[Q-]*^O+?AM7"TJ^3MK1T3X
MG6W@OSD=L5$%)(,:X+H*@.3_@Z\J_T%U&P706YG>^92%Z0W='A=[1'*L^X@Q
MG>@[(A(V<MF42(/!_&I&J=!R=M3PLL+O>4&8T*]!]>7L [,>_J1$IG@O^BW.
M.4S*-\,^37ES\/;S/-] B\VN-)4A^3B&1CI" 99RJ+R]B'83WD!<T>OHE6[T
M!:_#@"_-P<ZV5.+-YWV2[?&HOT:<OX\4^W1:1HB:S7PT'B7H?1T"*<^@<+,C
M1'\75 Z,1R\]KY"Q=P8:.4M?,%P!329@XM>%M,.&#9:R*)+6^6YO2EBP[\",
M<7P"'5(1G_<-&I/M,H#8&T_\'H>$%=>B.[BG_92R?]]B\F/V66U4+%8+^*\=
M<YJC3*1(%=9&M]EG.+3MJBZCMGHO*6G+8A$V;*F-O#P54\'7L1)O(8XP:2ZP
MKN?,$33*JVM;:$"E$IP&4^ZFZ4H*^;(U!IA2\[)EAJ5J#@* WY7V\H(_,O1*
M] 74URH1F/65*F1 &#5"H4,UG+.,N22%GU$'HW4#-3/86=H<1S$1UX9.MS>Q
M0!N&=>-,[WU$H:?_E/XQ9A>Y.+Y#=V7*A?F[4KP2YOT-U9ZVW^F"S_E]A#B7
M%8<EKF99K820)DE)-=IVF[]B0Q!#18WG@Y47GT \2D$-4^<@!DN"V^".E$\E
M;\56=9N'TZL)CL! (,X0G.72]NP+'SW<]=W.GG2P3O$C]4HC[.Z%6A!559]V
MDQ?DP7'PW54.47LP(51Q&4@\PAZ8H V!, K'4AXG,"?WPW>B0=2E*>/!_AR=
M'6O$CP89OYT\J,X/S#?Y=S./F,RF3*5!SAG- <>\RTAMM-N+.=M/ZFZ3 T&*
MF66\<8?"NEH$KFU!P3#W.1=S71,GZ__4#C1'TD]1FN=^*.V$0\?UF=B0,0[:
M=Z+H6XDNY'\R!Q-Z>N /_"MP;''FR, I!US7D4MXJ3B03;"Z:#Y)8D9:4C/J
MJ%$!JV,24GT6),MZ-26'&F\5]46E(8;EBWP=G=W*#,B^ ZDK8.@#[U+/:3K!
MR"W[_&)0<"/M/F$"$K%PZ7*$.J&SFM@9TQVL&9:(9 O&].?<7X&K-R8<H+I$
M',8<J33Y475[ 4+@$V;S;E+\2/>@SF?4N9Q%E.:3_[2II.._4DFW2R71.4?Q
MVG GPTJHB)DD\FG/&>$ 53+0]*)H(S:":UF- E8 %G5>PBA86+H<N#^/;E09
MRPBBBR$IX?X"DKM@_DCB-6,*1\>EZSY&0#7]K9->GN2QRUM%9 4!73+FY#/X
M$UU:5]QPN\I51_+NIXSM 5=SQB<(=4783H++T>Y+=12B.UQGG(U-QMAE9>/4
M!4J"YO01)E $OC$=?1 Q<?ENL=MMG*7,6W5_I3Z9]OO+%M^:\XPSE R(:1HT
M\48IMSJ!#R&W0;L.ZPSFKF\'U9WT'H2WTS[)0JY8'YI$"N/G8MO#Q0>/-O4:
M\E]$_#S\0O[#,CW8:@>OO[>36'29>7_-RF(IX#!AY-VL'KOF.]&5[X"%)ZWN
MBB'&HWY*M*MX4Q]85"+^^5H(V/V/.] 91(?<&5 D1=L?#YU>') ?3W\X#HYK
M\S>,O:VX9P<[IKYM*X5!J;L)&[K;V+C]QX47E2%3__(\:V93=6++VO/H>#JH
M>&):<?J*3-*/Q].0F&5,0&7CPSS2,/G5I]TP:ABD&"L,D:.52VX93H%$&AG_
