EX-99.2 3 efsi-ex99_2.htm EX-99.2

Forward Looking Statements

Investment Highlights

Management Team & Board of Directors

Our Markets

Dominant Market Share in Our Core Markets

Strategic Objectives

Balance Sheet Growth

Deposit Portfolio

Loan Portfolio

Loan Portfolio Detail

Asset Quality

Earnings, Book Value and Dividends

Yield and Cost Analysis

Profitability Metrics

Capital Ratios

Non-GAAP Reconciliation

Non-GAAP Reconciliation