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Consolidated Statements Of Operations (USD $)
In Thousands, except Per Share data
 3 Months Ended 6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Jun. 30, 2011
Jun. 30, 2010
Interest and Dividend Income        
Interest and fees on loans $ 5,818 $ 6,229 $ 11,651 $ 12,489
Interest on federal funds sold 4   11  
Interest on deposits in banks 5 2 12 4
Interest and dividends on securities available for sale:        
Taxable interest 572 432 1,023 900
Tax-exempt interest 121 142 244 287
Dividends 17 16 34 28
Total interest and dividend income 6,537 6,821 12,975 13,708
Interest Expense        
Interest on deposits 1,303 1,501 2,606 3,177
Interest on federal funds purchased   6   11
Interest on company obligated mandatorily redeemable capital securities 109 109 218 217
Interest on other borrowings 42 103 133 252
Total interest expense 1,454 1,719 2,957 3,657
Net interest income 5,083 5,102 10,018 10,051
Provision for loan losses 3,550 1,000 3,820 1,411
Net interest income after provision for loan losses 1,533 4,102 6,198 8,640
Noninterest Income        
Service charges on deposit accounts 535 682 1,036 1,291
ATM and check card fees 410 366 781 680
Trust and investment advisory fees 384 294 726 604
Fees for other customer services 74 91 147 164
Gains on sale of loans 22 25 69 65
Gains on sale of securities available for sale, net 41   41 2
Other operating income 19 31 25 56
Total noninterest income 1,485 1,489 2,825 2,862
Noninterest Expense        
Salaries and employee benefits 2,280 2,290 4,568 4,517
Occupancy 331 351 672 695
Equipment 323 343 648 691
Marketing 100 128 205 252
Stationery and supplies 87 85 166 182
Legal and professional fees 269 194 470 420
ATM and check card fees 159 209 330 386
FDIC assessment 217 184 407 371
Bank franchise tax 104 109 209 209
Provision for other real estate owned 46 40 176 40
Other real estate owned expense 66 115 192 181
Net losses on sale of other real estate owned 8   8 52
Telecommunications expense 86 70 176 134
Other operating expense 440 407 844 844
Total noninterest expense 4,516 4,525 9,071 8,974
Income (loss) before income taxes (1,498) 1,066 (48) 2,528
Income tax provision (benefit) (553) 313 (106) 760
Net income (loss) (945) 753 58 1,768
Effective dividend on preferred stock 223 221 446 443
Net income (loss) available to common shareholders $ (1,168) $ 532 $ (388) $ 1,325
Earnings (loss) per common share, basic and diluted $ (0.40) $ 0.18 $ (0.13) $ 0.45