M49ICYQ)Y9"%'G%T;XJ#=?7QWI!8P'QAED!R\OQO*5_051E<T"(O=Y>IZ!9;C
M.T*=33@*J0S:D8X:P\[6;E<5LW1,(9LJU)+IX9@I5FO6=B? @!TSH$MG1CLL
M7(+%$K[+[ZJ<9U>@TWW!&EGWYP4:_F0"HLD2IJ'<=_"N(!ECIUX<N?6ERO22
MH8\*RUQD4RZIQB.%N7?\$)-A$6]Y5NK5X0@O=TLON X[@#;J!>/5L\?/#V\I
M$5G?K227I*/K;NW1U;SZ4C/OUITT=6?M#)13SKE6R\2H([I]VL>C5S*.Z%%C
M/?CMMQOTX*OG[\+N?K*56U$*/J88(VC.L(_8&9HC]5K#+%(IQ@)#KS(W1GMA
MMC3EW>(FWW6._Y6>%;PTV[?;'$0: C[@C&*0L(GP<.*%G*](2,JVILFG8O+I
M#$R@R,F4S^Q0 -"I'22C6*AAB=T4C?_0:8^QO.*>^"BG]M!BPQ#)U 2'XCSW
MK0B$5%P*WR\A6HCEG 'S1<=F9D=*=B<.=P?83&8Z$VZLG B#2'X5.2- @(MK
MK*,)>=-9G/#]*)@4I1E:7H.[QA5#R\&NRK76'J5-)0S3V>2"?,;N,%T[R'O2
M7%+>/-SVSWLZ#ELQ6#5[TWT/6J+9C:<X<&GS3_X0,%$P):2V'0 ;J\/P^*<\
M7RH@T<,38V"I>'/%!2W4W"^4UL *IZ=]MV6J-T6U"BQRS+:<<??-*9FVNE\*
M+DR-CA-V4S.,3<UG-^VXTP;".EQM(1# ]U'L2(R#%5+O;A@80L80F+*1-2 \
M3=?L54DU$#W6BTW'4%DO[N4>SND2OGUU\GR[<=A+Q+A5X](:-$C$",2/1WRL
M7KPJ< ;'HRW>X#FI2S5J4G]AF64&0\9T7G#M2S@8%]E\-FQR]O-*C:]BIYZ9
M&L=VG69<9-?^Q9BI/O M7A-5U-FVUQ:6)G_=3Z6T>R:Q?DS7(99+Z!+IS9;3
M4*= R^LC9V*FLA7+>L!!S9^OSK(T.:VQSO8-M3;_.UP:^-6'U11_]V%=%]D.
MG)7P2GY@4QUP-0C_^ *.3=M\4GOK75XMP3J3'/7[?+DZ ZF4[I(X&WK#ZQ6X
M6MO>P#1'L-DUG/2,B/_98/WM4XV,!$P$PR+L_:IIBLST_/X ^R+\K,\Q.U)W
MNV$K6CZTMOE$=[^[3BW@G!PD/J"I1J?PDM3GX'B+(X#I<,[7$L,R,732#\0<
MT6LA*BW075K$A[DT-1*,,AT<)AK!Q:7!]VT9)_D^%AN#!UV>VW25!C)I>:V!
MHPI!))['?2O=%<V\8!+%#PB@I83H"^D# 8]\DW$FU:G0MR27\"=U54ZX\$O+
M.^5S5.NJO=MMT:L_&RP@0U\EG- ;4:2"^UDC%\D*+OI<NJBO,)$%GL.?-OOS
MX*_LS^VR/[^5=(Y_*9!RZ ]P*AV(1\]>ZCU 9&B[1,"(N5J.8G^(74RO=]/E
MMK$*T$74!V)>6O/O0OT5M];&"*RV&:,T+%K9GAXHA%LMP%,VG,!*C2ZY@ZIG
M!8A*^Z,")R=!C@],"^ ]+-FN$+I[5O%DB[;$6>-ZJZUJY&(W):_:D3+HSEP9
M?>FZ^JJ\JURCS@G+1DYWY75-':6UA[QK52J-ISN]9$F8#,A#D!@H2,R;M-L'
M]0/EC%=!O0(\&,E'8I0PBU=A+Z1*E-_BFA58^RQ)OBY"UL&V,ZERX*92*>/?
MT1;CE A.W>XH 2AWF)L)DG6,H9B)XZP:L29W-)@2*6L@5$XAR!&O[N@-,6W.
