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Consolidated Statements Of Cash Flows (USD $)
In Thousands
6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
Cash Flows from Operating Activities    
Net income $ 58 $ 1,768
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 592 623
Origination of loans held for sale (4,001) (4,626)
Proceeds from sale of loans held for sale 4,341 4,901
Gains on sale of loans held for sale (69) (65)
Provision for loan losses 3,820 1,411
Provision for other real estate owned 176 40
Gains on sale of securities available for sale, net (41) (2)
Net losses on sale of other real estate owned 8 52
Accretion of security discounts (29) (21)
Amortization of security premiums 234 185
Shares acquired by leveraged ESOP   42
Changes in assets and liabilities:    
(Increase) decrease in interest receivable (39) 13
(Increase) decrease in other assets 730 (310)
Decrease in accrued expenses and other liabilities (562) (1,527)
Net cash provided by operating activities 5,218 2,484
Cash Flows from Investing Activities    
Proceeds from maturities, calls, and principal payments of securities available for sale 9,921 5,615
Purchase of securities available for sale (31,023)  
Proceeds from sales of restricted securities 294  
Decrease in federal funds sold 7,500  
Purchase of premises and equipment (94) (125)
Proceeds from sale of other real estate owned 384 1,779
Net (increase) decrease in loans 11,247 (3,007)
Net cash provided by (used in) investing activities (1,771) 4,262
Cash Flows from Financing Activities    
Net increase in demand deposits and savings accounts 14,348 12,422
Net decrease in time deposits (1,354) (34,193)
Proceeds from other borrowings 18,001 23,601
Principal payments on other borrowings (20,012) (23,654)
Cash dividends paid on common stock (519) (715)
Cash dividends paid on preferred stock (379) (379)
Increase in federal funds purchased   13,304
Shares issued to leveraged ESOP   (26)
Net cash provided by (used in) financing activities 10,085 (9,640)
Increase (decrease) in cash and cash equivalents 13,532 (2,894)
Cash and Cash Equivalents    
Beginning 15,997 14,977
Ending 29,529 12,083
Supplemental Disclosures of Cash Flow Information    
Interest 2,962 3,836
Income taxes   2,541
Supplemental Disclosures of Noncash Investing and Financing Activities    
Unrealized gain on securities available for sale 1,422 405
Transfer from loans to other real estate owned 2,815 2,865
Loan originated from sale of other real estate owned 640  
Issuance of common stock, dividend reinvestment plan $ 71 $ 107