MA!<NCMQSIG3"XY$Y-G!L-;L%<PS5%VIB91T*8DLVN)9MTZC^2-GSU+$LFC!<
MM?6A8DZD^ENE<7&&1<<@8'W5UO?"OS#G&/;[7%;OHEBZ;H^U^64:B9.FG--&
MP[R]$O11!EN[JX,'UK?D3-'UN:#@@<I,UQ;-!;71+L<D@[1'2P49(YW;J%%8
M(6=\Q]<K_HU.GB=ELZ#8M@=<Q@<.M\3;I1DI&.&^KS.3QG=2KZX02S#1MGOH
M_1P2/B6O0[QY_]"8,O .'&X\NEL\G-M?YP%.JYQ7R]$\N>* N0L+>!WO1N[5
MT9GT-=>/&R>7)8+I!4CC,KU.Y-W,?82G@'N5K%UII-/!CE,HDCXCR,@R8VT#
M9K@V74ZX\=\5^Y9!.C0RMGLZ(GQ&WE2XU;9-31G<NN"@V%XY7P].658!;V*G
M.V)CM(+G@!M.(SMR5T2]]5JY8Z2Y7FD2B:/QW.P[\[R;GL IY>,!1T"M"T)8
MYR4;;T%@ACX)YIY^DE]HZ75Q[3L-2]3PU9;G($(GG^19=/2BA8F@JZN,\=1@
MK0@%*F.M P9$=[:-].7?B0E2N\'.AD860Y)V1Q3$80;W\G[">E+,@4<4 5\3
MP57^2JVJ#MY+B.A%UF8^S-YT/LQ]K5P\B8H'A:YYIQNQJ<%U$E94,7*=&]1(
M!^::0/$,*:M6M>_,8+<@ *S"0 M)NQ WS*KFJI1-G36_]KY<:F6XN1XSC%2@
M!>ITFL.R/0M0KO%*.O;E&D?3ZM)'X1_2H&OS>(2;Z@G23 ]G)ZVD4:G!A-@V
MM%)T.>U,Q>L1C1M+A9.I0MY<"C6 6).JE(MLNR1>XDG RK":A*><,2Z<#@[O
M[@W8>3*GF!JIDU?(-/\[VE[P77.(Z_RRR*]<@30QT^>6-_=]+MPZ3'O)B&QT
M=&A(L/-"?CBYR*<(DCD]Q2WG7PK[C0B='/W_NBJ+25)7V91*H+R\QRUJ,57M
MJ[2ENOKZ \28&UW+G89'1+%)EEJ:7 &T^5*'WWEX5/;N1A>@W8C/D43SKE]/
M&;<J*?JV.F<WUQVO35L]+:8>0IFU_1NAURE5^2>I?FSHZ\O+N5+0G7,LZJ4M
M05XNU%/D='8_X#&QA1)Q4[;W4ZY0+:7M:K4EC!S>.:&^%(T1,H-W>L>MF::4
M,0Y4K5TT\SQ#HX[ER1*KD,C&HR.!J4QG36)*<>TFX"C$>&;<Q+&O<K=MEPA[
MYL LIS%.,CG$ 6O!;%6717/A* =\NR\)CECCN+VH$6<=.]C*,T8Q9 PB2=1+
M%KB5*BI:1C!.I-$C@T+8*6*'<;YV+7DB8[S>F/ ^DB/;%[;)J7_^/>DMAS*[
MRNKIP>NJ^F3TE9._C2$J-]Q[AAZ!:SK^T.X;*K%87,SD\7-Z_+D_<1Y(.!XI
MDA!6-RB^??#MB5,9,6?9?/+X98R39/]:ULTU@<S.0[S*B++5R?T^/4FG7$_I
MYAQ3'5/W<X-B+#RD@S-5^HEN&2'/DT[R?"WL=RMF6\;NS&#O+2B6Y?K)!?B%
M3"E9 OF2AHXGTX/0"PN>D9"@$B O(]L )9P5(-2 ;L:&_@6&;H4#(3$4" 2"
MI6#<*M.@*%GA3+9G>:)$ .&#M,9I\#!16(D^XD7W%54I3 T4*LA%(ZB\1S79
MR7?;5=<"C2MJ,#QGX)\5NG_:--##O]) =RY:6;9N3;Z_!B?YX+>EIL!/5/R*
MNV]EK\9[NMPI+HAI$-F4"X>[OO7]QT^R@^.]V;X.($;K]-[R[IOP*8D0!N&Z
MF(26;3=I+P3CC$[J@/&9PA^PC]M&^/S@6 :':Y&P3<J@#F5II9$@N^0EI2VV
M/G*.B[YRB^Z"*U1"TV4;";3,D[W%_GT6$LT]-CS7B-=;[T1%AA\A2W&DTF=U
M]0GCT[."3$N?DZ/PD<:)*1DQUXIZ*FPGT1SVC>^7K9$%1V] ]5G5\AK'<L"=
MO7RT99830%19LPC_(RAIQ!MK NWZ##'W%*UA+.2+? E.1YM$JH:G\B>AO UA
M@MR)V=4-X^]?O3A]#M9UAX)AGI]C(+K@ME'N^W@_/*,!-05>21\.6_;>34G0
M.WRSCAB84/GH+6Q/<[:6))]24Y>5+SCK%^S]B5!U<]E-ZFR$5^#4Q5^53D6P
MJT%DJKG*EIA1HO^=@=F"@G.VPEQXDZHYPRGWC)JH58PJ-C)IST1)^*]@,#.@
MTP"(.EK!)+0.N&\8[K'I+M3L&^MPZJ?E+7P?8);6<;7V5LWJ.I->I8TG#2-]
M3&8VEO;(@9"S'<F="2@Q1@40^3+U5."LW.[/2ME%#@8F3@ WO:P97\H@ X^Z
M*Z,,Q_;.^1QQ&MP2PF\KF+L/WS4]SPC#JI!O>C[--:\IVY\W&@;%UB&A]:]4
M.K)/\[7G#)CG&QGL(PPQT]6<< 8"2!MF<'2-[8O:-DLP<D%O,%PS2DJXIA;!
MQRM]FV33D#XD]^E9UR -IEWCT'&%'5RBX3#R+".G 4_B',6?^Q/33RBHG%ZN
M  M1:6ZP=][]=9=FNU]99+&E\-'*Y!D#Y? F=Q.K=]%7>J (DUN'&ML M5,C
MZ:R@IW00W#3,D8%BF0FPA\X947M)07P :PY%EI>G5-(H?$=TG#H9]6M0QM'H
M!Y_&[6^$@ZEA?Y.L7F+*N.:K1.>Z^F5=C*W&KK+68$45+5(VE^ANUJ@%S&1<
MOE?C#BWAMC=_Y$T/+$K3;DIW)]B<ISTQ$.[BM)JL@HJ*H4I=L5Z[]%8Q ,7U
M0CZ<;'%49N2$T)Z*)*2PNU 6]P)6LJS1CF9F1FH 6]'JR',=N:F%;M##:$3W
MD*&?![[N1B#XV]GLX%DV9S.8C]Z'"V1C^FBL>6<@.S_%-DFSQL< [$)!0[&\
M[D"/S@S)!C'F!KI[*E63._BF]')E4YX=G/'4!.N.$]-9"J!+LO1-[U!^,4Q"
M8#T&Z!F)C-\+#8'#=/R:U1KQD")R4R(6X:MP6)<AAC67M%"RC)3SCB9"X M%
M* F)G4Z^"MM%I/#\8YK\AD?S?W1(KX2 \3T3J84.LI<6 Q^_GZT45,("343?
MZT0W!-=N)9OZ2C>'F+-E#D4),I+:^FCSY>'U-SK'"TF7?!F/#,]+GQ::*:&Y
MDXDVO6QPU+2T.FYA#$D]94B7Y>#1T>-TU^C:@[.#!YM":SB<4^P==7RT-]OO
MD"=L??R'@[_+P\>C/=/'\X/,JK<;/?:1/V6X^M%?X>J[O<*7^S# '8+56S_P
M,2<BJ@,XYP>_HX_0N-"MB^"&'JIKR:&HEVR.SKS'F>^@A;>3"X!YRHTK>^-S
M!#T6M&"';#$J[[01UET,2E+HUQA89S%]6DM0'UYV!CEH^A@9(&CM.+O8]\'4
MFG7.Y)ZMU@AVCG8_'(^8Y^71HQ,3>NH;NN:)YHWHZ^=,Y*\%"0/O8?'Z^.AX
M\"V2K3SKGA[AX6!ODL)"78A1L#9$38!'[2YVM+C69AYV=M/>"BPL+V<%LE0Y
M8$)GY%ZC^2ESPT_,L!#_&M?*WLT5HGUH"1)Z5Y.,X=RJ.G'1REG5P9SN1"2R
M@Q=R^YO7.53W+1>ZJ_RU7< 33^5UXH.=^+&4PX]N@7;=OSM=G[2S/$0#!^,D
MDU(A/5/ADKHVRFP\8IB9\^![2R"P$'8R_VW@9<E-T65/75AY//KWVEAES5:8
M6QJG@*1LQ@SVJ/6;'+1$W(08,C4V'&V, U.W>8H[84][]3MQ.E$.17&U/,:M
MR^3EBY]/WB/J$8EUV^3X,;9YS+$I,:S#NO&H87S$>\2:?KBH)'I*FH>0/!0%
MY_9))-MJZY,UMM(H&?H3DD1IU#7L3430X %<\'T$L00,]WQ]A@%MKO<F<Q5<
M*]?W?+>.S;;MGB/9XVP&%G58&X7;K;*BDQ-B"H;1%U6.L9D-;5^C?8X_UIYN
M0J#"B^4*X6;<O1BK5_+VJJH_8?4<;,.4>2H\8P75"E <!?Z!4,^@I%/N6";9
M,__:&*>W*[#SS!_4Z$@J[5(L%YZB=<BQ.4KHUU.)(M-;E#HIZ-I%Y7I@5<:I
MI+M+M.^>3@%I?"PFR@>>I>\OF-T^3D02>PU,\9^K8JGQ2K,+0R7?IR F>4_H
M@5S087@*/(ON762LQJ.!;(XI^QWBUHSG%.7LM^Q=,$^%ST.VV$Y"0ME=0-XZ
MP;[EK7!?,-K8@@<-;V9F&2QWOERF'-A<+A9)<$0C*W_'JSV4.I/^PL\CW2RC
M?%A,-K;P1HSO[:CYY]0PB=$68.&[UF9C/5"3S?+S%36J#UI$,P=9JUW,,,]V
M7E-IOI"75:B;%/R+<YZ"]9 A)1/)\Y!7=&!9S4()2)H@FZB/895!/C"V%'76
M5'G1A(N0J05"[$HTR3X>N2?L0BU'_/CD8C&+=*SS4P<$P%)"Z+H4_/'':GHN
MV BRSEPY>23EXRBN&%=Q5J 2I;KOD/+*5Z(3>$!I(U+?/<QRR$D_00'9VOQ[
M5PTO$?@1V;C8EF7EU'^-SH<%]L2^0='XX%*NB+UUPIWMX/+Y#H)*6UM-"<3/
M1TNR]%>D5_'%IFW,M,(<F,_>(P_8ETW??VV+1"OH*;@_%>-(8FAAJ40_^XI(
M9?6P'0,FRM5L)=F?H/*+TM=,:THV8?A.-16%D,)8S:U$Y97=DFZ.LF$ZPRE+
M/'C'5]1?@SF6FDNV2B2L#S/VCSY3?S4'14*WIETO0W2/[5:^0UL2IP,S3$."
M%_<'W-8R8]:B6JQN,; JJF_)W>^;"SBOEU4MO>B]392=(1-28#IN&((I]NZU
M1D'ZPGNRE^5X$MK0D(F_$'A.GTB</MEILM%T6I*Z(V/Y:BFZ0&2H2(0BQ!R(
M/&9)P=BOTG0)2D$EJ'AF4]KR:+ X9?%*)?"**DA-^4.I.".5(@);8EY8Q$#A
M#;$LL5[,IA[1D%(GA3+K&C6!CREN%PEL,C*8+ <DVJ*JVW-I<))S=_(:#G]*
M5=/V+7#-L?T6]E'QDPZJQF/UXFY7-F^**2@_TR2V]T86^!$XT.54T!'=#YB&
M+Z[LVD)=@Y>#SNZ\7<E3-O%/TG,"1*8G2\)+_#QRJG3?J$F9*''6U!;3ESIU
M+MH\I4O.6)])G><]+;Z)0Q.T#)XX2^/)+<Y)KFW9"E6'Z)3-\[GKVT, >V%T
M0C8\K'N#&:>^J]@ @"YLQW$[\W:'7FM_XI3CX[]2CG>J/I[M]U(!QB70<C@\
MOT)#8;Q'3-:[3 @>:1 H^%&LJ-,4C!1M),=[V7['])\X&\DD5P)3B.B".BQD
M3F)5RZ(,^'BTZL2V PQK1DS8<54V8)9$VG-W_F3'DQ(K5HT7WK6"828$MMN1
M:10,;#"^R+Z1<>*I.J^8B3A<+J) AA&=K35QZ"@WF&X!=!JCV:V*%2+J,R&T
M,Q&0$&GA%R0R%5$0.EE=X^ CS47&+3>GJ+NF="[L!'C*5P0#:]?=0$_LI9EC
M^0#SBWY#W8T4 W5V>WJL1]>]  C2"*I7#Y,/"E-ZH3"ER%P.4?Y@=YFO.URX
M16B5*B=>*Y4>C7(.L%'CV@^Y"YEZMMK@P*-=PH<NG].9M]<[//L^UQ#YLSP)
M%&*.[:I0;3%.MF7:0;(3*KR:DPM4DKV2=FI-Y?[,[5&6&!-%MP<']!\/CPZ/
MONMT.7BG7\#X?MZ)S>5)N5J<L7?SJJ@7ZD+M28?$Z1^KINU'*,&5Y7,JV806
M[(%9S:!'C-700_9M6TLLR0656RSG:\>,J)IZ8 P\!+ >>J_'$$JB[W/3R"48
M,?/(Q=U?H\LZ=5U\ Y8K([=!J%(E5,YF4)DQ.JSWG2B=1H^NPA&]Y65%*WDW
M,_ 5$.$1[)XI028XGF QHCBP:4(HMDR"IAV1@OGGO)X40MY)]"#B9[HC^Y;+
MA7P',-?@]2R?8TKG-O>.WCKPB=M>O331>8>WJ7N%P@ENN42=&Y1<ZP+M?3:B
M:F@ ML\NG4^W*[QC/@"N>T?OV5N;9^NHP-5Q-P##C6*Y.X+IL^KR]FW@KR_K
MSSJV&9L*YZANFZA^)9N,,LMVPWE[L3VAKA"5+HY'#QX^2A]^^SA<6#T.27@:
MV'8+WH;&D+T76(^TU'N132@DW-DTZF9:<7.I@OE4Y3PB#A6G1'A49/Y _U8X
M2C"#,3$'MP\=LD?O''Y7*IJ)F#R+BASVAT?C49A]998'EY16S\W5JTHPMFVE
MLA*.1Z!&8\(KG'!7?(42J14$;LKOI]CZ/)O0EIF3W3GX''2U)J]4G-O[U#(?
M8[!0V":VH&0HR\ \JRGZY^ S 2T/5I:LRCE:LI%%[Z:_33-X7#W::<ZCIYWW
M7%%Y#A-D\6]@NUQ0<&!?:!WX'&S&5G\W<!/E5^ABW=Y(?'B8O-/>06H%W@;L
M?2,S\)1JP@V)CO.A1!&$MQ5#/Q6GV#CCCY^TFI9B%-G<W2<A_7>>3M3.A,L!
MUI$*SA C<?\2DQ#_<DMZ\Y5I=H6)H1 2-F.I(,4'2PTY9;0^8OS/PV>=3?KB
MHR6S[Y;0Q@B(4.9*,V6MLY</A3*8O:09RTZM.-AKT$B#:[,O3=M0<*+D53Y&
M3AFX$MZIY_0/=7;:C6+9Q3*6JF>%4J(FUPG@%W@!G):3<EKG5TWR=VS@E;Q^
M_2Y%H.ICV"6XX"<@>E8Y]L9 ,_/AMT='*<B;^3R#5?B8?P9!]NWC!T</2 T=
M'_UP=)2<'/YZF-(V_Z.J/XG K' %SNH5LDK2G3R&Y\#W'CNA!3O5+BL-['9*
MB(/K?'SD @,:IQ-<82%][Z?D!5"+;2^WCG]X>)2\"P?W'+-V;H1TB(H9O,_*
M-]Y&DG&I-"@5.V,G2>OD?"HUB':0N N.J\%6VC#EEJV1%!=17NH9Y5@'C$>H
M!'!LAU* \8J2*3X&LV/AQ>/)$\<;,M#=,>TKG[UB%JB(B]QJ&)_Z1>7,F7>:
M_KX/6K @#/Y*=]'<,+XOG8(DM 4=OGG&E<U=V<'&D G*-!Q7KCX=Y,1M[Q*X
M0MG!R"L5!>'%ZL6O2&J=>:HEYSZYH!&#O*247G1CMLA=Q_G."9(V>Q)/*V:]
M0;!),1Z=!9.:IFXH?G!,73JU_0=P6N $3CXIO^22D'7T$TL(,J /<!$*NI#;
M)8:'S#UXE%P@,T! L!D<EML76UU?T4SVF0J(+I_NJRUKXW7@HZ9_[]C9?"7E
M&MJ;R27*OCT*?\U.&>^E%$:-1VPI2A?P[N*D-HS7,1![DL8XK>+S;-2FH5W*
MT_&F;B6L0Y'A7UOW@D[M*=)H'.K?4Y.&"Q6+^NQX4<:CB&[M*,H_;6KGR5^I
MG=OUP.F;2'2FO+:,7,5;JK+NR;ZM,L.D\TVTV9"+_.74V2V5F''LP:#N:;/[
M3($\.@2QQ%")YA[]6ZMZI!6P@W (Q(^CJ%Q6-Q@=Q<,ZGU=7S0_W4)1=!/-(
M;3^C<,UAQM0!3QT1:5&[0'9@!Y3JMC+E*NB'1\^V5.?AP\A]*691Q5\L%OD4
M.TW,)6@N16\< >;HFPWH>+K5BYQ!,^AL'>0$+B!+0LL-O*:/5I&K;0(3S1/W
M==>QRC]&@65!\;DIT.C&?*D2(R6!PN81JN(P!L]?$3[A 8M$Z*"67*\I6Z,4
M']0(>(D0U0Y34\ HP34A'75OH6]:/V_3UK*Q#_>F^QNVUF&D7#I^DA=+;6[$
M_.0LK4W(7UZ7>BB.P&9$KIJAZLAFO>W8O*O7WCUA&LL\K;7!Z$D:YT4X5V65
MB P7?3C:8+C74I75K!IEN*-4BIXTFZ<?GHS"RNA1<#XP>"J]9CH/7OD"D:%J
MI,JA+?F[INN[5@*'3!LF/.=8_#54QY"U\<C"F.PKF-)!$;W**R2EO3Q*90YL
MW#9KN%6=_8@7X$X^KZ0$.N;T&%\4US_1#QYAB&ZP8-DU5\ *0"41SI<DQ(N6
M< CV^>BR9HT2G[HQ*0T>#0KYS3 FX@\;6?-2*X=3%KH+'I0=YE5FV$W,)_LG
MCBT1FUZT%,6,Z&H[*T<21%OWN8AI;Z6IF# GK]*C<L8C6/>JYC1/K6\TET)V
MU]P -98ZORX:UY$: \-GM)+X*#B'K9QJE'IJ^G H']VKJB&:NV11W1>S)ZK+
M%ZM:[YXD>E@EV0WO(NTU%[6U#5C7EMW3D[6\6#=";T]=#,5O[98I<(G^MP\V
M5NC3AH"@F&<U01[W!WI?T6G8K*UF5)N 32C2$,3E<V 4KP@B*9(7F#HJ&$__
M(@*"_VRE.5KI77$^Q-.#76V6)%1RUW9B0#-TB,\=7P]]O*M$AB6V]K?MKY#O
M/X0+H.E%P5X=8FA BC$7OIN8?R=%17<M--U4/'I].V1P9[.%(_7L[6QW0VM5
M3\&V#^]%L''BF&W[6BC!>&JXA23M9 2NT&_;PVZ^D_U!T !B9I>AO3">,M\8
MF#2WLK"D0UMUV#H4/A%KT"I&1ONMYK=W_&XB04/_A-=J//H"AW%0S)CN(&1<
MA^+"?6V&265Q0.SZ;K,U!8JTQ,9G(NE[J,D58T-2:LIJ ['=L%XW%1.>[Y3O
MESS"5>K<T0SN\B[X[>6K;1QFWQY\ FJ2RN,1Z4&P^J5RZ1*]6WPVNRQTEZVS
MCQWJ <X8>.L@[^*K'":G9)D0WA3/55_Y;]3RX]'N:CZY6RT?:]2%)GW3,?OW
M!+3A2W*+<,HZ+-_N2@TB&U7:YW.45!/J?#CE_L/X ].A:K'O%*NUJF6,Z]T7
MD]QF[WM4K9W-5T((KON63B4W)XD8;)JW23\S.DDZR+A1W(P\))C(UV<3(<)Y
M#&U*^-)EC+M<(C&;Q,<W(@88=X$9. D!]H^F7U-G826<Y>W$<+'#K 3MKS8^
MG%O\T)CRSJARWYP/2Q!NRO;RITVA?/M7"N5V*92OR/.S\\64- @E$SG+^]3E
M:86#0DTM\$^&7!=O=@_<JZ_DE5S?$(SX"OU[CQC]@6G=Q&KS;FI$Q P)IAN;
M:/<0.[F,(.5P(9BOKFD3CC"1*.>PY'HP&NFX@[P%9# T7/XKVV@#E9K@ZP#N
MXZ:> O9M2H2>2(]W-1M+HL'B^\(4&1H/8^.*P3X91RKELCJ%$PZ.PJ$P_(JZ
MNBF^PD8?M8<K2X%-O5H=K()N*QR]"UPWS$X@X#BLE.-4T*5"F<1Z#4ZPV1,R
MTE T@XQ,3.&UVHQ!@2O!KWU[:F;YA+6>4M6+YZ'DVTHN<Y:<YR7!(Y3;DHH6
MZDO)?0I-3_1UFNGDE!><K!QL0112;?;9#5*JZ/%94ZJ2<U"Y'6;@,6$XE\:]
M[!Y\Z<M^(:7O58F7GG)P#CX3$ZA]WTMJ_;SKM2'LA0QK=0&3XI9]G  C"@D*
M6SQY@&&+H>^64^=R!UD>^HTAEW(<^QS(H!N$@V8*I]YP*9K@:ANU39E'&LRH
M<KEN&Y^GA.\T5>IAQY&NR"(2TN2:JYEI%U0>X_KZ"SJT4-J?5]XX'NDZ,?YW
M*#DMX(N==E>)F_IO[;9M#?/?#H!!3'+(-J1E3Z[),<W/ID7"C*=,?5O.DJCN
M4IPZ,<6$Q55+1T]XM@-UJ*?>%M%X\/'POB@U]RZ+_LT.:FNO$4-1S4^[Z9M,
M^Q,@0:]X?-EV="^G?W-^:\^CC450^BK5-/OIUAC9<F23UQ3W;2G06' N%0\<
M[&\_!!));'6"4,G&]2NK+AJX06+>:8BK9IR'AC_Z#=;[_(:2S.]5(+4.H9U,
MHQDF;BSR+AYGZ@:4=@SU;(H?X6\#OGJ&+LZ+?.5-YM:C-6R$12/7Q]\^1%S-
M,)Z H5>NDBE^6%&>6WEE.UR@,1*WF?>O%=7[&#Y7V0$-B67P^.:+BT+:[FO+
MPN0KB,*OZS80$U8GYAK>NJX5C!^[9U;F#C=M& A-;A@'I;-\;=+=.V;#[K+N
MFICEU>UCEE=W&;.4&[1;:"3_7#2M UQ2=.2L0>& MVMK\#+$60RCW@@2T5S0
M+"-_=E9F^+Q(+)0@V&@45U<E&;1E(\4Y]\W+W#WZF\*R_0-"IX&$VWV$*"Y[
MV4D/B!&?%+?#X7;WX@T,PDHOI*%Q:C=0?_ND*I'H20'/W+13:!SC$3 *15<E
M5TX0*28.):5*VTZUV*/'W=K6G'T)]J8:5$?@@==,KV!HP69%3>&/$JT)NFJ^
M6-E V8+?#F'92-"E).DRHEQKS'Z#F\=X*8ZQ$-S!*3J*8#1*ELGVQ./O-D.Y
M&GA_,W.<&.$C=M\7XH@A:6" +)Y2^P%;J](^?@%GZ@)#6' 8Z0B8];[&4A&]
MR]?.QG\>B,F179>W\9Y;1>OAG7T#5X4MO*%$'*2%,\2=A_'([^D%BU<I1?J-
MG8!W,@JM"_S3)DN^^RM9<K>=MB-8$FGJ(G46S&OLU*53E9FCK6<B>E=PA:1]
M7&!NSO0]!/<^QS314+A<,+%VRF+PL%%3^?Z2)'*JR:<N?SM/='\\@@^\R9II
M]L][F;0'6%K1^_T1:S(G=JPXM>X@Q?9=&>-6\^8U+,3!;TMGLSS[2:JC?]0"
MZ7<T!I8[^(?]B.%':%N;B8GF7+ST#T.&#FXI%+Q+X?!%FA[?>UN)>_CW#)I>
M:LA;/T0V@Y9#IH:.)?II_TCB=S&?2H72!2?!7&M)\."YV*,^%CXMT*I3YDCW
M$[AFQ  !4\?[Y.X8O"DXBPI7\6H8!GF)<5MFSVV)P".7: 397O0S,<$P/!DO
MK'UF:C[!*\!S(O-",P!B8@4=+%QL@^'7<0A?E@QTO1BT3@PD.!U> $\$X-?"
M5%V0).;UH(]?94MLV, D^GWF5X8ZR*HW:8P+AX\S1K; \)[P6?WG2OE\P;N
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M2S<>!>Q6SK'M;'QT:.$R- I'ESB[:T"7?58E19_*%DO_J>F*[AYH;EHC5Z&
M%]4,G-@M8L)B8,U^Z<I*HO&BZ+,BP<:C#M2;0@%2T0F/.+7]KO&3B,?Q]ZZG
M;,-S[O!<_>WQWA))V\KI3[3LP_R4$XC_IWO7-ED5 >A5H]^DLLU[)3#P'N,
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M?KDZW':38ROM-]Y48G=LNUC<<Z@?[@!2H<YM?*Y[(+L28=/Y%/)<LE$\'L5
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M<HZ!=#?)2SA7$FHM9K: ;V>+VY8LM#U7E9H6E[FCBNF%MQT!+Y%\X;D%<43
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M \CV&<8TB7DG,R4T2M ?7S8;NOJ 68.]/GP&!\XWTF 249F!\W2 $,Z+1))
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MO?<$O?>.00+(^:WQ'JJK\X&93CM)AYB8)5<>4-$V1'A4ZM=S<;*T  YZR4I
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M@](")IK0P:#LI"9<S;#,5SJ0"@N;/8U"_YV4T\8BN]33!2#-U.,=F:75EHR
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MQ,AFT&K5CY:B=>XRWP)W!EWA\VG@^O*# :IELKG-X4(XS)D*9L.(^TLQY=*
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M.+U^]W9C9WO[;XO7#"?]B^O^U?_=BQ@<CNA83E9!L9_TVHN'@NTKX51/;>-
MQMP2&X<,K97900RFQ5;F^L@8FKRC]:6!:"A:=$^JN1NAU+::"E.S$4?)5&Z!
M7_2.(J.105T74&])WZ_%.VF-8*/Y0#@(TG&3O9!2>Z*DU&25QCE-8X5Z5EGG
M-[TM"%68EC52+@FB@*=AZ]3,:'T>VB3)XZO5YSMB,&8:5L]%(IC5:1:>B&.+
M9N..6^ZFS]HL91TD^:U"Y."6*B$=^&!Q6;?\XW 177;/-6+%,RA6Q%B8S2]0
M2?.\HO64!FO$(E*=T!;X>U0H-J24N6OO6Y8E>&XJ=B;Y+),)OR^J"!@SS2\3
M'BZVWVYD.#.GD3X-5&L'<E']#P.;K==L!/-%XO9$I73*TQ90??V@$D=%0;=>
MJ?#*X5LGNCO;[=_J<4P=^7,%K -,P@^G*E&$,W&"NQ,FJ.NM-]N)"(2G86#
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M\$,X#E>H8C_ZBZ^:7^BQ*SR%4;";L@W"3B39&%A46QJ"M!+H4I07;]JS434
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M$]F-L;P0I)4@*T5TCZ]%&Y:;?'6]%'=<Z"WS=R>R73S]ZPMZSW]02P,$%
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M.#)D.&LN:'1M4$L! A0#%     @ YH%'6D (2)Z+H0  ]Q # !
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M,C V+GAS9%!+ 0(4 Q0    ( .:!1UI%2,\!7@8  +Y#   5
M  "  6+@  !E9G-I+3(P,C4P,C V7VQA8BYX;6Q02P$"% ,4    " #F@4=:
MC<9:?[H$  !\*@  %0              @ 'SY@  969S:2TR,#(U,#(P-E]P
<<F4N>&UL4$L%!@     (  @ ^P$  .#K      $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>20
<FILENAME>d861882d8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2024"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="efsi-20250206.xsd" xlink:type="simple"/>
    <context id="duration_2025-02-06_to_2025-02-06">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000880641</identifier>
        </entity>
        <period>
            <startDate>2025-02-06</startDate>
            <endDate>2025-02-06</endDate>
        </period>
    </context>
    <dei:EntityRegistrantName
      contextRef="duration_2025-02-06_to_2025-02-06"
      id="Hidden_dei_EntityRegistrantName">EAGLE FINANCIAL SERVICES INC</dei:EntityRegistrantName>
    <dei:AmendmentFlag contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-326">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="duration_2025-02-06_to_2025-02-06"
      id="Hidden_dei_EntityCentralIndexKey">0000880641</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-337">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-338">2025-02-06</dei:DocumentPeriodEndDate>
    <dei:EntityIncorporationStateCountryCode contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-339">VA</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-340">001-42512</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-341">54-1601306</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-342">2 East Main Street</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-343">Berryville</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-344">VA</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-345">22611</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-346">(540)</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-347">955-2510</dei:LocalPhoneNumber>
    <dei:Security12bTitle contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-348">Common stock, $2.50 par value per share</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-349">EFSI</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-350">NASDAQ</dei:SecurityExchangeName>
    <dei:WrittenCommunications contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-351">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-352">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-353">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-354">false</dei:PreCommencementIssuerTenderOffer>
    <dei:EntityEmergingGrowthCompany contextRef="duration_2025-02-06_to_2025-02-06" id="ixv-355">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
